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HomeMy WebLinkAbout29133 / 77-02C Septernber 22, 1977 # 2 AESOLUTION SECO�ID RE7IDING There will be a resolution determining to �rraa $585,000 and to issu� to the lender ProTSSSOry Notes, Series 1977-A, of tY��e City of Csnkosh, Wiscon5in � in such amc�.�nt, T�rovidi.ng details ; presc-rtbi�-ig the fo�in of notes anc� levying taxes. � U D E N D U M SEPTFMBER 15, 1977 # 25 RESOLUTION _ �ere ti�1:i�2 �e a r•esoiuiion awarding the 67.12 (12) Promissory Notes in the Amount of $585,000 for the purpose of purchasing industrial park lands. � _. S-� �. � ' � �: 1-� r" CP � � � � `— � L, . • . . r c � • �. . ('.-' � � � . . �...y 5,y . �..... . y��. F� � � :t. . t� . t� (.; � (�' C] C` + -- `; � Dated: September 13, 1977 - 3:00 p.m. -25- }� (._ h� ' C . 4. �.J ^- . ' _. .., � C� t c• C � ,- , �; ( SUBI+�ITTED BY ' _._.._..._.._..�-.,..,�.._.._..._._...._.._. � � �.� PFtDV��3 ._::'.�.�..: " ,,..o,. � � _ �$e'l�1�fR�CR�' ... ..ailti,ss=.>; - � The City Council of the City of Oshkosh, Winnebago County, Wisconsin, met in regular,open, public session at its regular meeting place on September 15, 1977, at o'clock P.M., with the following members pre-sent: and the following members absent: u � * � (Other business) The following resolution was introduced by and was read in full, and pursuant to motion made by and seconded by was adopted by the following vote: Aye: , Nay: RESOLUTION determining to borrow �5 5,000 and to issue to the lender Promissory Notes, Series 1g77-A, of the City of Oshkosh, Wisconsin, in such amount, providing details, prescribing the form of notes and levying taxes. WHEREAS, it is necessary that funds be raised for the purpose of providing funds for the acquisition of industrial sites; and WHEREAS, cities are authorized by the provisions of Section 67.12(12) of the Wisconsin Statutes to borrow money and issue promissory notes for the acquisition of industrial sites; and WHEREAS, it is considered necessary and desirable by the City Council of the City of Oshkosh, Wisconsin, that said city borrow $585,000 for the purpose of providing funds for the purpose aforesaid, and that said city issue to the lender its promissory note to evidence the indebtedness thereby incurred; and WHEREAS, the officials of said city have negotiated with various lenders for the borrowing of $585,000 and the following lenders have offered to purchase the promissory note of�the city at the following interest rates: Lender Oshkosh National Bank Valley Bank First Wisconsin National Bank of Milwaukee and WHEREAS, the Bank of P�iilwaukee city; Interest Rate 5 1/20 4 5/8$ with premi�n ot $2.00 4. 2001 o with premiLUn of NCl�n1. THEREFORE, Be It Resolved by the City Council of the City of Oshkosh, Wisconsin, as follaws: Section 1. For the purpose of paying the cost of providing funds for the acqliisition of industrial sites, there shall be borrc�ed from the First Wisconsin National Bank of Milwaukee, of Milwaukee, Wisconsin, the sum of $585,000, and to evidence such indebtedness said city shall issue to such lender its Promissory Notes, Series 1977-A, in the aggregate principal am�unt of $585,000. Section 2. Said notes shall be designated "Promissory Note, Series 1977-A", shal.l be payable to bearer, shall be dated October 1, i977, shall he of the following denominations: • i: • 1 2 3 4 5 6 7 8 9 10 DEE[�ttONIII�TATION $25,000.00 $30,000.00 $30,000.00 $70,000.00 .$70,000.00 � $70,000.00 $70,000.00 $70,000.00 $70,000.00 $80,000.00 shall mature as to principa.l in installirents without option of pregayme�lt on . October lst of each of the years, and shall bear interest payable ��, 1, 1978 and semiannually as follaas: • i i: • 1 2 3 4 5 6 7 8 9 10 DENOMINATIA'� $25,000.00 $30,000.00 $30,000.00 $70,000.00 $70,000.00 $70,000.00 $70,000.00 $70,000.00 $70,000.00 $80,000.00 .. 10-1-78 10-1-79 10-1-80 10-1-81 10-1-82 10-1-83 10-1-84 10-1-85 10-1-86 10-1-87 IN'I�REST 5.250 5.250 5.250 3.900 3.900 4.00o 4.100 4.200 4.250 4.35% Said notes shall be signed by the City Manager of the City of Oshkosh and by the City Clerk, and sealed wifh the corporate seal of said city. Both principal of and interest upon said notes shall be paid directly to the bearer by the Treasurer of the City of Os'.�kosh, in lawful m�ney of the United States of Att�rica . Section 3. Said notes shall be in substantially the follawing form,,�'� the amissions to be appropriately completed when the note'is nrepared: -3- (Form of Note) UNITED STATES OF AMERICA State of Wisconsin County of Wi.nnebago City of Oshkosh PROMISSORY NO'I'E, SERIES 1977-A No. $ KNOW ALL ME[�T BY TI�SE PRESEN'I'S : That the City of Oshkosh, in the County of Winnebago, State of Wisconsin, hereby ac}rnawledges itself to awe and for value received promises to pay to bearer, the principal stun of DOLLA.RS ($ ) . payable in install.irents on the first day of October as follaws: Year Am�unt 1978 $25,000 1979 30,000 1980 30,000 1981 70,000 1982 70,000 Year Airount 1983 $70,000 1984 70,000 1985 70,000 1986 70,000 1987 80,000 with interest at the rate of hundredths per cent ( per anrnun on the unpaid principal fram the date hereof until the principal amotmt sha11 have been fully paid, such interest being payable only upon presentation and surrender of the interest coupons attached hereto as they severally mature. Both principal hereof and interest hereon are hereby m�de payable in lawful money of fhe United States of America�at the office of the Treasurer of the City of Oshkosh. For the prompt paym�it of this note with interest hereon as a.foresaid and for the levy and collection of taxes sufficient for that purpose, the full faith, credit and resources of the City of Oshkosh are hereby irrevocably piedged. 'I'his note is issued to evidence the indebtedness incurred by the borrauing of money in such amount for the purpose of paying the cost of providing funds for the acquisition of industrial sites, pursuant to and in all respects in co�liance with Section 67.12(12) of the Wisconsin Statutes and a resolution adopted by the City Council of said city on September 15, 1977, and entitled, "RESOLUTION determining to borraa $585,000 and to issue to the lender Promi.ssory Notes, Series 1977-A, of the City of Oshkosh, Wisconsin, in such am�unt, providing details, prescribing the form of notes and levying taxes." o) It is hereby certified and recited that all conditions, things and acts required by law to exist, to be or to be done precedent to and in the issuance of this note have been, have existed and have been performed in due form and tiir�; that the indebtedness of said city, including this note, does not exceed any limitation imposed by law; and that said city has levied a direct annual irrepealable tax sufficient to pay the interest hereon when it becomes due and also to pay the prir�cipal hereof at maturity. IN TESTLMONY Wf�REOF, the City of Oshkosh, by its City Council, has caused this note to be signed by its City Manager and by its City Clerk, and its o�rporate seal to be irrq�ressed hereon, and the coupons hereto attached to be signed by said City Manager and City Clerk with theis respective facsimile signatures; and 5aid officers by the execution of this note do adopt as and for their awn official signatures their respective facsimile signatures appearing on said coupons, all as of the first day of October, 1977. City Clerk ( S E A L ) -4- ty Manager 0 Section 1!. In order to provide for the collection of a direct annual tax sufficient to pay the interest on said notesand to pay and discharge the principal thereof at maturity, there is hereby levied upon all the taxable property in the City of Oshkosh a direct annual. tax in an amount sufficient for that purpose, and there is hereby levied upon all of said property in said city the following annual tax, to-wit: Year of Amount for Principal Levy and Interest 19 77 $49,987.50 19 7 8 53, 675 . 00 19 79 52,l00.00 19 80 90,525.00 19 81 87 , 795 . 00 Year of Le v� 1982 1983 1984 1985 1986 Amount for Principal and Interest __ $85,065.00 82,265.00 79,395.00 76,455.00 83,480.00 � Section 5. Said tax shall be extended upon the tax rolls of said city,and shall be collected by the officers of said city in the same manner and at the same time as taxes for general city purpases for such years are extended and collect.ed, and when so collected, the proceeds of said taxes shall be used solely for paying the principal of and interest on said promissory notesso long as said note�remains outstanding. Section 6. Interest on or principal of the notes herein authorized falling due at any time when there shall be on hand in- sufficient funds from the proceeds of the above tax levy for the paymerit of such interest or principal shall be paid promptly when due from other funds of said city, which funds shall be reimbursed therefor out of the proceeds of the taxes above levied when such taxes shall have been collected. Section 7. The City Clerk shall keep, maintain and preserve an adequate and correct register account of the noteSissued and all payments and other transactions relating thereto. -5- , Section 8. When said notesshall have been prepared and executed, the same shall be delivered by the City Treasurer to the lender upon receipt of the borrowed money. Section 9. The principal proceeds from the sale of said note�shall be used only for the purpose of paying the cost of provid- ing funds for the acquisition of industrial sites for the City of Oshkosh. This City Couricil covenants and agrees that the principal proceeds of the sale of said notesshall be devoted to and used with are due diligence for such acquisition for which said not �/ herein authorized to be issued, and represents and certifies that: (a) The City Council expects within six months after delivery of the not � to incur substantial binding obli�ations with respect to said facilities, said binding obligations comprising not less than 2-1/2% of the.estimated total cost of said facilities; (b) The City Council expects that over 85% of the spendable � proceeds of said note� (including investment proceeds) will be expended on or before June l, 1980, for the purpose of paying the cost of said facilities, said date being within three years following the date of issue of said not�; (c) All of the proceeds of said not � are needed for the purposes stated in the form of notes above set out, including expenses incidental to such purpose and to the issuance of the not� and (d) To the best of the knowledge and belief of the City Council there are no facts, estimates or circumstances that would materially change the conclusions and representations set out in�this section. This City Council also certifies and further covenants with the pur- chaser and holder of the not � that so long as said note remains �� 0 outstanding, moneys on deposit in any fund or account in connec- tion with said note5, whether or not such moneys were derived from the proceeds of the sale of said notesor from any other sources, will not be used in a manner which will cause such notes to be an "arbitrage bond" within the meaning of Section 103(c) of the Internal Revenue Code of 195�+, as amended, and any lawful regulations promulgated or proposed thereunder, including Sections 1.103-13 and 1.103-1�4 of the Income Tax Regulations (26 CFR Part 1), as the same presently exist, or may from time to time hereafter be amended, supplemented or revised. •�� The City Council reserves the right, however, to make any investment of such moneys permitted by state law if, when and to the extent that said Section 103(c) or regulations promulgated thereunder shall be repealed or relaxed or shall be held void by final decision of a court of competent jurisdiction, but only if any investment made by virtue of such repeal, relaxation or decision would not, in the opinion of counsel of recognized competence in such matters, result in making the interest on said note subject to federal income taxation. � Adopted , 1977. � Recorded , 1977. Attest: City Clerk adjourned. Attest: � Upan motion of City Clerk � (Other business) President � , seconded by , and unanimously adopted, the City Council -7- President � .� STATE OF WISCONSIN ) ) SS COUNTY OF WINNEBAGO ) I, CONVERSE C. MARKS, hereby certify that I am the duly qualified and acting Clerk of the City of Oshkosh, Wisconsin, and as such official I further certify that attached hereto is a copy of excerpts from the minutes of the meeting of the City Council of said city held on September 15, 1977; that I have compared said copy with the original minute record of said meeting in my official custody; and that said copy is a true, correct and complete transcript from said original minute record insofar as said original record relates to $585,000 Promissory Notc�, Series 1977-A, of said city date d November 1, 1977. I further certify that a true and correct statement of each step or proceeding had or taken to date in connection with the author- ization of said notes has been recorded by me in a separate record book as required by law. WITNESS my official signature and the seal of said city this day of , 1977. (S E A L) RHG/kp:ep 9-14-77 City Clerk . 0 (For;n of Coupon) No. � On �he first day of , 19^, �he City of Oshkosh, �aisconsin, will pay to bearer the amount shoVrn hereon in lac�r.fu�. money of the United States of America at �, 19isconsin , upon presentaiion and surrender of this coupon, for in'terest due that day on i.ts:Promissory Noie, Series 1977, dated October. 1, 1977, �o.� , i (facsimile signature) (facsimile si�natttre) City Clerk City 1`-lanager Section �i. 'In order to provide for the collection of a direct annual tax sufficient to pay �he interest on said notes and to pay ar,d discharge the principal thereof at�maturity, there is hereby levied upon a11 the taxable proper�y i� the City of Oshkosh a direct annual tax in an amount sufficient for that purpose, and there is hereby levied upor� all of said property in said ci�y the follot•�ing annual tax, to--wit : . � Year of Lev3� 1J77 1978 1979 1980 1981 Amount for Principal and Interest $ 49,987.50 53,675.00 52,100.00 90,SZ5.00 87,795.00 Year of Amount for Principal ' Levy. �� and Interest . � 1932 w 35,065,�Q 1933 is2,265.00 1984 79,395.00 1985 76,455.00 1986 83,480.00 . � The City Council of the City of Oshkosh, Winnebago Cotmty, Wisconsin, met in special, open, public session at its regular meeting place on September 22, 1977, at 6:00 o'clock P.M., with the following mesnbers present: and the following members absent: � * * * (Other business) The follawing resolution was introduced by and was read in full, and pursuant to motion made by and seconded by � was adopted by the follaaing vote: Aye: Nay: � RESOLUI'ION determining to borrow $585,000 and to issue to the lender Promissory Notes, Series 1977-A, of the City of Oshkosh, Wisconsin, in such amount, providing details, prescribing the form of notes and levying t�es . WI-�REAS, it is necessazy that funds be raised for the purpose of providing funds for the acquisition of industrial sites; and Wf�REAS, cities are authorized by the provisions of Section 67.12(12) of the Wisconsin Statutes to borrow mc�ney and issue promissory notes for the acc3uisition of industrial sites; and Wf�REAS, it is considered necessary and desirable by the City Council of the City of Oshkosh, Wisconsin, that said city borraw $585,000 for the purr�ose of providing funds for the purpose aforesaid, and that said city issue to the lender its promissory notes to evidence the indebtedness thereby incurred; and WHERFA.S, the officials of said city have negotiated with various lenders for the borraaing of $585,000 and the follcxaing lenders have offered to purchase the promissory notes of the city at the following interest rates: L'ender Oshkosh National Bank Valley Bank Price Interest Rate Par 5 1/20 Par + $2.00 4 5/80 First Wisconsin National Bank of Par +$126.50 4.2001� Milwaukee and Wf�REAS, the interest rate offered by the First Wisconsin National Bank of Milwaukee is the most desirable and advantageous to the city; -2- 0 NOW, THEREF'ORE, Be It Resolved by the City Council of the City of Oshkosh, Wisconsin, as follaas: Section 1. For the purpose of paying the cost of providing funds for the acquisition of industrial sites, there shall be borrowed from the First Wisconsin National Bank of Milwaukee, of Milwaukee, Wisconsin, the sum of $585,000, and to evidence such indebtedness said city shall issue to such lender its Promissory Notes, Series 1977-A, in the aggregate principal amount of $585,000. Section 2. Said notes shall be designated "Promissory Note, Series 1977-A", shall be payable to bearer, shall be dated October l, 1977, shall be of the following denominations: NO'i'E NUMBER 1 2 3 4 5 6 7 8 9 10 DENOMINATION $25,000.00 $30,000.00 $30,000.00 $70,000.00 $70,000.00 $70,000.00 $70,000.00 $70,000.00 $70,000.00 $80,000.00 shall mature as to principal in installme,nts without option of prepayment on October lst of each of the years, and shall bear interest payable OctQber l, 1978� and semiannually as follc7ws: • I: 1 2 3 4 5 6 7 8 9 10 DE[�IOMINATION $25,000.00 $30,000.00 $30,000.00 $70,000.00 $70,000.00 $70,000.00 $70,000.00 $70,000.00 $70,000.00 $80,000.00 •M��1'_\:7 10-1-78 10-1-79 10-1-80 10-1-81 10-1-82 10-1-83 10-1-84 10-1-85 10-1-86 10-1-87 INTEREST 5.250 5.25g 5.25$ 3.90� 3.900 4.00� 4.10$ 4.200 4.250 4.350 Said notes shall be signed by the City Manager of the City of Oshkosh and by the City Clerk, and sealed with the corporate seal of said city. Interest upon said notes shall be evidenced by coupons thereto attached, such coupons to be signed by said City Manager and City Clerk with their facsimile signatures, and such officers shall, by execution of said notes, adopt as�and for their awn proper signatures their respective facsimile signatures appearing on said coupons. Both principal of and interest upon said notes shall be paid directly to the bearer by the Treasurer of the City of Oshkosh in lawful rroney of the United States of America. Section 3. Said not�es shall be in substantially the following fonn, the omissions to be appropriately co�leted when the note is prepared: - 3- (Form of Note) UNITID STA'I'ES OF AMERICA State of Wisconsin County of Winnebago City of Oshkosh PRCX�'LISSORY NO'i'E, SE.�IES 1977-A � $ KNO[�7 ALL MEN BY Tf-iE.SE PRESII�TS : 'I`hat the City of Oshkosh, in the County of Winnebago, State of Wisconsin, hereby aclmawledges itself to awe and for value received promises to pay to bearer, the principal siun of DOLI,ARS ( $ ) on the first day of October, 19 with interest at the rate of hundredths per cent ( o) per anntun on the unpaid principal from the date hereof �til the princip�l arrount shall have been fully paid, such interest being payable only upon presentation and surrender of the interest coupons attached hereto as they severally mature. Both principal hereof and interest hereon are hereby made payable in lawful m�ney of the United States of America at the office of the Treasurer of the City of Oshkosh. For the promot payment of this note with interest hereon as aforesaid and for the levy and collection of taxes sufficient for that purpose, the full faith, credit and resources of the City of Oshkosh are hereby irrevocably pledged. This note is issued to evidence the indebtedness incurred by the borrawing of money in such amount for the purpose of paying the cost of providing funds for the acc�.u.sition of industrial sites, pursuant to and in all respects in compliance with Section 67.12(12) of the Wisconsin Statutes and a resolution adopted by the City Council of said city on September 22, 1977, and entitled, "RESOLUTION deterrrLni�-lg to borraw $585,000 and to issue to the lender Promissory Notes, Series 1977-A, of the City of Oshkosh, Wisconsin, in such am�unt, providing details, prescribing the form of notes and levying taxes." It is hereby certified and recited that all conditions, things and acts required by law to e�st, to be or to be done precedent to and in the issuance of this note have been, have existed and have been performed in due form and time; that the indebtedness of said city, including this note, does not exceed any limitation imposed by law; and that said city has levied a direct annual irrepealable tax sufficient to pay the interest hereon when it becomes due and also to pay the principal hereof at maturity. IN TESTIM�NY WFiEREOF, the City of Oshkosh, by its City Council, has caused this note to be signed by its City Manager and by its City Clerk, and its corporate seal to be i�rroressed hereon, and the coupons hereto attached to be signed by said City Manager and City Clerk with their respective facsimile signatures; and said officers by the execution of this note do adopt as and for their own official signatures their respective facsimile siqnatures appearing on said coupons, all as of the first day of October, 1977. ty Clerk City Manager ( S E A L ) -4- � No. On the first day of (Form of Coupon) � ^. � , the City of Oshkosh, Wisoonsin, will pay to bearer the arrount shawn hereon in lawful money of the United States of America at the office of the City Treasurer in the City Hall, Oshkosh, Wisconsin, upon presentation and surrender of this coupon, for interest due that day on its Promissory Note, Series 1977, dated October 1, 1977, No. (facsimile signature) City Clerk 0 (facsimile signature) City Manager Section 4. In order to provide for the collection of a direct annual tax sufficient to pay the interest on said notes and to pay and discharge the principal thereof at maturity, there is hereby levied upon all the taxable property in the City of Oshkosh a direct annual tax in an am�unt sufficient for that purpose, and there is hereby levied upon all of said property in said city the following annual tax, to-wit: Year of I,e� 1977 1978 1979 1980 1981 Am�unt for Principal and Interest $49,987.50 53,675.00 52,100.00 90,525.00 87,795.00 Year of I�� 1982 1983 1984 1985 1986 Ampunt for Principal and Interest $85,065.00 82,265.00 79,395.00 76 � 455..00 83,480.00 Section 5. Said tax shall be extended upon the tax rolls of said city and shall be collected by the officers of said city in-the same manner and at the same time as taxes for general city purposes for such years are e�ended and collected, and when so collected, the proceeds of said ta��es shall be used solely for paying the principal of and interest on said promissory notes so long as said notes remain outstanding. Section 6. Interest on or principal of the notes herein authorized falling due at any time when there shall be on hand insufficient funds from the proceeds of the above tax levy for the payment of such interest or principal shall be paid promptly when due from other funds of said city, which funds shall be reitr�bursed therefor out of the proceeds of the taxes above levied when such taxes shall have be�n collected. Section 7. 'I'he City Clerk shall keep, maintain and preserve an adequate and correct register account of the notes issued and all payments and other transactions relating thereto. -5- 0 i 0 Section 8. When said notes shall have been prepared and executed, the same shall be delivered by the City Treasurer to the lender upon receipt of the �borrawed ironey . Section 9. The principal proceeds from the sale of said notes shall be used only for the pur��ose of paying the cost of providing funds for the acquisition of industrial sites for the City of Oshkosh. This City Council covenants and agrees that the principal proceeds of the sale of said notes shall be dewted to and used with due diligence for such acquisition for which said notes are herein authorized to be issued, and represents and certifies that: (a) The City Cotmcil expects within six months after delivery of the notes to incur substantial binding obligations with respect to said facilities, said binding obligations comprising not less than 2-1/20 of the estimated total cost of said facilities; (b) The City Coimcil e�ects that over 85% of the spendable proceeds of said notes (including investment proceeds) will be �zded on or before Jtme 1, 1980, for the purpose of paying the cost of said facilities, said date being within three years follaving the date of issu�e of said notes; (c) All of the proceeds of said notes are needed for the purposes stated in the form of notes above set out, including expenses incidental to such purpose and to the issuance of the notes and (d) To the best of the knawledge and belief of the City Council there are no facts, estimates or circ�tances that would rn3terially change the conclusions and representations set out in this section. This City Cotmcil also certifies and further covenants with the purchaser and holder of the notes that so long as said notes remain outstanding, m�neys on deposit in any fund or accoimt in connection with said notes, whether or not such m�neys were derived from the proceeds of the sale of said notes or from any other sources, will not be used in a manner which will cause such notes to be an "arbitrage bond" within the me.aning of Section 103(c) of the Internal Revenue Code of 1954, as aire.nded, and any lawful regulations promulgated or proposed T� thereunder, including Sections 1.103-13 and 1.103-14 of the Income T� Regulations (26 C�'R Part 1), as the same presently exist, or may from time to time hereafter be amended, supplemented or revised. The City CoLmcil reserves the right, hawever, to make any investment of such moneys permitted by state law if, when and to the extent that said Section 103(c) or regulations promulgated thereunder shall be repealed or relaxed or shall be held void by final decision of a court of co�etent jurisdiction, but only if any investrrent made by virtue of such repeal, relaxation or decision would not, in the opinion of counsel of recognized co�etence in such matters, result in making the interest on said note subject to federal income taxation. Attest: P,clopted Recorded City Clerk adjourned. Attest: , 1977. , 1977. President * * * (Other business) Upon m�tion of , seconded by , and unani.m�usly adopted, the City Council ty Clerk -7- President STATE OF WISCONSIN ) ) Ss covNrY oF w��o ) I, CONVERSE C. N�2KS, hereby certify that I am the duly qualified and acting Clerk of the City of Oshkosh, Wisconsin, and as such official I further certify that attached hereto is a copy of excerpts from the minutes of the meeting of the City Coimcil of said city held on Septe.nber 22, 1977; that I have compared said copy with the original minute record of said meceting in my official custody; and that said copy is a true, correct and complete transcript from said original minute record insofar as said original record relates to $585,000 Promissory Notes, Series 1977-A, of said city dated November 1, 1977. � I further certify that a true and correct statem�nt of each ste� or proceeding had or taken to date in connection with the authorization of said notes has been recorded by me in a separate record book as required by law. WITI�SS my official signature and the seal of said city this day of (S E A L) 1977. City Clerk ,, :' c� U, N• , cl' ,_ 'd � ` � � ��`' � F� � �� �' CD �' (p � � � � N i: N ,��., �' > � � � , � �' � 0 � � � � � �� � � Q V I"'� � 0 � • • O �- � Q �' � � n y b � n O , m � � 0 4 ,, Q.� fZ F-'• .J .. O U� ¢� ,.x. � � � ;� � a-h p �- ,. � � `� • `� O �, i N r$ U� Z, N• O N ch Cp �n N � Ul CS' • O � � � O O m � m N. � � N � N 1�f t 3 I :�