HomeMy WebLinkAbout932 W 6th Avenue
Document Number
Document Title
1384550
REGISTER'S OFFICE
WI.HNEBAGO COUNT'Yt VI
RECORUEI) ON
01/09/2006 09:47AM
JULIE PAGEL
REGISTER OF DEEI)S
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,
MORTGAGE
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CITY OF OSHKOSH
RESIDENTIAL REHABILITATION PROGRAM
DEFERRED PAYMENT LOAN
RECORDING FE.E
iRANSFER Fff
# OF PAIJES
13.0Il1
2
I hereby mortgage, convey and warrant to the CITY OF OSHKOSH, a
Municipal Corporation located in Winnebago County, Wisconsin
(mortgage lender), in consideration of my receiving a deferred payment loan
in the amount of TWENTY SIX THOUSAND THIRTY NINE DOLLARS an
NO/100 ($26,039.00) for the rehabilitation, preservation and enhancement 0
owner occupied residential real property which is commonly !mown as 930 W.6
A venue, Oshkosh, and legally described as being in Winnebago County, State of
Wisconsin:
Recording Area
Name and Return Address
(;:)N>'~
City Attorney's Office
Oshkosh, WI 54902-1130
Lot 14, Block 2, in ANNA M. LULL'S FIRST ADDITION, 6th Ward, City of Oshkosh
___906-0432-0000-----
Parcel Identification No.
This is homestead property. This is not a purchase money mortgage.
I certify that I have title to this property and that the title is free and clear of all encumbrances, excepting only restrictions
and easements of record, municipal and the zoning ordinances, current taxes and assessments not yet due and any
encumbrance noted below:
First mortgage to Countrywide Home Loans, Inc. in the amount of $49,600 and recorded in Register of Deeds office on 11/22/04 as Doc. No.
1335948.
Second mortgage to Countrywide Home Loans, Inc. in the amount of $12,400 and recorded in Register of Deeds office on 11/22/04 as Doc. No.
1335949.
I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage, except for those
noted above.
I agree to this mortgage on a condition that, if I pay to mortgage lender the full amount of the deferred payment loan secured
by this mortgage and conform with the terms of the Borrower's Certification and this mortgage, then this mortgage will
cease and the note (see Borrower's Certification) will be void.
I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage,
the note secured by this mortgage and the property described above. I will deliver to mortgage lender, upon demand, a
receipt showing due payment of any tax or assessment.
I will keep the mortgaged property insured for fire and extended coverage perils for at least the full and fair market value
of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a mortgage holder
on the insurance policy.
I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value
of the mortgaged property. .
Under any foreclosure proceeding, all foreclosure expenses, including reasonable attorney's fees, will also be added to the
amount of the deferred payment loan and become due as incurred, and in case of judgement, will be included therein.
If I fail to act .~ccording to the terms and con4itions.of thisJJ19rtgageor the.Borrower's CertificationJor a period of more
than fifteen (15) days, then the whole amount of the deferred payment loan will, at the option of the mortgage lender,
become due and payable without notice. Under this circumstance, I hereby waive my right to notice.
I understand that the mortgage lender is not responsible for the work performed by any contractor on my property, whether
paid for out of deferred payment loan funds or otherwise.
_ ~ _ ___":11 __ ~4- .....t"-C'.............. +t... ~
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I shall not transfer, sell or convey any or equitable interest intl1e property (by deed, land contract, option, long-term
lease or in any other way) without the prior written consent of the mortgage lender, unless either the indebtedness secured
by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property,
subordinate to the lien of this mortgage, The entire indebtedness under the note secured by this mortgage shall become due
and payable in full, at the option of the mortgage lender without notice, upon any transfer, sale or conveyance made in
violation of this paragraph.
(PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN
ONE SIGNATURE APPEARING BELOW)
Dated this 3- day of
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, 20~lP
(SEAL)
(SEAL)
AUTHENTICATION
ACKNOWLEDGEMENT
Signature(s)
STATE OF WISCONSIN )
WINNEBAGO COUNTY )
Authenticated this _____day of
20___
PRINTED NAME:
TITLE: MEMBER STATE BAR OF WISCONSIN
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P",oMlly oron, b"~da$ hj' 2~8lw
the above named fi. ' '/VU /.It!
(If not,
authorized by See 706.06, Wis Stats)
to me known to be the person(s) who executed the foregoing
instrument and acknowledge the same.
Notary Public,
My Commission (is permanent)
9-,/17 200 '7'
(Signatures may be authenticated or acknowledged. Both
are not necessary.)