Housing Loans and Incentives

ADDITIONAL MATERIALS

HOUSING REHABILITATION PROGRAMS

Income Qualified Applicants
Interior/Exterior Projects
0% Deferred Payment Loan
Up to $30,000

Housing Improvement Loan Program for Low to Moderate Income Households

Online Application

Contact:
Economic Development
hpowell@oshkoshwi.gov
920-236-5058

Applications will be accepted from December 1, 2026 - February 28, 2027. For further information or assistance, please contact us at 920-236-5058. Thank you for your continued interest.

0% Interest Loan
Up to $30,000
Interior/Exterior Projects
Homeowner makes quarterly payments

Owner-Occupied Rehabilitation

Online Application

Contact:
Economic Development
hpowell@oshkoshwi.gov
920-236-5058

Applications will be accepted from December 1, 2026 - February 28, 2027. For further information or assistance, please contact us at 920-236-5058. Thank you for your continued interest.

0% Interest Loan
Up to $30,000
Interior/Exterior Projects
Tenants cannot spend more than 30% of their household income on rent and utilities

Renter-Occupied Rehabilitation

Online Application

Contact:
Economic Development
hpowell@oshkoshwi.gov
920-236-5058

Applications will be accepted from December 1, 2026 - February 28, 2027. For further information or assistance, please contact us at 920-236-5058. Thank you for your continued interest.

DOWN PAYMENT ASSISTANCE

0% interest forgivable loan
$7,500 if within a Recognized Neighborhood Association
$5,000 City Wide

Sold on Oshkosh

Program updates are currently in progress. For eligibility questions, please contact us at 920-236-5058

Contact:
Economic Development
hpowell@oshkoshwi.gov
920-236-5058

INCENTIVE PROGRAMS

0% Deferred Payment Loan
Up to $25,000
Exterior Projects Only
Reimbursement

Historic Preservation Program

Program Brochure

Contact:
Economic Development
hpowell@oshkoshwi.gov
920-236-5058

Applications will be accepted from December 1, 2026 - February 28, 2027. For further information or assistance, please contact us at 920-236-5058. Thank you for your continued interest.

Disclaimer - The information listed above is subject to change. For additional information on City Housing Programs, please contact the Economic Development Division at 920-236-5058 or the contacts listed above.