HomeMy WebLinkAboutOwner_Occupied_Rehab_BrochureONE Oshkosh
Submit application for the Owner-
Occupied Rehabilitation program. Funding
is not available if you have already started
the project. Applicants must apply and be
approved for the loan before work begins in
order to be eligible.
Loan processing & committee review.
City staff collects additional information
and the loan committee reviews materials
to determine whether to approve or deny
an application. Allow 30 days between
application submission and determination.
Contractor quotes & mortgage documents.
Property owner(s) must obtain up to 3
quotes from contractors. City staff will assist
owner(s) with obtaining quotes upon request
but it may take longer for the project to start.
City staff will also prepare the necessary
paperwork to finance the project.
Contractor selection. Property owner(s)
will select which contractor they would like
to complete their project. Final paperwork
is signed by all parties prior to work
commencing.
Work is completed. Contractor and
property owner(s) work together to
complete the project over a time period not
intended to exceed 120 days after the final
paperwork has been signed.
Final mortgage documents. Property
owner(s) sign the final mortgage documents
and they are recorded with the Register
of Deeds.
Quarterly payments begin once the work
has been completed.
ONE Oshkosh – Our Neighborhoods Engage
brings together public and private resources
to invest in neighborhoods through property
improvements and stronger relations among
neighbors. Together with Greater Oshkosh
Healthy Neighborhoods Inc. (GO-HNI) and
other collaborators, the City of Oshkosh
seeks to strengthen neighborhoods to achieve
positive outcomes in four areas: Image, Market,
Physical Conditions and Neighborhood
Management.
Oshkosh neighborhoods are desirable
places to live, cultivating competition within
the local real estate market through resident
engagement and pioneering partnerships.
Strengthen neighborhoods throughout the
community for the benefit of all residents at
any income level.
VISION STATEMENT
MISSION STATEMENT
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How to apply
Funding for interior and exterior
home improvement projects
OWNER-OCCUPIEDREHABILITATION
PROGRAM
JACKSON ST MAIN ST
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HIGHWAY 21 W NEW YORK AV
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9TH ST RD W9TH AV
FOX CHASE
LUMBER RIVER
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MILLERS BAY
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HISTORIC JACKSON
FERRY
CROSSING
HISTORIC6TH WARDSACREDHEART
MENOMINEENORTH
BENTWOODS
CONGRESSFIELD
SAWYERPAINE
HISTORIC4TH WARD
MIDTOWN
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E. SNELL RD
NORTHPARK
ENLARED AREA
The Owner-Occupied Rehabilitation
Program was created to encourage
improvements to the interior and
exterior façade of residential properties
within the City of Oshkosh. The Owner-
Occupied Rehabilitation Program
promotes equity and pride of place and
is intended to improve the image and
physical condition of homes in Oshkosh.
ELIGIBLE PROPERTIES TERMS CONTACT US
• 15-year 0% interest loan up to $50,000 with
quarterly payments starting once the work is
completed (ask about incentives).
• Loan is secured by a mortgage on the property.
• Insurance, mortgage and taxes must remain current.
• If the home is sold before the loan is fully paid, the
balance is due upon sale of the property.
• Property owner(s) and tenant(s) cannot spend more
than 30% of their household income on housing
related expenses.
Properties must meet the following criteria:
• Located within the City of Oshkosh; preference
given to properties in recognized neighborhoods.
(see program area map).
• Must be a single-family home, condominium,
or owner-occupied duplex.
• Must be built prior to 1970.
• Owner-occupied properties are eligible.
Planning Services Division
215 Church Ave. Room 204
Oshkosh, WI 54901
920.236.5059
planning@ci.oshkosh.wi.us
www.ci.oshkosh.wi.us/Community_Development/
Planning_Services/Oshkosh_Neighborhoods/
Facebook.com/OshkoshDevelop
*Program funds are limited
Program Overview