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HomeMy WebLinkAbouttid-29-project-plan-final June 7, 2016 Project Plan Tax Incremental District No. 29 Morgan Redevelopment Organizational Joint Review Board Meeting Held: June 21, 2016 Public Hearing Held: June 21, 2016 Consideration for Approval by Plan Commission: June 21, 2016 Consideration for Approval by the Joint Review Board: August 2, 2016 Consideration for Adoption by Common Council: July 12, 2016 Project Plan Tax Incremental District No. 29 City of Oshkosh Officials Common Council Steve Cummings Mayor Debra L. Allison-Aasby Deputy Mayor Caroline Panske Council Member Lori Palmeri Council Member Thomas R. Pech, Jr. Council Member Steve Herman Council Member Ben Stepanek Council Member City Staff Mark Rohloff City Manager Allen Davis Community Development Director Darryn Burich Planning Director Trena Larson Finance Director Pamela Ubrig City Clerk Lynn Lorenson City Attorney Plan Commission David Borsuk Donna Lohry Edward Bowen Karl Nollenberger Thomas Fojtik, Chair Kathleen Propp Ben Krumenauer Jeffrey Thoms John Hinz Robert Vajgrt Joint Review Board Mark Rohloff, City Manager City Representative Mark Harris, County Executive Winnebago County Melissa Kohn, Director – Oshkosh Campus Fox Valley Technical College District Allison Garner, School Board President Oshkosh Area School District Bill Castle Public Member Table of Contents EXECUTIVE SUMMARY ........................................................................................................................................... 1  TYPE AND GENERAL DESCRIPTION OF DISTRICT ........................................................................................ 4  PRELIMINARY MAP OF PROPOSED DISTRICT BOUNDARY ........................................................................ 5  MAP SHOWING EXISTING USES AND CONDITIONS ...................................................................................... 6  PRELIMINARY PARCEL LIST AND ANALYSIS ................................................................................................... 7  EQUALIZED VALUE TEST ....................................................................................................................................... 8  STATEMENT OF KIND, NUMBER AND LOCATION OF PROPOSED PUBLIC WORKS AND OTHER PROJECTS .................................................................................................................................................................. 9  MAP SHOWING PROPOSED IMPROVEMENTS AND USES ......................................................................... 14  DETAILED LIST OF PROJECT COSTS .............................................................................................................. 15  ECONOMIC FEASIBILITY STUDY, FINANCING METHODS, AND THE TIME WHEN COSTS OR MONETARY OBLIGATIONS RELATED ARE TO BE INCURRED .................................................................. 17  ANNEXED PROPERTY........................................................................................................................................... 22  ESTIMATE OF PROPERTY TO BE DEVOTED TO RETAIL BUSINESS ...................................................... 22  PROPOSED ZONING ORDINANCE CHANGES ................................................................................................ 22  PROPOSED CHANGES IN MASTER PLAN, MAP, BUILDING CODES AND CITY OF OSHKOSH ORDINANCES .......................................................................................................................................................... 22  RELOCATION ........................................................................................................................................................... 22  ORDERLY DEVELOPMENT OF THE CITY OF OSHKOSH ............................................................................. 23  LIST OF ESTIMATED NON-PROJECT COSTS ................................................................................................. 23  OPINION OF ATTORNEY FOR THE CITY OF OSHKOSH ADVISING WHETHER THE PLAN IS COMPLETE AND COMPLIES WITH WISCONSIN STATUTES 66.1105 ...................................................... 24  CALCULATION OF THE SHARE OF PROJECTED TAX INCREMENTS ESTIMATED TO BE PAID BY THE OWNERS OF PROPERTY IN THE OVERLYING TAXING JURISDICTIONS ...................................... 25  COMMON COUNCIL CREATION RESOLUTION OF JULY 12, 2016......................................................89 PLAN COMMISSION PUBLIC HEARING/MINUTES OF JUNE 21, 2016.................................................81 JOINT REVIEW BOARD RESOLUTION OF AUGUST 2,2016 .................................................................92 _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 1 June 22, 2016 SECTION 1: Executive Summary Description of District Type of District, Size and Location Tax Incremental District No. 29 (the “TID” or “District”) is a proposed 36 acre blighted area district located in downtown Oshkosh on the south side of the Fox River in the general area of Oregon Street and Sixth Avenue. The proposed District, referred to as the “Morgan District” will be created to facilitate a proposed 27 acre $55 million redevelopment project consisting of residential, commercial and retail uses. The City owns an additional 8.9 acres within the proposed District with redevelopment potential. A map of the proposed District boundaries is located in Section 3 of this plan. Estimated Total Project Expenditures The City anticipates making total Project Cost expenditures of approximately $38.8 million to facilitate redevelopment within the District. This total is comprised of $26.3 million in potential “pay as you go” development incentives, $5.7 million for riverwalk improvements and $6.8 million in street and other public infrastructure improvements. The projections included in this plan indicate that while the District will be able to fully fund the proposed development incentives, it will only be able to contribute approximately $10 million towards the $12.5 million in costs for the riverwalk and other public improvements which do not include the costs of related debt service. As such, it is expected that the City will need to contribute other funds through its normal capital improvements planning to fully implement the Projects outlined in the Plan. Economic Development As a result of the creation of this District, the City projects that additional land and improvements value of approximately $57.7 million will be created as a result of redevelopment projects. This additional value will be a direct result of the improvements made and projects undertaken within the District. A table detailing assumptions as to the timing of new development and redevelopment and associated values is located in Section 10 of this Plan. In addition, creation of the District is expected to result in other economic benefits as detailed in the Summary of Findings hereafter. Expected Termination of District Based on the Economic Feasibility Study located in Section 10 of this plan, this District would be expected to remain open for its 27 year maximum statutory life. As noted in the summary of Estimated Total Project Expenditures above, the District is not expected to fully fund all related public improvements. This could change if valuations exceed projections, or if properties within the area gain in value as a result of economic appreciation which this Plan does not assume. Summary of Findings As required by Wisconsin Statutes Section 66.1105, and as documented in this Project Plan and the exhibits contained and referenced herein, the following findings are made: 1. That “but for” the creation of this District, the development projected to occur as detailed in this Project Plan: 1) would not occur; or 2) would not occur in the manner, at the values, or within the timeframe desired by the City. In making this determination, the City has considered the following information: _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 2 June 22, 2016  The economics associated with redevelopment projects which typically involve additional costs related to demolition, site preparation, installation of necessary public and private infrastructure, provision of adequate off-street parking, and other similar costs. As such, the City believes that these sites are not likely to be redeveloped under normal market conditions without public investment and participation.  The lack of other financial resources to pay the costs of the public infrastructure improvements and other related expenditures that will be required to facilitate redevelopment including: development incentive payments; repair or replacement of pavement surfaces; curb and gutter; sidewalks; and repair or replacement of underlying utilities including sanitary sewer, storm sewer and water main. Without the use of TIF to pay for or partially offset these costs, the City will not undertake these improvements and expenditures. 2. The economic benefits of the Tax Incremental District, as measured by increased employment, business and personal income, and property value, are sufficient to compensate for the cost of the improvements. In making this determination, the City has considered the following information:  As demonstrated in the Economic Feasibility Section of this Project Plan, the tax increments projected to be collected are sufficient to pay for the cost of the development incentives needed to facilitate the desired redevelopment, and to also pay for a substantial portion of the public improvements the City expects to make within the area.  The redevelopment expected to occur within the District will create approximately 400 residential units, providing a variety of housing opportunities for City residents. Commercial and retail uses to be located within the District will provide employment opportunities and services to residents living within the District and the larger downtown area. 3. The benefits of the proposal outweigh the anticipated tax increments to be paid by the owners of property in the overlying taxing jurisdictions.  If approved, the District’s creation would become effective for valuation purposes as of January 1, 2016. As of this date, the values of all existing real and personal property within the District would be frozen and the property taxes collected on this base value would continue to be distributed amongst the various taxing entities as they currently are now. Taxes levied on any additional value established within the District due to new construction, renovation or appreciation of property values occurring after January 1, 2016 would be collected by the TID and used to repay the costs of TIF-eligible projects undertaken within the District.  Since the development expected to occur is unlikely to take place or in the same manner without the use of TIF (see Finding #1) and since the District will generate economic benefits that are more than sufficient to compensate for the cost of the improvements (see Finding #2), the City reasonably concludes that the overall benefits of the District outweigh the anticipated tax increments to be paid by the owners of property in the overlying taxing jurisdictions. It is further concluded that since the “but for” test is satisfied, there would, in fact, be no foregone tax increments to be paid in the event the District is not created. As required by Section 66.1105(4)(i)4., a calculation of the share of projected tax increments estimated to be paid by the owners of property in the overlying taxing jurisdictions has been made and can be found in Appendix A of this plan. _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 3 June 22, 2016 4. Not less than 50% by area of the real property within the District is a blighted area within the meaning of Wisconsin Statutes Section 66.1105(2)(ae)1. 5. Based upon the finding stated above the District is declared to be a Blighted Area District based on the identification and classification of the property included within the District. 6. The project costs relate directly to promoting the elimination of blight consistent with the purpose for which the District is created. 7. The improvement of such area is likely to enhance significantly the value of substantially all of the other real property in the District. 8. The equalized value of taxable property of the District, plus the value increment of all existing tax incremental districts within the City, does not exceed 12% of the total equalized value of taxable property within the City. 9. The City estimates that less than 35% of the territory within the District will be devoted to retail business at the end of the District’s maximum expenditure period, pursuant to Wisconsin Statutes Sections 66.1105(5)(b) and 66.1105(6)(am)1. 10. The Project Plan for the District in the City is feasible, and is in conformity with the master plan of the City. _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 4 June 22, 2016 SECTION 2: Type and General Description of District The District, comprising 36 acres in downtown Oshkosh is being created by the City under the authority provided by Wisconsin Statute Section 66.1105 and will be classified as a “blighted area” district based on a finding that at least 50%, by area, of the real property within the District meets that condition as defined in Wisconsin Statute Section 66.1105(2)(ae)1. The preliminary parcel list included in Section 5 to this Plan identifies those parcels meeting those criteria. Collectively, these parcels represent 73.64% of the total TID area. Creation of the District is intended to facilitate achievement of the City’s project goals and desired outcomes for this area by providing the means to recover a majority of the costs of the public investment that will need to be made in the area, and to incentivize developers to make the necessary private investment. A preliminary map of the proposed District boundary can be found in Section 3 of this Plan. _________________________________________________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 5 June 22, 2016 SECTION 3: Preliminary Map of Proposed District Boundary _________________________________________________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 6 June 22, 2016 SECTION 4: Map Showing Existing Uses and Conditions _______________________________________________________________________________________________________________________________________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 7 June 22, 2016 SECTION 5: Preliminary Parcel List and Analysis City of Oshkosh, Wisconsin Tax Increment District # 29 Base Property Information Map  Ref # Parcel Number Street Address Owner Acreage1 Part of Existing  TID?    …Indicate  TID # Land Imp PP Total Equalized  Value  Ratio3 Land Imp PP Total Blighted Area4 1 03‐0001‐0200 0 OREGON ST CITY OF OSHKOSH REDEVELOPMENT AUTH 0.2992 TID 20 ‐              ‐              ‐              ‐             100.13%‐              ‐              ‐              ‐             0.2992            Morgan District Redevelopment Project 2 03‐0001‐0100 0 OREGON ST SIX RIVERS INVESTMENTS LLC 3.4708 TID 20 457,700     ‐              ‐             457,700    100.13% 457,106     ‐              ‐             457,106    3.4708            Morgan District Redevelopment Project 3 09‐0001‐0000 421 OREGON ST SIX RIVERS INVESTMENTS LLC 21.3846 TID 20 215,100    53,100        ‐             268,200    100.13% 214,821    53,031        ‐             267,852    21.3846          Morgan District Redevelopment Project 4 09‐0001‐0100 0 W 4TH AVE SIX RIVERS INVESTMENTS LLC 1.8410 TID 20 118,600     ‐              ‐             118,600    100.13% 118,446     ‐              ‐             118,446    1.8410            Morgan District Redevelopment Project 5 09‐0245‐0000 322 W 6TH AVE SHERRIANE AIROLA 0.1435 13,000       46,100        ‐             59,100       100.13% 12,983       46,040       ‐             59,023       In Need of Rehabilitation 6 09‐0244‐0000 326 W 6TH AVE JOEL R/MOLLY A NOVOTNY 0.1578 13,700       57,200       ‐             70,900       100.13% 13,682       57,126       ‐             70,808       In Need of Rehabilitation 7 09‐0243‐0000 332 W 6TH AVE RONALD D FRANKLIN SR 0.1263 11,500       71,900       ‐             83,400       100.13% 11,485       71,807       ‐             83,292       In Need of Rehabilitation 8 09‐0242‐0000 336 W 6TH AVE PERPETUA H MOLASH 0.1435 13,000       73,200       ‐             86,200       100.13% 12,983       73,105       ‐             86,088       In Need of Rehabilitation 9 09‐0241‐0000 342 W 6TH AVE 457 W 12TH AVE LLC 0.1435 13,000       73,000       ‐             86,000       100.13% 12,983       72,905       ‐             85,888       In Need of Rehabilitation 10 09‐0240‐0000 346 W 6TH AVE MEE VANG 0.1435 13,000       22,000        ‐             35,000       100.13% 12,983       21,971        ‐             34,955       In Need of Rehabilitation 11 09‐0239‐0000 0 IOWA ST CITY OF OSHKOSH 0.0631 TID 20 ‐              ‐              ‐              ‐             100.13%‐              ‐              ‐              ‐             0.0631            Morgan District Redevelopment Project 12 09‐0784‐0101 362 MICHIGAN ST CITY OF OSHKOSH REDEVELOPMENT AUTH 1.8363 TID 20 ‐              ‐              ‐              ‐             100.13%‐              ‐              ‐              ‐             Future Redevelopment Site 13 09‐0497‐0300 0 MICHIGAN ST CITY OF OSHKOSH 5.0000 TID 20 ‐              ‐              ‐              ‐             100.13%‐              ‐              ‐              ‐             Future Redevelopment Site 14 06‐0006‐0101 0 W 4TH AVE CITY OF OSHKOSH 1.9920 TID 20 ‐              ‐              ‐              ‐             100.13%‐              ‐              ‐              ‐             Future Redevelopment Site Total Acreage 36.75 868,600    396,500     ‐             1,265,100 867,472 395,985 0 27.0587 73.64% Estimated Base Value 1,263,458 NOTES: 1Parcel acreages obtained on 2‐10‐2016 from City property records as listed at http://opa.ci.oshkosh.wi.us/pt/search/commonsearch.aspx?mode=owner. 2Land and improvements value as of 1‐1‐2015 taken from D. Burich e‐mail dated 2‐9‐2016. 3Equalized value ratio taken from Wisconsin Department of  Revenue Preliminary Major Class Comparison Report for 2015 posted at https://www.revenue.wi.gov/equ/mclass/index.html. 4Parcels noted consist of land upon which buildings or structures have been demolished and which because of  obsolete platting, diversity of ownership, deteriorating of  structures or site improvements, or otherwise, substantially impairs or arrests the sound growth of the community. Assessment Information2 Equalized ValueProperty Information District Classification _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 8 June 22, 2016 SECTION 6: Equalized Value Test The following calculations demonstrate that the City expects to be in compliance with Wisconsin Statutes Section.66.1105(4)(gm)4.c. which requires that the equalized value of the taxable property in the proposed District, plus the value increment of all existing tax incremental districts, does not exceed 12% of the total equalized value of taxable property within the City. The equalized value of the increment of existing tax incremental districts within the City, plus the base value of the proposed District, totals $245,544,700. This value is less than the maximum of $449,237,400 in equalized value that is permitted for the City of Oshkosh. The City therefore anticipates that it will be in compliance with the statutory equalized valuation test and may proceed with creation of this District. District Creation Date 7/12/2016 Valuation Data Percent Valuation Data Currently Available Change Est. Creation Date 2015 Total EV (TID In) 3,743,645,000 3,743,645,000 12% Test 449,237,400 449,237,400 Increment of Existing TIDs 140,981,300 140,981,300 568,200 568,200 266,200 266,200 3,972,600 3,972,600 10,624,400 10,624,400 18,070,500 18,070,500 7,736,900 7,736,900 5,095,700 5,095,700 11,724,400 11,724,400 13,335,400 13,335,400 9,302,100 9,302,100 0 0 5,700,300 5,700,300 0 0 8,327,900 8,327,900 9,838,800 9,838,800 0 0 0 0 Total Existing Increment 245,544,700 245,544,700 Projected Base of New or Amended District 1,263,458 1.00% 1,276,092 Total Value Subject to 12% Test 246,808,158 246,820,792 Compliance PASS PASS TID #27 City of Oshkosh, Wisconsin Tax Increment District # 29 Valuation Test Compliance Calculation TID #23 TID #24 TID #25 TID #21 TID #15 TID #16 TID #17 TID #18 TID #7 TID #10 TID #11 TID #26 TID #12 TID #13 TID #14 TID #19 TID #20 _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 9 June 22, 2016 SECTION 7: Statement of Kind, Number and Location of Proposed Public Works and Other Projects Project Costs are any expenditure made, estimated to be made, or monetary obligations incurred or estimated to be incurred, by the City as outlined in this Plan. Project Costs will be diminished by any income, special assessments or other revenues, including user fees or charges received. To the extent the costs of a Project benefit the City outside the District that proportionate share of the cost is not a Project Cost. Costs identified in this Plan are preliminary estimates made prior to design considerations and are subject to change after planning is completed. Pro-ration of costs in the Plan are also estimates and subject to change based upon implementation, future assessment policies and user fee adjustments. The following is a list of public works and other TIF-eligible projects that the City may need to implement in conjunction with this District. Any costs necessary or convenient to the creation of the District or directly or indirectly related to the public works and other projects are considered Project Costs and eligible to be paid with tax increment revenues of the District. Property, Right-of-Way and Easement Acquisition Property Acquisition In order to promote and facilitate redevelopment the City may acquire property within the District. The cost of property acquired, and any costs associated with the transaction, are eligible Project Costs. Following acquisition, other Project Costs within the categories detailed in this Section may be incurred in order to make the property suitable for development. Any revenue received by the City from the sale of property acquired pursuant to the execution of this Plan will be used to reduce the total project costs of the District. If total Project Costs incurred by the City to acquire property and make it suitable for development and/or redevelopment exceed the revenues or other consideration received from the sale or lease of that property, the net amount shall be considered “real property assembly costs” as defined in Wisconsin Statutes Section 66.1105(2)(f)1.c., and subject to recovery as an eligible Project Cost. Acquisition of Rights-of-Way The City may need to acquire property to allow for installation of streets, driveways, sidewalks, utilities, stormwater management practices and other public infrastructure. Costs incurred by the City to identify, negotiate and acquire rights-of-way are eligible Project Costs. Acquisition of Easements The City may need to acquire temporary or permanent easements to allow for installation and maintenance of streets, driveways, sidewalks, utilities, stormwater management practices and other public infrastructure. Costs incurred by the City to identify, negotiate and acquire easement rights are eligible Project Costs. Relocation Costs If relocation expenses are incurred in conjunction with the acquisition of property, those expenses are eligible Project Costs. These costs may include, but are not limited to: preparation of a relocation plan; allocations of staff time; legal fees; publication of notices; obtaining appraisals; and payment of relocation benefits as required by Wisconsin Statutes Sections 32.19 and 32.195. _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 10 June 22, 2016 Site Preparation Activities Environmental Audits and Remediation There have been no known environmental studies performed within the proposed District. If, however, it becomes necessary to evaluate any land or improvement within the District, any cost incurred by the City related to environmental audits, testing, and remediation are eligible Project Costs. Demolition In order to make sites suitable for development, the City may incur costs related to demolition and removal of structures or other land improvements, to include abandonment of wells or other existing utility services. Site Grading Land within the District may require grading to make it suitable for development and/or redevelopment, to provide access, and to control stormwater runoff. The City may need to remove and dispose of excess material, or bring in fill material to provide for proper site elevations. Expenses incurred by the City for site grading are eligible Project Costs. Utilities Sanitary Sewer System Improvements There are inadequate sanitary sewer facilities serving areas of the District. To allow redevelopment to occur, the City may need to construct, alter, rebuild or expand sanitary sewer infrastructure within the District. Eligible Project Costs include, but are not limited to, construction, alteration, rebuilding or expansion of: collection mains; manholes and cleanouts; service laterals; force mains; interceptor sewers; pumping stations; lift stations; wastewater treatment facilities; and all related appurtenances. To the extent sanitary sewer projects undertaken within the District provide direct benefit to land outside of the District, the City will make an allocation of costs based on such benefit. Those costs corresponding to the benefit allocated to land within the District, and necessitated by the implementation of the Project Plan, are eligible Project Costs. Implementation of the Project Plan may also require that the City construct, alter, rebuild or expand sanitary sewer infrastructure located outside of the District. That portion of the costs of sanitary sewer system projects undertaken outside the District which are necessitated by the implementation of the Project Plan are eligible Project Costs. The improvements to the wastewater treatment facilities, although not within the ½ mile radius, is an eligible project cost under Section 66.1105(2)(f)1 k. Water System Improvements There are inadequate water distribution facilities serving areas of the District. To allow redevelopment to occur, the City may need to construct, alter, rebuild or expand water system infrastructure within the District. Eligible Project Costs include, but are not limited to, construction, alteration, rebuilding or expansion of: distribution mains; manholes and valves; hydrants; service laterals; pumping stations; wells; water treatment facilities; storage tanks and reservoirs; and all related appurtenances. To the extent water system projects undertaken within the District provide direct benefit to land outside of the District, the City will make an allocation of costs based on such benefit. Those costs corresponding to the benefit allocated to land within the District, and necessitated by the implementation of the Project Plan, are eligible Project Costs. Implementation of the Project Plan may also require that the City construct, alter, rebuild or expand water system infrastructure located outside of the District. That portion of the costs of water system projects undertaken outside the District which are necessitated by the implementation of the Project Plan are eligible Project Costs. _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 11 June 22, 2016 Stormwater Management System Improvements Redevelopment within the District will cause stormwater runoff and pollution. To manage this stormwater runoff, the City may need to construct, alter, rebuild or expand stormwater management infrastructure within the District. Eligible Project Costs include, but are not limited to, construction, alteration, rebuilding or expansion of: stormwater collection mains; inlets, manholes and valves; service laterals; ditches; culvert pipes; box culverts; bridges; stabilization of stream and river banks; and infiltration, filtration and detention Best Management Practices (BMP’s). To the extent stormwater management system projects undertaken within the District provide direct benefit to land outside of the District, the City will make an allocation of costs based on such benefit. Those costs corresponding to the benefit allocated to land within the District, and necessitated by the implementation of the Project Plan, are eligible Project Costs. Implementation of the Project Plan may also require that the City construct, alter, rebuild or expand stormwater management infrastructure located outside of the District. That portion of the costs of stormwater management system projects undertaken outside the District which are necessitated by the implementation of the Project Plan are eligible Project Costs. Electric Service In order to create sites suitable for development, the City may incur costs to provide, relocate or upgrade electric services. Relocation may require abandonment and removal of existing poles or towers, installation of new poles or towers, or burying of overhead electric lines. Costs incurred by the City to undertake this work are eligible Project Costs. Gas Service In order to create sites suitable for development, the City may incur costs to provide, relocate or upgrade gas mains and services. Costs incurred by the City to undertake this work are eligible Project Costs. Communications Infrastructure In order to create sites suitable for development, the City may incur costs to provide, relocate or upgrade infrastructure required for voice and data communications, including, but not limited to: telephone lines, cable lines and fiber optic cable. Costs incurred by the City to undertake this work are eligible Project Costs. Streets and Streetscape Street Improvements There are inadequate street improvements serving areas of the District. To allow redevelopment to occur, the City may need to reconstruct streets, highways, alleys, access drives and parking areas. Eligible Project Costs include, but are not limited to: excavation; removal or placement of fill; construction of road base; asphalt or concrete paving or repaving; installation of curb and gutter; installation of sidewalks and bicycle lanes; installation of culverts, box culverts and bridges; utility relocation, to include burying overhead utility lines; street lighting; installation of traffic control signage and traffic signals; pavement marking; right-of-way restoration; installation of retaining walls; and installation of fences, berms, and landscaping. Streetscaping, Landscaping and Riverwalk In order to attract development consistent with the objectives of this Plan, the City may install amenities to enhance development sites, rights-of-way and other public spaces. These amenities include, but are not limited to: landscaping; lighting of streets, sidewalks, parking areas and public areas; installation of planters, benches, clocks, tree rings, trash receptacles and similar items; and installation of brick or other decorative walks along the Fox River, terraces and street crossings. These and any other similar amenities installed by the City are eligible Project Costs. _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 12 June 22, 2016 RDA Type Activities Contribution to Redevelopment Authority As provided for in Wisconsin Statutes Sections 66.1105(2)(f)1.h and 66.1333(13), the City may provide funds to its RDA to be used for administration, planning operations, and capital costs, including but not limited to real property acquisition, related to the purposes for which it was established in furtherance of any redevelopment or urban renewal project. Funds provided to the RDA for this purpose are eligible Project Costs. Revolving Loan/Grant Program To encourage private redevelopment consistent with the objectives of this Plan, the City, through its RDA, may provide loans and/or matching grants to eligible property owners in the District. Loan and/or matching grant recipients will be required to sign an agreement specifying the nature of the property improvements to be made. Eligible improvements will be those that are likely to improve the value of the property, enhance the visual appearance of the property and surrounding area, correct safety deficiencies, or as otherwise specified by the RDA in the program manual. Any funds returned to the RDA from the repayment of loans made are not considered revenues to the District, and will not be used to offset District Project Costs. Instead, these funds may be placed into a revolving loan fund and will continue to be used for the program purposes stated above. Any funds provided to the RDA for purposes of implementing this program are considered eligible Project Costs. Miscellaneous Cash Grants (Development Incentives) The City may enter into agreements with property owners, lessees, or developers of land located within the District for the purpose of sharing costs to encourage the desired kind of improvements and assure tax base is generated sufficient to recover project costs. No cash grants will be provided until the City executes a developer agreement with the recipient of the cash grant. Any payments of cash grants made by the City are eligible Project Costs. Projects Outside the Tax Increment District Pursuant to Wisconsin Statutes Section 66.1105(2)(f)1.n, the City may undertake projects within territory located within one-half mile of the boundary of the District provided that: 1) the project area is located within the City’s corporate boundaries and 2) the projects are approved by the Joint Review Board. The cost of projects completed outside the District pursuant to this section are eligible project costs, and may include any project cost that would otherwise be eligible if undertaken within the District. The City intends to repair or replace pavement surfaces, curb and gutter, sidewalks, and underlying utilities (sanitary sewer, storm sewer and water main) on portions of Oregon Street, Iowa Street, Minnesota Street, and West Fourth and Fifth Avenues. Segments of each identified street project comprise either a portion of the TID boundary, or lie just outside of the TID boundary. The City intends for the full cost of all identified street projects to be eligible Project Costs utilizing this provision. Professional Service and Organizational Costs The costs of professional services rendered, and other costs incurred, in relation to the creation, administration and termination of the District, and the undertaking of the projects contained within this Plan, are eligible Project Costs. Professional services include, but are not limited to: architectural; environmental; planning; engineering; legal, audit; financial; and the costs of informing the public with respect to the creation of the District and the implementation of the Plan. _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 13 June 22, 2016 Administrative Costs The City may charge to the District as eligible Project Costs reasonable allocations of administrative costs, including, but not limited to, employee salaries. Costs allocated will bear a direct connection to the time spent by City employees in connection with the implementation of the Plan. Financing Costs Interest expense, debt issuance expenses, redemption premiums, and any other fees and costs incurred in conjunction with obtaining financing for projects undertaken under this Plan are eligible Project Costs. With all Projects the costs of engineering, design, survey, inspection, materials, construction, restoring property to its original condition, apparatus necessary for public works, legal and other consultant fees, testing, environmental studies, permits, updating City ordinances and plans, judgments or claims for damages and other expenses are included as Project Costs. In the event any of the Project Cost expenditures included in this Plan are determined not to be reimbursable out of the TIF fund by counsel retained by the City for purposes of making such determination, or a court of record so rules in a final order, then such Project Cost is deleted from this Plan and the remainder of the Projects shall be deemed the entirety of the Projects for purposes of this Plan. The City reserves the right to implement only those projects that remain viable as the Plan period proceeds. _________________________________________________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 14 June 22, 2016 SECTION 8: Map Showing Proposed Improvements and Uses _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 15 June 22, 2016 SECTION 9: Detailed List of Project Costs All costs are based on 2016 prices and are preliminary estimates. The City reserves the right to increase these costs to reflect inflationary increases and other uncontrollable circumstances between 2016 and the time the expenditure is made. The City also reserves the right to increase certain Project Costs to the extent others are reduced or not implemented without amending the Plan. The tax increment allocation is preliminary and is subject to adjustment based upon the implementation of the Plan. This Plan is not meant to be a budget nor an appropriation of funds for specific projects, but a framework within which to manage projects. All costs included in the Plan are estimates based on best information available. The City retains the right to delete projects or change the scope and/or timing of projects implemented as they are individually authorized by the Common Council, without amending the Plan. _________________________________________________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 16 June 22, 2016 Proposed TIF Project Cost Estimates Total Project Name/Type Projected Year > 2016‐2044 2016‐2020 2017‐2025 2016‐2038 1 Development Incentives 26,259,597 26,259,597 2 Riverwalk1 5,700,000 5,700,000 3 Street Projects2, 3 & 4 a. Oregon Street ‐ Fox River to 100' south of W. 6th Avenue 951,732 951,732 b. W. 4th Avenue ‐ Michigan Street to Iowa Street 960,966 960,966 c. W. 5th Avenue ‐ Michigan Street to Iowa Street 1,199,881 1,199,881 d. W. 5th Avenue ‐ Iowa Street to Minnesota Street 876,090 876,090 e. Iowa Street ‐ W. 4th Avenue to W. 5th Avenue 1,082,452 1,082,452 f. Iowa Street ‐ W. 5th Avenue to W. 6th Avenue 1,194,727 1,194,727 g. Minnesota Street ‐ W. 5th Avenue to W. 6th Avenue 517,690 517,690 4 Administration 42,000 42,000 Total Projects 26,259,597 5,700,000 6,783,538 42,000 38,785,135 Notes: 1Estimated costs for riverwalk provided by D. Burich. E‐mail dated 4‐28‐2016. 2Estimated costs for street projects provided by Jeff Nau. E‐mail dated 3‐9‐2016). 3Scope of work varies by project but may include repair or replacement of pavement surfaces, curb and gutter, sidewalks, and underlying utilities (sanitary sewer, storm sewer and watermain). 4Segments of each identified street project comprise either a portion of the TID boundary, or lie outside of the TID boundary. The full  cost of  all identified street projects are eligible Project Costs   as their completion is necessitated by the redevelopment proposed within the District. To the extent a portion of a street project is located outside of the TID boundary, it remains an   eligible Project Cost under the provisions of Wisconsin Statute  66.1105(2)(f)1.n. (1/2 Mile Rule). City of Oshkosh, Wisconsin Tax Increment District # 29 Estimated Project List Project  ID Development  Incentives Riverwalk Street  Improvements Administration _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 17 June 22, 2016 SECTION 10: Economic Feasibility Study, Financing Methods, and the Time When Costs or Monetary Obligations Related are to be Incurred The information and exhibits contained within this Section demonstrate that the proposed District is economically feasible insofar as:  The City has available to it the means to secure the necessary financing required to accomplish the projects contained within this Plan. A listing of “Available Financing Methods” follows.  The City expects to complete the projects in one or multiple phases, and can adjust the timing of implementation as needed to coincide with the pace of private development. A discussion of the phasing and projected timeline for project completion is discussed under “Plan Implementation” within this Section. A table identifying the financing method for each phase and the time at which that financing is expected to be incurred is included.  The development anticipated to occur as a result of the implementation of this Plan will generate sufficient tax increments to pay for the cost of the Projects. Within this Section are tables identifying: 1) the development and redevelopment expected to occur; 2) a projection of tax increments to be collected resulting from that development and redevelopment and other economic growth within the District; and 3) a cash flow model demonstrating that the projected tax increment collections and all other revenues available to the District will be sufficient to pay all Project Costs. Available Financing Methods To the extent Project Costs cannot be paid from cash on hand, the following is a list of the types of debt obligations that the City could utilize to raise the capital needed to finance Project Costs or to pay commitments to developers. General Obligation (G.O.) Bonds or Notes The City may issue G.O. Bonds or Notes to finance the cost of projects included within this Plan. The Wisconsin State Constitution limits the principal amount of G.O. debt that the City may have outstanding at any point in time to an amount not greater than five percent of its total equalized value. As of December 31, 2015 the City had approximately $41.8 million in unused G.O. debt capacity available. Bonds Issued to Developers (“Pay as You Go” Financing) The City may issue a bond or other obligation to one or more developers who provide financing for projects included in this Plan. Repayment of the amounts due to the developer under the bonds or other obligations are limited to an agreed percentage of the available annual tax increments collected that result from the improvements made by the developer. To the extent the tax increments collected are insufficient to make annual payments, or to repay the entire obligation over the life of the District, the City’s obligation is limited to not more than the agreed percentage of the actual increments collected. Bonds or other obligations issued to developers in this fashion are not general obligations of the City and, therefore, do not count against the City’s statutory borrowing capacity. _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 18 June 22, 2016 Tax Increment Revenue Bonds The City has the authority to issue revenue bonds secured by the tax increments to be collected. These bonds may be issued directly by the City, or as a form of lease revenue bond by a Redevelopment Authority. Tax Increment Revenue Bonds and Lease Revenue Bonds are not general obligations of the City and therefore do not count against the City’s statutory borrowing capacity. To the extent tax increments collected are insufficient to meet the annual debt service requirements of the revenue bonds, the City may be subject to either a permissive or mandatory requirement to appropriate on an annual basis a sum equal to the actual or projected shortfall. Utility Revenue Bonds The City can issue revenue bonds to be repaid from revenues of its various systems, including revenues paid by the City that represent service of the system to the City. There is neither a statutory nor constitutional limitation on the amount of revenue bonds that can be issued, however, water rates are controlled by the Wisconsin Public Service Commission and the City must demonstrate to bond purchasers its ability to repay revenue debt with the assigned rates. To the extent the City utilizes utility revenues other than tax increments to repay a portion of the bonds, the City must reduce the total eligible Project Costs in an equal amount. Special Assessment “B” Bonds The City has the ability to levy special assessments against benefited properties to pay part of the costs for street, curb, gutter, sewer, water, storm sewers and other infrastructure. In the event the City determines that special assessments are appropriate, the City can issue Special Assessment B bonds pledging revenues from special assessment installments to the extent assessment payments are outstanding. These bonds are not counted against the City's statutory borrowing capacity. If special assessments are levied, the City must reduce the total eligible Project Costs under this Plan in an amount equal to the total collected. Plan Implementation The Plan includes potential Project Cost expenditures of approximately $38.8 million to facilitate redevelopment within the District. This total is comprised of $26.3 million in potential “pay as you go” development incentives, $5.7 million for riverwalk improvements and $6.8 million in street and other public infrastructure improvements. The projections included in this plan indicate that while the District will be able to fully fund the proposed development incentives, it will only be able to contribute approximately $10 million towards the $12.5 million in costs for the riverwalk and other public improvements which do not include the costs of related debt service. As such, it is expected that the City will need to contribute other funds through its normal capital improvements planning to fully implement the Projects outlined in the Plan. It is important to note that this Plan does not constitute approval of any particular projects. Based on the 27 year maximum life of the District and corresponding 22 year expenditure period, it can be expected that economic conditions will change throughout the District’s life and will alter the projections contained in this Plan. Decisions to undertake specific Projects through the life of the District must be made in the context of the current financial position of the TID and forecasts updated to reflect the best information available at that time. If financing as outlined in this Plan proves unworkable, the City reserves the right to use alternate financing solutions for the projects as they are implemented. _________________________________________________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 19 June 22, 2016 Development Assumptions Actual Morgan District  Phase I Morgan District  Phase II Morgan District  Phase III Morgan District  Phase IV Morgan District  Phase V Parcels           12 & 143 Annual Total 1 2016 0 2016 1 2 2017 16,100,000 16,100,000 2017 2 3 2018 7,200,000 7,200,000 2018 3 4 2019 12,800,000 9,000,000 21,800,000 2019 4 5 2020 8,900,000 8,900,000 2020 5 6 2021 0 2021 6 7 2022 0 2022 7 8 2023 3,700,000 3,700,000 2023 8 9 2024 0 2024 9 10 2025 0 2025 10 11 2026 0 2026 11 12 2027 0 2027 12 13 2028 0 2028 13 14 2029 0 2029 14 15 2030 0 2030 15 16 2031 0 2031 16 17 2032 0 2032 17 18 2033 0 2033 18 19 2034 0 2034 19 20 2035 0 2035 20 21 2036 0 2036 21 22 2037 0 2037 22 23 2038 0 2038 23 24 2039 0 2039 24 25 2040 0 2040 25 26 2041 0 2041 26 27 2042 0 2042 27 Totals 0 16,100,000 7,200,000 12,800,000 9,000,000 8,900,000 3,700,000 57,700,000 Notes: 1Assumptions as to timing for Morgan District project taken from "Tax Incremental Financing Application: Morgan District Redevelopment" submitted December 2015 by The Morgan District, LLC. 2Assumptions as to value for the Morgan District project provided by City assessor per D. Burich e‐mail received 3‐2‐2016. 3Projected value for other future redevelopment sites assumes same average valuation per acre as Morgan District project. Parcel 13 is excluded from calculation. Construction  Year Construction  Year City of Oshkosh, Wisconsin Tax Increment District # 29 Development Assumptions1 & 2 _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 20 June 22, 2016 Increment Revenue Projections Type of District Base Value 1,263,458 District Creation Date Appreciation Factor 0.00%x Apply to Base Value Valuation Date Jan 1, 2016 Base Tax Rate $25.95 Max Life (Years) Rate Adjustment Factor Expenditure Periods/Termination 22 7/12/2038 Revenue Periods/Final Year 27 2044 Extension Eligibility/Years Yes 3 Tax Exempt Discount Rate 4.00% Recipient District Taxable Discount Rate 5.50% Construction  Year Value Added Valuation Year Inflation  Increment Total  Increment Revenue Year Tax Rate1 Tax Increment Tax Exempt  NPV  Calculation Taxable NPV  Calculation 1 2016 0 2017 0 0 2018 $25.95 0 0 0 2 2017 16,100,000 2018 0 16,100,000 2019 $25.95 417,776 386,257 375,351 3 2018 7,200,000 2019 0 23,300,000 2020 $25.95 604,607 923,750 890,243 4 2019 21,800,000 2020 0 45,100,000 2021 $25.95 1,170,291 1,924,120 1,834,921 5 2020 8,900,000 2021 0 54,000,000 2022 $25.95 1,401,235 3,075,833 2,907,054 6 2021 0 2022 0 54,000,000 2023 $25.95 1,401,235 4,183,249 3,923,294 7 2022 0 2023 0 54,000,000 2024 $25.95 1,401,235 5,248,072 4,886,554 8 2023 3,700,000 2024 0 57,700,000 2025 $25.95 1,497,245 6,342,095 5,862,158 9 2024 0 2025 0 57,700,000 2026 $25.95 1,497,245 7,394,040 6,786,901 10 2025 0 2026 0 57,700,000 2027 $25.95 1,497,245 8,405,525 7,663,434 11 2026 0 2027 0 57,700,000 2028 $25.95 1,497,245 9,378,107 8,494,271 12 2027 0 2028 0 57,700,000 2029 $25.95 1,497,245 10,313,282 9,281,795 13 2028 0 2029 0 57,700,000 2030 $25.95 1,497,245 11,212,489 10,028,262 14 2029 0 2030 0 57,700,000 2031 $25.95 1,497,245 12,077,111 10,735,815 15 2030 0 2031 0 57,700,000 2032 $25.95 1,497,245 12,908,479 11,406,480 16 2031 0 2032 0 57,700,000 2033 $25.95 1,497,245 13,707,870 12,042,182 17 2032 0 2033 0 57,700,000 2034 $25.95 1,497,245 14,476,516 12,644,744 18 2033 0 2034 0 57,700,000 2035 $25.95 1,497,245 15,215,598 13,215,892 19 2034 0 2035 0 57,700,000 2036 $25.95 1,497,245 15,926,255 13,757,264 20 2035 0 2036 0 57,700,000 2037 $25.95 1,497,245 16,609,578 14,270,414 21 2036 0 2037 0 57,700,000 2038 $25.95 1,497,245 17,266,620 14,756,811 22 2037 0 2038 0 57,700,000 2039 $25.95 1,497,245 17,898,390 15,217,852 23 2038 0 2039 0 57,700,000 2040 $25.95 1,497,245 18,505,862 15,654,857 24 2039 0 2040 0 57,700,000 2041 $25.95 1,497,245 19,089,970 16,069,079 25 2040 0 2041 0 57,700,000 2042 $25.95 1,497,245 19,651,612 16,461,708 26 2041 0 2042 0 57,700,000 2043 $25.95 1,497,245 20,191,652 16,833,867 27 2042 0 2043 0 57,700,000 2044 $25.95 1,497,245 20,710,922 17,186,625 Totals 57,700,000 0 Future Value of Increment 36,341,288 Notes: 1Tax rate is actual rate for 2015/16 taken from the City's Tax Increment Worksheet (DOR Form PC‐202). City of Oshkosh, Wisconsin Tax Increment District # 29 Tax Increment Projection Worksheet Blighted Area July 12, 2016 27 Yes _________________________________________________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 21 June 22, 2016 Cash Flow City of Oshkosh, Wisconsin Tax Increment District # 29 Cash Flow Projection Year Site 1 Site 2 Site 3 & 4 Site 5 Year 73.50% 73.50% 73.50% 73.50%50.00% 2016 20,000 20,000 20,000 20,000 0 0 2016 2017 1,000 1,000 1,000 1,000 0 0 2017 2018 0 1,000 1,000 1,000 1,000 0 0 7,983,692 2018 2019 417,776 417,776 307,065 307,065 24,040 85,671 1,000 417,776 0 0 11,109,652 2019 2020 604,607 604,607 307,065 137,321 444,386 159,221 1,000 604,607 0 0 20,643,927 2020 2021 1,170,291 1,170,291 307,065 137,321 415,778 860,164 309,127 1,000 1,170,291 0 0 23,687,877 2021 2022 1,401,235 1,401,235 307,065 137,321 415,778 169,744 1,029,908 370,328 1,000 1,401,235 0 0 22,657,969 2022 2023 1,401,235 1,401,235 307,065 137,321 415,778 169,744 1,029,908 370,327 1,000 1,401,235 0 0 21,628,061 2023 2024 1,401,235 1,401,235 307,065 137,321 415,778 169,744 1,029,908 370,328 1,000 1,401,235 0 0 21,558,259 2024 2025 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 20,480,346 2025 2026 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 19,402,433 2026 2027 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 18,324,520 2027 2028 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 17,246,607 2028 2029 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 16,168,694 2029 2030 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 15,090,781 2030 2031 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 14,012,868 2031 2032 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 12,934,955 2032 2033 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 11,857,042 2033 2034 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 10,779,129 2034 2035 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 9,701,217 2035 2036 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,246 0 0 8,623,304 2036 2037 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 7,545,391 2037 2038 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 418,333 1,000 1,497,245 0 0 6,467,478 2038 2039 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 419,333 1,497,245 0 0 5,389,565 2039 2040 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 419,333 1,497,245 0 0 4,311,652 2040 2041 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 419,333 1,497,245 0 0 3,233,739 2041 2042 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 419,333 1,497,245 0 0 2,155,826 2042 2043 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 419,333 1,497,245 0 0 1,077,913 2043 2044 1,497,245 1,497,245 307,065 137,321 415,778 169,744 1,029,908 48,005 419,333 1,497,245 0 0 0 2044 Total 36,341,288 22,000 36,363,288 7,983,692 3,433,026 9,978,661 3,904,113 25,299,491 960,105 24,040 10,037,651 42,000 36,363,287 Total 3,805,265 1,675,025 4,985,480 1,997,911 12,463,680 Present Value of Incentive Payments @ 6.5% 4,037,000 1,615,000 5,197,000 1,595,000 12,444,000 "Monetized TIF Note" Amount From Developer Sources & Uses Notes: 1Prior to the time that tax increments are received, the City expects to fund costs associated with creation of the TID and annual adminstrative costs with advances from other City funds, to be recovered with 3% accrued interest. 2Developer has requested 90% of tax increments generated. City analysis assumes 73.5% of increment will be paid as an incentive which generates a present value approximately equal to the "Monetized TIF Note" amount requested bv developer. 3Represents projected annual amount available to offset City debt service issued to pay the costs of riverwalk and street improvement costs, or to repay advances to the TID for that purpose. Total  Expenditures Annual Cumulative Incentives &  Debt Principal  Outstanding Balances Admin. Projected Revenues Tax  Increments City Advance  From Other  Funds1 Total  Revenues Expenditures Riverwalk &  Street  Projects3 Morgan Dist.  Project2 Other  Redev. Sites Development Incentives Repayment  of Advance1 Projected TID Closure _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 22 June 22, 2016 SECTION 11: Annexed Property There are no lands proposed for inclusion within the District that were annexed by the City on or after January 1, 2004. SECTION 12: Estimate of Property to be Devoted to Retail Business Pursuant to Wisconsin Statutes Sections 66.1105(5)(b) and 66.1105(6)(am)1, the City estimates that less than 35% of the territory within the District will be devoted to retail business at the end of the District’s maximum expenditure period. SECTION 13: Proposed Zoning Ordinance Changes The proposed Plan is in general conformance with the City of Oshkosh’s present zoning and no changes are anticipated to the Plan area’s C-3 PD Central Commercial Planned Development Overlay zoning to implement the Plan. SECTION 14: Proposed Changes in Master Plan, Map, Building Codes and City of Oshkosh Ordinances The proposed Plan is in general conformance with the City of Oshkosh’s Comprehensive Plan identifying the area as appropriate for mixed downtown development. All development within the District will be required to conform to the State Building Codes and will be subject to the City's permitting and inspection procedures. The proposed Plan conforms to all relevant State and local ordinances, plans, and codes, thus, no changes to the existing regulations are proposed or needed. SECTION 15: Relocation Where the relocation of individuals and business operations would take place as a result of the City’s acquisition activities occurring within the District, relocation will be carried out in accordance with the relocation requirements set forth in Chapter 32 of the Wisconsin Statutes and the Federal Uniform Relocation Assistance and Real Property Acquisitions Policy Act of 1970 (P.L. 91-646) as applicable. _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 23 June 22, 2016 SECTION 16: Orderly Development of the City of Oshkosh Creation of the District and the implementation of the projects in its Plan will promote the orderly redevelopment of the City of Oshkosh by eliminating blight, facilitating the assembly of parcels of land suitable for redevelopment, providing necessary public infrastructure improvements and providing appropriate financial incentives for private redevelopment projects. By utilizing the provisions of the Tax Increment Finance Law, the City can stabilize property values and attract new investment that results in increased tax base. Redevelopment will occur in an orderly fashion in accordance with approved plans so that the projects will be compatible with adjacent land uses. Development of new uses in the District will add to the tax base and will generate positive secondary impacts in the community such as additional housing opportunities; increased employment opportunities; and amenities such as public open spaces and riverwalks that will enhance the quality of life and recreational opportunities for residents and workers within the District and the community at large. SECTION 17: List of Estimated Non-Project Costs Non-Project costs are public works projects that only partly benefit the District or are not eligible to be paid with tax increments, or costs not eligible to be paid with TIF funds. Examples would include: A public improvement made within the District that also benefits property outside the District. That portion of the total project costs allocable to properties outside of the District would be a non-project cost. A public improvement made outside the District that only partially benefits property within the District. That portion of the total project costs allocable to properties outside of the District would be a non-project cost. Projects undertaken within the District as part of the implementation of this Project Plan, the costs of which are paid fully or in part by impact fees, grants, special assessments, or revenues other than tax increments. The City does not anticipate making any non-project costs in connection with the implementation of this Plan. Page 24 _____________________________________________________________________________________________ Project Plan TID No. 29 Creation City of Oshkosh Submitted by Ehlers Page 25 June 22, 2016 Exhibit A: Calculation of the Share of Projected Tax Increments Estimated to be Paid by the Owners of Property in the Overlying Taxing Jurisdictions Statement of Taxes Data Year: 2014 Percentage Winnebago County 19,340,255 19.73% City of Oshkosh 40,840,022 41.67% Oshkosh Area School District 33,943,225 34.63% Fox Valley Technical College 3,890,900 3.97% Total 98,014,402 Revenue Year Winnebago  County City of Oshkosh Oshkosh Area  School District Fox Valley  Technical  College Total Revenue Year 2018 0 0 0 0 0 2018 2019 82,436 174,076 144,679 16,585 417,776 2019 2020 119,301 251,924 209,381 24,001 604,607 2020 2021 230,922 487,629 405,282 46,457 1,170,291 2021 2022 276,492 583,858 485,260 55,625 1,401,235 2022 2023 276,492 583,858 485,260 55,625 1,401,235 2023 2024 276,492 583,858 485,260 55,625 1,401,235 2024 2025 295,437 623,863 518,509 59,436 1,497,245 2025 2026 295,437 623,863 518,509 59,436 1,497,245 2026 2027 295,437 623,863 518,509 59,436 1,497,245 2027 2028 295,437 623,863 518,509 59,436 1,497,245 2028 2029 295,437 623,863 518,509 59,436 1,497,245 2029 2030 295,437 623,863 518,509 59,436 1,497,245 2030 2031 295,437 623,863 518,509 59,436 1,497,245 2031 2032 295,437 623,863 518,509 59,436 1,497,245 2032 2033 295,437 623,863 518,509 59,436 1,497,245 2033 2034 295,437 623,863 518,509 59,436 1,497,245 2034 2035 295,437 623,863 518,509 59,436 1,497,245 2035 2036 295,437 623,863 518,509 59,436 1,497,245 2036 2037 295,437 623,863 518,509 59,436 1,497,245 2037 2038 295,437 623,863 518,509 59,436 1,497,245 2038 2039 295,437 623,863 518,509 59,436 1,497,245 2039 2040 295,437 623,863 518,509 59,436 1,497,245 2040 2041 295,437 623,863 518,509 59,436 1,497,245 2041 2042 295,437 623,863 518,509 59,436 1,497,245 2042 2043 295,437 623,863 518,509 59,436 1,497,245 2043 2044 295,437 623,863 518,509 59,436 1,497,245 2044 7,170,883 15,142,458 12,585,298 1,442,648 36,341,288 Notes: The projection shown above is provided to meet the requirments of Wisconsin Statute 66.1105(4)(i)4. Estimated portion of taxes that owners of taxable property in each taxing jurisdiction  overlaying district would pay by jurisdiction. Tax Incremental Financing Application Morgan District Redevelopment City of Oshkosh Project Sponsor The Morgan District, LLC 601 Oregon Street Oshkosh, WI 54902 Submitted December 2015 26 Tax Incremental Financing Application – Morgan District Redevelopment Table of Contents  Application Information  Project/Property Summary o Project/Property Summary o Project Narrative o Development Team Narrative  Project Budget/Financial Information o Summary Sources and Uses o Site 1 o Site 2 o Site 3 o Site 4 o Site 5  Certification/Agreement Page  Appendix o City Summary Letter o Detailed Project Narrative o Site Map o Project Renderings o Appraisal o Market Study o Filing Fee 27 Tax Incremental Financing Application – Morgan District Redevelopment Application Information Page from TIF Application 28 City of Oshkosh Tax Incremental Financing Policy and Application Please complete and submit the following information to the City of Oshkosh for a more detailed review of the feasibility of your request for Tax Incremental Financing (TIF) assistance. The application is comprised of five parts: 1. Applicant Information 2. Project/Property Information 3. Project Narrative 4. Project Budget/Financial Information 5. Buyer Certification and Acknowledgement. Where there is not enough space for your response or additional information is requested, please use an attachment. Use attachments only when necessary and to provide clarifying or additional information. The Department of Community Development (DCD) reviews all applications for TIF assistance. Failure to provide all required information in a complete and accurate manner could delay processing of your application and DCD reserves the right to reject or halt processing the application for incomplete submittals. For further information please refer to the “City of Oshkosh Tax Incremental Financing Policy” document. Legal Name: ________________________________________________________________________ Mailing Address: ____________________________________________________________________ Primary Contact #: _______________________________ Cell #: ___________________________ E-mail: _________________________________________ FAX #: ___________________________ Attorney:___________________________________________________________________________ Legal Entity: Individual(s)_____ Joint Tenants_____ Tenants in Common_____ Corporation_____ LLC_____ Partnership_____ Other_________________________________________ If not a Wisconsin corporation/partnership/LLC, state where organized: _________________________ Will a new entity be created for ownership? Yes____ No____ Principals of existing or proposed corporation/partnership/LLC and extent of ownership interest. Name: Address: Title: Interest: _________________ __________________________________ ______________ ___________ _________________ __________________________________ ______________ ___________ _________________ __________________________________ ______________ ___________ Is any owner, member, stockholder, partner, officer or director of any previously identified entities, or any member of the immediate family of any such person, an employee of the City of Oshkosh? Yes___ No___ If yes, give the name and relationship of the employee:_________________________________________ Have any of the applicants (including the principals of the corporation/partnership/LLC) ever been charged or convicted of a misdemeanor or felony? Yes_____ No_____ If yes, please furnish details:_____________________________________________________________ ___________________________________________________________________________________ Applicant Information: 29 Tax Incremental Financing Application – Morgan District Redevelopment Project/Property Summary Pages from TIF Application Project Narrative Development Team Narrative 30 City of Oshkosh Tax Incremental Financing Policy and Application Project/Property Summary: Overall Project Summary and Objectives: ______________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ Current and Proposed Uses: _________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ Description of End Users: ___________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ Describe any zoning changes that will be needed: ____________________________________________ ____________________________________________ ____________________________________________ ____________________________________________ ____________________________________________ Property Summary: Parcel/Land Area: ___________ SF Building Area: ______________ SF # of Dwelling Units: __________ # of Stories: _________________ # of Parking Spaces: __________ Identify any other approvals, permits or licenses (i.e. Liquor License, Health Department, etc): _______________________________________________________________________________________ _______________________________________________________________________________________ _______________________________________________________________________________________ _______________________________________________________________________________________ Describe briefly what the project will do for the property and neighborhood: _______________________________________________________________________________________ _______________________________________________________________________________________ _______________________________________________________________________________________ _______________________________________________________________________________________ 31 Final Plan/Specification Preparation: ____________________________________________________ Bidding and Contracting: _____________________________________________________________ Firm Financing Approval: ____________________________________________________________ Construction/Rehabilitation: __________________________________________________________ Landscaping/Site Work: ______________________________________________________________ Occupancy/Lease Up: ________________________________________________________________ City of Oshkosh Tax Incremental Financing Policy and Application Project/Property Summary: Project Timetable Date Development Team Developer: _________________________________________________________________________ Architect: __________________________________________________________________________ Surveyor: __________________________________________________________________________ Contractor: _________________________________________________________________________ Other Members: _____________________________________________________________________ Describe Team expertise and experience in developing similar projects: ___________________________________________________________________________________ ___________________________________________________________________________________ Other current Team projects in development: ___________________________________________________________________________________ ___________________________________________________________________________________ Financial ability of the applicant to complete the project: ___________________________________________________________________________________ ___________________________________________________________________________________ Full and part-time jobs to be created by the proposed project including estimated salary: ___________________________________________________________________________________ ___________________________________________________________________________________ Professional Studies Market Studies: Applications for commercial and residential projects must include a comprehensive market study. The market study must identify target markets, analysis of competition, demographics, market rents, letters of intent/interest from prospective tenants, or for housing developments, sale prices or rental rates of comparable properties. Appraisal: All projects that involve the transfer of land must include a recent appraisal. Projects that include land as a form of equity or collateral must also submit a recent appraisal. The appraisal must value the property “as is”, and the impact on value must be considered for such items as demolition, environmental remediation, relocation of utilities, lease buy-outs, and other work necessary to make the site developable. The property must be valued assuming that the highest and best use is the proposed use. 32 Tax Incremental Financing Application – Morgan District Redevelopment Project Narrative Current Status All structures and foundations have been removed from the site. Additional site work and planning has continued in 2015 with anticipated groundbreaking for site 1 of the Project in fall 2016. Proposed Development The Project is anticipated to be completed in five or more phases over several years. Currently there is a strong market demand for multifamily properties and commercial space. Taking that into consideration, the initial phases are anticipated to contain residential development along with commercial space to provide amenity access to the residential tenants and the community. The Developer is working with a grocer to fill the majority of the commercial space for site 1. Depending on the timeliness of the Project and the approval of the TIF, the market demand could change and dictate the Developer to reevaluate future phases of the Project prior to commencement. It is the Developer’s ultimate goal to have a successful long-term development that provides benefits to the community, supports the City of Oshkosh’s development goals, and provides the required rate of return to the Developer. Timing and Sources Overview The commencement of construction is currently anticipated to be:  Site 1: fall 2016  Site 2: fall 2017  Site 3: fall 2018  Site 4: fall 2018  Site 5: fall 2019 The current total development cost for all five phases of planned development is approximately $68.6 million. Substantial costs are involved with the site and public/private infrastructure work necessary for redevelopment of the riverfront property. The Project is estimated to leverage no more than $40.4 million in private debt coupled with approximately $15.8 million of Developer equity, deferred financing, or additional federal and state funding sources that can be raised for the redevelopment leaving a $12.4 million development funding gap. The Developer is requesting a Pay-As-You-Go TIF Note to support the redevelopment and make the Project feasible to develop. Since the first TIF application was submitted to the City in September 2014, the federal New Markets Tax Credit (“NMTC”) program and a grant from the State of Wisconsin have been identified as potential sources for supporting the development of the grocery store and infrastructure needs for site 1. The funding from these two sources, if any, have not been quantified or included in the financial analysis because the programs require applications and approvals from various agencies. However, the financial gap for site 1 is large enough that TIF assistance in addition to support from other programs is required. Community Development Entities (“CDEs”), the intermediaries that award NMTC allocations, and the State of Wisconsin will look favorably on the 33 Tax Incremental Financing Application – Morgan District Redevelopment Project with the TIF commitment from the City. It will demonstrate a strong public-private partnership. Baker Tilly Virchow Krause, LLP is assisting the Developer in the process of applying to CDEs for a NMTC allocation. More information about these programs can be provided in the future as the Project moves forward. TIF Request The Developer is requesting a Pay-As-You-Go TIF Note to support the Project. It is anticipated that a new 27 year Tax Increment District (“TID”) will be created by the City and that the Developer will receive 90% of the property tax increment generated from the Project for the remaining life of the TID for each site. The Developer understands that this percentage of TIF assistance surpasses the City’s guidelines for the typical development requesting TIF. The request is 18.08% of total Project costs, falling below the TIF Cap of 25%. The detailed sources and uses, operating pro forma assumptions, and reversion calculations are included in the appendix for each site that demonstrate why the Developer’s request is necessary to make the Project financially feasible. The ‘Detailed Project Narrative’ in the appendix also details the TIF funding criteria that the Project meets or exceeds. At this time the Developer is seeking a TIF Note from the City just for site 1, but the projected need for TIF assistance for future sites is included in this application to support the City’s efforts to create a new TID. Lender Relationships The Developer has very strong relationships with many lending institutions and could have financing in place before the commencement of any Phase of the Project. The Developer is willing to provide letters of financial reference from lending institutions upon request. 34 Tax Incremental Financing Application – Morgan District Redevelopment Development Team Narrative The Development Team at this point consists of the following. Developer – The Morgan District, LLC Contractor – Northcentral Construction Corporation Surveyor, Engineer, and Environmental– The Sigma Group Accounting Company and Market Analysis – Baker Tilly Virchow Krause, LLP Legal Firm – Whyte Hirschboeck & Dudek S.C. *Please note that this is a list of companies that the Developer has used this far and this list can change based on the final scope of the Project. 1. Morgan District, LLC is comprised of Jeff Kowalik, Grant and Dennis Schwab, Nicholas and Peter Lang. • Jeff Kowalik has over 25 years in the commercial and multifamily construction field and founded Northcentral Construction in 1990. Northcentral Construction Corporation has extensive development experience that is detailed below. Jeff has also earned the designation of Senior Certified Development Professional from ICSC for his work. • Lang Development partners Peter and Nicholas Lang manage, own and have developed a number of commercial, retail and multi-family properties through their family of companies. They are a second generation company grounded in a strong Midwest work ethic. The Lang’s also have a proven track record in the remediation, clean up and redevelopment of Brownfield sites. • Schwab Properties, LLC, which is operated by Dennis and Grant Schwab, was started in 1967 by Dennis Schwab focused on the purchase and rehabilitation of multifamily properties. Over the past 40 plus years Schwab Properties has grown into owning and developing retail, multifamily, and commercial projects around the Fox Valley area and the State of Wisconsin. Currently Schwab Properties owns and manages over 400 multifamily units in the City of Oshkosh. The Schwab Group was integral in redevelopment of the former foundry site. 35 Tax Incremental Financing Application – Morgan District Redevelopment 2. Northcentral Constuction Corporation (“NCC”) • NCC was founded in 1990. The Company is built around the core vision of understanding and exceeding client’s needs and deadlines. They are located in Fond du Lac, WI and serve clients throughout the Midwest in a variety of sectors including: multifamily, senior housing, tax credit, retail, commercial, hospitality, health care, and rehabilitation. They have constructed in excess of 6,000 multifamily units, is a preferred contractor for Walgreen’s, TJ Maxx, and JoAnn Fabrics in the Midwest, and has built for a vast array of other retailers including: PetSmart, Staples, Roundy’s, Petco, and McDonald’s. 3. The Sigma Group (“Sigma”) • Sigma focuses on creating functional, innovative solutions that optimize results. They offer a diverse range of services, expertise and can-do attitude that enables their clients to achieve a successful balance between today’s challenges and the long-term need to preserve important resources. 4. Baker Tilly Virchow Krause, LLP (“BTVK”) • BTVK is one of the top 15 accounting and advisory firms in the United States. They offer innovative financial solutions and solid business strategies through diverse industry and service specialization. 5. Whyte Hirschboeck & Dudek S.C. (“WHD”) • WHD is a full-service law firm founded in 1943. Much has changed since then, but, throughout, there remains a notable constant: WHD's commitment to the success of each client. Just as experience is important in other types of business, legal experience is an essential component in WHD’s ability to deliver effective and efficient services. With more than 150 professionals, WHD offers clients the legal experience necessary to provide the technical, yet practical, advice that every client deserves. Many of WHD’s attorneys have gone beyond the study of law and have earned graduate degrees in a wide variety of fields including engineering, medicine, business, technology, tax, political science and dispute resolution. 36 Tax Incremental Financing Application – Morgan District Redevelopment Project Budget/Financial Information Summary Sources and Uses Site 1 Site 2 Site 3 Site 4 Site 5 37 Morgan District Redevelopment Summary of Sources and Uses Timing Phase I: 2016 Phase II: 2017 Phase III: 2018 Phase IV: 2018 Phase V: 2019 Sources Site I Site II Site III Site IV Site V Total Private First Mortgage 12,700,000$ 5,500,000$ 11,100,000$ 3,500,000$ 7,600,000$ 40,400,000$ Equity 5,961,521$ 1,400,000$ 3,200,000$ 2,340,500$ 1,900,000$ 14,802,021$ Monetized TIF Note 4,037,000$ 1,615,000$ 3,018,000$ 2,179,000$ 1,595,000$ 12,444,000$ Deferred Developers Fee 297,979$ 146,500$ 220,000$ -$ 325,400$ 989,879$ 22,996,500$ 8,661,500$ 17,538,000$ 8,019,500$ 11,420,400$ 68,635,900$ Uses Land 175,000$ 225,000$ 245,000$ 200,000$ 80,000$ 925,000$ Site Work 4,400,000$ 782,000$ 1,960,000$ 280,000$ 1,960,000$ 9,382,000$ Hard Costs 16,800,000$ 6,240,000$ 12,900,000$ 6,487,000$ 7,400,000$ 49,827,000$ Soft Costs 387,500$ 225,000$ 790,500$ 795,000$ 637,500$ 2,835,500$ Financing Fees 562,500$ 375,000$ 787,500$ 187,500$ 587,500$ 2,500,000$ Professional Fees 34,500$ 34,500$ 85,000$ 70,000$ 105,400$ 329,400$ Developer Fee/Reserves 637,000$ 780,000$ 770,000$ -$ 650,000$ 2,837,000$ 22,996,500$ 8,661,500$ 17,538,000$ 8,019,500$ 11,420,400$ 68,635,900$ NOTE: PHASE I ONLY: Since the first TIF application was submitted to the City in September 2014, the federal New Markets Tax Credit (“NMTC”) program and a grant from the State of Wisconsin have been identified as potential sources for supporting the development of the grocery store and infrastructure needs for site 1. The funding from these two sources, if any, have not been quantified or included in the financial analysis because the programs require applications and approvals from various agencies. However, the financial gap for site 1 is large enough that TIF assistance in addition to support from other programs is required. Community Development Entities (“CDEs”), the intermediaries that award NMTC allocations, and the State of Wisconsin will look favorably on the Project with the TIF commitment from the City. It will demonstrate a strong public-private partnership. Baker Tilly Virchow Krause, LLP is assisting the Developer in the process of applying to CDEs for a NMTC allocation. More information about these programs can be provided in the future as the Project moves forward. 38 DRAFT TIF Application Update Supporting Model Oregon & West 5th Avenue - Oshkosh, WI Financial Model 12/8/2015 Morgan District Site I, LLC NOTE: Since the first TIF application was submitted to the City in September 2014, the federal New Markets Tax Credit (“NMTC”) program and a grant from the State of Wisconsin have been identified as potential sources for supporting the development of the grocery store and infrastructure needs for site 1. The funding from these two sources, if any, have not been quantified or included in the financial analysis because the programs require applications and approvals from various agencies. However, the financial gap for site 1 is large enough that TIF assistance in addition to support from other programs is required. Community Development Entities (“CDEs”), the intermediaries that award NMTC allocations, and the State of Wisconsin will look favorably on the Project with the TIF commitment from the City. It will demonstrate a strong public-private partnership. Baker Tilly Virchow Krause, LLP is assisting the Developer in the process of applying to CDEs for a NMTC allocation. More information about these programs can be provided in the future as the Project moves forward. 12/8/2015 39 Morgan District Site I, LLC PROJECT ASSUMPTIONS 1.25 PROJECT INFORMATION FINANCING ASSUMPTIONS Equity Information Owner:Morgan District Site I, LLC Construction Loan A 12,997,979$ General Partner's Capital Contribution Percent of Ownership Interest rate 4.50%Entry Date:Year 2016 General Partner 0.01% County Winnebago Term (months)24 Month 1 Investor 99.99% MFI 69,500$ Day 1 Total 100.00% First Mortgage 12,700,000$ Number of Units 121 Interest Rate 4.50%Equity $5,961,521 Cash Flow Distribution Amortization 20 General Partner 0.01% LP Formation 2009 Term 15 Investor 99.99% Year 2016 Lender Required DCR 1.25 Total 100.00% Month 1 Start Year 2016 Start Month 1 Income, Loss & Credits Construction Start General Partner 0.01% Year 2016 Monetized TIF Note 4,037,000$ Investor 99.99% Month 1 Interest Rate 0.00% Total 100.00% Amortization 0 Construction Period 12 Term 0 Sale Proceeds Distribution Start Year 2015 General Partner 0.01% Operations Start Month 4 Investor 99.99% Year 2017 Total 100.00% Month 1 New Markets Tax Credits/State Grant -$ Interest Rate 0.00% Placed in Service Date Amortization Cash Flow Year 2017 Term 0 Month 1 Start Year 0 Day 1 Start Month 0 Deferred Developer Fee 297,979$ Interest Rate 0.00% 5,961,521 PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/8/2015 40 Morgan District Site I, LLC PROJECT ASSUMPTIONS OPERATING EXPENSES Residential Per Unit Commercial Professional Fees 200,000 1,653 12,000 Maintenance & Repairs 100,000 826 12,000 Operating Expenses 100,000 826 6,000 Insurance 100,000 826 6,000 Real Estate Taxes - - Based on RE Tax calc 500,000 4,132 36,000 Total Recoverable Expenses (Commercial Only) Replacement Reserve - - 16,920 Property Management Fee - - 28,200 Total 500,000 4,132 81,120 Total Annual Expense Annual Operating Exp. Increase 3.00% Annual Real Estate Tax Increase 3.00% Annual Management Fee Increase 3.00% Annual Reserve Increase 3.00% Interest rate on reserves 0.15% Annual Commercial Exp. Increase 2.00% RENTAL INCOME Number of SF per Rent Monthly Monthly Monthly Annual Annual Bedrooms Units Baths Unit*PSF/month Net Rent Utility/CAM Gross Rent Net Rent Gross Rent Commercial Space 1 NA 35,000 14.00$ $40,833 490,000 0 Apartment Building 120 NA 900 925.00$ 925.00$ 1,332,000 0 Total 121 143,000 1,822,000 0 COMMERCIAL INCOME INCOME Base Gross Commercial Income 1,822,000$ Base Gross Rent 1,822,000$ Commercial Expense Recovery 100% Rent Increases 2.00%Commercial Expense Reimbursement -$ Income Increases 2.00%Commercial Income Increase 2.0% Vacancy Loss 5.00%Commercial Vacancy 5.0% Other Income (PUPM)-$ Other Income PSF -$ Other Income (annually)-$ Other Income (annually)-$ Stabilized NOI 1,189,480 Cap Rate 8.50% Fair market Value (Income Approach)13,993,882 appraisal Cap Rate 9.00% Fair market Value (Income Approach)13,216,444 assessed value PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/8/2015 41 Morgan District Site I, LLC SOURCES AND USES SOURCES OF FUNDS Construction Post Construction Permanent First Mortgage -$ 12,700,000$ 12,700,000$ Equity 5,961,521 - 5,961,521 Monetized TIF Note 4,037,000 - 4,037,000 New Markets Tax Credits/State Grant - - - Deferred Developers Fee - 297,979 297,979 Construction Loan 12,997,979 (12,997,979) - Total Sources Of Funds 22,996,500$ -$ 22,996,500$ $0 $0 $0 Post Total USES OF FUNDS Construction Construction Permanent Land Acquisition 175,000 - 175,000 Site Work Excavation/ Erosion Control 187,500 - 187,500 Environmental/ Disposal 137,500 - 137,500 Site Utilities 618,500 - 618,500 Site Concrete 157,500 - 157,500 Asphalt Paving 380,000 - 380,000 Landscaping 125,000 - 125,000 Utility Allowance 200,000 - 200,000 Site Lighting 75,000 - 75,000 Signage 75,000 - 75,000 Rammed Agg. Piers 500,000 - 500,000 Construction Contingency 190,400 - 190,400 Hard Costs Apartment/Commercial Building 18,363,200 - 18,363,200 Soft Costs Architecture 187,500 - 187,500 Engineering 315,400 - 315,400 Title 20,000 - 20,000 Building Permit 10,000 - 10,000 Real Estate Taxes 5,000 - 5,000 Marketing 15,000 - 15,000 Insurance 25,000 - 25,000 Financing Fees Financing Fees 62,500 - 62,500 Construction Loan Interest 500,000 - 500,000 Professional Fees Appraisal 5,000 - 5,000 Market Study 4,500 - 4,500 Legal/Accounting 25,000 - 25,000 Developer Fees / Reserves Developer Fee 637,000 - 637,000 Total Uses Of Funds 22,996,500$ -$ 22,996,500$ PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/8/2015 42 Morgan District Site I, LLC FORECAST OF NET CASH FLOW FROM OPERATIONS 1 2 3 4 5 6 7 8 9 10 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 INCOME Residential: Rental Income 721,503 1,332,000 1,358,640 1,385,813 1,413,529 1,441,800 1,470,636 1,500,048 1,530,049 1,560,650 Vacancy -5.00%- (66,600) (67,932) (69,291) (70,676) (72,090) (73,532) (75,002) (76,502) (78,033) EGI Residential 721,503 1,265,400 1,290,708 1,316,522 1,342,853 1,369,710 1,397,104 1,425,046 1,453,547 1,482,617 Commercial: Base Gross Commercial Income 408,333 490,000 499,800 509,796 519,992 530,392 541,000 551,820 562,856 574,113 Commercial Expense Reimbursement 10,658 219,854 409,944 421,875 434,157 446,800 459,814 473,211 487,003 501,199 Commercial Vacancy (20,417) (24,500) (24,990) (25,490) (26,000) (26,520) (27,050) (27,591) (28,143) (28,706) EGI Commercial 398,574 685,354 884,754 906,182 928,150 950,672 973,764 997,439 1,021,716 1,046,606 Total Effective Gross Income 1,120,078 1,950,754 2,175,462 2,222,703 2,271,003 2,320,381 2,370,867 2,422,486 2,475,263 2,529,223 EXPENSES Residential Professional Fees 108,820 200,000 206,000 212,180 218,545 225,101 231,854 238,810 245,974 253,353 Maintenance & Repairs 54,410 100,000 103,000 106,090 109,273 112,551 115,928 119,406 122,988 126,678 Operating Expenses 54,410 100,000 103,000 106,090 109,273 112,551 115,928 119,406 122,988 126,678 Insurance 54,410 100,000 103,000 106,090 109,273 112,551 115,928 119,406 122,988 126,678 Residential Operating Expenses 272,050 500,000 515,000 530,450 546,364 562,754 579,638 597,028 614,938 633,387 Commercial Professional Fees 6,529 12,000 12,240 12,485 12,734 12,989 13,249 13,514 13,784 14,060 Maintenance & Repairs 6,529 12,000 12,240 12,485 12,734 12,989 13,249 13,514 13,784 14,060 Operating Expenses 3,265 6,000 6,120 6,242 6,367 6,495 6,624 6,757 6,892 7,030 Insurance 3,265 6,000 6,120 6,242 6,367 6,495 6,624 6,757 6,892 7,030 Real Estate Taxes - 183,854 373,224 384,421 395,954 407,832 420,067 432,669 445,650 459,019 Management Fee 20,417 24,500 24,990 25,490 26,000 26,520 27,050 27,591 28,143 28,706 Reserve for Replacement 3.00%- 16,920 17,428 17,950 18,489 19,044 19,615 20,203 20,809 21,434 Commercial Operating Expenses 40,004 261,274 452,362 465,316 478,646 492,363 506,479 521,005 535,955 551,338 Total Operating Expenses 312,054 761,274 967,362 995,766 1,025,010 1,055,117 1,086,117 1,118,033 1,150,893 1,184,725 Net Operating Income 808,023 1,189,480 1,208,100 1,226,938 1,245,993 1,265,265 1,284,750 1,304,453 1,324,370 1,344,498 Debt Service Debt Service - 1st mortgage - 964,158 964,158 964,158 964,158 964,158 964,158 964,158 964,158 964,158 DSCR- 1st - 1.23 1.25 1.27 1.29 1.31 1.33 1.35 1.37 1.39 Cash Flow 808,023 225,322 243,943 262,780 281,835 301,107 320,593 340,295 360,213 380,341 PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/8/2015 43 Morgan District Site I, LLC Before Tax Cash Flow Equity Analysis With TIF Note Without TIF Note IRR -3.62%-10.31% Period Year Projected Cash Flows Projected Cash Flows 0 2016 (5,961,521)$ (9,998,521)$ Equity Required 1 2017 808,023$ 808,023$ 2 2018 225,322$ 225,322$ 3 2019 243,943$ 243,943$ 4 2020 262,780$ 262,780$ 5 2021 281,835$ 281,835$ 6 2022 301,107$ 301,107$ 7 2023 320,593$ 320,593$ 8 2024 340,295$ 340,295$ 9 2025 360,213$ 360,213$ 10 2026 1,532,768$ 1,532,768$ Cash Flow Year 10 + Proceeds from Reversion Proceeds from Reversion Analysis Year 10 NOI 1,344,498$ Per Cash Flow Tab Cap Rate @ Sell 7.0% Sales Price 19,207,119$ NOI/Cap Rate Selling Expenses 1,152,427$ 6% Net Sales Price 18,054,692$ SP - SE Gain/Proceeds from Reversion 1,152,427$ NOTE: Project not financially feasible but for other sources discussed in the application narrative (not detailed here) and the monetized TIF note to reduce equity required for development 44 DRAFT TIF Application Update Supporting Model Oregon & West 5th Avenue - Oshkosh, WI Financial Model 12/3/2015 Morgan District Site II, LLC 12/3/2015 45 Morgan District Site II, LLC PROJECT ASSUMPTIONS PROJECT INFORMATION FINANCING ASSUMPTIONS Equity Information Owner:Morgan District Site II, LLC Construction Loan A 5,646,500$ General Partner's Capital Contribution Percent of Ownership Interest rate 4.50%Entry Date:Year 2015 General Partner 0.01% County Winnebago Term (months)24 Month 1 Investor 99.99% MFI 69,500$ Day 1 Total 100.00% First Mortgage 5,500,000$ Number of Units 2 Interest Rate 4.50%Equity $1,400,000 Cash Flow Distribution Amortization 20 General Partner 0.01% LP Formation 2009 Term 15 Investor 99.99% Year 2017 Lender Required DCR 1.25 Total 100.00% Month 1 Start Year 2016 Start Month 1 Income, Loss & Credits Construction Start General Partner 0.01% Year 2017 Monetized TIF Note 1,615,000$ Investor 99.99% Month 1 Interest Rate 0.00% Total 100.00% Amortization 0 Construction Period 12 Term 0 Sale Proceeds Distribution Start Year 2015 General Partner 0.01% Operations Start Month 4 Investor 99.99% Year 2018 Total 100.00% Month 1 State Funds -$ Interest Rate 0.00% Placed in Service Date Amortization Cash Flow Year 2018 Term 0 Month 1 Start Year 0 Day 1 Start Month 0 Deferred Developer Fee 146,500$ Interest Rate 0.00% 1,400,000 PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/3/2015 46 Morgan District Site II, LLC PROJECT ASSUMPTIONS OPERATING EXPENSES Residential Per Unit Commercial Professional Fees - - 12,000 Maintenance & Repairs - - 12,000 Operating Expenses - - 6,000 Insurance - - 6,000 Real Estate Taxes - - Based on RE tax Calc - - 36,000 Total Recoverable Expenses (Commercial Only) Replacement Reserve - - 20,160 Property Management Fee - - 36,600 Total - - 92,760 Total Annual Expense Annual Operating Exp. Increase 3.00% Annual Real Estate Tax Increase 3.00% Annual Management Fee Increase 3.00% Annual Reserve Increase 3.00% Interest rate on reserves 0.15% Annual Commercial Exp. Increase 2.00% RENTAL INCOME Number of SF per Rent Monthly Monthly Monthly Annual Annual Bedrooms Units Baths Unit*PSF Net Rent Utility/CAM Gross Rent Net Rent Gross Rent Building 1 1 NA 24,000 14.00$ $28,000 336,000 0 Building 2 1 NA 24,000 14.00$ $28,000 336,000 0 Total 2 48,000 672,000 0 COMMERCIAL INCOME RESIDENTIAL INCOME Base Gross Commercial Income 672,000$ Base Gross Residential Rent -$ Commercial Expense Recovery 100% Rent Increases 2.00%Commercial Expense Reimbursement -$ Residential Income Increases 2.00%Commercial Income Increase 2.0% Residential Vacancy Loss 5.00%Commercial Vacancy 5.0% Other Income (PUPM)-$ Other Income PSF -$ Other Income (annually)-$ Other Income (annually)-$ Stabilized NOI:584,640 Cap Rate 8.50% Fair Market Value (Income Approach)6,878,118 appraisal Cap rate 9.00% Fair Market Value (Income Approach)6,496,000 Assessed Value PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/3/2015 47 Morgan District Site II, LLC SOURCES AND USES SOURCES OF FUNDS Construction Post Construction Permanent First Mortgage -$ 5,500,000$ 5,500,000$ Equity 1,400,000 - 1,400,000 Monetized TIF Note 1,615,000 - 1,615,000 Deferred Developers Fee - 146,500 146,500 Construction Loan 5,646,500 (5,646,500) - Total Sources Of Funds 8,661,500$ -$ 8,661,500$ $0 $0 $0 Post Total USES OF FUNDS Construction Construction Permanent Land Acquisition 225,000 - 225,000 Site Work Excavation/ Erosion Control 125,000 - 125,000 Environmental/ Disposal 70,000 - 70,000 Site Utilities 60,000 - 60,000 Site Concrete 72,000 - 72,000 Asphalt Paving 105,000 - 105,000 Landscaping 50,000 - 50,000 Utility Allowance 30,000 - 30,000 Site Lighting 30,000 - 30,000 Signage 35,000 - 35,000 Rammed Agg. Piers 205,000 - 205,000 Hard Costs Office Building #1 2,400,000 - 2,400,000 Office Building # 2 2,400,000 - 2,400,000 Office Interior Finish 1,440,000 - 1,440,000 Soft Costs Architecture 100,000 - 100,000 Engineering 50,000 - 50,000 Title 20,000 - 20,000 Building Permit 10,000 - 10,000 Real Estate Taxes 5,000 - 5,000 Marketing 15,000 - 15,000 Insurance 25,000 - 25,000 Financing Fees Financing Fees 50,000 - 50,000 Construction Loan Interest 325,000 - 325,000 Professional Fees Appraisal 5,000 - 5,000 Market Study 4,500 - 4,500 Legal/Accounting 25,000 - 25,000 Developer Fees / Reserves Developer Fee 780,000 - 780,000 Total Uses Of Funds 8,661,500$ -$ 8,661,500$ PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/3/2015 48 Morgan District Site II, LLC FORECAST OF NET CASH FLOW FROM OPERATIONS 1 2 3 4 5 6 7 8 9 10 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 INCOME Commercial: Base Gross Commercial Income 532,000 672,000 685,440 699,149 713,132 727,394 741,942 756,781 771,917 787,355 Commercial Expense Reimbursement 45,563 116,677 200,494 206,141 211,951 217,928 224,076 230,401 236,907 243,601 Commercial Vacancy (26,600) (33,600) (34,272) (34,957) (35,657) (36,370) (37,097) (37,839) (38,596) (39,368) EGI Commercial 550,963 755,077 851,662 870,333 889,427 908,952 928,921 949,343 970,228 991,588 Total Effective Gross Income 550,963 755,077 851,662 870,333 889,427 908,952 928,921 949,343 970,228 991,588 EXPENSES Commercial Professional Fees 13,500 12,000 12,240 12,485 12,734 12,989 13,249 13,514 13,784 14,060 Maintenance & Repairs 13,500 12,000 12,240 12,485 12,734 12,989 13,249 13,514 13,784 14,060 Operating Expenses 6,750 6,000 6,120 6,242 6,367 6,495 6,624 6,757 6,892 7,030 Insurance 6,750 6,000 6,120 6,242 6,367 6,495 6,624 6,757 6,892 7,030 Real Estate Taxes - 80,677 163,774 168,687 173,748 178,960 184,329 189,859 195,554 201,421 Management Fee 26,600 33,600 34,272 34,957 35,657 36,370 37,097 37,839 38,596 39,368 Reserve for Replacement 3.00%- 20,160 20,765 21,388 22,029 22,690 23,371 24,072 24,794 25,538 Commercial Operating Expenses 67,100 170,437 255,531 262,487 269,637 276,988 284,544 292,312 300,297 308,507 Total Operating Expenses 67,100 170,437 255,531 262,487 269,637 276,988 284,544 292,312 300,297 308,507 Net Operating Income 483,863 584,640 596,131 607,846 619,789 631,965 644,377 657,031 669,931 683,082 Debt Service Debt Service - 1st mortgage - 417,549 417,549 417,549 417,549 417,549 417,549 417,549 417,549 417,549 DSCR- 1st - 1.40 1.43 1.46 1.48 1.51 1.54 1.57 1.60 1.64 Cash Flow 483,863 167,091 178,583 190,298 202,241 214,416 226,829 239,482 252,382 265,533 PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/3/2015 49 Morgan District Site II, LLC Before Tax Cash Flow Equity Analysis With TIF Note Without TIF Note IRR 14.63%-0.77% Period Year Projected Cash Flows Projected Cash Flows 0 2016 (1,400,000)$ (3,015,000)$ Equity Required 1 2017 483,863$ 483,863$ 2 2018 167,091$ 167,091$ 3 2019 178,583$ 178,583$ 4 2020 190,298$ 190,298$ 5 2021 202,241$ 202,241$ 6 2022 214,416$ 214,416$ 7 2023 226,829$ 226,829$ 8 2024 239,482$ 239,482$ 9 2025 252,382$ 252,382$ 10 2026 720,921$ 720,921$ Cash Flow Year 10 + Proceeds from Reversion Proceeds from Reversion Analysis Year 10 NOI 683,082$ Per Cash Flow Tab Cap Rate @ Sell 9.0% Sales Price 7,589,795$ NOI/Cap Rate Selling Expenses 455,388$ 6% Net Sales Price 7,134,407$ SP - SE Gain/Proceeds from Reversion 455,388$ NOTE: Project not financially feasible but for the monetized TIF note to reduce equity required for development 50 DRAFT TIF Application Supporting Model Oregon & West 5th Avenue - Oshkosh, WI Financial Model 12/9/2015 Morgan District Site III, LLC Multi Family Units 12/9/2015 51 Morgan District Site III, LLC PROJECT ASSUMPTIONS 1.25 PROJECT INFORMATION FINANCING ASSUMPTIONS Equity Information Owner:Morgan District Site III, LLC Construction Loan A 11,320,000$ General Partner's Capital Contribution Percent of Ownership Interest rate 4.50%Entry Date:Year 2015 General Partner 0.01% County Winnebago Term (months)24 Month 1 Investor 99.99% MFI 69,500$ Day 1 Total 100.00% First Mortgage 11,100,000$ Number of Units 156 Interest Rate 4.50%Equity $3,200,000 Cash Flow Distribution Amortization 20 General Partner 0.01% LP Formation 2009 Term 15 Investor 99.99% Year 2015 Lender Required DCR 1.25 Total 100.00% Month 1 Start Year 2016 Start Month 1 Income, Loss & Credits Construction Start General Partner 0.01% Year 2015 Monetized TIF Note 3,018,000$ Investor 99.99% Month 1 Interest Rate 0.00% Total 100.00% Amortization 0 Construction Period 12 Term 0 Sale Proceeds Distribution Start Year 2015 General Partner 0.01% Operations Start Month 4 Investor 99.99% Year 2018 Total 100.00% Month 1 State Funds -$ Interest Rate 0.00% Placed in Service Date Amortization Cash Flow Year 2018 Term 0 Month 1 Start Year 0 Day 1 Start Month 0 Deferred Developer Fee 220,000$ Interest Rate 0.00% 3,200,000 PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/9/2015 52 Morgan District Site III, LLC PROJECT ASSUMPTIONS OPERATING EXPENSES Residential Per Unit Commercial Professional Fees 25,000 160 0 Maintenance & Repairs 41,000 263 0 Operating Expenses 70,000 449 0 Insurance 50,000 321 0 Real Estate Taxes - - 0 Based on RE Tax Calc 186,000 1,192 - Total Recoverable Expenses (Commercial Only) Replacement Reserve - - - Property Management Fee 81,713 524 0 Total 267,713 1,716 0 Total Annual Expense Annual Operating Exp. Increase 3.00% Annual Real Estate Tax Increase 3.00% Annual Management Fee Increase 3.00% Annual Reserve Increase 3.00% Interest rate on reserves 0.15% Annual Commercial Exp. Increase 2.00% 765,000 RENTAL INCOME Number of SF per Rent Monthly Monthly Monthly Annual Annual Bedrooms Units Baths Unit*PSF Net Rent Utility/CAM Gross Rent Net Rent Gross Rent TBD 156 0 850 900.00$ $140,400 $0 140,400 1,684,800 0 Total 156 132,600 1,684,800 0 COMMERCIAL INCOME RESIDENTIAL INCOME Base Gross Commercial Income -$ Base Gross Residential Rent 1,684,800$ Commercial Expense Recovery 100% Rent Increases 2.00%Commercial Expense Reimbursement -$ Residential Income Increases 2.00%Commercial Income Increase 2.0% Residential Vacancy Loss 3.00%Commercial Vacancy 5.0% Other Income (PUPM)-$ Other Income PSF -$ Other Income (annually)-$ Other Income (annually)-$ Stabilized NOI 1,201,633 Cap Rate 7.750% Fair Market Value (Income Approach)15,504,945 appraisal Cap Rate 8.250% Fair Market Value (Income Approach)14,565,251 PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/9/2015 53 Morgan District Site III, LLC SOURCES AND USES SOURCES OF FUNDS Construction Post Construction Permanent First Mortgage -$ 11,100,000$ 11,100,000$ Equity 3,200,000 - 3,200,000 Monetized TIF Note 3,018,000 - 3,018,000 Deferred Developers Fee - 220,000 220,000 Construction Loan 11,320,000 (11,320,000) - Total Sources Of Funds 17,538,000$ -$ 17,538,000$ $0 $0 $0 Post Total USES OF FUNDS Construction Construction Permanent Land Acquisition 245,000 - 245,000 Site Work Excavation/ Erosion Control 350,000 - 350,000 Environmental/ Disposal 175,000 - 175,000 Site Utilities 140,000 - 140,000 Site Concrete 105,000 - 105,000 Asphalt Paving 245,000 - 245,000 Landscaping 105,000 - 105,000 Utility Allowance 52,500 - 52,500 Site Lighting 52,500 - 52,500 Signage 35,000 - 35,000 Rammed Agg. Piers 700,000 - 700,000 Hard Costs 2 large MF Buildings 12,900,000 - 12,900,000 Soft Costs Architecture 262,500 - 262,500 Engineering 175,000 - 175,000 Title 100,000 - 100,000 Building Permit 75,000 - 75,000 Real Estate Taxes 25,000 - 25,000 Marketing 78,000 - 78,000 Insurance 75,000 - 75,000 Soft Cost Contingency - - - Financing Fees Financing Fees 87,500 - 87,500 Construction Loan Interest 700,000 - 700,000 Professional Fees Appraisal 10,000 - 10,000 Soil Testing 15,000 - 15,000 Market Study 10,000 - 10,000 Legal/Accounting 50,000 - 50,000 Developer Fees / Reserves Developer Fee 770,000 - 770,000 Reserves and Escrows - - - Total Uses Of Funds 17,538,000$ -$ 17,538,000$ PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/9/2015 54 Morgan District Site III, LLC FORECAST OF NET CASH FLOW FROM OPERATIONS 1 2 3 4 5 6 7 8 9 10 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 INCOME Residential: Rental Income 1,238,400 1,684,800 1,718,496 1,752,866 1,787,923 1,823,682 1,860,155 1,897,358 1,935,306 1,974,012 Other Income - - - - - - - - - - Vacancy -3.00%- (50,544) (51,555) (52,586) (53,638) (54,710) (55,805) (56,921) (58,059) (59,220) EGI Residential 1,238,400 1,634,256 1,666,941 1,700,280 1,734,285 1,768,972 1,804,350 1,840,437 1,877,247 1,914,792 Total Effective Gross Income 1,238,400 1,634,256 1,666,941 1,700,280 1,734,285 1,768,972 1,804,350 1,840,437 1,877,247 1,914,792 EXPENSES Residential Professional Fees 18,110 25,000 25,750 26,523 27,319 28,139 28,983 29,852 30,748 31,670 Maintenance & Repairs 29,700 41,000 42,230 43,497 44,802 46,146 47,530 48,956 50,425 51,938 Operating Expenses 50,708 70,000 72,100 74,263 76,491 78,786 81,150 83,585 86,093 88,676 Insurance 36,220 50,000 51,500 53,045 54,636 56,275 57,964 59,703 61,494 63,339 Real Estate Taxes - 164,910 334,766 344,809 355,154 365,808 376,783 388,086 399,729 411,720 Management Fee 61,920 81,713 83,347 85,014 86,714 88,449 90,218 92,022 93,862 95,740 Reserve for Replacement 3.00%- - - - - - - - - - Residential Operating Expenses 196,658 432,623 609,693 627,151 645,117 663,603 682,627 702,203 722,351 743,082 Total Operating Expenses 196,658 432,623 609,693 627,151 645,117 663,603 682,627 702,203 722,351 743,082 Net Operating Income 1,041,742 1,201,633 1,057,248 1,073,129 1,089,169 1,105,369 1,121,723 1,138,234 1,154,896 1,171,710 Debt Service Debt Service - 1st mortgage - 842,689 842,689 842,689 842,689 842,689 842,689 842,689 842,689 842,689 DSCR- 1st - 1.43 1.25 1.27 1.29 1.31 1.33 1.35 1.37 1.39 Cash Flow 1,041,742 358,944 214,559 230,440 246,480 262,680 279,034 295,545 312,207 329,021 PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/9/2015 55 Morgan District Site III, LLC Before Tax Cash Flow Equity Analysis With TIF Note Without TIF Note IRR 6.88%-4.88% Period Year Projected Cash Flows Projected Cash Flows 0 2016 (3,200,000)$ (6,218,000)$ Equity Required 1 2017 1,041,742$ 1,041,742$ 2 2018 358,944$ 358,944$ 3 2019 214,559$ 214,559$ 4 2020 230,440$ 230,440$ 5 2021 246,480$ 246,480$ 6 2022 262,680$ 262,680$ 7 2023 279,034$ 279,034$ 8 2024 295,545$ 295,545$ 9 2025 312,207$ 312,207$ 10 2026 1,333,343$ 1,333,343$ Cash Flow Year 10 + Proceeds from Reversion Proceeds from Reversion Analysis Year 10 NOI 1,171,710$ Per Cash Flow Tab Cap Rate @ Sell 7.0% Sales Price 16,738,709$ NOI/Cap Rate Selling Expenses 1,004,323$ 6% Net Sales Price 15,734,387$ SP - SE Gain/Proceeds from Reversion 1,004,323$ NOTE: Project not financially feasible but for the monetized TIF note to reduce equity required for development 56 Morgan District Redevelopment Site IV For Sale Waterfront Condos Total Units 24 24 Sources Per Unit Per Unit Equity 2,340,500 97,521 4,519,500 188,313 Debt 3,500,000 145,833 3,500,000 145,833 TIF 2,179,000 90,792 0 0 Total Sources 8,019,500$ 334,146$ 8,019,500$ 334,146$ Uses Land Acquisition 200,000 8,333 200,000 8,333 Site Work 280,000 11,667 280,000 11,667 Hard Costs 6,487,000 270,292 6,487,000 270,292 Soft Costs 795,000 33,125 795,000 33,125 Financing Fees 187,500 7,813 187,500 7,813 Professional Fees 70,000 2,917 70,000 2,917 Developer Fee/Reserves 0 0 0 0 Total Uses 8,019,500$ 334,146$ 8,019,500$ 334,146$ Sales Price (Avg Per Unit)375,000$ 375,000$ Gross Profit 9,000,000$ 9,000,000$ SE @ 7% of GP 630,000$ 26,250 630,000$ 26,250 Net Profit 350,500$ 14,604 350,500$ 14,604 Return on Equity (before tax)15.0%7.8% With TIF Note Without TIF Note 57 DRAFT TIF Application Update Supporting Model Oregon & West 5th Avenue - Oshkosh, WI Financial Model 12/9/2015 Morgan District Site V, LLC 9 Townhouse Buildings - 108 Units 12/9/2015 58 Morgan District Site V, LLC PROJECT ASSUMPTIONS PROJECT INFORMATION FINANCING ASSUMPTIONS Equity Information Owner:Morgan District Site V, LLC Construction Loan A 7,925,400$ General Partner's Capital Contribution Percent of Ownership Interest rate 4.50%Entry Date:Year 2019 General Partner 0.01% County Winnebago Term (months)24 Month 1 Investor 99.99% MFI 69,500$ Day 1 Total 100.00% First Mortgage 7,600,000$ Number of Units 108 Interest Rate 4.50%Equity $1,900,000 Cash Flow Distribution Amortization 20 General Partner 0.01% LP Formation 2009 Term 15 Investor 99.99% Year 2019 Lender Required DCR 1.2 Total 100.00% Month 1 Start Year 2016 Start Month 1 Income, Loss & Credits Construction Start General Partner 0.01% Year 2019 Monetized TIF Note 1,595,000$ Investor 99.99% Month 1 Interest Rate 0.00% Total 100.00% Amortization 0 Construction Period 12 Term 0 Sale Proceeds Distribution Start Year 2015 General Partner 0.01% Operations Start Month 4 Investor 99.99% Year 2020 Total 100.00% Month 1 State Funds -$ Interest Rate 0.00% Placed in Service Date Amortization Cash Flow Year 2020 Term 0 Month 1 Start Year 0 Day 1 Start Month 0 Deferred Developer Fee 325,400$ Interest Rate 0.00% 1,900,000 PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/9/2015 59 Morgan District Site V, LLC PROJECT ASSUMPTIONS OPERATING EXPENSES Residential Per Unit Commercial Professional Fees 25,000 231 0 Maintenance & Repairs 50,000 463 0 Operating Expenses 25,000 231 0 Insurance 40,000 370 0 Real Estate Taxes - - 0 Based on RE Tax Calc 140,000 1,296 - Total Recoverable Expenses (Commercial Only) Replacement Reserve - - - Property Management Fee 56,570 524 0 Total 196,570 1,820 0 Total Annual Expense Annual Operating Exp. Increase 3.00% Annual Real Estate Tax Increase 3.00% Annual Management Fee Increase 3.00% Annual Reserve Increase 3.00% Interest rate on reserves 0.15% Annual Commercial Exp. Increase 2.00% RENTAL INCOME Number of SF per Rent Monthly Monthly Monthly Annual Annual Bedrooms Units Baths Unit*PSF Net Rent Utility/CAM Gross Rent Net Rent Gross Rent TBD 108 TBD 900 1.11$ $97,200 $0 97,200 1,166,400 0 Total 108 97,200 1,166,400 0 COMMERCIAL INCOME RESIDENTIAL INCOME Base Gross Commercial Income -$ Base Gross Residential Rent 1,166,400$ Commercial Expense Recovery 100% Rent Increases 2.00%Commercial Expense Reimbursement -$ Residential Income Increases 2.00%Commercial Income Increase 2.0% Residential Vacancy Loss 3.00%Commercial Vacancy 5.0% Other Income (PUPM)15.00$ Other Income PSF -$ Other Income (annually)19,440$ Other Income (annually)-$ Stabilized NOI 820,670 Cap Rate 8.00% Fair market Value (Income Approach)10,258,370 Appraisal Cap Rate 8.25% Fair market Value (Income Approach)9,947,510 Assessed Value PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/9/2015 60 Morgan District Site V, LLC SOURCES AND USES SOURCES OF FUNDS Construction Post Construction Permanent First Mortgage -$ 7,600,000$ 7,600,000$ Equity 1,900,000 - 1,900,000 Monetized TIF Note 1,595,000 - 1,595,000 Deferred Developers Fee - 325,400 325,400 Construction Loan 7,925,400 (7,925,400) - Total Sources Of Funds 11,420,400$ -$ 11,420,400$ $0 $0 $0 Post Total USES OF FUNDS Construction Construction Permanent Land Acquisition 80,000 - 80,000 Site Work Excavation/ Erosion Control 350,000 - 350,000 Environmental/ Disposal 175,000 - 175,000 Site Utilities 140,000 - 140,000 Site Concrete 105,000 - 105,000 Asphalt Paving 245,000 - 245,000 Landscaping 105,000 - 105,000 Utility Allowance 52,500 - 52,500 Site Lighting 52,500 - 52,500 Signage 35,000 - 35,000 Rammed Agg. Piers 700,000 - 700,000 Hard Costs 9 - Townhouse Buildings 7,400,000 - 7,400,000 Soft Costs Architecture 262,500 - 262,500 Engineering 175,000 - 175,000 Title 40,000 - 40,000 Building Permit 20,000 - 20,000 Real Estate Taxes 15,000 - 15,000 Marketing 75,000 - 75,000 Insurance 50,000 - 50,000 Financing Fees Financing Fees 87,500 - 87,500 Construction Loan Interest 500,000 - 500,000 Professional Fees Appraisal 10,000 - 10,000 Soil Testing 15,000 - 15,000 Market Study 8,000 - 8,000 Legal/Accounting 40,000 - 40,000 Commissions 32,400 - 32,400 Developer Fees / Reserves Developer Fee 650,000 - 650,000 Total Uses Of Funds 11,420,400$ -$ 11,420,400$ PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/9/2015 61 Morgan District Site V, LLC FORECAST OF NET CASH FLOW FROM OPERATIONS 1 2 3 4 5 6 7 8 9 10 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 INCOME Residential: Rental Income 637,200 1,166,400 1,189,728 1,213,523 1,237,793 1,262,549 1,287,800 1,313,556 1,339,827 1,366,624 Vacancy -3.00%- (34,992) (35,692) (36,406) (37,134) (37,876) (38,634) (39,407) (40,195) (40,999) EGI Residential 637,200 1,131,408 1,154,036 1,177,117 1,200,659 1,224,673 1,249,166 1,274,149 1,299,632 1,325,625 Total Effective Gross Income 637,200 1,131,408 1,154,036 1,177,117 1,200,659 1,224,673 1,249,166 1,274,149 1,299,632 1,325,625 EXPENSES Residential Professional Fees 13,503 25,000 25,750 26,523 27,319 28,139 28,983 29,852 30,748 31,670 Maintenance & Repairs 27,005 50,000 51,500 53,045 54,636 56,275 57,963 59,702 61,493 63,338 Operating Expenses 13,503 25,000 25,750 26,523 27,319 28,139 28,983 29,852 30,748 31,670 Insurance 21,604 40,000 41,200 42,436 43,709 45,020 46,371 47,762 49,195 50,671 Real Estate Taxes - 114,168 231,761 238,714 245,876 253,252 260,849 268,675 276,735 285,037 Management Fee 31,860 56,570 57,702 58,856 60,033 61,234 62,458 63,707 64,982 66,281 Reserve for Replacement 3.00%- - - - - - - - - - Residential Operating Expenses 107,474 310,738 433,663 446,097 458,892 472,059 485,607 499,551 513,901 528,667 Total Operating Expenses 107,474 310,738 433,663 446,097 458,892 472,059 485,607 499,551 513,901 528,667 Net Operating Income 529,726 820,670 720,373 731,020 741,767 752,614 763,559 774,598 785,731 796,957 Debt Service Debt Service - 1st mortgage - 576,976 576,976 576,976 576,976 576,976 576,976 576,976 576,976 576,976 DSCR- 1st - 1.42 1.25 1.27 1.29 1.30 1.32 1.34 1.36 1.38 Cash Flow 529,726 243,693 143,397 154,044 164,791 175,638 186,582 197,622 208,755 219,981 PRELIMINARY DRAFT- FOR DISCUSSION PURPOSES ONLY 12/9/2015 62 Morgan District Site V, LLC Before Tax Cash Flow Equity Analysis With TIF Note Without TIF Note IRR 7.86%-2.89% Period Year Projected Cash Flows Projected Cash Flows 0 2016 (1,900,000)$ (3,495,000)$ Equity Required 1 2017 529,726$ 529,726$ 2 2018 243,693$ 243,693$ 3 2019 143,397$ 143,397$ 4 2020 154,044$ 154,044$ 5 2021 164,791$ 164,791$ 6 2022 175,638$ 175,638$ 7 2023 186,582$ 186,582$ 8 2024 197,622$ 197,622$ 9 2025 208,755$ 208,755$ 10 2026 903,088$ 903,088$ Cash Flow Year 10 + Proceeds from Reversion Proceeds from Reversion Analysis Year 10 NOI 796,957$ Per Cash Flow Tab Cap Rate @ Sell 7.0% Sales Price 11,385,107$ NOI/Cap Rate Selling Expenses 683,106$ 6% Net Sales Price 10,702,000$ SP - SE Gain/Proceeds from Reversion 683,106$ NOTE: Project not financially feasible but for the monetized TIF note to reduce equity required for development 63 Tax Incremental Financing Application – Morgan District Redevelopment Certification/Agreement Certification per TIF Application 64 Tax Incremental Financing Application Morgan District Redevelopment December 2015 Agreement (per page 17 of TIF Application) I, by signing this application, agree to the following: 1. I have read and will abide by all the requirements of the City for Tax Incremental Financing. 2. The information submitted is correct. 3. I agree to pay all costs involved in the legal and fiscal review of this project. These costs may include, but not be limited to, bond counsel, outside legal assistance, and outside financial assistance, and all costs involved in the issuance of the bonds or loans to finance the project. 4. I understand that the City reserves the right to deny final approval, regardless of preliminary approval or the degree of construction completed before application for final approval. 5. The undersigned authorizes the City of Oshkosh to check credit references and verify financial and other information. 6. The undersigned also agrees to provide any additional information as may be requested by the City after filing of this application. Applicant Name: Morgan District, LLC ___________________________________________________ Grant Schwab Date: December 2015 65 Tax Incremental Financing Application – Morgan District Redevelopment Appendix City Summary Letter Detailed Project Narrative Site Map Project Renderings Appraisal Market Study Filing Fee 66 The Morgan District, LLC 601 Oregon Street Oshkosh, WI Mark Rohloff City Manager City of Oshkosh 215 Church Avenue Oshkosh, WI 54903-1130 RE: Morgan District Redevelopment City Summary Letter Dear Mark, The Morgan District, LLC is pleased to submit a Tax Increment Financing (“TIF”) Policy Application to the City of Oshkosh for our proposed redevelopment of 27 acres of land located along the Fox River. We seek to transform the property into a vibrant new mixed-use community connecting the redevelopment with downtown, the riverfront and creating a place to work, shop, and play along prime riverfront property. The Morgan District Redevelopment Project is comprised of approximately 23.5 acres west of Oregon Street and 3.5 acres of land east of Oregon Street (the “Project”). The Project is proposed to consist of a mix of multifamily housing, light commercial and retail uses, and a combination of middle to high end condominiums. End users of the property will include individuals and families living on the site, community members frequenting and working at the commercial and retail uses, and business owners renting space from the Developer. The Developer and Owner, The Morgan District, LLC; is currently renting the property to Oshkosh Corporation, formerly Oshkosh Truck. Oshkosh Corporation is using the site for vehicle parking as they design and build specialty trucks and truck bodies. All structures and foundations have been removed from the site. Additional site work and planning has continued since the first application to the City in September 2014. Groundbreaking for the first phase of the Project in anticipated to be late fall 2016. The Project is anticipated to be completed in five or more phases. The Project meets the criteria and threshold required for TIF funding. The Project represents a redevelopment of underutilized land which will provide many benefits to the City and the properties surrounding area and is not financially feasible but for TIF funding. The Project will aid/provide the following benefits: 1. Attracting businesses to the community to improve the economic base. 2. Meeting recommendations outlined in the City’s strategic planning documents by supporting development along the Fox River and downtown. 3. Involving retail development. 4. Contributing to public infrastructure. 67 5. Creating new employment in the area with the creation of retail and office spaces and from the management and maintenance of the residential units. 6. Enhancing the streetscape and pedestrian experience by providing land for the City River walk, improving underutilized land providing a more appealing view for all existing and new neighbors. 7. Providing direct benefit to the distressed area through the elimination of blight and abatement of the environmentally contaminated land and structures that were on the site. 8. Including quality design and overall aesthetic for final plans including a comprehensive redevelopment approach taking into account modern design, universal design, integrated site planning with sustainable design of buildings and landscaping demanded by the people and businesses that the City of Oshkosh wishes to attract and retain. The current total development cost for all five phases of planned development is approximately $68.6 million. Substantial costs are involved with the site and public/private infrastructure work necessary for redevelopment of the riverfront property. The Project is estimated to leverage no more than $40.4 million in private debt coupled with approximately $15.8 million of Developer equity, deferred financing, or additional federal and state funding sources that can be raised for the redevelopment leaving a $12.4 million development funding gap. The Developer is requesting a Pay-As-You-Go TIF Note along with the creation of a new 27 year Tax Increment District to support the redevelopment and make the Project feasible to develop. Included with this application package are initial projections of development sources and uses, operating pro forma assumptions, and reversion calculations for review. The Developer has very strong relationships with many lending institutions and will have financing in place before the commencement of any phase of the Project. The Developer is willing to provide letters of financial reference from lending institutions upon request. It is the Developer’s ultimate goal to have a successful long-term development that provides benefits to the community, supports the City of Oshkosh’s development goals, and provides the required rate of return to the Developer. The Project will bring construction jobs to the community for several years to come as the Project is completed in phases. The commercial development will create permanent part- and full-time jobs. Once development plans have been finalized the economic impact of the Project can be provided to the City if requested. Thank you for reviewing our application for Tax Increment Financing for the Morgan District Redevelopment project. We look forward to future discussions and working with you and others to see this worthy Project move forward. Please do not hesitate to reach out to me if you have any other questions. Sincerely, Grant Schwab Representative of Morgan District, LLC 68 Tax Incremental Financing Application – Morgan District Redevelopment Detailed Project Narrative The Morgan District Redevelopment Project is comprised of approximately 23.5 acres west of Oregon Street and 3.5 acres of land east of Oregon Street (the “Project”). The Project is proposed to consist of a mix of multifamily housing, light commercial and retail uses, and a combination of middle to high end condominiums. End users of the property will include individuals and families living on the site, community members frequenting and working at the commercial and retail uses, and business owners renting space from the Developer. Current Use The Developer and Owner, The Morgan District, LLC; is currently renting the property to Oshkosh Corporation, formerly Oshkosh Truck. Oshkosh Corporation is using the site for vehicle parking as they design and build specialty trucks and truck bodies. Project Overview and Timing All structures and foundations have been removed from the site. Additional site work and planning has continued since the first application to the City in September 2014. Groundbreaking for site 1 of the Project in anticipated to be late fall 2016. The Project is anticipated to be completed in five or more phases. Site 1: fall 2016 New construction of 120 rentable multifamily residential units and 35,000 square feet of rentable commercial development along the west side of Oregon Street with on grade parking. Site 2: fall 2017 New construction of 48,000 square feet of rentable commercial development along the east side of Oregon Street with on grade parking. Site 3: fall 2018 New construction of 156 “eUrban” residential rental units within three large elevator buildings with a diverse mix of units and bedroom sizes to match market demand. Site 4: fall 2018 New construction of 24 waterfront condos for sale to the public. Site 5: fall 2019 New construction of nine “Big House” multifamily rental buildings with 12 units per building for a total of 108 rental residential units with a diverse mix of units and bedroom sizes to match market demand. 69 Tax Incremental Financing Application – Morgan District Redevelopment Meets TIF Policy Requirements The Project meets the criteria and threshold required for TIF funding. The Project represents a redevelopment of underutilized land which will provide many benefits to the City and the properties surrounding area and is not financially feasible but for TIF funds. The Project will aid/provide the following benefits: 1. Attracting businesses to the community to improve the economic base. 2. Meeting recommendations outlined in the City’s strategic planning documents by supporting development along the Fox River and downtown. 3. Involving retail development. 4. Contributing to public infrastructure. 5. Creating new employment in the area with the creation of retail and office spaces and from the management and maintenance of the residential units. 6. Enhancing the streetscape and pedestrian experience by providing land for the City River walk, improving underutilized land providing a more appealing view for all existing and new neighbors. 7. Providing direct benefit to the distressed area through the elimination of blight and abatement of the environmentally contaminated land and structures that were on the site. 8. Including quality design and overall aesthetic for final plans including a comprehensive redevelopment approach taking into account modern design, universal design, integrated site planning with sustainable design of buildings and landscaping demanded by the people and businesses that the City of Oshkosh wishes to attract and retain. Financing Overview Since the first TIF application was submitted to the City in September 2014, the federal New Markets Tax Credit (“NMTC”) program and a grant from the State of Wisconsin have been identified as potential sources for supporting the development of the grocery store and infrastructure needs for site 1. The funding from these two sources, if any, have not been quantified or included in the financial analysis because the programs require applications and approvals from various agencies. However, the financial gap for site 1 is large enough that TIF assistance in addition to support from other programs is required. Community Development Entities (“CDEs”), the intermediaries that award NMTC allocations, and the State of Wisconsin will look favorably on the Project with the TIF commitment from the City. It will demonstrate a strong public-private partnership. Baker Tilly Virchow Krause, LLP is assisting the Developer in the process of applying to CDEs for a NMTC allocation. More information about these programs can be provided in the future as the Project moves forward. The current total development cost for all five phases of planned development is approximately $68.6 million. Substantial costs are involved with the site and public/private infrastructure work necessary for redevelopment of the riverfront property. The Project is estimated to leverage no more than $40.4 million in private debt coupled with approximately $15.8 million of Developer equity, deferred financing, or additional federal and state funding sources that can be raised for the redevelopment leaving a $12.4 million development funding gap. The Developer is requesting a Pay-As-You-Go TIF Note to support the redevelopment and make the Project feasible to develop. 70 Tax Incremental Financing Application – Morgan District Redevelopment The Developer is requesting a Pay-As-You-Go TIF Note to support the Project. It is anticipated that a new 27 year Tax Increment District (“TID”) will be created by the City and that the Developer will receive 90% of the property tax increment generated from the Project for the remaining life of the TID for each site. The Developer understands that this percentage of TIF assistance surpasses the City’s guidelines for the typical development requesting TIF. The request is 18.08% of total Project costs, falling below the TIF Cap of 25%. The detailed sources and uses, operating pro forma assumptions, and reversion calculations are included in the appendix for each site that demonstrate why the Developer’s request is necessary to make the Project financially feasible. The ‘Detailed Project Narrative’ in the appendix also details the TIF funding criteria that the Project meets or exceeds. At this time the Developer is seeking a TIF Note from the City just for site 1, but the projected need for TIF assistance for future sites is included in this application to support the City’s efforts to create a new TID. The Developer has very strong relationships with many lending institutions and will have financing in place before the commencement of any phase of the Project. The Developer is willing to provide letters of financial reference from lending institutions upon request. Below is a summary table of sources and uses for all five sites. Detailed sources and uses, operating pro forma assumptions, and reversion calculations are included in the appendix for each site. Please note as discussed above, site 1 is pursuing other federal and state funding resources. It is the Developer’s ultimate goal to have a successful long-term development that provides benefits to the community, supports the City of Oshkosh’s development goals, and provides the required rate of return to the Developer. The Project will bring construction jobs to the community for several years to come as the Project is completed in phases. The commercial development will create permanent part- and full-time jobs. Once development plans have been finalized the economic impact of the Project can be provided to the City if requested. 71 Tax Incremental Financing Application – Morgan District Redevelopment Site Map The following site plan is for all five development sites contemplated within the Morgan District Redevelopment plans. New buildings, jobs, and infrastructure are to be created on both sides of Oregon Street. The building plans and layout are conceptual to provide an overview of use, density and site design. 72 73 Tax Incremental Financing Application - Morgan District Redevelopment Location Map 74 75 Tax Incremental Financing Application – Morgan District Redevelopment Project Renderings Building and site renderings can be provided for all sites in the future upon request and as needed for development approval and financing. Right now a rendering for site 1 is included. 76 77 Tax Incremental Financing Application – Morgan District Redevelopment Appraisal Third party reporting including the appraisal will be furnished upon request and as needed for development approval and financing. 78 Tax Incremental Financing Application – Morgan District Redevelopment Market Study Third party reporting including the market study will be furnished upon request and as needed for development approval and financing. 79 Tax Incremental Financing Application – Morgan District Redevelopment Filing Fee The Developer has donated a significant amount of linear feet of river walk land to the City of Oshkosh to allow the City to develop the river walk. The Developer is in the process of negotiating to donate more land to the City for even further continuation of the river walk. The Developer is requesting that the City take this in consideration since they have not submitted the filing fee with this application. 80 __________________________________ Plan Commission Minutes 1 June 21, 2016 PLAN COMMISSION MINUTES June 21, 2016 PRESENT: Thomas Fojtik, John Hinz, Steve Cummings, Kathleen Propp, Donna Lohry, Karl Nollenberger EXCUSED: David Borsuk, Ed Bowen, Jeffrey Thoms, Benjamin Krumenauer, Robert Vajgrt STAFF: Darryn Burich, Director of Planning Services; Brian Slusarek, Zoning Code Enforcement Inspector; Deborah Foland, Recording Secretary Chairperson Fojtik called the meeting to order at 4:00 pm. Roll call was taken and a quorum declared present. The minutes of June 7, 2016 were approved as presented. (Nollenberger/Cummings) I. CONDITIONAL USE PERMIT APPROVAL FOR AN EXCEPTION TO THE PROVISIONS OF THE DOWNTOWN OVERLAY DISTRICT AT 531 NORTH MAIN STREET (DEALERSOCKET) The applicant is requesting approval of a conditional use permit for an exception to the signage standards of the Downtown Overlay District to allow a hand painted sign, greater than 32 square feet in size, to be placed higher than 18 feet above grade and above the second floor window sill. Mr. Slusarek presented the item and reviewed the site and surrounding area as well as the land use and zoning classifications in this area. He discussed the history of the site and reviewed a photo of the sign which he stated was consistent with the historical sign that was in the same location on the building when it was originally constructed. He reviewed a photo of the building from the 1920’s depicting the original signage on the structure and stated that the Landmarks Commission had reviewed and recommended approval of the signage as it is historically accurate. Motion by Nollenberger to approve a conditional use permit for an exception to the provisions of the Downtown Overlay District at 531 N. Main Street. Seconded by Propp. Ms. Propp commented that she liked the look of the new signage. Mr. Hinz agreed however he would have preferred to see the vertical lettering on the current sign to be more similar to the original historical lettering of the original signage. Motion carried 6-0. II. PUBLIC HEARING ON PROPOSED CREATION OF TAX INCREMENT FINANCING DISTRICT #29 MORGAN REDEVELOPMENT; DESIGNATION OF BOUNDARIES AND APPROVAL OF PROJECT PLAN Page 81 __________________________________ Plan Commission Minutes 2 June 21, 2016 Tax Incremental District #29 (the “TID” or “District”) is a proposed 36 acre blighted area district located in downtown Oshkosh on the south side of the Fox River in the general area of Oregon Street and Sixth Avenue. The proposed District, referred to as the “Morgan District” will be created to facilitate a proposed 27 acre $55 million redevelopment project consisting of residential, commercial and retail uses. The City owns an additional 8.9 acres within the proposed District with redevelopment potential. Five residential parcels at the edge of the district have also been included for future rehabilitation or redevelopment activity. Mr. Burich presented the item and reviewed the site and surrounding area as well as the land use and zoning classifications in this area. He discussed the 14 parcels to be included in the district and the life span of the TID which is proposed to be 27 years. He discussed the uses to be included within the district which consist of residential, commercial and retail including mixed use and the costs related to this project. He further stated that the redevelopment would occur in five phases and reviewed the anticipated uses in each phase. He discussed the city expenditures for this project which would include development incentives, riverwalk construction, street reconstruction, and administrative costs. He explained that the properties currently possess a zoning classification of C-3 PD Central Commercial District with a Planned Development Overlay which would remain and the developments would be required to come back to the Plan Commission for further review when moving forward. The plans are consistent with the City’s 1993 and 2005 Comprehensive Plans as well as the “Let’s Be Pioneers” riverfront visioning project and the Vision Report. He explained why the TIF assistance is necessary for the redevelopment of this area and reviewed the cash flow analysis both with and without the TIF. He discussed the next steps in the process which would be developing plans to move forward with Phase I of the redevelopment and planned development review for the entire site based on the concept plan, a developer’s agreement and more detailed plans for Phase 1. He stated that the planned development overlay will require approval of each phase by the Plan Commission and Common Council and reviewed the area as it currently exists and photos of the site from the past history of this portion of the city. He reviewed the parcels included in the district and the land use plan for the proposed district and discussed the completion of the riverwalk in this area. He also reviewed a concept plan for the district and reviewed the areas involved with each phase of development and reviewed a rendering of Phase 1. Ms. Propp stated that there appeared to be six to seven private properties included in the district and questioned if there were any down side to the property owners. Mr. Burich responded that this should be a benefit to the property owners as the City could create “mini paygos” to make development incentives available to property owners who desire to do improvements to their homes. He further stated that it also opens the possibility for the properties to be acquired and incorporated in the overall development. He further discussed the paygo options for rehabilitation of the private homes and how the property owner could be provided grant or loan money to assist with home repairs and increased tax assessments that could help offset the costs of the improvements. William Carey, 247 W. 6th Avenue, displayed on the map where his home was located and questioned how the traffic generated from this development would be handled and if there will be trees along the perimeter or if he would be looking at a view of a parking lot from his residence. Gary Gray, 815 W. Linwood Avenue, stated that the map on page 5 of the project plan is labeled as preliminary and questioned if this was the actual map or if it could be altered. Page 82 __________________________________ Plan Commission Minutes 3 June 21, 2016 Mr. Burich responded that everything is preliminary at this point. Mr. Gray then questioned if the actual map would be approved at a later date. Mr. Burich responded affirmatively. Mr. Gray commented that there was previously a TIF district #20 in this area that would overlay the current district area of TIF #29 and how this would be handled. Mr. Burich replied that TIF #20 would be frozen and TIF #29 would receive the new tax increment. Mr. Gray also discussed the Valuation Test Compliance Calculation on page 8 and asked for further explanation on the evaluation data. Todd Taves, Ehlers, Inc., explained the increment values in each TID district and the current values of each existing district plus the base value of the proposed new district which to date cannot exceed the 12% threshold of the City’s overall equalized value which the table reflects that the increments pass the compliance calculation. He further explained the margin available in this calculation which is in compliance with the statutory test. Mr. Gray felt that the table should be updated to reflect the 2016 values as it reflects the valuation data from 2015. He also questioned if there is going to be any site preparation to be paid by the city in regard to pollutants or contamination. Mr. Burich replied that the city would only be paying for the riverwalk construction areas and any work on the site preparation would be paid by the developer. Mr. Gray felt that there should be two or three options on how to fund the expected expense to the city as he felt it would be helpful for the Common Council to evaluate expenses for the riverwalk construction and street reconstruction that is not covered by the TIF. He discussed the street reconstruction which he felt should be extended from W. 6th Avenue to W. 8th Avenue and that the Capital Improvement Program, (CIP), includes the reconstruction of Oregon Street from 8th Avenue to 28th Avenue in the coming years. Ken Voss, 507 W. 4th Avenue, questioned if W. 4th Avenue was going to be extended through to Iowa Street and W. 6th Avenue. Mr. Burich indicated that this has not yet been determined and the planned development approval in the future will address this issue as part of the plan includes potential reconstruction of streets in this area. Mr. Voss then questioned what the area adjacent to the old City’s Sanitation building is proposed to be used for. Mr. Burich responded that the building was to be demolished and it was proposed to be possibly for park extension as well as parking for the trail and boat/kayak launch and other public use. Page 83 __________________________________ Plan Commission Minutes 4 June 21, 2016 Dorothy Reinke, 333 W. 6th Avenue, inquired about access and egress to the proposed new development and how the traffic generated from these new uses would be addressed. Mr. Burich explained that the main access to the site would be through Minnesota Street and traffic studies could be completed to address any concerns. Ms. Reinke then questioned if there would be additional traffic lights installed. Mr. Burich responded that this has not yet been determined and the west side of the development would require future consideration as far as traffic control. Ms. Reinke discussed street repairs necessary and with the extra traffic and additional wear and tear of the streets in this area due to the increased traffic from this development, if property owners would receive some type of break in the expense of the street reconstruction costs. Mr. Burich replied that he did not have any information on that issue and felt that the normal assessment policy for property owners would be utilized and the TIF district may be able to offset some of those costs. Ms. Reinke commented that the acquisition of existing residential homes was a possibility and questioned if it was just the homes located within the TID district area or would that be applied to other residential properties in the vicinity. Mr. Burich responded that the acquisition of residential homes was the properties located within the district only. Ms. Reinke inquired if the grant money mentioned that could be available for residential property owners would apply to her home or was this just for the properties within the TID district area only. Mr. Burich indicated that the grant money associated with the TID district would be for properties within the district area only however the city has other programs available for residential homeowners. He discussed the housing rehabilitation program that the City administers and that if a neighborhood association would be created in this area it could offer more assistance for opportunities for financial aid with home improvements through neighborhood programs. Paulette Feld, 416 W. 5th Avenue, stated that street improvements were scheduled for next summer and questioned if this project would delay this and if it will increase the responsibilities to the property owners. Mr. Burich responded that the CIP improvements scheduled will still be moving forward as proposed and that W. 6th Avenue and Oregon Street will be the main access for this development and W. 5th Avenue should not be impacted by this proposal. Nicholas Lang, 1950 White Swan Drive, Grant Schwab, 4006 Stonegate Drive, and Peter Lang, 2300 White Swan Drive, were present as the developers for this proposal. Mr. Lang discussed the plans that they have been working on for the last three years and that landscaping and other details Page 84 __________________________________ Plan Commission Minutes 5 June 21, 2016 of the redevelopment will come back to the Plan Commission for review and approval at a later date. He discussed the riverwalk plans for the City at this location and the 27 acres of the site to be redeveloped. Ms. Propp requested a further description of the concept plan. Mr. Schwab displayed the area on W. 6th Avenue that would serve as the main entrance to the development and discussed the grocery store, apartments, and parking facilities planned for this area. He further described the outdoor patio for the residential uses, the two additional apartment buildings, condominiums and townhouses, and office buildings which would be constructed at a later date than the residential uses. He displayed on the map the location of the proposed uses described and stated that the apartments will be market rate units. Mr. Lang added that there would be no low-income housing units in this development. Ms. Lohry questioned if there would be shrubs located along the perimeter of the development on Oregon Street. Mr. Schwab responded that the conceptual plan is preliminary at this time and that the site is very large and the landscaping depicted on the plan is conceptual only. Ms. Lohry questioned how the parking facilities would be handled for the development. Mr. Schwab responded that there would be parking for one car per apartment unit underground and surface parking for the remaining stalls necessary. He further discussed the placement of parking facilities for the remaining development. Ms. Lohry stated that the developer should keep in mind that the Commission likes trees and green space within developments and not largely visible parking areas. Mr. Schwab replied that the developers are all local parties who desire to construct the perfect project for this site which will be aesthetically pleasing. Ms. Propp questioned if there would be any park area located by the riverwalk. Mr. Schwab responded affirmatively. Ms. Propp also questioned if there would be any boat launches constructed within this area. Mr. Schwab stated that it was not part of the project at this time but they will be working with the DNR on transient docks within the development area. He displayed on the map where there are currently transient docks located in the area. Mr. Lang added that they have had discussions with the City Parks Department in regard to this matter and would like to maximize as many docks as possible for the residential uses for the condominiums and that transient docks funded by the City are not currently proposed as there are already multiple transient docks in the area for public use. He continued to discuss the amount of water frontage in Oshkosh and the desire to take advantage of this amenity. Page 85 __________________________________ Plan Commission Minutes 6 June 21, 2016 Jeff Maurer, owner of grocery establishments in other community’s campus locations, discussed an overview of the urban market that is proposed as part of Phase I of the redevelopment project. He discussed his campus grocery stores that are designed for development in high density areas such as this one and the background of his other stores currently in operation. He stated that his concept works well in multi use buildings and reviewed a floor plan of one of his other establishments. He also discussed the construction of transient docks that he felt would make use of his establishment as it provides ready-made, high quality food products that could be utilized by boating enthusiasts and reviewed photos of his other locations and some of the products they had to offer. He discussed his concept of building smaller stores that offer online shopping and free deliveries to homes as well as a catering program and that his facility utilizes smaller parking lots due to these features. He further discussed their products and quality of foods offered and that they have been in the grocery business for 40 years. Ms. Lohry inquired about the ability to order groceries and have free delivery to homes. Mr. Maurer responded that they offer shopping online or in the store with the benefit of having the groceries delivered at no cost which promotes more pedestrian and bicycle traffic and reduces the amount of parking necessary as the order can be delivered. Ms. Lohry commented that she is a representative of aging and disabled citizens and is looking for benefits such as this for their purpose. Mr. Maurer stated that orders can be called in or may be placed online if the individual cannot find transportation to come to the store. Mr. Fojtik commented that he felt it was a very nice concept. Motion by Nollenberger to approve the designated boundaries and Project Plan for TID #29-Morgan Redevelopment. Seconded by Cummings. Motion carried 6-0. There being no further business, the meeting adjourned at approximately 4:50 pm. (Hinz/Propp) Respectfully submitted, Darryn Burich Director of Planning Services Page 86 Page 87 Page 88 JULY12, 2016 16-366 RESOLUTION CARRIED 7-0 LOST________LAIDOVER________WITHDRAWN________) PURPOSE: APPROVETAXINCREMENT DISTRICTNO. 29PROJECT PLAN; DESIGNATE TAXINCREMENTDISTRICTNO. 29BOUNDARIES; CREATETAXINCREMENT DISTRICTNO. 29MORGAN REDEVELOPMENT INITIATED BY: CITYADMINISTRATION PLANCOMMISSIONRECOMMENDATION: Approved WHEREAS, the CityofOshkosh (the “City”) hasdetermined thatuseofTax IncrementalFinancingisrequiredtopromotedevelopment andredevelopmentwithinthe City; and WHEREAS, TaxIncrementDistrictNo. 29 (the “District”) isproposedtobecreated bytheCity asablightedareadistrictinaccordancewiththeprovisionsofWisconsin StatutesSection66.1105 (the "TaxIncrementLaw"); and WHEREAS, aProjectPlanfortheDistrict hasbeenpreparedthatincludes: a. Astatementlistingthekind, numberandlocationofallproposedpublicworks orimprovements withintheDistrict, ortotheextentprovided inWisconsin StatutesSections66.1105(2)(f)1.k. and66.1105(2)(f)1.n., outside ofthe District; b. Aneconomic feasibilitystudy; c. Adetailedlistofestimatedprojectcosts; d. Adescriptionofthemethodsoffinancingallestimatedprojectcostsandthe timewhentherelatedcostsormonetary obligationsaretobeincurred; e. AmapshowingexistingusesandconditionsofrealpropertyintheDistrict; f. Amapshowingproposed improvementsandusesintheDistrict; g. Proposed changesofzoningordinances, masterplan, map, buildingcodesand Cityordinances; h. Alistofestimatednon-projectcosts; i. Astatementoftheproposedplanforrelocation ofanypersonstobedisplaced; j. AstatementindicatinghowtheDistrictpromotestheorderlydevelopment of theCity; k. Anopinionof theCity AttorneyorofanattorneyretainedbytheCity advising thattheplaniscompleteandcomplieswithWisconsinStatutesSection 66.1105(4)(f); and Page 89 JULY12, 2016 16-366 RESOLUTION CONTD WHEREAS, priortoitspublication, acopyofthenoticeofpublichearingwassent toownersofallpropertyintheproposeddistrict, tothechiefexecutiveofficersof Winnebago County, theOshkoshAreaSchoolDistrict, andtheFoxValley Technical CollegeDistrict, andanyotherentitieshavingthepowertolevytaxesonpropertylocated withintheDistrict, inaccordance withtheproceduresspecified intheTaxIncrementLaw; and WHEREAS, inaccordancewiththeproceduresspecifiedintheTaxIncrement Law, thePlanCommission, onJune21, 2016heldapublichearingconcerningtheproject planandboundariesandproposedcreationoftheDistrict, providinginterestedpartiesa reasonable opportunity toexpresstheirviewsthereon; and WHEREAS, aftersaidpublichearing, thePlanCommission designatedthe boundariesoftheDistrict, adopted theProject Plan, andrecommended totheCommon CouncilthatitcreatesuchDistrictandapprovetheProjectPlan NOW, THEREFORE, BEITRESOLVEDbytheCommonCouncil ofthe Cityof Oshkoshthat: 1. TheboundariesoftheDistrictshallbenamed "CityofOshkoshTax IncrementDistrictNo. 29, MorganRedevelopment", areherebyestablished asspecifiedinExhibitAofthisResolution. 2. TheDistrict iscreatedeffectiveasofJanuary1, 2016. 3. TheCommonCouncilfindsanddeclaresthat: a) Notlessthan50% byareaoftherealpropertywithintheDistrictisa blightedareawithinthemeaningofWisconsinStatutesSection 66.1105(2)(a)1. b) Baseduponthefindings, asstatedin3(a) above, theDistrictisdeclared tobeablightedareadistrictbasedontheidentification andclassification ofthepropertyincludedwithin theDistrict. c) Theimprovementofsuchareaislikelytoenhancesignificantlythevalue ofsubstantiallyalloftheotherrealpropertyintheDistrict. d) TheequalizedvalueofthetaxablepropertyintheDistrictplusthevalue increment ofallotherexistingtaxincremental districtswithintheCity, doesnotexceed12% ofthetotalequalizedvalueoftaxableproperty withintheCity. Page 90 JULY12, 2016 16-366 RESOLUTION CONTD TheCityestimatesthatlessthan35% oftheterritorywithintheDistricte) willbedevotedtoretailbusinessattheendoftheDistrict’smaximum expenditureperiod, pursuant toWisconsinStatutes Section 66.1105(5)(b). f) Theprojectcostsrelatedirectlytopromotingtheelimination ofblightof thearea consistentwiththepurposeforwhichtheDistrictiscreated. g) AllpropertywithinTID #29waswithintheCityboundariesasofJanuary 1, 2004. 4. TheProjectPlanfor "CityofOshkoshTaxIncrementDistrictNo. 29, Morgan Redevelopment " (attachedasExhibitB) isherebyapproved, andtheCity furtherfindsthePlanisfeasible andinconformity withthemaster planof theCity. BEITFURTHERRESOLVED thattheCommonCouncil oftheCityofOshkosh herebyapprovescreationofTaxIncremental Financing DistrictNo. 29 Morgan Redevelopment. Page 91 Page 92 Page 93