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Home My WebLink AboutRehab/Hanson/1203140000Dotumml rvumber MORTGAGE no��m�m rne CITY OF OSHKOSH RESIDENTIAL 2EHABILITATION PROGRAM DEFERRED PAYMENT LOAN I hereby mortgage, comey and warzant lo the CITY OF OSHKOSH, a Municipal Corporatiun loca[ed in Winnebago County, Wisconsin (mortgage lender), in consideration of my receiving a dePerred payment loan in [he amount of NINE THOUSAND EIGHT HUNDRGD GIGHTY PNG DOLLARS and NO/100 ($9,885.00) for the rehabilitatioq preservation and enhancement of owner occupied residential real proper[y which is commonly known as 1250 W isconsin Street, Oshkosh, and legally described as being in W innebago County, Sta[e of Wisconsin: SL'C ATTACHRD I.BGAI. DFSCIi1P'PION This is homestead property. This is no[ a purchase money mortgage. REGISTER'S OFFICE WINNEBAGO COUNTY� WI RECORDED ON 12/OS/2015 2:15 PM ]ULIE PAGEL REGISTER OF DEEDS RECOiIDING FEE 30.00 PAGES: 3 Re�orOin¢ Area NemexndRemrnAJJresa �NE pt4R c��y nom��.y s orr�. Oshkosh, W154903-ll30 912-0314-0000 Pamclldontiflca�ion No. 1 certify that I have IiNe to this property and tha[ the [i[le is frae and olear of all encumbrances, exceptiug ouly restric[ions and easements of record, municipal and the mning ordinances, curren[ [axes and assessments not yet due and any encumbrance no[ed below: Pirct mortgage m Mongage Electronic RegisUation Syslems in the umoun� of $67,489 and recorded in Regis�er of Deeds office on I/1 I/12 ns Doc.No.1591805. I will keep the mortgaged property free from any lien or enoumbrence superior [o [he lien of [his mortgage, except for those noted above. I agree [o [his mortgage on a mndition tha[, if 1 pay [o mortgage lender Ihe full amount of the deferred payment loan secured by this mortgage and conform with the tertns of the Borrower's Certification and this mortgage, then this mortgage will cease and [he no[e (see Borrower's CeRification) will be void. I will pay before Ihey become delinquen[ all taaces and assessmen[s which may be levied or assessed against this mortgage, the note secured by this mortgage and the property described above. I will deliver to mortgage lender, upon demand, a receipt showing due paymen[ of any [ax or assessment. I will keep [he mortgaged property insured for fire and extended coverage perils for at least the full and fair market value of the property and pay the premiums thereon when due. I will make sure the CiTy of Oshkosh is listed as a mortgage holder on the insurance policy. 1 agree [o keep [he mortgaged property in good condition and repair. 1 will mt do anything [o diminish or impair [he value of the mortgaged property. Under any foreclosure proceeding, all foreclosure expenses, including reasonable a[[orney's fees, will also be added to the amoun[ of the deferred payment loan and become due as incurted, and in case of jodgement, will be included therein. If I fail to act according to the terms and conditions of [his mortgage or the Borrowers Certification for a period of more than fifteen ( I S) days, then [he whole amount of the deferted payment loan will, at the option of the mortgage lender, become due and payable wi[hou[ no[ice. Under Ihis circumstance, I hereby waive my righ[ [o notice. 1 unders[and that [he mortgage lender is no[ responsible for [he work performed by any contrector on my property, whe[her paid for ou[ of deferzed paymen[ loan funds or otherwise. Unless otherwise required by law, [he invalidity or unenforceability of any provision of this mortgage will no[ affec[ the validiry or enforceabiliTy of any other provision. All the terms, condi[ions and covenants of this mortgage will be binding on my heirs, legal represen[atives, successors or any o[her individual [o whom an in[eres[ in the mortgaged property or Ihis mortgage is assigned. I shall no[ hansfer, sell or comey any legal or equitable interest in the pmperty (by deed, land contract, op[ion, long- term lease or in any o[her way) wi[hout the prior written consent of the mortgage lender, unless either the indeb[eAness secured by this mortgage is first paid in full ur the interest conveyed is a mortgage or other security in[eres[ in the property, subordina[e [o the lie� of [his mortgage. The entire indebtedness under the no[e secured by [his mortgage shall become due and payable in full, at the option of Ihe mortgage lender wi[hout no[ice, upon any transfer, sale or mmeyance made in violalion of [his paragraph. (PLEASE NOTE THE SINGULAR °I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPGARING BELOW) Dated this � day of � 2015 � �D,i✓Gb.,. ,� � orn-� (SEAL) GEOF Y .HANSON 'Y � p�y� r�- (SEAL) RIS'f WE M. HANS N AUTHEMICATION Authenticated Ihis day of 20_ PRINTED NAME: TITLE: MEMBER STAfE BAR OF WISCONSM Qf �ot, authonved by Su 9U6.06, Wis Sta[s) (SignaWres may be authenticaled or acknowledged. Both are vot �ecessary.) Documcnt dreftcd by: Lynn Lorensoq City Attomey, Oshkosh, WI ACKNOWLEDGCMGNT 5'I'ATF,OP WISCANSIN J WMNEBAGOCOUNTY ) Versonelly cemebefore me this'��/ day of ''•l�� 2p �� 'A�� lo me known to be the person(s) who exw WeA [he foregoi�g inst cn and acknowlcdgc hc sa c. Nmary Public, County My Commission (is penn uQ (ex0ires) ��i �,7. 20� LEGAL DESCRIPTION: That part of Lot Thrae (3) of Hlock One Hundred Twenty-aight (128) of LEACA'S MAP, in the Twelfth Ward, City of Oahkosh, Winnebago County, Wiaconsin, deacribed ae follOwa: (a) Commencing 100 feet South of the Northeast corner oF Block 128 in Twelfth Ward, Oahkoah, par Leach's Map; thence South 50 feet; thence Weat 107 feet; thence North 50 £eet; thence East 107 feet, to the place of beginning: also described as the South 50 feet, front and rear, of tha North 150 feet, front and rear, oF the East 107 feet of Lot 3 of Slock 128 in the Twelfth Ward, City of Oahkosh, per Leach's Map of 1894. (b) That parcel of 13 1/2 feet deep, beinq a part of Lot 3 of Block 128 in the Twelfth Ward, City of Oahkoah, conveyed by the City o£ Oahkoah, a municipal coxporation of Winnebago County, Wiaconain, to Amelia Woita by quit claim deed dated Septesber 4, 1935, recorded in Voluse 331, Page 593.