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HomeMy WebLinkAbout1427 Hazel Street 12/21/2005 I - _ - '-J ,,~, \ 13824'72 Document Number Document Title REGISTER'S OfFICE WINNEBAGO COUNTY, WI RECORDED ON 12/22/2005 03:41PM JULIE PAGEL REGISTER OF DEEDS .:\;.., MORTGAGE CITY OF OSHKOSH RESIDENTIAL REHABILITATION PROGRAM DEFERRED PAYMENT LOAN xtCORfliN6 Fit 13.00 TRANBH::R Hi * Of PAGES 2 I hereby mortgage, convey and warrant to the CITY OF OSHKOSH, a Municipal Cor,porat~pn located in WinnebagoCo-un~, Wisconsin Recording Area (mortgage lender), in consideration of my receiVing a deferredpayrtient loan' . N d R t -A- dd _ ame an e urn ress in the amount of FNE THOUSAND DOLLARS and NO/lOO ($5,000.00) for the rehabilitation, preservation and enhancement of owner occnpied residential rea CRy Attorn"," Offi" property which is commonly known as 1427 Hazel Street, Oshkosh, and legall;' 0"''''''', WI 54""-1130 described as being in Winnebago County, State of Wisconsin: Lot 3, Block 25, in PLEASANT HOME LAND COS FOURTH ADDITION, 15th Ward, City of Oshkosh _915-0897-0000_ Parcel Identification No, This is homestead property. This is not a purchase money mortgage. I certify that I have title to tlrls property and that the title is free and clear of all encumbrances, excepting only restrictions and easements of record, mnnicipal and the zoning ordinances, current taxes and assessments not yet dne and any encumbrance noted below: First mortgage to US Bank or its successors in the amount of $79,000 dated on or about 12/21/05. I will keep the mortgaged properly free from any lien or encuml,rance superior to the lien of this mortgage, except for those noted above. I agree to this mortgage on a condition that, if! pay to mortgage lender the full amonnt of the deferred payment loan secnred by this mortgage and conform with the terms of the Borrower's Certification and this mortgage, then this mortgage will cease and the note (see Borrower's Certification) will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage, the note secnred by this mortgage and the property described above. I will deliver to mortgage lender, upon demand, a receipt showing due payment of any tax or assessment. . I will keep the mortgaged property insnred for fire and extended coverage perils for at least the full and fair market value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a mortgage holder on the insurance policy. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impalr the value of the mortgaged property. Under any foreclosnre proceeding, all foreclosure expenses, including reasonable attorney's fees, will also be added to the amonnt of the deferred payment loan and become due as incurred, and in case of judgement, will be included therein. If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen (15) day', then the whole amount of the deferred payment loan will, at the option of the mortgage lender, become due and payable without notice. Under this circumstance, I hereby waive my right to notice. I nndersttmd that the mortgage lender is not respon,ib1e for the work performed by any coIltractor on my property, whetheI paid for out of deferred payment loan funds or otherwise. Unless otherwise required by law, the invalidity or unenforceability of any provision of this mortgage will not affect tb validity or enforceability of any other provision. ___ _..l..~;..C' 11'>0-,,1 rP.nresentatives. successors I I shall not transfer, sell or convey any legal or equitable interest in the property (by deed, land contract, option, long-term lease or in any other way) without the prior written consent of the mortgage lender, unless either the indebtedness secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property, subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall become due and payable in full, at the option of the mortgage lender without notice, upon any transfer, sale or conveyance made in violation of this paragraph. (PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPEARING BELOW) Dated this d\~dayof ~ ,2005 ~ ,Oil (.... D~ (SEAL) G~~L1)C. DANIELS (SEAL) AUTHENTICATION Signature(s) Authenticated this _day of 20_ \.\\\'1\\\\\\!1 !;rnlf///j \\\,\ ~ 1////11 PRINTED NAME: ;t' \S\~..~.:.PI(O 0~ TITLE: MEMBER STATE BAR O~~~6NS~ . ....~~.( '\ .:::: ~.: \~O LARy "'~ ~ (lfnot, 2 <:' ': 0 % authorized by Sec 706.0~ YiJ$ Stats) ~ , -.' : ~ ~,v)~', :'<'~ .~ .::,~} ". ;CL.) 8 L \ G :' (";:: ~ ~~:~,7/;:;.... ~. '......q2:~~ft '~//".. r~\~.....:.. (..0 ;;.~' 'III, _ \.J I" \ !'If' \ c, ,) \,,:,:, II//I//.!,'". v' ~ \\\\\\\ li.'iiii!illill\\\\\\\' (Signatures may be authenticated or acknowledged. Both are not necessary.) ACKNOWLEDGEMENT STATE OF WISCONSIN ) WlNNEBAGO COUNTY ) Personally came before me thi~day o(f;jgC! 200S the above na~,," . I" J' _. . . o?~. _ , ~C!V~ to me known to be the person(s) who executed the foregoing instrument and acknowledge the same. ~~,~ Notary Public, {f'L tie c County My Commission (is permanent) (expires) '7 -t c.e. 20 05