HomeMy WebLinkAbout905 Evans Street 1Z-t04--1 1111'11U1111111111111111 VI
MORTGAGE $ Tx:42Io 02 i
Document Number Document Title 1722754
CITY OF OSHKOSH REGISTER'S OFFICE
WI:NNEBAGO COUNTY,X1€3
RESIDENTIAL,REHABILITATION PROGRAM RECORDED ON
DEFERRED PAYMENT LOAN 0911212015 2:36 PM
CHRISTOPHER LARSON
I hereby mortgage,convey and warrant to the CITY OF OSHKOSH a DEPUTY REGISTER OF DEEDS
Municipal Corporation located in Winnebago County,Wisconsin RECORDING FEE 30.00
(mortgage Iender),in consideration of my receiving a deferred payment loan PAGES:2
in the amount of TWO THOUSAND THREE HUNDRED SIXTY FIVE
DOLLARS and NO/100($2,365.00)for the rehabilitation,preservation and
enhancement of owner occupied residential real property which is Recordin Arei
commonly known as 905 Evans Street, Oshkosh, and legally described as Name and Return Address
being in Winnebago County,State of Wisconsin:
City Attorney's Office
The South 5.17 feet of Lot 16 and all of Lot 17,Block 4,in CITY'S REPLAT#4,11th Ward, Oshkosh, 54903-IIZD
City of Oshkosh
_911-0664-0000
Parcel Identification No.
This is homestead property. This is not a purchase money mortgage_
I certify that I have title to this property and that the title is free and clear of all encumbrances, excepting only
restrictions and easements of record,municipal and the zoning ordinances,current taxes and assessments not yet due
and any encumbrance noted below:
First mortgage to Bayview Loan Servicing in the amount of$102,282 and recorded in Register of Deeds office on 1115115 as Doc.No.1700996.
I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage,except for
those noted above.
I agree to this mortgage on a condition that,if I pay to mortgage lender the full amount of the deferred payment loan
secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage, then this
mortgage will cease and the note(see Borrower's Certification)will be void.
I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this
mortgage,the note secured by this mortgage and the property described above. I will deliver to mortgage lender,
upon demand,a receipt showing due payment of any tax or assessment.
I will keep the mortgaged property insured for fire and extended coverage perils for at least the full and fair market
value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is Iisted as a
mortgage holder on the insurance policy.
I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the
value of the mortgaged property.
Under any foreclosure proceeding,all foreclosure expenses,including reasonable attorney's fees,will also be added to
the amount of the deferred payment loan and'become due as incurred, and in case of judgement,will be included
therein.
If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of
more than fifteen(15)days,then the whole amount of the deferred payment loan will,at the option of the mortgage
lender,become due and payable without notice. Under this circumstance,I hereby waive my right to notice.
I understand that the mortgage lender is not responsible for the work performed by any contractor on my property,
whether paid for out of deferred payment loan funds or otherwise.
Unless otherwise required by law,the invalidity or unenforceability of any provision of this mortgage will not affect
the validity or enforceability of any other provision.
All the terms,conditions and covenants of this mortgage will be binding on my heirs,legal representatives,successors
or any other individual to whom an interest in the mortgaged property or this mortgage is assigned.
I shall not transfer,sell or convey any legal or equitable interest in the property(by deed,land contract,option,lonb
term lease or in any other way)without the prior written consent of the mortgage lender,unless either the indebtedness
secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the
property, subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage
shall become due and payable in full, at the option of the mortgage lender without notice,upon any transfer, sale or
conveyance made in violation of this paragraph.
(PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE
THAN ONE SIGNATURE APPEARING BELOW)
Dated this /k day of �E 2016
A
(SEAL)
T Y SSEN
(SEAL)
AUTHENTICATION ACKNOWLEDGEMENT
Signature(s) STATE OF WISCONSIN )
)
Authenticated this_day of 20_ WINNEBAGO COUNTY
Personally came before me this&day ofJ�,)O a:
PRINTED NAME: the above name
TITLE:MEMBER STATE BAR OF WISCONSIN
(If not, to me known to be the person(s)who executed the foregoing
authorized by Sec 706.06,Wis Stats) in e and ac owied the e.
Notary Public, County
My C rnj on(is perm ent)(expires)
20
(Signatures may be authenticated or acknowledged.Both
are not necessary.)
Document drafted by:
Lynn Lorenson,City Attorney,Oshkosh,WI