HomeMy WebLinkAboutRuekert-Mielke/Water AuditCITY OF OSHKOSH
DEPARTMENT OF PUBLIC WORKS
215 CHURCH AVENUE, P.O. BOX 1130, OSHKOSH, WI 54903-1130
PHONE: (920) 236-5065 FAX (920) 236-5068
To: Mr. Scott Beduhn, P.E.
Ruekert-Mielke
258 Corporate Drive
Suite 200
Madison, WI 53714-2407
Please find: � Attached
❑ Copy of Letter
❑ Meeting Notes
❑ Specifications
LETTER OF TRANSMITTAL
� Contracts
❑ Photos
❑ Estimates
Quantit Descri tion
1 Executed A reement
❑■
�
■
■
Date: June 8, 2015
Sub�ect: Executed Agreement
Water Audit Services
Under Separate Cover
Amendment ❑ Report ❑ Agenda
Mylars ❑ Change Order ❑ Plans
Diskette ❑ Zip Disk ❑ Other
These are being transmitted as indicated below:
❑ For Approval � For Your Use ❑ As Requested
Remarks:
❑ For Review & Comment
Enclosed is a copy of the executed agreement for the water audit services. A City of Oshkosh
Purchase Order will follow shortly. Please reference this Purchase Order number on all of your
invoices.
If you have any questions, please contact us.
Steve Brand — Copy
City Clerk's Office — Original
cc: _ File — Original Signed:
Tracy L y or
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A GREEMENT
This AGREEMENT, made on the � day of ��(i-��e-- , 2015, by and
between the CITY OF OSHKOSH, party of tha first part, hereinafter referred to as CITY,
and RUEKERT-MIELKE, 258 Corporate Drive, Suite 200, Madison, WI, party of the second
part, hereinafter referred to as the CONSULTANT,
WITNESSETH:
That the CITY and the CONSULTANT, for the consideration hereinafter named,
enter into the following AGREEMENT for WATER AUDIT SERVICES.
ARTICLE I. PROJECT MANAGER
A. Assignment of Project Manager. The CONSULTANT shail assign the following
individual to manage the PROJECT described in this AGREEMENT:
Scott A. Beduhn, P.E. - Senior Project Manager
B. Changes in Project Manager. The CITY shall have the right to approve or
disapprove of any proposed change from the individual named above as Project Manager.
The CITY shali be provided with a resume or other information for any proposed substitute
and shall be given the opportunity to interview that person prior to any proposed change.
ARTICLE II. CITY REPRESENTATIVE
The CITY shall assign the following individual to manage the PROJECT described in
this AGREEMENT:
Stephan Brand - Public Works Utilities Bureau Manager
ARTICLE III. SCOPE OF WORK
The CONSULTANT shall provide the services described in the CONSULTANT's
Proposal. CITY may make or approve changes within the general Scope of Services in this
AGREEMENT. If such changes affect CONSULTANT's cost of or time required for
performance of the services, an equitable adjustment will be made through an amendment
to this AGREEMENT.
All reports, drawings, specifications, computer files, field data, notes, and other
documents and instruments prepared by the CONSULTANT as instruments of service shall
remain the property of the CITY.
ARTICLE IV. STANDARD OF CARE
The standard of care applicable to CONSULTANT's services will be the degree of
skill and diligence normally employed by professional consultants or consultanls performing
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the same or similar services at the time said services are perFormed. CONSULTANT will re-
perform any services not meeting this standard without additional compensation.
ARTICLE V. OPINIONS OF COST. FINANCIAL CONSIDERATIONS, AND SCHEDULES
In providing opinions of cost, financial analyses, economic feasibility projections, and
schedules for the PROJECT, CONSULTANT has no control over cost or price of labor and
materials; unknown or latent conditions of existing equipment or structures thai may affect
operation or maintenance costs; competitive bidding procedures and market conditions;
time or quality of pertormance by operating personnel or third parties; and other economic
and operational factors that may materially affect the ultimate project cost or schedule.
Therefore, it is understood between the parties that the CONSULTANT makes no warranty
that the CITY's actual project costs, financial aspects, economic feasibility, or schedules will
not vary from CONSULTANT's opinions, analyses, projections, or esiimates.
ARTICLE VI. RECORD DRAWINGS
Record drawings, if required, wili be prepared, in part, on the basis of information
compiled and furnished by others. CONSULTANT is not responsible for any errors or
omissions in the information from others that the CONSULTANT reasonably relied upon
and that are incorporated into the record drawings.
ARTICLE VII. CITY RESPONSIBILITIES
The CITY shall furnish, at the CONSULTANT's request, such information as is
needed by the CONSULTANT to aid in the progress of the PROJECT, providing it is
reasonably obtainable from City records.
To prevent any unreasonable delay in the CONSULTANT's work, the CITY will
examine all reports and other documents and will make any authorizations necessary to
proceed with work within a reasonable time period.
ARTICLE VIII. TIME OF COMPLETION
The work to be performed under this AGREEMENT shall be commenced and the
work completed within the time limits as agreed up�n in the CONSULTANT's Proposal.
The CONSULTANT shall perform the services under this AGREEMENT with
reasonable diligence and expediency consistent with sound professional practices. The
CITY agrees that the CONSULTANT is not responsible for damages arising directiy or
indirectly from any delays for causes beyond the CONSULTANT's control. For the
purposes of this AGREEMENT, such causes include, but are not limited to, strikes or other
labor disputes, severe weather disruptions or other natural disasters, failure of performance
by the CITY, or discovery of any hazardous substances or differing site conditions. If the
delays resulting from any such causes increase the time required by the CONSULTANT to
perform its services in an orderly and efficient manner, the CONSULTANT shall be entitled
to an equitable adjustment in schedule.
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ARTICLE IX. COMPONENT PARTS OF THE AGREEMENT
This AGREEMENT consists of the following component parts, all of which are as
fully a part of this AGREEMENT as if herein set out verbatim, or if not attached, as if hereto
attached:
1. This Instrument
2. CONSULTANT's Proposal dated March 4, 2015 and attached hereto
In the event that any provision in any of the above component parts of this
AGREEMENT conflicts with any provision in any other of the component parts, the provision
in the component part first enumerated above shall govern over any other component part
which follows it numerically except as may be otherwise specifically stated.
ARTICLE X. PAYMENT
A. The Agreement Sum. The CITY shall pay to the CONSULTANT for the
performance of the AGREEMENT the total sum as set forth below, adjusted by any
changes hereafter mutually agreed upon in writing by the parties hereto:
Lump Sum Not to Exceed $15,500 (Fifteen Thousand Five Hundred Dollars).
B. Method of Payment. The CONSULTANT shall submit itemized monthly
statements for services. The CITY shall pay ihe CONSULTANT within thirty (30) calendar
days after receipt of such statement. If any statement amount is disputed, the CITY may
withhold payment of such amount and shall provide to CONSULTANT a statement as to the
reason(s) for withholding payment.
C. Additional Costs. Costs for additional services shall be negotiated and set
forth in a written amendment to this AGREEMENT executed by both parties prior to
proceeding with the work covered under the subject amendment.
D. Indirect Costs. Indirect costs such as computer time, printing, copying, cell
phone charges, telephone charges, and equipment rental shall be considered overhead and
shall not be invoiced separately to the PROJECT.
E. Expenses. Expenses may be billed wiih up to a maximum of 10% mark-up.
All invoices with expenses shall include supporting documentation of the expense. Failure
to include the supporting documentation will result in the reduction of payments by the
amount of those expense(s) not including documentation.
ARTICLE XI. HOLD HARMLESS
The CONSULTANT covenants and agrees to protect and hold the City of Oshkosh
harmless against all actions, claims, and demands which may be to the proportionate extent
caused by or result from the intentional or negligent acts of the CONSULTANT, his/her
agents or assigns, his/her employees, or his/her subcontractors related however remotely to
the performance of this AGREEMENT or be caused or result from any violation of any law
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or administrative regulation, and shall indemnify or refund to the CITY all sums including
court costs, attorney fees, and punitive damages which the CITY may be obliged or
adjudged to pay on any such claims or demands within thirty (30) days of the date of the
CITY's written demand for indemnification or refund for those actions, claim, and demands
caused by or resulting from intentional or negligent acts as specified in this paragraph.
Subject to any limitations contained in Sec. 893.80 and any similar statute, of the
Wisconsin Statutes, the CITY further agrees to hold CONSULTANT harmless from any and
all liability, including claims, demands, losses, costs, damages, and expenses of every kind
and description (including death), or damages to person or property arising out of re-use of
the documents without consent where such liability is founded upon or grows out of the acts
or omission of any of the ofiicers, employees or agents of the City of Oshkosh while acting
within the scope of their employment.
ARTICLE XII. INSURANCE
The CONSULTANT agrees to abide by the attached Cify of Oshkosh Insurance
Requirements.
ARTICLE XIII. TERMINATION
A. For Cause. If the CONSULTANT shall fail to Tulfill in timely and proper
manner any of the obligations under this AGREEMENT, the CITY shall have the right to
terminate this AGREEMENT by written notice to fhe CONSULTANT. In this event, the
CONSULTANT shall be entitled to compensation for any satisfactory, usable work
completed.
B. For Convenience. The CITY may terminate this AGREEMENT at any time by
giving wriiten notice to the CONSULTANT no later than ten (10) calendar days before the
termination date. If the CITY terminates under this paragraph, then the CONSULTANT shall
be entitled to compensation for any satisfactory work performed to the date of termination.
This document and any specified attachments contain afl terms and conditions of the
AGREEMENT and any alteration thereto shall be invalid unless made in writing, signed by
both parties and incorporated as an amendment to this AGREEMENT.
ARTICLE XIV. RE-USE OF PROJECT DOCUMENTS
All reports, drawings, specifications, documents, and other deliverables of
CONSULTANT, whether in hard copy or in electronic form, are instruments of service for
this PROJECT, whether the PROJECT is completed or not. CITY agrees to indemnify
CONSULTANT and CONSULTANT's officers, employees, subcontractors, and affiliated
corporations from all claims, damages, losses, and costs, including, but not limited to,
litigation expenses and attorney's fees arising out of or related to the unauthorized re-use,
change, or alteration of these project documents.
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ARTICLE XV. SUSPENSION. DELAY. OR INTERRUPTION OF WORK
CITY may suspend, delay, or interrupt the services of CONSULTANT for the
convenience of CITY. In such event, CONSULTANT's contract price and schedule shall be
equitably adjusted.
ARTICLE XVI. NO THIRD-PARTY BENEFICIARIES
This AGREEMENT gives no rights or benefits to anyone other than CITY and
CONSULTANT and has no third-party beneTiciaries.
In the Presence of: CONSULTANT
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Mark . Rohloff, City Manager
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Pamela R. Ubrig, City Clerk'
APPROVED: I hereby certify that the necessary provisions
have been made to pay the liability which
� ' � will accrue under this AGREEMENT.
Cit A orney
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City Comptroller
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Your infraspzwture Ally
258 Corporate Drivc, Suite 200 • Madismi, W[ 53714-2407 • Tcl. (60S) 819-2600
Mr. Stephan Brand
Director of Utility Operations
Oshkosh Water and Wastewater Utilities
215 Church Avenue
P.O. Box 1130
Oshkosh, WI 54903-1130
Re: Water Audit
Dear Steve:
March 4, 2015
RGCCIV$D
APR 142015
UGP�PUF PUBLIC 1N!'1RKS
OSHKOSH, WISCONSiN
As the governing body regulatin� the sale of drinking water, the Wisconsin Public Service
Commission (PSC) has established a limit for the amount of water that a utility produces but is
not sold to custoi7ners or used by tl�e utility in the production of water or maintenance of the
water system. This general iule is in place as a protection for custormers that could otheiwise
be burdened with the additional cost of waterproduction in significaut excess of actual need.
The Ciry of Oshkosh Water Utiliry has historically reported unaccounted-for water levels in
excess of the thceshhold set by the PSC of 15 perccnt. Over the past five years of available
PSC data (2009 - 2013) the Utility has reported an average unaccounted for water of
approximately 20 percent.
Although the Utiliry has actively worked to reduce its unaccouuted-for water, the annual losses
reported remain above the allowable level set by the PSC. At this time the Utility is looking to
perfonn an outside review of its water accountability based around AW WA's free water audit
software. Ruekert & Miellce, Iua (R/M) appreciates the opporhmity to assist the Oshkosh
Water Utility on this important project.
Project Descrlption
This project involves a rcview and evaluation of the Utility's water accountability and water
loss control measures.
Scope of Work
Services to be provided for tl�e Project are as described as follows:
Task 7 — Water Audit
1. Revie�v Water Utility operating data related to pmnpage, sales, water accountability and non-
revenue �vater volumes.
Waukesha, �VI Kenosl�a, WI Madison, WI Itasca, IL
www.ruckerbmiclko.com
\ Ruekert • Miellce
Mr. Stephan Brand
Water Audit
March 4, 2015
Page 2
Yoar Infrastn�cture Ally
a. Review existing metering points, meter calibration data, and water use calculations used
to determiue the voh�mes of raw water, treatment process water, and finished treated
water at the water filh•ation plank
b. Prepare a water balance utilizing Ihe most recently available data of water production,
water sales, and other authorized water use activities.
c. Prepare a Watce Audit using AWWA's free water audit software.
2. Perform a Real Loss Component Analysis using WaterRF's free aualysis sofivare.
3. Review historical water main break data. Compare annual break histoiy with annual water
losses.
4. Review the cunent billing process including activities by both Utility and Billiug staff from
meter rcading to payments received.
5. Review curcent water loss calculations and regularory reporting including the
generation/collection of source data as well as the detennination of water loss.
a. Meet with Utility staff to discuss the methods used to estimate water usage/loss for
hydrant flushing, repairs and water production.
6. Review and comment omcurrent water loss control activities perfonned by the Water Utility
including:
a. LeakDetection
b. Meter Technology
i. Review customer meter testing, accuracy, and replacement process
a Infonnalion Management
7. Prepare an RFP for Leak Detection Services for the Owner to use in soliciting bids,
8. Prepare findiugs, conclusions and recommendations based on the updated water audit,
component analysis and review of Utility data and activities.
9. Prepare a Technical Memorandum summarizing the cuiTCnt water audit.
a. Provide a draft copy of the Technical Meinorzndutn in .pdf fonnat to Owner for review
and comment.
U. Meet with Owner to discuss draft Tecimical Memorendum.
a Incarporatc Owuer comments and Fonvard a final copy of the Technica] Memorandum in
.pdf format to Owner.
d. Provide up to 4 printed copies of the final Technical Memorandum.
\Vaukesl�a, \VI Kenosha, WI Madison, WI Itasca, IL
www.rueknrt-mielke.com
\ Ruekert • Miellce
Mr. Stephan Brand
Water Audit
March 4, 2015
Page 3
Yonr Bi&astnw[ure Ally
Assumptions
Tlie proposed engineering fee is based on the following assumptions:
1. All eollectiou of data, staFf iuterviews, facility visits and procedural reviews will be
completed in no more than 2 visits.
2. That the Utility can provide at its expense, the follo�ving in a timely manner as not to
delay the services:
a. Copies of available reports, drawings, specifications, design and operational data
pertinent to the Project
b. An up-to-date GIS file showing the location, size, material, and installation date
of existing �vater mains and water services (if available).
c. An existing computcr model of the water system.
d. Design and operating data for facilities such as well pump stations and storage
reseivoirs
e. Historical water sales a�id pumpage data.
f. Aistorical �vater main break data.
g. Access to utility staff and water system components as may be necessaiy for the
completion ofthe work
Estimated Fee for Services
Billing for this project will be on a lump sum basis, for the specific scope of work listed herein.
R/M Uills monthly for seivices, expenscs, and equipment as the work is completed. Note that
any changes and/or additions to the scope of work as requested by the Utility during tlie project
may result in an increase to these fees. R/M's estimated fee for this work is listed below:
Work Item
Water Audit
Estimated Fee
$ 15,500
Schedule
We will pei�form our services as quickly as is consistent with the orderly progress of the Work.
We anticipate an approximate 8-(0 week schedule to complete the audit, beginning tvith the
initial data request. This schedule inay however need to be extended depending on the amount
of additional data or fie]d verification that is required to complete the audit.
Wankesha, WI Kenosha, WI Madison, WI Itasca,
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\ Ruekert • Mielke
Mr. Stephan Brand
Watcr Audit
March 4, 2015
Page 4
Your IufrastmcNre Ally
We look fonvard to working with you ou d�is project. Please coutact me at your convenieuce to
meet and review tl�is proposal together, I can be reached at 608.819.2600 (offtce) or
715350.9002 (mobile). Thank you again for the opportunity to assist the City of Oshkosh
Water Utility with tl�is important project.
Very huly yours,
RUEKERT & MIELKE, INC.
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Scott A. Beduhn, P,E.
Senior Project Manager
SAB
Enclosure
cc: Jason P. Lietha, P.E.
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7
DESCRIPTON OF OPERATONS / LOCATIONS I VEHICLES (ACORD 101, AOE&ional Remarks SMetlule, may be atfacM1etl X more space is �equired)
:iry of Oshkosh, antl ils officers, council members, agents, employces & authorized volunteers are recognized as an Adtlkional Insured as regards General
_lability & Auto Liabiliry. As per Form #CG7202 1 217 1,#CA7735 02l10 & tor Completed Operations as per Form #CG7921 Ni14. Umbrella is Following Form.
2overoge is Primary NoncorKributory. (RE: WaterAUdit)
r..
City of Oshkosh
Scott Beduhn
215 Church Avenue
PO Box1130
Oshkosh, VN 54903-1130
SHOULD ANY OF THE ABOVE DESCRIBFD POLICIES BE CANCELLm BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTXORQEDftEPRESENTATVE
�j�� /'r� .
. � ,.`GJ .�—.i 2
� OO 1988-2014 ACORD CORPORATION. All rights reserved.
ACORD 25 (2014I01) The ACORD name and logo are registered marks of ACORD
ADDITIONAL INSURED - OWNERS, LESSEES OR
CONTRACTORS - COMPLETED OPERATIONS - AUTOMATIC
STATUS WHEN REQUIRED IN CONSTRUCTION
AGREEMENT WITH YOU
COMMERCIAL GENERAL LIABILITY
CG 79 21 11 14
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
A. SECTION 11 — WHO IS AN INSURED is amended to
include as an additional insured any person or organi-
zation whom you have agreed in a written contrect,
written agreement or written permit to add as an addi-
tional insured on your policy. Such person or organi-
zation is an additional insured only with respect to
liability for "bodily injury' or "property damage" caused,
in whole or in part, by "your work" and included in the
"products-completed operations hazard".
The above provision does not apply unless the written
contract or written agreement has been executed
(executed means signed by the named insured) or the
written permit issued prior to the "bodily injury' or
"property damage".
B. With respect to the insurance afforded to these
additional insureds, the following additional exclusions
apply:
This insurance does not apply to:
"Bodily injury', "property damage" or "personal
and advertising injury' arising out of the
rendering of, or the failure to render, any pro-
fessional architectural, engineering or survey-
ing services, including:
(1) The preparing, approving, or failing to pre-
pare or approve, maps, shop drewings,
opinions, reports, surveys, field orders,
change orders or drawings and specifi-
cations; or
(2) Supervisory, inspection, architectural or
engineering activities.
This coverage shall be excess with respect to
the person or organization included as an
additional insured by its provisions; any other
valid and collectible insurance that person or
organization has shall be primary with respect
to this insurance, unless this coverage is
required to be primary and/or not contributory
in the contract or agreement referred to
above.
Copyright, 2014 Selective Insurance Company of America. All rights reserved. CG 79 21 11 14
Includes copyrighted material of Insurance Services O�ce, Inc., with its permission. Page 1 of 1
ELITEPAC
General Liability Extension
COMMERCIAL GENERAL LIABILITY
CG 72 02 12 11
SUMMARY OF COVERAGES (including index)
This is a summary of the vanous additionai coverages and coverage modifcations provided by this endorsement. No
coverage is provided by this summary. Refer to the actual endorsement (Pages 3-through-8) for changes affecting your
insurance protection.
DESCRIPTION
Primary and Non-ConGibutory Provision - Additional Insureds
Blanket Additional Insureds - As Required By Contract
Broad Form Vendors Coverage
Not-forvprafit Members - Including Club Members
Not-for-proft Members - as additional insureds
Not-for-profit Members Medical Payments
Not-for-proft Members - defned
Damage To Premises Rented To You ($500,000) Qncluding Fire, Lightning or Ezplosion)
Electronic Data Liability ($100,000)
Golf Amendments
Golfing Facili6es - defned
Golf and Tennis Pros - as additional insureds
Limited Property Damage - caused by golf balls
Members Medical Payments
Products Amendment - Medical Payments - limited on premises coverage
Recreational Medical Payments - limited amateur golf coverage
Waiver of Rights of Recovery - members and guests
Incidental Malpractice
Exclusion modifed
Knowledge of Occurrence, Claim, Suit or Loss
Liberalization Clause
Medical Payments - increased limit ($15,000)
Mental Anguish Amendment (Not applicable to New York)
Newly Formed or Acquired Organizations
Non-Owned Aircraft
Copyright, 2011 Selective Insurance Company of America. All rights reserved.
Includes copyrighted material of Insurance Services Offce, Inc., with its permission.
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CG 72 02 12 11
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DESCRIPTION
Non-Owned Watercraft (under 60 feet)
Personal And Advertising Injury
Contractuai Exciusion Amended (Excludes Advertisement)
Discrimination and Humiliation Amendment (Not applicable in New York; Excludes
Advertisement)
Products Amendmen[- Not-for-profit and Golf
Supplementary Payments Amended - Bail Bonds ($5,000) and Loss of Earnings ($1,000)
Temporary Workers
Employee Definition Amended (including status as an insured)
Employer's Liability Exclusion Amended (Not appiicable in New York)
Injuries or Damages by Certain Employees (co-employee damages)
Unintentional Failure to Disclose Hazards
Waiver of Transfer of Rights of Recovery (subrogation)
When Two or More Coverage Paris of this Policy Apply to a Loss
Copyright, 2011 Seiective Insurance Company of America. All rights reserved.
Includes copyrighted material of Insurance Services O�ce, Inc., with its permission.
PAGEFOUND
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CG72021217
Page 2 of 8
ELITEPAC
General Liability Extension
COMMERCIA� GENERAL LIABILITY
CG 72 02 12 11
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
This endorsement modifes the insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
The SECTIONS of the Commercial General Liability Coverage Part identified in this endorsement will be amended as
shown below. However, when two or more Coverage Parts of this policy appty to a loss, oniy the broadest coverage
of this policy wilt apply, unless specifcally stated othenvise within the particular amendment covering that loss.
COVER.4GES - Amendments
SECTION I- COVERAGE A BODILY INJURY AND
PROPERTY DAMAGE LIABILITY
COVERAGE EXTENSION
Property Damage -"Golfing Facilities"
If you operate a"golfng facility", Paragraph 1. Insuring
Agreement under COVERAGE A BODILY INJURY
AND PROPERTY DAMAGE LIABILITY is amended to
inciude the following:
"Property damage" to any property not owned by you,
caused by golf balls originating from your premises,
regardless of your legal liability for the damage. The
most we will pay under this estension is a sub-limit of
$2,500 per "occurrence". No deductible applies to loss
under this extension.
EXCLUSIONS
Employer's Liability Amendment
(This provision is not applicabie in New York).
The following is added to Exclusion e. Employer's Lia-
bility under COVERAGE A BODILY INJURY AND
PROPERTY DAMAGE LIABILITY, 2. Exclusions:
(7) Any aircraft, not owned or operated by any insured,
that is hired, chartered or loaned with a paid crew.
However, if the insured has any other vaiid and
collectible insurance for "bodily injury" or "property
damage" that would be covered under this provision,
or on any other basis, this coverage is then excess,
and subject to Condition 4. Other Insurance, b.
Excess Insurance under SECTION N- COMMER-
CIAL GENERAL LIABILITY CONDITIONS.
Damage To Premises Rented to You
A. The last paregraph of Paragraph 2. Exclusions
under COVERAGE A BODILY INJURY AND PROP-
ERTY DAMAGE is deleted in its entirety and
replaced with the following:
Exclusions c. through n. do not appiy to damage by
fire, lightning or explosion to premises rented to you
or temporarily occupied by you with the permission
of the owner. A separate limit of insurance applies to
this coverage as described in SECTION III - LIMITS
OF INSURANCE.
B. Paragraph 6. under SECTION III - LIMITS OF
INSURANCE is deleted in its entirety and replaced
with the following:
This exclusion also does not appty to any "temporary 6. Subject to Paragraph 5. above, the most we will
worker". pay under COVERAGE A for damages because
Non•Owned Aircraft, Auto or Watercreft of "property damage" to any one premises, while
The following is added to Exdusion g. Aircreft, Auto Or rented to you, or in the case of damage caused
Watercraft under COVERAGE A BODILY INJURY by fire, lightning or explosion, while rented to you
or temporarily occupied by you with permission
AND PROPERTY DAMAGE LIABILITY, 2. Exclusions: of the owner, for all such damage caused by fire,
This exclusion does not apply to: lightning or explosion proximately caused by the
(6) A watercraft you do not own that is less than 60 feet same event, whether such damage results from
long, and not being used to carry persons or fire, lightning or explosion or any combination of
property for a charge. Any person is an insured who the three, is the higher of $500,000 or the
uses or is responsible for the use of such watercraft amou�t shown in the Declarations for the
with your expressed or implied consent. However, if Damage To Premises Rented To You Limit.
. the insured has any other valid and collectible
insurance for "bodily injury" or "property damage"
that would be covered under this provision, or on
any other basis, this coverage is then excess, and
subject to Condition 4. Other Insurence, b. Ezcess
Insurance under SECTION IV - COMMERCIAL
GENERAL LIABILITY CONDITIONS.
Copyright, 2011 Selective Insurance Company of America. All rights reserved. CG 72 02 12 11
Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 3 of 8
C. Paragraph a. of Definition 9. "Insured contract" under
SECTION V- DEFINITIONS is deleted in its entirety
and replaced with the following:
a. A contract for a lease of premises. However, that
portion of the contract for a lease of premises
that indemnifies any person or organization for
damage by fire, lightning or explosion to prem-
ises while renled to you or temporarily occupied
by you with the permission of the owner is not an
"insured contracP';
Electronic Data Liability
Exclusion p. Electronic Data under COVERAGE A
BODILY INJURY AND PROPERTY DAMAGE LIABIL-
ITY, 2. Exclusions is deleted in its entirety and replaced
by the following:
p. Electronic Data
Damages arising out of the loss of, loss of use of,
damage to, corruption of, inability to access, or ina-
bility to manipulate "electronic data" that does not
result from physical injury to tangible property.
The most we will pay for damages arising out of the
loss of, loss of use of, damage to, corruption of, ina-
bility to access, or inability to manipulate "electronic
data" that results from physical injury to tangible
property is a sub-limit of $100,000 for "property
damage" because of all applicable loss of "electronic
data" arising out of any one "occurrence".
SECTION I• COVERAGE B PERSONAL AND ADVER-
TISING INJURY LIABILITY
EXCLUSIONS
Contractual Exclusion Amendment
Exclusion e. Contractual Liability under COVERAGE B
PERSONAL AND AOVERTISING INJURY, 2. Extlu-
sions is deleted in its entirety and replaced with the fol-
lowing:
e. Contrectual Liability
"Personal and advertising Injury" for which the
insured has assumed liability in a contract or
agreement arising out of an "advertisement". This
exclusion does not apply to liability for damages that
the insured would have in the absence of the
contract or agreement.
SECTION I- COVERAGE C MEDICAL PAYMENTS
EXCLUSIONS
Any Insured Amendment
Exclusion a. Any Insured under COVERAGE C
MEDICAL PAYMENTS, 2. Exdusions is deleted in its
entirety and replaced with the following:
a. Any Insured
To any insured.
This exclusion does not apply to:
(1) "Golfing facility" members who are not paid a
fee, salary, or other compensation;
(2) "Not-for-profit members"; or
(3) "volunteer workers".
This exclusion exception does not apply if COVERAGE
C MEDICAL PAYMENTS is excluded by another
endorsement to this Coverage Part.
Product Amendment
Exclusion f. Products-Completed Operetions Hazard
under COVERAGE C MEDICAL PAYMENTS, 2.
Exclusions is deleted in its entirety and replaced with
the following:
f. Products-Completed Operations Hazard
Induded within the "products-completed operations
hazard".
This exclusion does not apply to "your products" sold
for use or consumption on your premises, while such
products are still on your premises, if you are a not-
for-profit operation or a"golfing facility".
This exclusion exception, does not apply if COVERAGE
C MEDICAL PAYMENTS is excluded by another
endorsement to this Coverage Part.
Recreational Medical Payments -Amateur Golf
Exdusion e. Athletics Activities under COVERAGE C
MEDICAL PAYMENTS, 2. Exclusions is deleted in its
entirety and replaced with the following:
e. Athletics Activities
To a person injured while practicing, instructing or
participating in any physical exercises or games,
sports or athletic contests.
If you are a"golfing facility", this exclusion does not
apply to a person injured as a result of their partici-
pation in amateur athletics that are recrea[ional in
nature.
This exdusion exception does not apply if COVERAGE
C MEDICAL PAYMENTS is excluded by another
endorsement to this Coverage Part.
SECTION I - SUPPLEMENTARY PAYMENTS-
COVERAGES A AND B
Expenses For Bail Bonds And Loss Of Earnings
A. Subparagraph 1.b. under SUPPLEMENTARY
PAYMENTS - COVERAGES A AND B is deleted in
its entirety and replaced with the following:
b. Up to $5,000 for cost of bail bonds required
because of accidents or traffc law violations
arising out of the use of any vehicle to which
Bodily Injury Liability Coverage applies. We do
not have to furnish these bonds.
Copyright, 201 t Selective Insurance Company of America. All rights reserved. CG 72 02 12 11
Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 4 of 8
B. Subparagraph 1.d. under SUPPLEMENTARY
PAYMENTS - COVERAGES A AND B is deleted in
its entirety and replaced with the following:
d. AII reasonable expenses incurred by the insured
at our request to assist us in the investigation or
defense of the daim or "suit", including actual
loss of earnings up to $1,000 a day because of
time off from work.
SECTION II - WHO IS AN INSURED • Amendments
Not-for-Profit Organization Members
The following paragraph is added to SECTION tl - WHO
IS AN INSURED:
If you are an organization other than a partnership, joint
venture, or a limited liability company, and you are a not-
for-profit organization, your officials, trustees, board
members, insurance managers, and "not-for-profit mem-
bers" are included as additional insureds, however only
with respect to their liability for your activities or activities
they perform on your behalf.
Empioyees As Insureds Modified
A.
�
C.
Subparagraph 2.a.(1)(a) under SECTION II - WHO
IS AN INSURED does not apply to "bodily injury" to
a"temporary worker' caused by a co-"employee"
who is not a"temporary worker".
Subparagraph 2.a.(2) under SECTION II - WHO IS
AN INSURE� does not apply to "property damage"
to the property of a"temporary worker' caused by a
co-"employee" who is not a"temporary worker'.
Subparagraph 2.a.(1)(d) under SECTION II - WHO
IS AN INSURED does not apply to "bodily injury"
caused by cardio-pulmonary resuscitation or first aid
services administered by a co-"employee".
Newly Formed Or Acquired Organizations
A. Subparagraph 3.a. under SECTION II - WHO IS AN
INSURED is deleted in its entirety and replaced with
the following:
a. Coverage under this provision is afforded only
until the 180th day after you acquire or form the
organization or the end of the policy period,
whichever is earlier. However, COVERAGE A
does not apply to "bodily injury" or "property
damage" that occurred before you acquired or
formed the organization.
B. The following paragraph is added to SECTION II -
WHO IS AN INSURED, Paragraph 3:
If you are engaged in the business of construction of
dweliings three stories or less in height, or other
buildings three stories or less in height and less than
25,000 square feet in area, you will also be an
insured with respect to "your work" only, for the
period of time described above, for your liability
arising out of the conduct of any partnership or joint
venture of which you are or were a member, even if
that partnership or joint venture is not shown as a
Named Insured. However, this provision only applies
if you maintain or maintained an interest of at least
ffty percent in that partnership or joint venture for
the period of that partnership orjoint venture.
This provision does not apply to any partnership or joint
venture that has been dissolved or othenvise ceased to
function for more than thirty-six months.
With respect to the insurance provided by this provision,
Newly Formed or Acquired Organizations, the follow-
ing is added to SECTION IV - COMMERCIAL GEN-
ERAL LIA8ILITY, Paragraph 4. Other Insurance, Sub-
paragraph b. Excess Insurance:
The insurance provided by this provision, Newly Formed
or Acquired Organizations, is excess over any other
insurance avaiiable to the insured, whether primary,
excess, contingent or on any other basis.
(All other provisions of this section remain unchanged).
Blanket Additional Insureds - As Required By
Contract
Subject to the Primary and Non-Contributory provision
set forth in this endorsement, SECTION II - WHO IS AN
INSURED is amended to indude as an additional
insured any person or organization whom you have
agreed in a written contract, written agreement or written
permit that such person or organization be added as an
additional insured on your policy. Such person or organi-
zation is an additional insured only with respect to liabil-
ity for "bodily injury" or "property damage" or "personal
and advertising injury" caused, in whole or in part, by:
1. Your ongoing operations, "your producY', or premises
owned or used by you; however this provision does
not include any architects, engineers, or surveyors
with respect to any injury or damage arising ou[ of
the rendering or failure to render any professional
services by or for you, including:
a. The preparing, approving, or failing to prepare or
approve, maps, shop drawings, opinions,
reports, surveys, field orders, change orders or
drawin9s and specifcations; and
Copyright, 2011 Selective Insurance Company of America. All rights reserved. CG 72 02 12 11
Includes copyrighted material of Insurance Services O�ce, Inc., with its permission. Page 5 of 8
b. Supervisory, inspection, architectural or engi-
neering activities.
2. Your maintenance, operation or use of equipment,
other than aircraft, "auto" or watercraft, rented or
leased to you by such person or organization. A
person or organizatiods status as an additional
insured under this endorsement ends when their
contract, or agreement with you for such rented or
leased equipment ends. With respect to the insurv
ance allorded to these additional insureds, this insur-
ance does not apply to any "occurrence" which takes
place after the rental agreement or equipment lease
expires.
The provisions of this coverage extension do not apply
unless the written contract or written agreement has
been executed (executed means signed by the named
insured) or written permit issued prior to the "bodily
injury" or "property damage" or "personal and advertising
injury".
Broad Form Vendors Coverage
Subject to the Primary and Non-Contributory provision
set forth in this endorsement, SECTION II - WHO IS AN
INSURED is amended to include as an additional
insured any person or organization (referred to below as
vendor) whom you have agreed in a written contract or
written agreement to add as an additional insured on
your policy. Such person or organization is an additional
insured only with respect to "bodily injury" or "property
damage" arising out of "your products" which are distrib-
uted or sold in the regular course of the vendor's busi-
ness, however the insurance afforded the vendor does
not apply to:
a. "Bodily injury" or "property damage" for which the
vendor is obligated to pay damages by reason of
the assumption of Iiability in a contract or agree-
ment; however this exclusion does not apply to
liability for damages that the vendor would have
in the absence of the contract or agreement;
b. Any ezpress warranty unauthorized by you;
c. Any physical or chemical change in the product
made intentionally by the vendor;
d. Repackaging; unless unpacked solely for the
purpose of inspection, demonstration, testing, or
the substitution of parts under instructions from
the manufacturer, and then repackaged in the
original container,
e. Any faiWre to make such inspections, adjust-
ments, tests or servicing as the vendor has
agreed to make or normally undertakes to make
in the usual course of business in connection
with Ihe sale o( [he product; or _
Products which, after dishibution or sale by you,
have been Iabeled or re-labeled or used as a
container, part of ingredient of any other thing or
substance by or for the vendor, however this
insurance does not apply to any insured person
or organization, from who you have acquired
such products, or any ingredient, part or con-
tainer, entering into, accompanying or containing
such products.
The provisions of this coverage eMension do not apply
unless the written contract or written agreement has
been executed (executed means signed by the named
insured) prior to the "bodily injury" or "property damage".
Incidental Malpractice
Subparagraph 2.a.(1)(d) under SECTION II - WHO IS
AN INSURED is deleted in its entirety and replaced with
the fallowing:
(d) Arising out of his or her providing or failing to provide
professional health care services. This does not
apply to nurses, emergency medical technicians or
paramedics. if you are not in the business or occupa-
tion of providing any such professional services.
"Golfing Facilities" - Golf or Tennis Pros
The following is added to SECTION II • WHO IS AN
INSURED:
If you operate a"golfng facility", any golf or tennis pros
are additional insureds. Golf or tennis pros means any
person, other than your "employees", whose primary
responsibilities include golf or tennis instruction or
operetion of a golf or tennis pro shop, however only with
respect to their liability for your activities, or activities
they perform on your behalf, or their liability for the main-
tenance, use or operation of golf or tennis pro shop
premises you rent or lease to them.
SECTION III - LIMITS OF INSURANCE
Increased Medical Payments
Paragraph 7. under SECTION III - LIMITS OF INSUR-
ANCE is deleted in its entirery and replaced with the fol-
lowing:
7. Subject to Paragraph 5. above, the Medical Expense
Limit under COVERAGE C will be $15,000, or the
amount shown in the Declarations for Medical
Expense Limit, whichever is higher, for all medicai
expenses because of "bodily injury" sustained by any
one person.
This provision, Increased Medical Payments, does not
apply if COVERAGE C MEDICAL PAYMENTS is
excluded by another endorsement to this Coverage Part.
Copyright, 2011 Selective Insurance Company of America. All rights reserved. CG 72 02 12 11
Includes copyrighted material of Insurance Services Offce, Inc., with its permission. Page 6 of 8
SECTION IV - COMMERCIAL GENERAL LIABILITY
CONDITIONS -Amendments
Knowledge Of Occurrence, Claim, Suit Or Loss
The following is added to Paragraph 2. Duties in the
Event of Occurrence, Offense, Claim or Suit under
SECTION IV - COMMERCIAL GENERAL LIABILITY
CONDITIONS:
The requirements under this paragraph do not apply until
after the "occurrence" or offense is known to:
1. You, if you are an individual;
2. A partner, if you are a partnership;
3. An "executive offcer" or insurance manager, if you
are a corporation;
4. Your members, managers or insurance manager, if
you are a limited liability company; or
5. Your elected or appointed officials, trustees, board
members, or your insurance manager if you are an
organization other than a partnership, joint venture,
or limited liability company.
Primary and Non-Contributory Provision
The following is added to Paragraph 4. Other Insur-
ance, b. Excess Insurance under SECTION IV -
COMMERCIAL GENERAL LIABILITY CONDITIONS:
This insurance shall be excess with respect to any
person or organization included as an additional insured
under this policy, any other insurance that person or
organization has shall be primary with respect to this
insurance, unless:
(1) The additional insured is a Named Insured under
such other insurance;
�Z)
(3)
You have agreed in a written contract, written agree-
ment or written permit to include that additional
insured on your General Liability policy on a primary
and/or non-contributory basis; and
The written contract or written agreement has been
executed (ezecuted means signed by the named
insured) or written permit issued prior to the "bodily
injury" or "property damage" or "personal and adver-
tising injury".
Unintentional Failure To Disclose Hazards
The following is added to Paragraph 6. Representations
under SECTION IV - COMMERCIAL GENERAL
LIABILITY CONDITIONS:
However, if you should unintentionally fail to disclose any
existing hazards in your representations to us at the
inception date of the policy, or during the policy period in
connection with any additional hazards, we shall not
deny coverage underthis Coverage Part based upon
such failure to disclose hazards.
Waiver Of Transfer Of Rights Of Recovery
The following is added to Paragraph 8. Trensfer of
Rights Of Recovery Against Others To Us under
SECTION IV - COMMERCIAL GENERAL LIABILITY
CONDITIONS:
We will waive any right of recovery we may have against
a person or organization because of payments we make
for "bodily injury" or "property damage" arising out of your
ongoing operations or "your work" done under a written
contract or written agreement and included in the
"produc[s-completed operations hazard", if:
1. You have agreed to waive any right of recovery
against that person or organization in a written con-
tract or written agreement,
2. Such person or.organization is an additional insured
on your policy; or
3. You have assumed the liabiliry of that person or
organization in that same contract, and it is an
"insured contracf'.
The section above only applies to [hat person or organ-
ization identified above, and only if the "bodily injury" or
"property damage" occurs subsequent to the execution
of the written contrect or written agreement.
If you are a"golfing facility", we will also waive any right
of recovery we may have against any of your members
or their guests because of payments we make for "bodily
injury" or "property damage" arising out of their actions at
your premises to which this Coverage Part applies.
However, this provision does not appty to "bodily injury"
or "property damage" that is expected or intended by
your member or their guest.
Liberalization
The following condition is added to SECTION IV -
COMMERCIAL GENERAL LIABILITY CONDITIONS:
If we revise this Coverege Part to provide more coverage
without additional premium charge, subject to our filed
company rules, your policy will automatically provide the
additional coverage as of the day the revision is effective
in your state.
SECTION V - DEFINITIONS
Discrimination And Humiliation
(This provision does not apply in New York).
A. The following is addetl to Defnition 14. "Personal
and advertising injury":
"Personal and advertising injury" a�so means "dis-
crimination" or humiliation that results in injury to the
feelings or reputation of a natural person, however
only if such "discrimination" or humiliation is:
Copyright, 2011 Selective Insurance Company of America. All rights reserved. CG 72 02 12 11
Inciudes copyrighted material of Insurence Services Office, Inc., with its permission. Page 7 of 8
1. Not done by or at the direction of:
a. The insured; or
b. Any "executive office�' director, stockhalder
partner, manager or member of the insured;
2. Not done intentionally to cause harm to another
person.
3. Not directly or indirectly related to the employ-
ment, prospective employment or termination of
employment of any person or persons by any
insured.
4. Not arising out of any "advertisement" by the
insured.
B. The following defnition is added to SECTION V-
DEFINITIONS:
"Discrimination" means:
a. Any act or conduct that would be considered
discrimination under any applicable federal,
state, or local statute, ordinance or law;
b. Any act or conduct that results in disparate
treatment of, or has disparate impact on, a per-
son, because of that person's race, religion,
gender, sexual orientation, age, disability or
physical impairment; or
a Any act or conduct characterized or interpreted
as discrimination by a person based on that
person's race, religion, gender, sexual orienta-
tion, age, disability or physical impairment.
Electronic Data
The following definition is added to SECTION V-
DEFINITIONS: �
"Electronic data" means information, facts or programs
stored as or oq created or used on, or transmitted to or
from computer software (including systems and applica-
tions software), hard or floppy disks, CD-ROMS, tapes,
drives, cell, data processing devices or any other media
which are used with electronically controlled equipment.
For the purpose of the Electronic Data Liability coverage
provided by this endorsement, Defnition 17. "Property
damage" is deleted in its entirety and replaced by the
following:
17. "Property damage" means:
a. Physical injury [o tangible property, induding all
resulting loss of use of that property. All such
loss of use shall be deemed to occur at the time
of the physical injury that caused it; or
b. Loss of, loss of use of, damage to, corruption of,
inability to access, or inability to properly manip-
ulate "electronic data", resWting from physical
injury to tangible property. AII such loss of
"electronic data" shall be deemed to occur at the
time of the "occurrence" that caused it.
For the purpose of the Electronic Data Liability coverage
provided by this endorsement, "electronic data" is not
tangible property.
Employee Amendment
Definition 5. "Employee" under SECTION V-
DEFINITIONS is deleted in its entirety and replaced by
the following:
5. "Empioyee" includes a"ieased worker", or a
"temporary worker".
Golfing Facility
The following definition is added to SECTION V-
DEFINITIONS:
"Golfing facility" or "golfng facilities" means a golf
course, golf club, driving range, or miniature golf course.
Mental Anguish Amendment
(This provision does not apply in New York).
Definitian 3. "Bodily injury" under SECTION V-
�DEFINITIONS is deleted in its entirety and replaced with
the following:
3. "Bodily injury" means bodily injury, sickness or
disease sustained by a person, including death
resulting from any of these at any time. This includes
mental anguish resulting from any bodily injury,
sickness or disease sustained by a person. (In New
York, mental anguish has been determined to be
"bodily injury").
Not-for-profit Member
The following definition is added to SECTION V-
DEFINITIONS: �
"Not-for-profit member" means a person who is a
member of a not-for-proft organization, including clubs
and churches, who receive no fnancial or other
compensation.
Copyright, 2011 Selective Insurance Company of America. All rights reserved. CG 72 02 12 11
Includes copyrighted material of Insurance Services Offce, Inc., with its permission. Page 8 of 8
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EUTEPAC
COMMERCIAL AUTOMOBILE EXTENSION
COMMERCIAL AUTO
CA 77 35 02 10
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFUlLY.
This Supplemental Schedule is provided when the BUSINE55 AUTO COVERAGE FORM inciudes the Commercial
Automobile Extension endorsement CA T7 35. This Schedule supplements the Business Aulo Declarations.
FXTENSIONS OF COVERAGE AND ADDITIONAL COVERAGES
DESCRIPTION
Limited Liability Companies Coverage Extension
Newly Acquired Or Formed Organizations Coverage Extension
Employees - Non-Ownership Coverage Extension
Non-Ownership EMension - Public Entities Coverage Extension
8lanket Additional Insureds
Expenses For Bail Bonds And Loss Of Earnings
Bail Bonds
Loss OfEarnings
f,,,,, EmPloyer's Liability Amendment
Fellow Employee Amendment
Care, Custody Or Control Amendment
Towing And Labor
Glass Breakage
Hired Car Physical Damage Coverage
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Auto Loan/Lease Gap Coverege
Personal EBects
Deductible Reimbursement - Public Entities
Additional Trensportation Expenses
Airbag Coverage
Expanded Audio, Visual, And Data Electronic Equipmen[
Copyright, 2010 Selective Insurance Company of America. All rights reserved.
includes copyrighted material of Insurance Services Office, Inc., wi[h its permission.
INSURED'S COPY
Coverage E�Aension
$3,000 Limit of Insurence
51,000 Per Day Limit of
Insurance
Coverage Extension
Coverege Extension
Coverage EMension
Coverage Extension
Coverage Extension
Coverage Extension
Coverage Extension
$500 Limit of Insurance
Coverage Extension
$60 per disablement up to
a maximum $1,900 Limit
o(Insurance
Coverage Extension
Coverage EMension
CA 77 35 02 10
Page 1 of 8
DESCRIPTION
Limit Of Insurance
Physical Damage Oeductible -(Radio Frequency) Vehicle Tracking System
Limit Of Insurance �
Muttiple Deductibles
Duties In The Event Of Acciden[, Claim, Suit Or Loss
Waiver Of Subrogation
Concea�ment, Misrepresentation Or Fraud
Policy Period, Coverage Terriiory
Two Or More Coverage Forms Or Policies �ssued By Us
Mental Anguish
Permanently Attached Eq�ipment
Volunteer Worker
Copyright, 2010 Selective Insurance Company o( America. All rights reserved.
Includes copyrighted ma[erial of Insurance Services Office, Inc., with ils permission.
INSURED'S COPY
Coverage EMension�
Coverege Extension
Coverage EMension
Coverage EMension
Coverage Extension
Coverage EMension
Coverage Extension
Coverage EMension
Coverage Extenslon
Definitian
Definitian
Definition
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CA 77 35 02 10
Page 2 of 8
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ELITEPAC
COMMERCIAL AUTOMOBILE EXTENSION
COMMERCIAL AUTO
CATT 35 Q2 t�
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ 1T CAREFULLY.
This endorsement modifies the insurance pmvidetl under tha foliowing:
BUSINESS AUTO COVERAGE FORM
With respect to coverage provided by this endorsement, the provisions of the Business Auto Coverage Form
apply unless modified by the endorsement.
Amendments to SECTION II—LIAB1LfiY COVERAGE
Limited Liability Companies
The following is added to SECTfON I{, A. 1. — Who Is
An Insured:
d. I( you are a limited liability company, you are an
Insured for any covered "auto." The provisions
oF WHO IS AN INSURED applicable to anyone
else using a covered "auto" you own, hire or
borrow, also apply to Iimited liabilRy companies.
Your members and managers are also "insur-
eds" while using a covered "auro" you dodt
own, hire ar borrow during the course o( their
duties for you. But, members or managers are
not an insured for any covered "autos" owned
by them or members of their household.
Newly Acqutred Or Formed Orga�izattons
The foltowing is added to SECTION II, A. 1. — Who Is
An Insured:
e, Any organization you newly acquire or (orm,
other tnan a partne�ship, joint venture or limited
liability company, and ove� which you maintain
ownership or majority interest, will qualify as a
Named Insured if there is no similar insurance
available to that organization, However.
1. Coverage under this provision is afiorded only
until the 180[h day after you acquire or form the
organization or the ead of the policy period,
whichever is earlier;
2, Coverage does not appty to "bodity injury" or
"property damage" resulting from an "accident"
that occurred betore you acquired or formed lhe
wganization.
No person or organization is an "insured" with
raspect to the conduct of any current or past
partnership, joint venture or limited liability com-
pany ihat is not shown as a Named Insured in Ihe
Declarations.
Employees - Non-Ownership
The following is added to SECTION 11, A. 1. — Who Is
An Insured:
f. Any employee of yours is an "insured" while
using a covered "auto" you don't own, hire or
borrow in your business or your personal
atfairs.
Non•Ownership Extension - Publtc En6ties
The followinq is added to SEC710N 11, A. 1. — Who Is
An Insured:
g, Any board memder or othe� elected or
appointed otficial, member of the adminisirative
stafT, student teacher or other authorized volun-
teer or member is an "insu�ed" while using a
covered "auto" you don't own, hire or borrow
during the course of their duties for you as a
School, Manicipality or other Governmental En-
tity, or Emergency Services Organization.
Anyone who supplies that "auto" is also an
"insured."
BlanKet Addt6onal Insureds
The following is added to SECTtON I�, A. 'I. — Who Is
M lnsured:
h. Any person or organization wi[h whom you
agreed, because oF a written contract, agree-
ment or permit, to provide insurance such as is
afforded under this Coverage Part, but oniy with
respect to your ownership, maintenance or use
of a covered "auto." This provision only applies
if the written contrac[ or agreemenl has peen
executed or permR issued pfior to the "bodily
injury" or "property damage."
This coverage shall be primary and not con-
tributory with respect Io [he person or organiza-
tion included as an "insured" under this sedion.
Any other insurance that person or organizatio�
has shall be excess and not cont�ibutory with
respect�to this insurance, but this provision only
applies i( R is required in the written contract,
agreement or permit identified in this section,
and is pe�mitted by law.
Copyrighi, 2010 Se�ective Insurance Company of America. qll righls reservetl.
Indudes copyrighted material of Insurance Services O(fice, Inc., with its permissio�.
INSt1RED'S COPY
CA 77 35 U2 10
Page 3 of 8
Expenses For Bail Bonds And Loss Of Eamings
The foHowing modiFes SECT[ON II, A. 2. a. —
Supplementary Paymants:
Paragraphs (2) and (4) of SECTION II, A. 2. a. —
Suppiementary Payments are deleted in their
entirety and replaced with the following:
(2) We will pay up to the Limit of Insuranre shown
on the Commercial Automobile Exiension Sup-
piemental Schedule for ihe mst of bail bonds
(including bonds for related traKc Iaw viola-
fions) required because of an "accidenY' we
cover. We do not have to furnish these bonds.
(4) We wili pay up to the limit of insurance shown
on the Commercial Automobile EMension Sup-
plemental Schedule all reasonabie expenses
incurred by the "insured" at our request,
including actual loss of earnings because of
[ime off from work.
Employer's Liability Amendment
The /oNowing is added io SECTION 1!, 8. A. —
F�cclusio�s:
c, This exclusion also daes not apply to any
"volunteer worker."
For Fire Companies, Ambulance Squads and
Rescue Squads, the Employee Indemnification and
Employer's Liability exclusion does not apply if �he
"bodily injury" resutts from the use of a covered
"auto" you own, hire or borrow, But, [his coverage
extension is only provided fo:
1. Members of the "insured" Fire Company,
Am6ulance or Rescue Squad, while such mem-
ber is operating within the scope of their official
duties, with respect to ciaims rr�ade or surts
brought against such member Tor injuries to a
feliow member of the "insured" organization, or
for injuries to members oi other Fire Compa-
nies, Ambulance Squads o� f2escue Squads;
and
2. The "insured" organiza[ion with respect to
claims made or suits brought against Ihe
"insured" organization for injuries to members
of other Fire Companies, Ambuiance Squads or
Rescue Squads.
Fellow Employee Amendment
The following is added to SECTIDN 11, B. 5. —
F�cdusfcns:
For "insureds" O[her Than Fire Companies, Ambu-
lance Squads and Rescue Squads, the Fellow
Employee exclusion does not appiy if the "bodily
injury" results from the use o( a covered "auto" you
own or hire.
For Fire Companies, Ambulance Squads and
Rescue Squads, the Fellow Employee exciusio�
does not apply if the "6odity injury" resutts from thi
use of a covered "auto" you own, hire or 6orrow.
B�t, this coverage extension is only provided to:
t. Members of the "insured" Fire Company, Ambu-
lance or Rescue Squad, while such member is
operating within ihe scope of their oF6cia!
duties, with resped to claims made or suits
brought agaiRSi such member for injuries !o a
fellow member af thC "insured" organization, or
for injuries to members of other Fire Compa-
nies, Ambulance Squads or Rescue Squads;
and
2, The "insured" organiza[ion with respect to
claims made or suits brought against the
"insured" organization for injuries to members
of other Fire Companies, Ambulance Squads or
Rescue Squads.
Care, Custody Or Canlrol Amendment
The folfowing is added [o SECTiON il, 8. 6, —
Exclusions:
The Care, Custody Or Control excluslon does not
apply to property not owned by any insured, subject
to [he Following:
1. The most we wil! pay under fbis exception for
any one accident is $1,000; and
2. A deductibte of $500 per accident applies to th; �
exception.
Amendme�ts to SECTION III —PHYSICAL DAMAGE
COYERAGE
Towing And Labor
The following modlfies SECTIDN ill, A. 2. —Towing
SECTION 111, A. 2. —Towing is deleted and repiaced
with the following:
We will pay ai( �easonable [owing and labor costs
up to $75 each time a covered Private Passenger
Type Vehicle, Sociaf Service Van, Sociat Service
Bus or Light Truck is disabled and up to $150 per
disablement for Medium Weight Tructcs. For labor
charges to te reimbursable however, the labor
must be performed at the place of disablement.
Glass Breakage
The following is added to SECTION III, A. 3. — Glau
Breakaga —HFriing A Bird Or Anlmal —FalUng
Objecxs:
d. If damage to gtass is repaired in lieu o( beirtg
replaced, no deductible will apply fo� repair
onfy.
Copyright, 2010 Seledive Insurance Company of America. All righis reserved.
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
SNSURED'S CQPY
�
CA 77 35 02 10
Page 4 of B
Hired Car Physical Damage Coverage
('"� The following is added to SECTION III —PHYSIGAL
DAMAGE COYERAGE, Paragraph A. 4. Coverage
Extensfons;
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c. If Comprehensive, Specified Causes of Loss or
Collision coverage is provided by this policy,
you may eutend Ihat coverage to apply to
Physical Damage "loss" to hired "autos." We
will provide coverage equal to the broadest
caverage available to any covered "auto" shown
in [he Declarations. But, the most we will pay for
"Ioss" lo a hired "auto° in any one "accident" is
ihe lesser of:
i. s�s,000; o�
2. The actual cash value of the damagetl or stolen
propeAy as of the time of the "loss"; or
3. The actual cost of repairing or replacing the
damaged or stolen property wifh other properfy
of tike kind or quality. A part is of like kind and
quality when i! is of equa! or betfer condition
than the pre-accident part. We wIII use the
original equipmenf (rom fbe manufacturer when:
(a) The operational safety of lhe vehicle might
otherwise be impaired;
(b) Reasonable and diligent eftorts to locate Ihe
appropriale rebuilt, aftermarket o� used part
have been u�successful;
(c) A new original equipment part of like kind
and qualiry is available and w'rl! result in the
lowest overall repair cost;
(d) For vehicles insured under policies written
on or before December 31, 2003, the
vehide has been used no more than 15,000
miles unless the pre-accident condition
warrants otherwise; or
(ej For vehicles insured under policies written
on or after January 1, 2004, the vehicle has
6een used no more than Z0,000 miles
unless the pre-accideni contlition warranis
othenyise.
For each hired "auto" our obligation to pay
"loss" wdl be reduced by a deducfible equal to
the highest deductible applicable to any owned
"auto" (or that mverage. No deducti6le will be
applied to "Ioss" caused by fire or lightning. We
will also pay up to $750 per "accident" for loss
of use of the hired "aulo" if it resWts from an
"accident" !or which you are legalty Bable. The
lessor must suF(er an actual financial "loss" for
ihis coverage io apply.
Hired Car Physical Damage Coverage provided
by this extension is excess over any other
collectible insurance.
Auto Loan/Lease Gap Coverage
The following is added to SECTtON Ilf, A. 4. —
Co�erege Extensions:
d. If a long-term leased "auto" is a covered "auto"
for the Physical Damage Coverage applicable to
a to[al "loss," and the lessor is an additional
insuretl under this Coverage Part, we will pay
the difference between amounts you owe the
lessor under the lease terms and the amount of
insurance paid the lessor for the total "loss" of
the covered "auto" minus: any payments over-
due at the time of ihe loss; any financial
penalties imposed due to wear and tear, high
mileage o� similar charges; any security
deposits not refunded by the lessor; any cosls
for credit life, health and accident, or disability
insurance; any costs for extended warranties; or
any carry over 6alances �rom previous leases or
loans. You are responsible (or the deductible
applicable lo the "loss" Forthe covered "auto."
Personal E(feds
The following is added to of SECTION III, A. 4. —
Coverage E�Aensions:
e, If Comprehensive Coverage is provided on this
coverage form (or a covered "a�to" you own
and that rovered "auto" is stolen, we will pay up
to the Limit oF Insurance shown on the Com-
mercial Automobile Extension Supplemental
Schedule, without application oi a deduc[ible,
for personal effects that are stolen with ihat cov-
ered "auto." Personal e(fects do not include
jewelry, fools, money or securilies. This cover-
age is excess over any other collectibie insur-
ance.
The Following is added to SECTION III, A. 4. —
Coverage Extensions:
f. IF you are a Board oi Education, Municipality or
other Governmental Entity, or Volunteer Emer-
gency Services Organization, we wiil pay up to
$1,000 or the amounl of the deductibie under
any auto policy available to your volunteer or
employee, whichever is Iess, for any "loss"
described in this sec[ion to any "auto" ownetl or
used by a volunteer or empioyee while en route
to and during any officiat duty authorized by
you. In no evenl will we pay for any "loss" under
this Coverage to any "auto" owned, hired, or
borrowed by your organization.
Copyright, 2010 Selective Insurance Company of America. All rigbts reserved.
Includes copyrighted ma[erial of Insurance Services Office, Inc., with its permission.
INSU(iE0'S COPY
CA 77 35 02 10
Page 5 of 8
Additional TronsportatSon Bcpenses
The fol�owing modifies SECTION Ifl, A. 4. a. —
Transportalion Ezpenses
SEGTION III, A. 4. a. —TransportaGon E�enses is
deleted in its entirety and replaced wilh the
following:
a. We will pay up to the Maximum Limit of Insur-
ance shown on the Commercial Automobile
Extension Supplemental Schedule for temporary
transportation expense incurred by you because
of any "losses" to wvered "autos," but only if
the covered "autos" carry the coverages and
meet the requirements described in 1, or 2.
below:
1. We wiil pay the above tempo�ary transportation
expense for total theft ot a covered "auto" if you
carry either Comprehensive or Specified
Causes o( Loss Covewage. We will only pay for
such expenses incurred during the period
beginning 24 hours after [he thefl and ending,
regardless of the policy's expiration, when the
covered "auto" is retumed to use or we pay for
its "loss."
2. For "Ioss" other than the total iheft to a covered
"auto" under Comprehensive Coverage or
Specified Causes of Loss Coverage, or for any
"loss" under Collision Coverage to a covered
"auto." We will only pay for those expenses
incurred during the policy pe�iod beginning 24
hours afterthe "Ioss" and ending, regardiess of
ihe policy's expiration, wilh ihe lesser of the
number of days reasonably required to repair or
replace the wvered "auto," or 30 days. This
provision 2. of [his E�ension does not apply
while there are spare or reserve "autos" avail-
able to you for your operations.
Airbag Caverage
The following is atlded to SECTION III, B. 3, a. —
Exdusions:
However, this exclusion relating to mechanical
breakdown does not apply to (he accidentat
discharge of an airbag.
Expanded Audia, Vlwal, And Data Eledronic
Equtpment
The following modifies SECTION III, B. 4. d. a. —
Exdusions:
The following Is added to SECTiON 111, B. 4. d. a.:
For purposes of this endorsement, any re(erence to
equipment (or the reproduction of sound also
includes video and global positioning systems.
SECTION III, B. 4. d. a. is deleted in its entirety.
Physfcal Damage Deductibte - (Radio Frequency'�
Vehida Tracking System
LIMff OF INSURANCE
THE FOILOWING MQDIFIES SECTfON III, C. LIMRS
OFINSURANCE
SECTION III, C. — lIM(fS OF INSURANCE is deleted
in i�s entirety and replaced with the following:
{This provision does not apply in New York.)
The most we will pay for a"loss" in any one "acci-
dent" is the lesser of:
'1. The actual cash value of the damaged or stolen
property as o(the time of the "Ioss"; or
2. The cost of repairing or replacing the damaged
or stolen property with other property of like
kind and quality; or
3. If you are a Municipality or other Governmental
Entity, or an Emergency Services Organization:
a. The cost to replace the entire covered
"auto" and its "permanently attached equip-
ment", for covered "autos" designated in the
schedule as being insured on either a stated
amount or value guard basis as of the time
of the "loss," with a compareble new "auto"
and "permanently attached equipment"
manufactured to current slandards set bw�
nationally recognized organizations such a. 7
but not limited to, NFPA or the US Depart-
ment of Transportation; but, the most we will
pay under this paragraph for owned or
leased "autos" you acquire after the poiicy
begins and not described in the decfarations
is the least af items 1., Z., or 3.a. of this
section; or
b. (This provision does not apply in New York)
The additional repair or replacement oosts
necessary to customize the damaged cov-
ered "auto" with permanently installed
equipment of like kind and quality, without
deduction for depreciation, if Ihe "auto" is
speci(caity oulfitted for use by chiefs, -
captains, police, administrators and others
in comparable positlons and is scheduled,
but the "auto" is not designated on the -
schedule as being insuretl on an agreed-
value basis. We will aiso pay under this
provision for the cos[ of installallon onto a
replacement "auto" if the covered "auto" Is
not repairable, and we will pay (or property
owned by "you" that is permanently
installed in an "auto" not owned by you.
Copyright, 2010 Selec[ive Insurance Company o(America. All rights reserved.
Indudes copyrighted material o( Insurance Services Office, Inc., with its permission.
INSURED'S COPY
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CA 77 35 02 10
Page 6 of 8
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The Io�lowing is added to S£CTION III, D. —
Deductible:
Any Comprehensive Coverage Deductible stiown in
the Declaralions witl be reduced by 50% for any
"loss" caused by theft if the vehicle is equipped with
a radio frequency tracking device and that device
was the method ot recovery of ihe veh(cle
Amendments To SEGTION N—BUSINESS AUTO-
MOBfLE GONDiitONS
Multiple Dedudibles
The following is added to SEC7tON N, A. —Loss
Conditions:
6. I( a Comprehensive or Specified Causes of Loss
Coverage "loss" from one "accident" involves
two or more "covered autos," onry the highest
deductibte applicable to those coverages will be
applied to the "accident," if the cause of the loss
is covered ta� those vehicles. This provision
only applies iF you carry Comprehensive or
Specified Causes of Loss Coverage for Yhose
vehicles, and does not ex[end coverage to any
"covered autos" for which you do not carry socb
coverage.
Duties In The Event OT Accident, Claim, Suit Or Loss
The following is added to SECTION lV, A. 2. a. —
Dutlas In The Erenl Of Acddent, Ctaim, Suit Or
Loss:
The notice requirements tor reporting "accident,°
claim, "suit" or "loss" information to us, including
provisions related to the subsequenl investigation of
such, "accident", claim, "suit" or "loss" do not apply
until the "accidenY', ctaim, "suiY' or "loss" is known
to:
7, You, ityou are an individual;
2. A partner, i(you are a partnershlp;
3. An executive officer or insurance manager, if
you are a corporation;
4. Your members, managers or insurance man-
ager, if you are a limited liability company;
5. Your eleded or appointed o�cials, trustees,
baard members, or your insurance manager, if
you are an organization other than a partner-
ship, joint venture, or limited liabilify company,
But, this section does not amend the provisions
relating to notification of police, protection or
examination of the property which was subject to
the "loss".
Waiver Ot SubragaGon
The foliawing madities SECTiON fY, A. 5. —7ransler
Of Rights Ot Recovery Against Us 70 others:
SECTfON N, A. 5. —Transfer Ot Rights Oi Recovery
Against Us To Others is deieted in ds entirety and
rep�aced with the following:
We waive any right of recovery we may have
against any person or organization because of
payments we make for "bodily injury" or "property
damage" arising out of a covered "auto" only when
you have assumed lia6ility for such "bodily injury"
or "property damage" under "insured contract." In
all other respeMS, it a person or organiza[ion [o or
from whom we make payment uhder this Coverage
Form has rights to recover damages from another,
those rights are transferred to us,
Concealment, Misrepresentation Or Fraud
The following is added to SECTION N, B. 2. —
Cancealment, Mfsrepresentadon Or Fraud:
e, If you should unintentionalfy fai! Yo disclose any
existing hazartls in your representations to us al
the inception date of ihe policy, or during the
policy period in connection with any additional
hazards, we shall not deny coverage under [his
Coverage Part based upon such failure.
Policy Period, Coverege TerrRory
The tollnwing modifies SEGTION N, B. 7. —General
Condit(ons:
SEC710N N, 8. 7. — Policy Period, Co�erage Ter�•
tory is modified as follows:
The definition of coverage territory is amended to
include anywhere in the world for wvered "autos"
hired on a shor! term (30 days or less) basis. The
"insured's" responsibility to pay damages must be
determined in a"suit" brought in:
9. The Urtited States of America;
2. The [erritories or possessions of the United
States o( America;
3. Puerto Rico; or
4. Canada; or
in a settlement we agree to.
Two 0► More Coverage Forms Or Polides Lssued By
US
The foliowing modifies SEC710N N, B. 8. —Genera!
Conditlons:
Copyright, 20i0 Selective Insurance Company of America. All rights reserved.
Includes copyrighied material o( Insurance Services Office, Inc., with its permission.
INSURED'S COPY
CA 77 35 02 10
Page 7 of 8
SECTION N, B. 8. —Two Or More Coverage Forms R.
Or Palides lssued By Us is deleted in its entirety
and replaced wi[h 1he Foliowing:
8. Two Or More Coverage Forms Or Poltcies
Issued By Us
If a"loss" covered under this Coverage Part
also involves a"loss" to other property (rom the
same "accident," which is covered under a
Commercial Property o� Inland Manne Cover-
age Part issued by us or any member company
of ours for you, only the higi�est deductible
applicable to those caverages will 6e app{ied io
the "accidenY'.
Amendments to SECTION Y— DEFIN(TIONS
The following is added to SECTION Y— DEFINI-
T10N5:
Q. Menta{ Angulsh
(This provision does not apply in New York.) For
jurisdictions other than New York, the definition
of "bodily injury" is amended to include mental
anguish resu�ting (rom any bodily injury, sick-
ness or disease sustained by a person. (In New
York, mental anguish has been determined to
be "bodily in�ury.'�
Permanently Attached Equipment
"Permanently attached equipment" mean�
equipment that is welded, bolted, or perma-
nently screwed to the dashboard, fire wall or
body o! the "auto". Equipment inserted on per-
manently installed side brackets with or without
the use of setscrews or tension, or portable fire
fighting and/or rescue related equipment, shall
no[ be construed as "permanently attached
equipment".
S. Volunteer Worker
"Volunteer worker" is a person who performs
business du[ies (or you, for no financial or other
compensation.
Copyright, 2010 Selective Insurance Company oi America. All rights reserved.
Inciudes copyrighted material of Insurance Services Oifice, Inc., with Its permission.
INSURED'S COpY
�
CA 77 35 02 10
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