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HomeMy WebLinkAbout18. 15-72 FEBRUARY 24, 2015 15-72 RESOLUTION (CARRIED___7-0_____ LOST _______ LAID OVER _______ WITHDRAWN _______) PURPOSE: REAUTHORIZE CONTINUANCE OF SELF-INSURANCE FOR WORKER’S COMPENSATION INITIATED BY: CITY ADMINISTRATION WHEREAS, the City of Oshkosh is a qualified political subdivision of the State of Wisconsin; and WHEREAS, the Wisconsin Worker’s Compensation Act (Act) provides that employers covered by the Act either insure their liability with worker’s compensation insurance carriers authorized to do business in Wisconsin, or to be exempted (self- insured) from insuring liabilities with a carrier and thereby assuming the responsibility for its own worker’s compensation risk and payment; and WHEREAS, the State and its political subdivisions may self-insure worker’s compensation without a special order from the Department of Workforce Development (Department) if they agree to report faithfully all compensable injuries and agree to comply with the Act and rules of the Department; and NOW, THEREFORE, BE IT RESOLVED that the Common Council of the City of Oshkosh does ordain as follows: (1) Provide for the continuation of a self-insured worker’s compensation program that is currently in effect. (2) Authorize the City Clerk to forward certified copies of this resolution to the Worker’s Compensation Division, Wisconsin Department of Workforce Development. � OI-�C H ON iHE WATER MEMORANDUM TO: Honorable Mayor and Members of the Common Council FROM: Paul Greeninger, Safety & Risk Management Coordinator DATE: February 24, 2015 RE: Reauthorize Continuance of Self-Insurance for Worker's Compensation BACKGROUND Every three years, each self-insured political subdivision must provide the Department of Workforce Development with a resolution, passed by the governing body that states its intent and agreement to self-insure, in order to meet the requirements set forth in Wisconsin Administrative Code DWD 80.60(3). ANALYSIS Please find attached an analysis done by Willis of Wisconsin which compares the cost of a fully insured versus the estimated costs of a seff-insured plan. The analysis indicates that a self-insured plan remains the financially prudent thing to do. The City Manager recommends that the Council approve the Resolution as proposed. Respectfully Submitted, Approved: , ;a �_ --.'`>,��'� " _ � �" ,,f"°`�.-�'i�� - { � Paul Greeninger Mark A. Rohloff Safety & Risk Management Coordinator City Manager CC: John Fitzpatrick, Assistant City Manager/Director of Administrative Services Comparison of Fully Insured (Guaranteed) vs Self-Insured Workers Compensation Insurance Guaranteed Cost Workers Compensation Estimate ESTIMATED Annual Premium $1,172,307 PROJECTED experience modification 0.62 $726,830 Premium Discount 76 602 $650,228 Terrorism (Total Payroll = $33,303,426 $6,601 Domestic Terrorism $3,330 Expense Constant $22p Projected cost of fully insured WC plan $660,379 Current WC Costs TPA Fees $23,520 (Minimum -$18,000) Excess WC $59,869 Claims $219,524 Miscellaneous Fees (State) $2,500 Projected cost of current self-insured plan $305,413 $219,524 (Average over 5 years) "* City of Oshkosh Workers Compensation 2-1-15 to 2-1-16 Estimated Annual Premium Loc# Division Code# 10-01-14 Rates Premium 1 Committee on Aging 8810 53,026 0.27 143 9412 268,880 4.34 11.669 11,812 2 Parking Dept 9412 44,813 4.34 1,945 8810 37,875 0.27 102 2,047 3 Sewer Dept 8810 75,750 0.27 205 9412 1,418,287 4.34 61,554 61,759 4 Transit Dept 7382 1,262,914 5.93 74,891 8385 26,368 4.94 1,303 8810 192,853 0.27 521 76,715 5 Library Dept 8810 1,893,765 0.27 5,113 6 Museum Dept 8810 416,628 0.27 1,125 9412 44,813 4.34 1.945 3,070 7 Waterworks Dept 7520 1,533,268 3.93 60,257 8810 151,502 0.27 409 60,666 8 GeneralCity 7704 7,096,370 4.73 335,658 7720 6,963,230 4.14 288,278 8810 4,276,430 0.27 11,546 9412 6,101,747 4.34 264.816 900,298 9 Cemetery 8810 23,283 0.27 63 9412 224,066 4.34 9.724 9,787 10 Health Services 8810 75,750 0.27 205 9412 519,835 4.34 22,561 22,766 11 Golf Course 9060 385,031 2.3 8,856 12 Storm Water Utility 9412 216,942 4.34 9,415 2015/2016 Estimated 1,172.307 15-16 Budget Projections 2014-08-01