HomeMy WebLinkAboutWinnebago Cty Housing Authority 2011-2012 AGREEMENT
THIS AGREEMENT is between the City of Oshkosh, a Wisconsin municipal corporation, herein referred to as"CITY";and the
Oshkosh/Winnebago County Housing Authority, 600 Merritt Avenue, PO Box 397, Oshkosh, Wisconsin, 54903-0397, herein
referred to as"SUBRECIPIENT."
GENERAL DESCRIPTION
A. The City has received funding from the U.S. Department of Housing and Urban Development(HUD)under the
Title I Community Development Block Grant (CDBG) Program, to undertake projects and activities as
indicated in the City's Final Statement of Community Development Objectives and Projected Use of Funds.
The activity set forth in this Agreement's Scope of Services is one of the said activities and it is the
responsibility of the subrecipient to carry out the activities in compliance with this Agreement and other
applicable regulations referred to herein.
B. Funding under this Agreement shall be paid with 2011-2012 CDBG funds. Should the City not receive said
funds, this Agreement shall be null and void. If a portion of the CDBG funds are rescinded by Congress, the
contract amount in Article V(A)of this Agreement shall be reduced by the same percentage that is rescinded
from the City's 2011-2012 CDBG Program by Congress or HUD, or as determined by the City per applicable
HUD regulations.
C. The purpose of this agreement is to allow the subrecipient to participate in administrative activities associated
with coordinating the Oshkosh/Winnebago County Housing Authority Homebuyer Assistance Program relative
to the implementation of the 2011 CDBG Action Plan, which commences on May 1, 2011 and ends on April
30, 2012.
II. SCOPE OF SERVICES
A. The subrecipient shall:
(1) Use funds to defray the administrative costs related to pre-qualifying, preparing, counseling and
educating low and moderate income households who have an interest and potential to become
homeowners.
(2) Provide appropriate staff to support the program.
(3) Provide said services in accordance with the objectives outlined in the subrecipient's proposal to the
City(see"Appendix A", which is attached and fully incorporated into this Agreement).
B. Said services shall commence on or about May 1, 2011 and shall be completed by December 31, 2011.
C. The subrecipient certifies that the activities carried out with the funds provided under this Agreement will meet
one or more of the CDBG program's National Objectives: 1) benefit to low and moderate income (LMI)
persons; 2) aid in the prevention or elimination of slums or blight; and 3) meet a need having a particular
urgency(as defined in 24 CFR Part 570.208).
III. REPORTING REQUIREMENTS/RECORDS
A. The subrecipient shall provide quarterly reports to the Oshkosh Area Community Foundation by August 31,
2011, November 30, 2011 and February 28, 2012. Additionally, the final report shall include both the last
quarter, as well as a yearly summary of activities along with accomplishments.A template for the reporting will
be provided to the subrecipient and shall include, at a minimum, the following information:
( 1 ) Amount of CDBG funds expended per budget and additional funds leveraged for program
(2 ) Type and amount of services provided
( 3 ) Number of clients and percent of clients from Oshkosh
( 4 ) Number of low/moderate income persons assisted
( 5 ) Number of very low income persons assisted
( 6 ) Number of extremely low income persons
( 7 ) Number of persons assisted based on one of the following 10 race categories: White, Black/African
American,Asian,American Indian/Alaskan Native, Native Hawaiian/Other Pacific Islander,American
Indian/Alaskan Native & White, Asian & White, Black/African American & White, American
Indian/Alaskan Native & Black/African American, or Other
( 8 ) Number of Hispanic persons assisted per each of the above 10 race categories
( 9 ) Number of female headed households assisted
(10) Progress towards program goals (outcome statement)
Records necessary to substantiate these reports shall be kept on file at the subrecipient's office and shall
include all documents, computer records and reports associated with this agreement.
B. Maintain a separate financial account for CDBG funds which shows all receipts, including program income,
and disbursements. All disbursements shall have documentation which substantiates that costs incurred and
paid from the CDBG account are reasonable, allowable, and allocable per applicable Federal cost principals.
Program income,as defined at 24 CFR 570.500(a), shall be reported to the City quarterly.The subrecipients
may use program income for activities specified in this agreement, but shall reduce subsequent requests for
funds under this agreement by the amount of the program income received. Unused program income shall be
returned to the City at the end of the agreement period.
C. Maintain monthly time distribution records for those employees who are either partially or wholly paid with
CDBG funds, and maintain travel records for all mileage that is submitted for payment as part of the program.
D. Provide the City with a copy of an agency audit, conducted in accordance with OMB Circular A-133, as
applicable, for any fiscal year CDBG funds were received funds under this Agreement.
E. All records required under this Agreement shall be retained for four(4)years after completion of the project,or
after all pending matters relative to this Agreement are closed.
F. The subrecipients agree to provide access to the City, HUD, the Comptroller General of the United States, or
any of their duly authorized representatives to any books, documents, papers and records which are directly
pertinent to this Agreement for the purposes of making audit, examination, excerpts and transcriptions.
IV. STANDARD PROVISIONS
A. The subrecipient agrees in all hiring or employment made possible by or resulting from this Agreement,there
(1)will not be any discrimination against any employee or applicant for employment because of race, color,
sex orientation, religion, sex or national origin; and (2)affirmative action will be taken to ensure that applicants
are employed and that employees are treated during employment without regard to their race,color, religion,
sex orientation, sex or national origin.
This requirement shall apply to, but not be limited to the following: employment, upgrading, demotion or
transfer, recruitment or recruitment advertising, lay-off or termination, rates of pay or other forms of
compensation, and selection for training, including apprenticeship. There shall be posted, in conspicuous
places available to employees and applicants for employment, notices required or to be provided by Federal or
State agencies involved setting forth the provisions of the clause. All solicitations or advertisements for
employees shall state that all qualified applicants will receive consideration for employment without regard to
race, color, religion, sex orientation, sex or national origin.
B. The subrecipient will make a good faith effort to use minority and women-owned businesses in procurement of
supplies, and upon request of the City, must provide satisfactory evidence of such effort. Additionally, the
subrecipient agrees to provide the City with the name(s) and contract amount(s) of all minority and women-
owned businesses awarded contracts on the project.
C. If the proceeds used under this Agreement result in book or other copyrightable materials,the author is free to
copyright the work, but the appropriate Federal agency involved reserves a royalty-free non-exclusive and
irrevocable license to reproduce, publish or otherwise use, and to authorize others to use all copyrighted
material and all materials which can be copyrighted.
D. Any discovery or invention arising out of or developed in the course of work aided by this Agreement shall be
promptly and fully reported to the appropriate Federal agency involved for determination by it as to whether
patent protection on such invention or discovery shall be sought and how the rights in the invention or
discovery, including rights under any patent issued thereupon, shall be disposed of and administered, in order
to protect the public interest.
E. The subrecipient agrees to comply with all applicable standards, orders, or requirements issued under:
2011-2012 City of Oshkosh Community Development Block Grant 2 OWCHA
1. Clean Air Act, 42 U.S.C., 7401 et seq.
2. Federal Water Pollution Control Act, as amended, 33 U.S.C. 1251, et seq., as amended, 1318
relating to inspection, monitoring, entry, reports, and information, as well as other requirements
specified in said Section 14 and Section 308, and all regulations and guidelines issued there
under.
3. Environmental Protection Agency(EPA) regulations pursuant to 40 CFR, Part 50, as amended.
F. The subrecipient agrees to comply with mandatory standards and policies relating to energy efficiency,which
are contained in the State Energy Conservation Plan.
G. No officer, employee or agent of the City who exercises any functions or responsibilities in the review or
approval, or the carrying out of responsibilities, to which this Agreement pertains, shall have any personal
interest, direct or indirect, in this Agreement.
H. Incorporated by reference herein are OMB Circulars A-21 or A-122 as applicable, and A-110,Attachments A,
B, C, G, I, J, M, O.
V. PAYMENT FOR SERVICES
A. Contract Amount
The subrecipient shall perform all work under this Agreement for an amount to be determined by the City per
(I) (B) of this Agreement, but not to exceed EIGHT THOUSAND FIVE HUNDRED DOLLARS ($8,500).
B. Method of Payment
Funds will be released monthly upon receipt of proper invoice verifying eligible expenses actually incurred by
the subrecipient, and approved by the City.
VI. SUSPENSION AND TERMINATION
A. When the subrecipient has failed to comply with the terms, conditions or standards of this Agreement or
applicable HUD regulations, the City may, on reasonable notice to the subrecipient, suspend the Agreement
and withhold further payments or prohibit the subrecipient from incurring additional obligations of funds,
pending corrective action by subrecipient, or a decision to terminate in accordance with paragraph B below.
B. This Agreement may be terminated for cause or convenience.
(1) TERMINATION FOR CAUSE: The City may terminate this Agreement in whole or in part at any time
before the date of completion, whenever it is determined that the subrecipient has failed to comply with the
conditions of this Agreement. The City shall promptly notify the subrecipient in writing of the determination and
the reasons for the termination, together with the effective date. Payments made to the subrecipient or
recoveries by the City in the event this Agreement is terminated for cause, shall be in accordance with the
legal rights and liabilities of the parties. In the event there is probable cause to believe the subrecipient is in
noncompliance with any applicable rules or regulations, the City may withhold up to fifteen (15) percent of
funds subject to this agreement until such time the subrecipient is found to be in compliance by the City, or
otherwise adjudicated to be in compliance.
(2) TERMINATION FOR CONVENIENCE: This Agreement may be terminated in whole or in part when
all parties agree that the continuation of the project would not produce beneficial results commensurate with
the further expenditures of funds. The parties shall agree upon the effective date and in the case of partial
terminations, the portion to be terminated. The subrecipient shall not incur new obligations for the terminated
portion after the effective date, and shall cancel as many outstanding obligations as possible. The City shall
allow full credit to the subrecipient for any noncancellable obligations properly incurred by the subrecipient
prior to termination.
(3) The parties shall promptly settle the terminated grant and execute a written amendment upon
settlement, which sets forth the terms and conditions of the settlement Agreement.
VII. REVERSION OF ASSETS
The subrecipient agrees to transfer back to the City any CDBG funds and accounts receivable attributable to the use of
2011-2012 City of Oshkosh Community Development Block Grant 3 OWCHA
CDBG funds on hand at time of expiration of this Agreement. The subrecipient further agrees that any real property
under the subrecipient's control that was acquired or improved in whole or in part with CDBG funds in excess of
$25,000 is either:
A. Used to meet one of the national objectives in CFR 570.208 until five years after expiration of this Agreement,
or such longer period of time as determined appropriate by the City; or
B. Is disposed of in a manner which results in the City being reimbursed in the amount of the current fair market
value of the property less any portion thereof attributable to expenditures of non-CDBG funds for acquisition
of, or improvement to, the property. Such reimbursement is not required after the period of time specified in
accordance with A above.
VIII. AMENDMENTS
This Agreement may be amended at any time by a written modification mutually agreeable to both parties hereto.
IX. INDEMNIFICATION
The subrecipient agrees to and does hereby hold the City harmless and does hereby indemnify the City against any
claims or demands of any person or legal entity arising by reason of this Agreement.
This Agreement is made this , y
9 ��(/ day of l VO\I-C.(M•dt-A- , 2011, and is specifically binding upon the parties hereto.
OSHKOSH/WINNEBAGO COUNTY CITY OF OSHKOSH
HOUSING AUTHORITY /eft
MARY E. A H MAR ROHLOFF
HOMEB' ER ASSISTANCE PROGRAM - MANAGER
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BR'-,• M• • -SON
PAMELA R. UBRIG
EXECUT 1E DIRECTOR CITY CLERK
APPROVED AS TO coecoyi4L9
FUNDING AVAILABILITY:PGGam P Y
FINANCE DIRECTOR
APP�•VED AS TO FOR';
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•RENSON NNW
CITY ATTORNEY
2011-2012 City of Oshkosh Community Development Block Grant 4 OWCHA
Oshkosh Housing Authority
Winnebago County Housing Authority
Winnebago County
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�_� _ � _ — ,.-- Wnve of the Future
ON THE WATER
September 20, 2010 _
Robin Leslie, Principal Planner
City of Oshkosh
215 Church Ave., P.O. Box 1130
Oshkosh, WI 54903-1130
Dear Robin:
Enclosed please find the City of Oshkosh 2011 CDBG application for your funding consideration.
The Winnebago County Housing Authority has been fortunate to be player in the stable partnership
between the City of Oshkosh Community Development Department and the WCHA Homebuyer Program
since the WCHA Homebuyer Program was initiated in July of 2001.
In 2010 The City of Oshkosh was the beneficiary of almost$900,000 in NSP funds as the result of a
partnership with the Winnebago County Housing Authority.
Without your continued support and funding our capacity to provide high quality comprehensive
homebuyer services and to initiate mutually beneficial joint projects would surely be limited.
In 2011 the WCHA Homebuyer Program expects the need for local funding to increase for homeowner
services and financial assistance in response to the decrease in HCRI/HOME funds. It would be
unfortunate that during this time when LMI households have seen many setbacks that the access to
homebuyer education/counseling be curtailed, opportunities to secure low interest rate fixed rate loans
and lack of down payment/rehab assistance could further delay their dream of home ownership
If you have questions regarding this proposal please feel free to contact me at 470-3333 or Brad
Masterson at the Winnebago County Housing Authority. Brad's direct line is 424-1470 ext.125.
Thank you for your consistent and generous support and careful consideration of this proposal.
Sincerely, c,
Mary E Bach
WCHA Homebuyer Program
NATIONAL OBJECTIVES
All requests for CDBG funding must meet at least one national objective. Failure to address at least
one national objective will make the request ineligible. Check the national objective that would be
addressed by this proposal.
National Objective
1.F4 Benefit extremely low, low, or moderate income households and individuals. Current income
limits for these categories are as follows:
Extremely
Low Low Moderate
Household Size 0-30%* 30-50%* 50-80%*
1 14,350 23,950 38,300
2 16,400 27,400 43,800
3 18,450 30,800 49,250
4 20,500 34,200 54,700
5 22,150 36,950 59,100
6 23,800 39,700 63,500
7 25,450 42,450 67,850
8 27,100 45,150 72,250
*as a percent of the 2010 Appleton-Oshkosh-Neenah, WI MSA median income levels.
a.151 Benefit clientele that are presumed to be extremely low, low, or moderate income such as
abused children, battered spouses, elderly persons, handicapped persons, homeless persons,
illiterate persons, or migrant workers.
2.0 Aid in the prevention of slum and blight, which is limited to activities designed to eliminate
specific conditions of blight or physical decay on an area or spot basis.
3.0 Meet other community development needs that are urgent due to conditions that pose a threat
to public health or welfare. These are typically in response to a major disaster, such as a
tornado or flood.
4.0 Exempt, project is CDBG administration or planning related.
Project Category
Check the activity that best fits this proposal:
n Infrastructure MI Housing ❑ Special Economic Development
n Public Services ® Planning ❑ Public Facilities & Improvements
n Administration ❑ Historic Preservation
City of Oshkosh 3 Non-Public Service CDBG Funds Application
Please Limit Answers to Space Provided Unless Specified
(Applications must be completed in full to be considered)
1. Organization Name: Winnebago County Housing Authority
2. Address: 600 Merritt Ave., Oshkosh, WI 54903-397
3. Mailing Address: P.O. Bob 397, Oshkosh, WI 54903-0397
4. Telephone Number: 920-424-1450
5. Name of Contact Person: Mary E. Bach
6. Telephone Number of Contact Person 920-424-1470 ext.130 or 920-470-3333
7. Email Address of Contact Person bachchc @milwpc.com
8. Legal Status of Organization: Private, Non-profit Private, For-Profit
Other
X Public Agency
9. Federal Tax Identification Number: 39-1251777
10. Provide a brief description of your organization's overall mission purpose:
To assist the community with affordable housing options with a primary focus on service to low income
households.
11. What is your organization's total 2010 operating budget? $ 2.4 m
12. Has your organization received CDBG funding in the past? X Yes No
13. If yes, how much has your organization received and for how many years has it participated in
the CDBG Program? $ 207,844 Number of Years: 10
14. If your organization is receiving 2010 CDBG funding,what is the amount and what percent are
30% of Homebuyer
The CDBG funds of your total budget? $17,000 Percent of budget Program
15. CDBG funds requested for 2011: $20,000
Would you accept a smaller grant award than requested? X Yes No
16 Please fill out the following budget sheet (for entire agency):
Revenue 2009 Actual 2010 Budget 2011 Proposed
CDBG (/Oshkosh) $ 16.844 $17,000 $20,000
County Aid $ $0 $0 $0
Federal/State Funds or Grants $ 2,371878 $3,310,228 $3,500,000
Fees for Services $ 513,781 $483,094 $450,000
Fundraising/Dues $ $0 $0 $0
Foundations $ $0 $0 $0
United Way $ $0 $0 $0
Investments $ 59,261 $67599 $60,000
Endowments $ $0 $0 $0
Donations/Other $ 228,336 $58,455 $60,000
Other $ $0 $0 $0
Total Revenue $ 3190,100 3,936376 4,090,000
2009 Actual 2009CDBG 2010 Proposed 2010 CDBG 2011 Proposed 2011 Proposed
Expenses
Total Funded Total Funded Total CDBG Funded
Salaries $204,088 $0 $313,995 $0 $300,000 $0
Employee Benefits $98,354 $0 $119,544 $0 $12,000 $0
Occupancy $1,542,622 2500 $1,426,413 3500 $1,600,000 $2500
Program/Office
Materials/Supplies $440,216 $4000 $239,812 3500 $300,000 $4000
Communication 0 0 0 0 0 0
Contracted
program staff $57,749 $16,844 $17,000 17,000 $20,000 $20,000
Total Expenses $2,343,029 $23,344 $2,116,764 $24,000 $2,232,000 $26500
17. Please Provide a Budget for the Project which you are requesting CDBG funds:
Item Total Amount CDBG Amount Other
Personnel Costs (contracted program $50,000 $20,000 $30,000
staff)
Salaries $ $
Benefits $ $
Office Space/support staff(HA) $2500 $2500
Supplies & Services (mileage, $4000 $2900
postage, phone, etc)
Totals: $56,500 $20,000 $36,500
18. Use of CDBG Funds: Provide a specific description, including staffing, of the activity or activities
that will be funded with CDBG funds:
This application requests funds to help defray the administrative costs related to pre-qualifying, preparing,
counseling and educating LMI households who have an interest and potential to become homeowners.
The majority of the administrative budget is set aside for contracted services to provide direct services to
potential homebuyers including pre-qualification; screening; pre-purchase and post purchase counseling;
homebuyer education; and the coordination of financial packaging for acquisition and rehabilitation
assistance for income eligible homebuyers. Funds also would be used to offset the Housing Authority's
personnel costs for reception, monitoring and accounting services provided by the Housing Authority.
19. Local Needs: State specific local needs or problems which your proposal intends to address:
As consistent with the City of Oshkosh's Consolidated Plan the WCHA Homebuyer Program addresses
local needs by providing comprehensive homebuyer services and financial assistance in tandem with the
City of Oshkosh CDBG staff targeting low income, disabled and large families who are renters and who
wish to explore homeownership as an affordable housing option. Currently there are 53 Oshkosh residents
actively enrolled in the program. To date 195 LMI households have purchased homes. Eighty-five
participants (43%) have purchased homes in Oshkosh. These new homeowners pay an average of$2800
in annual property taxes back to the city as part of their community membership. As part of the ongoing
partnership with the City of Oshkosh, WCHA Homebuyer Program has successfully leveraged
$1,061,192 in HCRI/HOME funds in homebuyer assistance for Oshkosh households. To date $275,900
in Federal Home Loan Bank funds has been leveraged to assist Oshkosh buyers with acquisition of their
new homes and to complement and extend the CDBG commitment. These private funds have been used
as match for CDBG funds and other federal funds. These leveraged/matching dollars assist the
homebuyers, help stretch CDBG funds and meet multiple community goals. In addition, as the result of a
partnership established with Habitat of Oshkosh in 2003 additional match has been accessed through
community donations/volunteer labor and corporate donations. The volunteer labor, sweat equity and
private funds amount to an average of$50,000 in match per household and the completed projects offer
affordable housing options for LMI buyers not served through the WCHA Homebuyer Program. The new
construction projects also add much needed affordable housing stock and increased property taxes for the
City. As of 2009 the Winnebago County Housing Authority entered into another partnership with the city
that resulted in securing $1.2 million in Neighborhood Stabilization Funds (NSP funds). As a result
$898,725 in NSP contract funds and $126,171 in Program Income has been committed for Oshkosh
projects including funds for the acquisition/rehab/resale of foreclosed homes, demolition of blighted
properties and reconstruction of new homes by Habitat in Oshkosh. To the credit of the partners in the
Oshkosh Community Development Office several pilot projects were successfully completed in 2009-
2010. The WCHA Homebuyer Program staff in conjunction with the principal planner orchestrated a
model for workforce housing with private partner, Clarity Care, and a student built housing project was
successfully completed in conjunction with the Oshkosh School District. With continued support of the
city other such projects can be initiated and those successful private/public partnerships can be improved
upon in years to come.
Although this request for CDBG funds does not reflect an increase the demand for housing assistance at
the local level continues to increase. During the last year 57% of the HCRI/HOME funds awarded went to
eligible Oshkosh buyers who successful completed all the program requirements. Although recent census
data indicates Oshkosh residents have had a higher foreclosure rate then surrounding communities in
Winnebago County the rate of default by WCHA Homebuyer Program buyers remains less than 2%. This
reinforces the need for continuing the utilization of comprehensive homebuyer counseling/education
together with financial assistance and shared staff resources to ensure potential homebuyers will have
options to affordable housing and be prepared for responsible homeownership. First time buyers, special
needs and low-income households are particularly vulnerable to the influences of the lending market.
Today as the result of the credit crisis even educated LMI buyers will have to have more down payment
and higher credit scores in order to access mortgage money. The decrease in the funding levels for
HOME, HCRI and CDBG programs for the upcoming grant cycle will make it more critical to leverage
local public/private dollars so as to continue to serve LMI renters who want to become successful and
responsible homeowners. At this writing WCHA has exhausted it's 2008-2010 HCRI HOME funding
and will be submitting an application for funding for 2011-2012 in October.
20. List the number of program participants (for activities that serve clientele or provide jobs):
61 applicants
32 participated in
05/01/09 - 04/30/10 (projected) 70 (actual) classes/counseling
9 Oshkosh buyers
closed on homes
05/01/10 - 04/30/11 (projected) 50
05/1/11 —04/30/12 (projected) 50
20. What percentage of those served will be City of Oshkosh residents? 50-60%
21. What percentage of program participants fall into the category of extremely low, low, or moderate
income individuals or households (as defined previously in the instructions)?
Low income = 30% Low to Moderate income = 70%. Experience has indicated that persons below 50%
of CMI have a difficult time finding and maintaining affordable housing. Since the goal of the WCHA
Homebuyer Program is to promote long term and successful homeownership those applicants that are
very low income are encouraged to seek other affordable housing options. If funds decrease in 2011 less
funds will be available to assist the low income buyers who need more subsidy then those buyers with
moderate income.
22. Goals/Evaluation: Describe the goals and objectives of the proposed activities in Quantifiable terms
and the methods that will be used to measure performance in relation to the goals and objectives:
The staff will 1.) screen, pre-qualify, counsel and educate 35-50 applicants; 2) 25-35 applicant households
will complete process during grant cycle; 3) 12-15 LMI households will purchase a home in Winnebago
County. It is estimated that 10 will purchase in Oshkosh. Nine buyers have purchased in Oshkosh during
the past funding cycle. Four closings utilized NSP funding. 95% of WCHA Homebuyer Program's
HCRI/HOME 2008-2010 funds has been utilized and an application for 2011-2012 will be submitted in
October. We have now established a waiting list for funding for 2011.
23. If your agency receives partial or no funding for the proposed project, would you be able to raise
the remainder of the funds to operate the program?
There has consistently been more demand then funds to assist participants with purchase. Each cycle the
demands of program administration are expanded. The coordination of staff resources, development of
new partnerships, packaging of financing and blending of rehab/acquisition funds is what has made this
program successful. The commitment of local funds is necessary to compete for HOME, HCRI and FHLB
funds at the state level. Furthermore in recent years the Winnebago County Housing Authority has been
able to leveraged more dollars and subsequently infuse these additional funds into Oshkosh
projects...more funds than the City has committed to the program in return. The program has been able
to withstand cuts because the creative cross utilization of CDBG staff and WCHA Homebuyer Program
staff and still provide quality service while we reach mutual goals of both programs. The continued
commitment of CDBG funds is critical if we are going to reach our goal to assist LMI residents of the city
of Oshkosh.
24. Do your services/activities leverage the involvement of volunteers? How many and in what capacity
(do not include board members attending meetings)?
Lenders, Realtors, UW Extension staff, FISC budget counselors, county social service aides and
successful program participants serve as volunteers to counsel, mentor and educate potential homeowners.
Family, friends and community members assist beneficiaries in all aspects of the homebuyer process as
well as provide sweat equity during the rehabilitation of the newly purchased home. It is estimated that
500 "training/counseling hours" are committed each year and 2000 hours is committed in sweat equity for
rehabilitation/new construction efforts.
25. Are there other agencies that provide similar programs or services for City of Oshkosh residents?
How is your program unique?
ADVOCAP provides similar services to LMI buyers in Winnebago, Fond du Lac and Green Lake
counties. However ADVOCAP has played a diminished role in providing homebuyer services in
Winnebago County in recent years. The demand for homebuyer services surpasses the capacity of both
programs. The WCHA Homebuyer Program has a waiting list at this time. The WCHA Homebuyer
Program serves a broader income range, charges no fees, provides comprehensive counseling for special
needs households and is locally managed and operated. The WCHA Homebuyer Program has provided
consistent homebuyer services and has been administered by the same staff person since it was initiated
and funded in 2000. The lender partners and state and local funding partners have been able to rely on this
consistency in service provision and the quality of service and as a result have provided ongoing support
for new programs and expansion of housing services throughout Winnebago County.
26. How will your organization document LMI eligibility of program participants?
Second and third party income verifications are documented and household size is verified. Financial
assets are verified prior to closing to establish that the potential homebuyers have the required minimum
$1000* saved to cover closing cost and their portion of the down payment. (*this amount may be
increased in 2011).
27. How long do you anticipate needing CDBG funds? For as long as there is a need for homebuyer
services and communities identify homeownership as a successful strategy to promote community
stability and neighborhood revitalization in their Consolidated Plans.
X Continuously
At least 3 years
2 years or less
On an intermittent basis
28. What is the dollar amount attributed to administrative costs, both entire agency and program? List
the items included in the administrative cost figures:
Administration Costs Administrative Costs CDBG Amount
Total Agency Program Total
$ 2,232,000 $56,500 $ 20,000
*Winnebago County Housing Authority Budget