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HomeMy WebLinkAbout1280 Greenfield Trail Document Number I MORTGAGE 1.351.930 REGISTER.S OFFICE WINNEBAGO COUNTY, WI H'ECORnEn ON 07108/2005 09:49AM JULIE PAGEL REGISTER OF DEEDS .~ t; Document Title CITY OF OSHKOSH RESIDENTIAL REHABILITATION PROGRAM DEFERRED PAYMENT LOAN RECuRD mc; FE!:. fHANSFER FEE '# (if PAGES 13.00 'j '- I hereby mortgage, convey and warrant to the CITY OF OSHKOSH, a Municipal Corporation located in Winnebago County, Wisconsin (mortgage lender), in consideration of my receiving a deferred payment loan in the amount of TWENTY THOUSAND SEVEN HUNDRED FOUR and 95/100 Dollars ($20,704.95) for the rehabilitation, preservation an enhancement of owner occupied residential real property which is cOID111onl known as 1280 Greenfield Trail and legally described as being in Winnehago County, State of Wisconsin: Recordin~ Area Name and Return Address City Attorney's Office Oshkosh, WI 54903-1130 Lot 272, FIRST ADDITION TO WESTHA VEN, 13th Ward, City of Oshkosh ___913-1480-0000----- Parcel Identification No. This is homestead property. This is not a purchase money mortgage. I certify that I have title to this property and that the title is free and clear of all encumbrances, excepting only restrictions and easements of record, municipal and the zoning ordinances, current taxes and assessments not yet due and any encumbrance noted below: First mortgage to Anch()rBank in the amount of$80,250 and recorded in Register of Deeds office on 2/18/03 as Doc. No. 1231224. Second mortgage to Accociated Bank N.A. in the amount of$5,000 and recorded in Register of Deeds office on 2/18103 as Doc. No. 1231225. Third mortgage to Winnebago County Housing Authority in the amount of $13,500 and recorded in Register of Deeds office on 2/18/03 as Doc. No. 1231226. I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage, except for those noted above. I agree to this mortgage on a condition that, if I pay to mortgage lender the full amount of the deferred payment loan secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage, then this mortgage will cease and the note (see Borrower's Certification) will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage, the note secured by this mortgage and the property described above. I will deliver to mortgage lender, upon demand, a receipt showing due payment of any tax or assessment. I will keep the mortgaged property illsured for fire al}d extended coverage perils for at least the full and fair mark~t value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a mortgage hoider on the insurance policy. ' ' , , I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. Under any foreclosure proceeding, all foreclosure expenses, including reasonable attorney's fees, will also be added to the amount ofthe deferred payment loan and become due as incurred, and in case of judgement, will be included therein. IfI fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen (15) days, then the whole amount of the deferred payment loan will, at the option of the mortgage lender, become due and payable without notice. Under this circumstance, I hereby waive my right to notice. I understand that the mortgage lender is not responsible for the work performed by any contractor on my property, whether paid for out of deferred payment loan funds or otherwise. _ L1_ _ ____~ _ _ u _ ___ ~___ ..:1 1__ _ , ___w ....1_ _ .:~___ 1': ..3":.4._ r __ ~~..... ....._-C'......4>O...... ...........1-.:1:....... 7 ......(' ............... __.........~....~....._ r"L+' +t..~..... -..........................n........d. ....T7~ 11 _......f. nf'+".ca......+ +ka. / .,~ 4', 1__, I shall not transfer, sell or convey any legal or equitable interest in the property (by deed, land contract, option, long-term lease or in any other way) without the prior written consent ofthe mortgage lender, unless either the indebtedness secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property, subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall become due and payable in full, at the option of the mortgage lender without notice, upon any transfer, sale or conveyance made in violation of this paragraph. (PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPEARING BELOW) Dated !.lus l day of ~^~ <Y , 2005 ~~~ ". . .~~ J.. REBECCA J. M - \ (SEAL) (SEAL) AUTHENTICATION ACKNOWLEDGEMENT Signature(s) STATE OF WISCONSIN ) WINNEBAGO COUNTY ) Authenticated this _day of 20 PRINTED NAME: TITLE: MEMBER STATE BAR OF WISCONSIN Personally cam..' b,fo" ro, thi, ~y 0~.J.. 200S the above named ~ caDell . _ Q, ~ ~t'" , (If not, authorized by Sec 706.06, Wis Stats) to me known to be the person(s) who executed the foregoing ins ent and acknowledge the same. (Signatures may be authenticated or acknowledged. Both are not necessary.)