HomeMy WebLinkAboutREHAB/Dickson/0907180000 � � �FNIffI N
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CffY OF OSHKOSH wirvN[aac;o ctiu�vrv, wi
RESIDENTIAL REHABILITATION PROGRAM �ECOeoe.ta t�rv
DF.FBRRRD PAYMF.NT IqAN 05/28J2015 Yo�,s9 nM
]ULIE GAGEL
REGISTER OF GEEDS
1 hefeby mortgage,ConVey and warrnn[[o Ihe CITY OF O$HKOSH, a RECORCrING FEE i0.00
Municipal Corporation loca[ed in Winnebago County, Wisconsin eAGES: 2
(mortgage lendery, in consideration of my receiving a deferred paymen[ loan
in the amount of TWGNTY THOUSAND THRCB HUNDRGD CIGHTY
N1NE DOLLARS und NO/100 ($2Q389.00) for [he rehnbili[a[ion,
preservation and enhancemenl of owner occupiecl residential real proper[y Ruoram¢nree
which is commonly known as 432 W. 14�� Avenue, Oshkosh, and legall ydm�.��auemrnaadreax
described as being in W innebago Coun[y, State of W isconsin:
Cily Atlnrney's Offm
Lol I8,131ock 87,In IhePlnl ofORIGINAI.'i'llllil] WAItD,91h Ward,City ufOs'hkosh Oshkosh,WI54903-1130
909-U718-OUOU
�fhis is homestead property. 'I�his is not a purchase money mortgage. P�recl Idrniinceiio��rv��_
� I certify that 1 have title ro this pmperty and that Ihe [itle is Cree and clear of all encumbrances, exeepting only
restrictions and easemenis of record, municipal and the zoning ordinances, curten[taxes and assessments not yet due
and any encumbrance noted below:
Pirs't mortyegc lo II513C flunk USA fn lhc amwnl ofS82,603 end reaordul in Rcglstcr of Dccds ofOcc on 5I3U/12 as Uoc.No_ I(OJ('1O.
' Seeond mongage�o CitizensPi�s� C�edit Uniov in the amoum of$8,430 avd reco�ded in Itegie�er of Ueeds ot7lce on 'JI4/OS us Doe. No.
13449YL
Thi�d mort�ngcro HUD in thc amount of$22,495.89 and�ecorded in Regisre�of Dccds otice ov 2A0/14 ns Doc-Ro. 165�704.
1 will keep the mortgaged property froc from any licn or encumbrance superior lo Ihe lien of�his mortgage, except for
those noted above.
I agree to [his mortgage on a condi[ion [het, if I pay [o mortgage lender[he full amoun[of[he deferred payment loan
sewred by this mortgage and conCorm wilh Ihe terms oC the Borzowe2s Certifica[ion and [his mortgage, then this
mortgage will cease and �he note (see Borrower's Certification)will be void.
1 will pay before they become delinquent all tnxes and assessments which may be levied or assessed agains[ lhis
mortgage, the note secured by this mortgage and the property described above. 1 will deliver to mortgage IenJer,
upon demand, a receipt showing due payment of eny tax or essessment.
1 will kcep �he mortgaged property insured Cor fire and exlended coverage perils for a[ leas[ the full and Cair market
value of ihe propeny and pay the premiums thereon when due. I will make sure Ihe City o(Oshkosh is lis[ed as a
mortgage holder on the insurence policy.
I agree �o keop Ihe mortgagod property in good condilion and repair. I will no[ do any[hing[o diminish or impair[he
value of the mortgaged property.
Under any foreclosure proceeding, all foreclosure expenses, including reasonable attomev s fees, will also be added m
�he amount oC the deCerted paymenL loan and bea�me due as incurzed, and in case of judgement, will be ineluded
therein.
If 1 fail lo ac� acwrding to Iho turms and conditions of�his' mortgage or Ihe Borrower's Cettifieation for a period of
more than fikeen (I S) days, then the whole amount o(the deferred payment ban will, at the option of[ha mor[gage
lender, become due and payeble without notice. Under this cirwmstanee, I hereby waive my righ[[o nolice.
1 understand that the mortgage lender is mt responsible for the work perCormed by any wntractor on my property,
whe[her paid for out of deferred payment loan funds or otherwise.
Unless o[herwise required by law, the invalidity or unenforceabiliry of eny provision of[his mortgage will no[ affec[
[he validity ot enforceability of any oNier pmvision.
NI the[enns, condi[ions and eovenan[s of[his mortgage will be binding on my heirs, Iegal representa[ives, successors
or any other individual to whom an interest in the mortgaged property or[his mortgage is assigned.
, . , .
I shall no[ hansfcr, sell or convey any legal or equitable interest in the property (by deed, land contract, optioq long-
[erm lease or in any other way) wi[hou[the prior written consent of the mortgege lender, unless either[he indebtedness
secured by Ihis mortgage is first paid in Cull or �he interest conveyed is a mortgage or other security interest in [he
property, subordinate to ihe lien of this mortgage. The entire indebtedness under [he note secured by this mortgage
shall become due and payable in PoII, at the option of the mortgage lender without no[ice, upon any transfer, sale or
conveyance made in violation of tliis paragraph.
(PLEASE NO"CE 'I�1-IE SINGULAR "I" ALSO INCLUDLS THE PLURAL "WE" IF T[{ERB IS MORC
THAN ONE SIGNATURE APPEARING BELO W)
I
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Dated this ��day of� , 2015
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CA OLYN CKSONa/WaCarolynWuest �
(SEAL)
AU'I'I ICN'fICA'f10N ACKKOWI.I'.DGIiMCNT
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Qf not, ro me know�m be Ihe per�,un(s') o executed Ilic fore6oing
au[horized by Sec 706.06, Wis Smts) ins e e�kno� I c i q� ,_ , (�
� GC/�VY�v
No�aryPUhliF Counry
My Co��i�jpn(is pe���m)(expi¢s)
O\
(Slgnmures may be aulhrn�icn0.d o�ncknowiedged.Bo�h
;ve�ot neceasary.)
Documcm d�aHad by:
Lynv i.orensoq City Ntomey,Oshkosh, W I