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Home My WebLink AboutRehab/Witzke/1008760000 , i F . . I � , � � � 7 � q � , MORTGAGE �f�:��$«'�� s��a� Document Number pocument Title 1tEGI5TElt'S OFFiCE CITY OF OSHKOSH �1VI�[MEBAG� C{?UNTY, w� RECC#FtDED C?N RESIDENTIAL REHABILITATION PROGRAM ��2s�2or� �:ifl �n� DEFERRED PAYMENT LOAN _ 3ULIE PA�EL REGiSTER OF DEEDS I hereby mortgage, convey and warrant to the CITY OF OSHKOSH, a R€CpRpING FEE 3fl.Ufl Municipal Corporation located in Winnebago County, Wisconsin PAGES: 2 (mortgage lender), in consideration of my receiving a deferred payment loan in the amount of TWENTY FOUR THOUSAND NINE HUNDRED THIRTY DOLLARS and NO/100 ($24,930.00) for the rehabilitation, preservation and enhancement of owner occupied residential real prope Recording Area which is commonly known as 1014 Grand Street, Oshkosh, an� legal! Name and Return Address described as being in Winnebago County, State of Wisconsin: City Attorney's Office Lots 22,23,&25 excepting the South 24 feet,and all of Lot 24,in FULLER'S ADDITION, Oshko ,WI 54903-1130 l Oth Ward,City of Oshkosh 910-0876-0000 Parcel Identification No. This is homestead property. This is not a purchase money mortgage. I certify that I have title to this properly and that the title is free and clear of all encumbrances, excepting only restrictions and easements of record, municipal and the zoning ordinances, current taxes and assessments not yet due and any encumbrance noted below: First mortgage to JPMargan Chase Bank in the amount of$55,014 and recorded in Register of Deeds office on 1/7/13 as Doc.No. 1625588. I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage, except for those noted above. I agree to this mortgage on a condition that, if I pay to mortgage lender the full amount of the deferred payment loan secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage, then this mortgage will cease and the note(see Borrower's Certification)will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage, the note secured by this mortgage and the property described above. I will deliver to mortgage lender, upon demand, a receipt showing due payment of any tax or assessment. I will keep the mortgaged properiy insured for fire and extended coverage perils far at least the full and fair market value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a mortgage holder on the insurance policy. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. Under any foreclosure proceeding, all foreclosure expenses, including reasonable attorney's fees, will also be added to the amount of the deferred payment loan and become due as incurred, and in case of judgement, will be included therein. If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen (15) days, then the whole amount of the defer!�ed payment loan will, at the option of the mortgage lender,become due and payable without notice. Under this circumstance, I hereby waive my right to notice. I understand that the mortgage lender is not responsible for the work performed by any contractor on my property, whefher paid for out of deferred payment loan funds or otherwise. Unless otherwise required by law, the invalidity or unenforceability of any provision of this mortgage will not affect . the validity or enforceability of any other provision. All the terms, conditions and covenants of this mortgage will be binding on my heirs, legal representatives, successors or any other individual to whom an interest in the mortgaged property or this mortgage is assigned. �� . . ,_ . I shall not transfer, sell or convey any legal or equitable interest in the properiy (by deed, land contract, option, long- term lease or in any other way)without the prior written consent of the mortgage lender, unless either the indebtedness secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property, subardinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall become due and payable in full, at the option of the mortgage lender without notice, upon any transfer, sale or conveyance made in violation of this paragraph. (PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPEARiNG BELOW) �� Dated this �day of ;',��' ' , 2015 �' ��,(�. � ' (SEAL) MARIA A. WITZKE (SEAL) AUTHENTICATION ACKNOWLEDGEMENT Signature(s) STATE OF WISCONSIN ) WINNEBAGO COUNTY ) Authenticated this day of 20_ Personally came before me this�� d of (J�20� PRINTED NAME: the above named �,/�j� � .�Iit� �G� TITLE:MEMBER STATE BAR OF WISCONSIN (If not, to me known to be the person(s)who executed the foregoing authorized by Sec 706.06,Wis Stats) in try�ment a�acknowledge the same. �-.-.,� `� C� .� Notary u lic, • G � County My ommission(is permanent)(expires) 20/'S� (Signatures may be authenticated or acknowledged.Both are not necessary.) � Document drafted by: Lynn Lorenson,City Attorney,Oshkosh,WI