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HomeMy WebLinkAbout2024ACFRCity of Oshkosh, Wisconsin 2024 Annual Comprehensive Financial Report for the fiscal year ended December 31, 2024 CITY OF OSHKOSH, WISCONSIN ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2024 Submitted by: City of Oshkosh Finance Department Julie Calmes, CPA, Director of Finance Hailey Palmquist, Assistant Finance Director CITY OF OSHKOSH, WISCONSIN Table of Contents December 31, 2024 Page INTRODUCTORY SECTION Letter of Transmittal i - viii Organizational Chart ix The City x FINANCIAL SECTION INDEPENDENT AUDITORS’ REPORT 1 - 3 MANAGEMENT’S DISCUSSION AND ANALYSIS MD&A 1 – MD&A 8 BASIC FINANCIAL STATEMENTS Government - Wide Financial Statements Statement of Net Position 4 Statement of Activities 5 - 6 Fund Financial Statements Balance Sheet – Governmental Funds 7 - 8 Reconciliation of the Balance Sheet – Governmental Funds to the Statement of Net Position 9 Statement of Revenues, Expenditures and Changes in Fund Balances (Deficit) – Governmental Funds 10 -11 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances (Deficit) – Governmental Funds to the Statement of Activities 12 Statement of Net Position – Proprietary Funds 13 - 14 Statement of Revenues, Expenses and Changes in Net Position – Proprietary Funds 15 - 16 Statement of Cash Flows – Proprietary Funds 17 - 18 Statement of Fiduciary Net Position – Fiduciary Fund 19 Statement of Changes in Net Position – Fiduciary Fund 20 Notes to Financial Statements 21 - 63 REQUIRED SUPPLEMENTARY INFORMATION Schedules of Employer’s Proportionate Share of the Net Pension Liability (Asset) and Employer Contributions – Wisconsin Retirement System 64 Schedules of Employer’s Proportionate Share of the Net OPEB Liability and Employer Contributions – Local Retiree Life Insurance Plan 65 Schedule of Changes in Total OPEB Liability and Related Ratios 66 Schedule of Budgetary Comparison – Budget and Actual – General Fund 67 Notes to Required Supplementary Information 68 - 69 CITY OF OSHKOSH, WISCONSIN Table of Contents (Continued) December 31, 2024 SUPPLEMENTARY INFORMATION Combining Balance Sheet – Nonmajor Governmental Funds 70 - 77 Combining Statement of Revenues, Expenditures and Changes in Fund Balances – Nonmajor Governmental Funds 78 - 85 Combining Statement of Net Position – Nonmajor Enterprise Funds Combining Statement of Revenues, Expenses and Changes in Net Position – Nonmajor Enterprise Funds 86 - 87 88 - 89 Combining Statement of Cash Flows – Nonmajor Enterprise Funds 90 - 91 Combining Statement of Net Position (Deficit) – Internal Service Funds 92 Combining Statement of Revenues, Expenses and Change in Net Position (Deficit) – Internal Service Funds 93 Combining Statement of Cash Flows – Internal Service Funds 94 Schedules of Revenues, Expenditures and Changes in Fund Balances – Budget to Actual - Debt Service Equipment 95 96 Special Assessment Improvement 97 Senior Services 98 Business Improvement District 99 Recycling 100 Street Lighting 101 Library 102 Museum 103 Cemetery 104 Community Development Block Grant 105 Neighborhood Improvement Loan Program 106 Local Revolving Loan Program 107 Senior Services Revolving Loans 108 Police Special 109 Fire Special 110 Park Revenue Facilities 111 Leach Amphitheater 112 CITY OF OSHKOSH, WISCONSIN Table of Contents (Continued) December 31, 2024 SUPPLEMENTARY INFORMATION (Continued) Public Works Special 113 Garbage Collection and Disposal 114 Pollock Water Park 115 Health Neighborhood Initiative 116 Street Tree Memorial 117 Senior Center 118 Grand Opera House 119 Parking Ramp Improvements 120 TIF No. 8 S Aviation Industrial 121 TIF No. 12 Division Street 122 TIF No. 13 Marion Road/Pearl Avenue 123 TIF No. 14 Mercy Medical Center 124 TIF No. 15 Park Plaza/Commerce Street 125 TIF No. 16 100 Block Redevelopment 126 TIF No. 17 City Center Redevelopment 127 TIF No. 18 SW Industrial Park Expansion 128 TIF No. 19 NW Industrial Expansion 129 TIF No. 20 South Shore Redevelopment 130 TIF No. 21 Fox River Corridor 131 TIF No. 23 SW Industrial Park Expansion 132 TIF No. 24 Oshkosh Corp E-COAT 133 TIF No. 25 City Center Hotel 134 TIF No. 26 Aviation Business Park 135 TIF No. 27 North Main Street Industrial Park 136 TIF No. 28 Beach Building Redevelopment 137 TIF No. 29 Morgan District 138 TIF No. 30 Washington Building 139 TIF No. 31 Buckstaff Redevelopment 140 TIF No. 32 Granary Redevelopment 141 TIF No. 33 Lamico Redevelopment 142 CITY OF OSHKOSH, WISCONSIN Table of Contents (Continued) December 31, 2024 SUPPLEMENTARY INFORMATION (Continued) TIF No. 34 Oshkosh Corp Headquarters 143 TIF No. 35 Oshkosh Avenue Corridor 144 TIF No. 36 Merge Redevelopment 145 TIF No. 37 Aviation Plaza 146 TIF No. 38 Pioneer Redevelopment 147 TIF No. 39 Cabrini School Redevelopment 148 TIF No. 40 Miles Kimball Redevelopment TIF No. 41 Smith School Redevelopment TIF No. 42 Morgan Crossing 149 150 151 TIF No. 43 Mill on Main 152 Transit Utility 153 Water Utility 154 Sewer Utility 155 Stormwater Utility 156 Parking Utility 157 Oshkosh Convention Center 158 Industrial Park Land 159 Inspection Services 160 Health Insurance 161 Worker’s Compensation 162 Field Operations 163 STATISTICAL SECTION Net Position 164 Changes in Net Position 165 - 166 Fund Balances, Governmental Funds 167 Changes in Fund Balances, Governmental Funds 168 Assessed and Estimated Actual Value of Taxable Property 169 Property Tax Rates – Direct and Overlapping Governments 170 Principal Taxpayers 171 Property Tax Levies and Collections 172 Outstanding Debt by Type 173 Ratios of Net General Bonded Debt Outstanding 174 Direct and Overlapping Governmental Activities Debt 175 CITY OF OSHKOSH, WISCONSIN Table of Contents (Continued) December 31, 2024 STATISTICAL SECTION (Continued) Legal Debt Margin Information Pledged-Revenue Coverage Water Revenue Bonds 176 177 Sewer Revenue Bonds 177 Stormwater Revenue Bonds 177 Demographic an Economic Statistics 178 Principal Employers 179 Full-time Equivalent City Government Employees by Function / Program 180 Capital Asset Statistics by Function / Program 181 Operating Indicator by Function / Program 182 Economics – Population, Building Permits, and Utility Customers 183 New Dwelling Units Constructed 184 Utility Information 185 - 186 Budgeted Revenues 187 Operating Expenditure Budget by Function 188 Pie Charts - Levy Rate 189 Source of Funds (Where the Money Comes From) 190 Use of Funds (Where the Money Goes) 191 Use of Funds by Function (How the Money Goes) 192 ADDITIONAL INDEPENDENT AUDITORS’ REPORT FOR BASIC FINANCIAL STATEMENTS Independent Auditors’ Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 193 - 194 July 28, 2025 Honorable Mayor, Members of the City Council, and the Citizens of Oshkosh: The Annual Comprehensive Financial Report for the fiscal year ended December 31, 2024, has been prepared to provide readers detailed information concerning the financial condition of the City of Oshkosh. This report was prepared by the City’s Department of Finance. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City. We believe the information contained herein is accurate in all material respects. In addition, we believe the information is presented in a manner designed to fairly set forth the financial activities of the City and its various funds and account groups; and that all of the disclosures necessary to enable the reader to gain the maximum understanding of the City’s financial activities have been included. THE REPORTING ENTITY The Governmental Accounting Standards Board (GASB) outlines criteria by which financial information must be supplied by the primary government. Criteria include 1) the primary government’s finances; 2) organizations for which the primary government is financially responsible; and 3) other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity’s financial statement to be misleading or incomplete. This report includes all of the funds and component units of the City of Oshkosh as defined by the criteria for reporting units. General Fund Accounts for the general operation of the City of Oshkosh Special Revenue Funds Senior Services Business Improvement District Recycling Street Lighting Library Police Special Fire Special Community Develop Special Leach Amphitheater Garbage Collection & Disposal Public Works Special Ambulance Services Museum Cemetery Community Development Block Grant Rental Rehab Loan Program Senior Services Revolving Loans Parks Revenue Facilities Pollock Water Park Healthy Neighborhood Initiative Rental Inspections Local Revolving Loan Program Special Events Neighborhood improvement Loan Program Debt Service This fund accounts for the resources accumulated and payments made for the principal and interest on long-term debt Capital Projects Funds Sidewalk Construction Street Tree Memorial Contract Control Street Improvement Special Assessments Equipment i Parks Improvement & Acquisition Mct Rochlin Park Smokestack Grand Opera House TIF # 8 – 44 TIF Reserve Fund Park Subdivision Improvement Senior Center Revolving Parking Ramp Improvements Advance Payments Special Assessments Special Assessments Replacement Enterprise Funds Transit Utility Water Utility Parking Utility Oshkosh Convention Center Sanitary Sewer Utility Stormwater Utility Industrial Park Land Inspection Services Internal Service Funds Health Insurance Worker’s Compensation  Custodial/ Permanent Tax Collection Investment/Trust Fund The Redevelopment Authority is a component unit of the City, so this report includes a discrete presentation of its financial data. The Redevelopment Authority was created by the City Council in 2003 for the purpose of eliminating and preventing substandard, deteriorated and blighted area and encouraging urban renewal, especially in the central city. ECONOMIC CONDITIONS Oshkosh is the perfect place for businesses to call home. With an impressive portfolio of top employers, Oshkosh has the resources that businesses and entrepreneurs need to reach their goals and find success. The top ten employers are as follows: Firm Type of Business/Product Estimated Oshkosh Corporation Specialized Trucks 7,500 Amcor Packaging 3,500 4imprint Advertising specialties 1,600 Oshkosh Area School District Elementary and secondary education 1,300 UW-Oshkosh College 1,200 Aurora Medical Center and Group Health care 1,200 US Bank Financial Institution 1,150 Winnebago County Government 1,000 Ascension Health Health care 675 Clarity Care Residential care 650 Rooted in manufacturing excellence, Oshkosh is committed to the continued diversification of our manufacturing base in order to ensure and maintain a strong economic climate. Our focus for new growth include: Aviation Aviation is a big part of our heritage and it’s something we’d like to build upon. The Oshkosh region is uniquely positioned to cultivate business in this sector because of our incredible assets: the Experimental Aircraft Association (EAA) world headquarters, the annual AirVenture fly-in, a network of four airports with a wide array of services and facilities, aviation education programming at Fox Valley Technical College ii (FVTC), the University of Wisconsin Oshkosh (UW Oshkosh), a strong workforce, an established supply chain and an already existing aviation business cluster. Manufacturing The Oshkosh-Neenah Metropolitan Statistical Area, (MSA) is home to over 300 manufacturing-related businesses. As a result, as both a growth and maturing industry, Oshkosh is focused on helping our employers through both opportunities and challenges related to workforce development, international trade, supplier connections, innovation and assistance with regulatory issues. Information Technology Information Technology is such an integral part of business today. Amplify Oshkosh is working to foster awareness and growth of IT in our community. A study completed by Oshkosh community partners called for Oshkosh to continue to provide the necessary resources to existing IT companies and local entrepreneurs that want to grow their businesses in Oshkosh and the New North region. The presence of a strong educational system, including UW-Oshkosh and Fox Valley Technical College, provides a talent base for future employees, as well as core degree programs that will help the IT sector grow. We have a growing network of IT professionals that is being fostered by the growth of these companies and we have the basic infrastructure network in place that has allowed these companies to locate and grow here. MAJOR INITIATIVES The City of Oshkosh has maintained a Strategic Plan since 2015. A biannual process is conducted to update and refine the two-year strategic plan, ensuring ongoing alignment with the City’s evolving goals and priorities. The 2023-2024 Vision Statement for the City was that Oshkosh is “A thriving and sustainable community offering abundant opportunities for work and life.” To reach that vision, the mission of the City was to “provide goods and services in pursuit of a safe and vibrant community.” The Strategic Plan was developed around six strategic goals: support economic development; provide a safe, secure, and healthy community; enhance the effectiveness of our city government; improve and maintain our infrastructure; enhance our quality-of-life services and assets; and strengthen our neighborhoods. Economic Development The strategic goal is to be recognized as a premier community in Wisconsin by fostering entrepreneurial activity, developing and retaining a diverse mix of employees and employment opportunities, and revitalizing the downtown/central city area and the greater Oshkosh area. To accomplish this goal the City objectives include: A) Continue to Support Business Retention and Expansion (BR&E), Attraction and Entrepreneurship B) Support Redevelopment Opportunities Throughout the City C) Continue to Develop Infrastructure Needed to Support Business and Residential Development D) Work with Community Partners to Attract and Develop Our Workforce Safe, Secure, and Healthy Community The strategic goal is to create public safety officials who are trusted, efficient and effective professionals. To accomplish this goal the City objectives include: iii A) Enhance Community Trust in Public Safety B) Provide Well Trained, Effective and Equipped Public Safety Professionals C) Enhance Crime Prevention, Community Policing, & Transportation Safety Strategies D) Improve the Community’s Ability to Withstand & Recover from Disruptive Events E) Implement Strategies & Solutions for Community Risk Reduction F) Continue to Improve Strategies to Address Mental Health Crises and Substance Abuse in the Community G) Improve Transportation Safety within Community Enhance the Effectiveness of City Government The strategic goal is to maximize organizational efficiency by successfully achieving City initiatives. To accomplish this goal the City objectives include: A) Maximize our Financial Position B) Recruit, Retain, Engage, and Recognize Employees C) Improve our Performance and Outcome Measures Including Benchmarks D) Align Employee Performance to Department Plans E) Build Trust Through Communication, Education, and Relationship Building Improve and Maintain Infrastructure The strategic goal is that a safe and effective infrastructure that provides a framework for full scale community enjoyment. To accomplish this goal the City objectives include: A) Improve our Streets, Transit, Bicycle and Pedestrian Facilities B) Update and Maintain City Technology C) Improve our City Facilities D) Improve Our Public Utilities E) Update and Improve Our City Equipment Enhance Our Quality of Life Services and Assets The strategic goal is that natural, cultural and recreational assets of the city are recognized as a source of pride for the community. To accomplish this goal the City objectives include: A) Provide Improved Park and Senior Center Facilities B) Analyze, Plan And Implement Strategies To Maximize Parks Department Operational Efficiencies C) Strengthen Museum Exhibitions To More Broadly Represent And Appeal To Educational Entities In The Community D) Better Utilize Museum Collections For The Public E) Create Awareness Of and Participation For The Museum Through Brand Identity, Marketing, And Expanded Programs F) Encourage Giving, Partnerships, and Alternative Funding Sources For Quality Of Life G) Continue To Make Progress Toward The Library’s Vision Of “A Library In Every Life” Strengthen Our Neighborhoods The strategic goal is that neighborhoods throughout the community are attractive, well maintained, and desirable places to live that inspire positive social interactions among residents. To accomplish this goal the City objectives include: A) Enhance And Promote A Culture Of Neighborhood B) Leverage City Resources and Incentives To Encourage Private Investment And Maintenance In Neighborhoods C) Implement Development & Redevelopment In Specific Neighborhoods And Surrounding Commercial Corridors D) Collaborate With Community Partners To Reduce Housing Instabilities iv ACCOUNTING SYSTEM AND BUDGETARY CONTROL The City’s accounting records for general government operations are maintained on a modified accrual basis, with the revenues being recorded when available and measurable and expenditures being recorded when the services or goods are received and the liabilities are incurred. Accounting records for the City’s utilities and other enterprise funds are maintained on an accrual basis. In developing and modifying the City’s accounting system, consideration is given to the adequacy of internal accounting controls. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding: 1) The safeguarding of assets against loss from unauthorized use or disposition and 2) The reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that: 1) The cost of a control should not exceed the benefits likely to be derived and 2) The evaluation of costs and benefits requires estimates and judgment by management. All internal control evaluations occur within the above framework. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. Budgetary control is maintained at the department level by the encumbrance of estimated purchase amounts prior to the release of purchase orders to vendors. Purchase orders which result in an overrun of the departmental balances are not released until additional appropriations are made available. Open encumbrances are reported as assignments of fund balance as of December 31, 2024. GENERAL GOVERNMENT FUNCTIONS City Council The City Council is the legislative and policy making body of the City and is composed of seven Council Members, who are elected at large for two-year terms. The Mayor presides over Council meetings. The Deputy Mayor presides at Council meetings in the Mayor’s absence. The responsibilities of the City Council include: (i) enacting ordinances, resolutions and orders necessary for the proper governing of the City’s affairs; (ii) reviewing and adopting the annual budget; (iii) reviewing and deciding on recommendations from various boards and commissions; (iv) establishing policies and measures to promote the general welfare of the City and safety and health of its citizens; and (v) representing the City at official functions with other governmental agencies and organizations. City Administration The City Manager, Rebecca Grill, is the Chief Executive Officer for the City of Oshkosh and is responsible for planning, organizing, and directing the activities of the City, with policy direction from the Common Council. The Finance Department is responsible for the following divisions: Finance, Collections, Accounting, Payroll, Parking, and Water/Sewer/Storm Water Utilities. The department assists the City Manager in preparing the City Budget and is responsible for the administration of budgeted funds. The Finance department is led by Julie Calmes, CPA, who is assisted by the Assistant Director of Finance, Hailey Palmquist, whose day-to-day responsibilities include supervising and participating in all general, utility, and special accounting activities of the City. Principal Governmental Services Performed by the City Among the services it provides, the City maintains and oversees the capital budget operations of police and fire departments, water and sewerage utilities, parking utility, a public library, a museum, mass transit, planning and zoning, parks and recreation and public works departments. Brief descriptions of these services are set forth below. v POLICE DEPARTMENT – The Police Department, which is governed by a five member Police and Fire Commission comprised of citizens appointed to five-year terms by the Mayor, includes sworn officers and full and part-time civilian employees, community service officers, and school crossing guards. The full- time mission of the Oshkosh Police Department is to promote public safety and to enhance the quality of life in our community through innovative policing and community partnerships. FIRE DEPARTMENT – The Fire Department provides fire protection to residents within the City and paramedic ambulance service to the City and surrounding communities. The Fire Department, which is governed by a five member Police and Fire Commission comprised of citizens appointed to five-year terms by the Mayor, maintains six fire stations, which house the department’s fire, safety and rescue equipment. PUBLIC LIBRARY – The Oshkosh Public Library is a member of the Winnefox Library System and serves approximately 34,000 cardholders from Oshkosh and surrounding towns through the main library, library website, and deposit collections. Over 600,000 items in the collections are checked out in a year. Over 225,000 visits are made to the library with over 80,000 wireless connections. Pursuant to Ch. 43.54 of the Wisconsin State Statutes, a Library Board of Trustees governs the Library. The mission of the Oshkosh Public Library is, “To help people find knowledge resources; provide free access to information; reserve local history; and create a vibrant community gathering place.” MUSEUM – The Oshkosh Public Museum serves the community through permanent, traveling, and virtual exhibitions, educational services and programs, publications, and research facilities. The Museum is entrusted with the preservation, care, and documentation of 250,000 objects, as well as historic photographs, film, and archival materials. The Museum, Arts and Culture Board provides strategic direction on policies related to the care, maintenance, and acquisition/disposal of the Museum and Museum property. DEPARTMENT OF PARKS – The Department of Parks develops and maintains the City’s parks and public areas including recreational facilities, urban forestry, Riverside Cemetery, Leach Amphitheater, Pollock Community Water Park, Menominee Park Zoo, multi-purpose trail systems, river walk, round-a- bouts, and senior services. MASS TRANSIT – The Transit System (GO Transit), consists of 16 buses providing service over nine fixed-routes in the City of Oshkosh. An additional intercity route provides service between Oshkosh and Neenah, WI. The intercity route is provided by a contractor. The transit system also provides paratransit programs for the community through a service contract.. A five-member Transportation Committee and the Oshkosh Common council govern the activities of GO Transit. PARKING UTILITY – The Parking Utility operates nineteen off-street parking lots that are located in the central business district and in the Oregon Street business area. PUBLIC WORKS DEPARTMENT – The Public Works Department consists of seven separate divisions as follows: The Engineering Division is responsible for the design and preparation of drawings and specifications for street construction and maintenance, sidewalks, sanitary sewers, water mains, storm sewers, as well as construction management for these projects. The Street Division provides for maintenance of public roadways/alleys/parking lots, and storm/sanitary sewers within those streets. Maintenance of storm sewer facilities includes ditching and drainage work. The Central Garage Division is responsible for repair, maintenance, and service of City vehicles and equipment. vi The Sanitation Division provides for collection of solid waste material from residential properties. Disposal of this solid waste is governed by agreements with the Winnebago County Solid Waste Management Board. The Sanitation Division is also responsible for the City’s recycling program. The Water Utility operates a sixteen million gallon per day water filtration plant put into operation in 1999, operating 24 hours a day, to provide potable water production and distribution for general public use, industrial and firefighting purposes. The source of water supply is Lake Winnebago. Three underground reservoirs provide 2,500,000 gallons of water storage. Elevated storage consists of two 750,000-gallon tanks, a 1,250,000-gallon tank and a 1,500,000-gallon tank. The Water Distribution Division is in charge of daily and emergency maintenance of all water mains, hydrants, services, and meters. The Sewer Utility operates a 20 million gallon per day (MGD) Wastewater Treatment Facility that provides secondary treatment and discharges the treated wastewater to the Fox River. The Storm Water Utility is responsible for managing storm water runoff generated within the City of Oshkosh. In addition to providing flood reduction benefits, the Storm Water Utility is required to comply with the requirements of the Federal Clean Water Act, administered by the Wisconsin Department of Natural Resources. These requirements include reducing the amount of pollution discharging into Lake Winnebago from the storm water generated within the City of Oshkosh. DEPARTMENT OF COMMUNITY DEVELOPMENT- The Department of Community Development plays a variety of roles and carries out its responsibilities through four divisions; Assessment Services, Economic Development, Inspection Services, and Planning. DEPARTMENT OF TRANSPORTATION – The Department of Transportation maintains and installs all signs, pavement markings, lighting systems, fiber optics, and traffic signals for public streets, parks and city buildings. City Employees The City employs full-time, part-time, seasonal and poll worker employees, of which 17 are officials or administrators, The individual departments are led by 12 department heads who are overseen by the City Manager. Certain groups of employees of the City, including Fire, Police, and Transit are organized into labor unions for purposes of conducting collective bargaining with the City. The police and transit contracts are in effect through 2023. However, the Fire union and the City are continuing to work on the subsequent contract. All eligible full-time and part-time City employees participate in the Wisconsin Retirement System, with limited seasonal staff also eligible and enrolled. Pursuant to State Law, annual contribution rates are set in June each year by an independent consulting actuary and approved by the Employee Trust Funds Board. The rates based on assumptions concerning mortality, disability, interest rates, retirement age, retirement formula factor and the earnings, age, number of people in each category etc. The City’s total contribution to the Retirement Fund was approximately $4,804,500 for the year ended December 31, 2024. The accompanying financial statements include all significant operations of the City. A summary of this year’s revenues and expenditures/expenses are included in the Management’s Discussion and Analysis section, which is in the financial section of this audit report. INDEPENDENT AUDIT The City is required to have an annual audit of its financial statements by independent certified public accountants selected by the City Council. All audit requirements have been complied with and the auditor's opinions have been included in this report. The unmodified opinions expressed by the auditor, on the City's financial statements, is an assertion that there have been no irresolvable restrictions on the scope of the auditors’ examination and the auditors have no significant exceptions as to the accounting principles reflected in the financial statements, the consistency of application of accounting principles, and the adequacy of information disclosures in the financial statements. vii ACKNOWLEDGMENTS The preparation of this report on a timely basis could not be accomplished without the efficient and dedicated services of the entire staff of the Department of Finance. We would like to express our appreciation to all members of the Department who assisted and contributed to its preparation. We would also thank the members of the City Council for their interest and support in planning and conducting the financial operations of the City of Oshkosh in a responsible and progressive manner. Respectfully submitted, CITY OF OSHKOSH REBECCA GRILL, City Manager JULIE CALMES, CPA, Director of Finance HAILEY PALMQUIST, Assistant Director of Finance viii ORGANIZATIONAL CHART The Voters Mayor & City Council City Manager Administrative Services City Clerk Community Development Finance Fire Legal Library Museum Parks Police Public Works Transportation ix OSHKOSH, WISCONSIN The City of Oshkosh was incorporated in 1853 and is the County seat of Winnebago County. It is located on the western shore of Lake Winnebago in the Fox River Valley 173 miles north of the City of Chicago, Illinois, and 275 miles east of the cities of Minneapolis and St. Paul, Minnesota. The corporate limits of the City encompass approximately 24.24 square miles and the population is currently 65,216. Oshkosh is the perfect place for businesses to call home. With an impressive portfolio of top employers, Oshkosh has the resources that businesses and entrepreneurs need to reach their goals and find success. Oshkosh is home to many successful businesses that are powered by the area’s exceptional workforce. The Oshkosh-Neenah Metropolitan Statistical Area (MSA) has a population of 173,307 according to the U.S. Census reports from 2024. The MSA also has a civilian labor force size of 93,140, according to the U.S. Bureau of Labor Statistics. The city plays host to hundreds of local, regional, national and international events each year—Oshkosh is, after all, Wisconsin’s Event City. GENERAL GOVERNMENT FUNCTIONS The City's government consists of a City Manager who is employed by the Mayor and Council of 6 members who are elected at large to a two term-year term. The City provides a full range of municipal services contemplated by Statute or character. This includes police, fire, streets and sanitation, social services, parks, public improvements, library and museum, mass transit, planning and zoning, and general administrative services. COUNCIL MEMBERS AND PRINCIPAL OFFICERS COUNCIL MEMBERS Name Title/Term Ending Matt Mugerauer Mayor (2027) Joseph Stephenson Deputy Mayor (2027) PRINCIPAL OFFICERS Name Title Rebecca Grill City Manager Hailey Palmquist Asst. Director of Finance x Brad Spanbauer Council Member (2027) Karl Buelow Council Member (2027) Jacob Floam Council Member (2026) Kris Larson Council Member (2026) DJ Nichols Council Member (2026) INDEPENDENT AUDITORS’ REPORT 1 Independent Auditors’ Report To the Common Council City of Oshkosh Oshkosh, Wisconsin Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Oshkosh, Wisconsin, as of and for the year ended December 31, 2024, and the related notes to the financial statements, which collectively comprise City of Oshkosh, Wisconsin’s basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Oshkosh, Wisconsin, as of December 31, 2024, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditors’ Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of City of Oshkosh, Wisconsin, and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about City of Oshkosh, Wisconsin’s ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditors’ Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors’ report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. 2 To the Common Council City of Oshkosh, Wisconsin Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Government Auditing Standards, we:  Exercise professional judgment and maintain professional skepticism throughout the audit.  Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of City of Oshkosh, Wisconsin’s internal control. Accordingly, no such opinion is expressed.  Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.  Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about City of Oshkosh, Wisconsin’s ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control-related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, schedules of employer’s proportionate share of the net pension liability (asset) and employer contributions - Wisconsin Retirement System, schedules of employer’s proportionate share of the net OPEB liability and employer contributions – Local Retiree Life insurance Plan, schedule of changes in total OPEB liability and related ratios, and the schedule of budgetary comparison – general fund as listed in the table of contents, be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Oshkosh, Wisconsin’s basic financial statements. The financial information listed in the table of contents as supplementary information is presented for purposes of additional analysis is not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. 3 To the Common Council City of Oshkosh, Wisconsin Supplementary Information (Continued) The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplementary information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory and statistical sections but does not include the basic financial statements and our auditors’ report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Change in Accounting Principle For the year ended December 31, 2024, the City adopted new accounting guidance, GASB Statement No. 101, Compensated Absences. Our opinions are not modified with respect to this matter. Prior Year Summarized Information We have previously audited the City’s 2023 financial statements, and we expressed unmodified opinions on the respective financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information in our report dated July 31, 2024. We also expressed an unmodified opinion on the supplementary information in relation to those basic financial statements as a whole. In our opinion, the summarized comparative information presented herein as of and for the year ended December 31, 2023, is consistent, in all material respect, with the audited financial statements from which it has been derived. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated July 28, 2025 on our consideration of the City of Oshkosh, Wisconsin’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and results of that testing, and not to provide an opinion on the effectiveness of the City of Oshkosh, Wisconsin’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Oshkosh, Wisconsin’s internal control over financial reporting and compliance. KerberRose SC KerberRose SC Certified Public Accountants Oshkosh, Wisconsin July 28, 2025 MANAGEMENT'S DISCUSSION AND ANALYSIS CITY OF OSHKOSH, WISCONSIN Management’s Discussion and Analysis This discussion and analysis of the financial performance of the City of Oshkosh is intended to provide an overview of the City’s financial activities for the fiscal year ended December 31, 2024. Readers are encouraged to consider the information presented here in conjunction with the additional information as furnished in the letter of transmittal and the financial statements which begin on page 1. Financial Highlights The assets and deferred outflows of resources of the governmental activities of the City exceeded its liabilities and deferred inflows of resources by $204,255,063 (net position) as of December 31, 2024. Of this amount, $53,733,151 may be used to meet the City’s ongoing obligations to citizens and creditors. During 2024, the City’s governmental activities net position increased by $28,032,668 from 2023, or approximately 15.77%. As of December 31, 2024, the City’s governmental funds reported combined ending fund balances of $112,718,955, an increase of $17,958,250. Approximately 54.38% of this total amount, $61,291,911 is available for spending at the City’s discretion (assigned and unassigned fund balance). At the close of 2024, the unassigned fund balance for the general fund was $22,535,640, or approximately 41.49% of total general fund expenditures. The general fund unassigned balance increased by $4,712,994 from 2023. The City’s total general-obligation debt increased by $2,163,910 (1.71%) during 2024.The key factor in this increase was the issuance of $17,200,000 of general obligation debt and $15,036,090 of principal payments of general obligation debt. Overview of the Basic Financial Statements Management’s Discussion and Analysis serves as an introduction to the City’s basic financial statements. The City’s basic financial statements are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the basic financial statements. This report also contains required supplemental information and other supplemental information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The government-wide statements are made up of the statement of net position and the statement of activities. The statement of net position presents information on all of the City’s assets, liabilities, and deferred outflows and inflows of resources, with the difference being reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City’s net position changed during the most recent year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods.(e.g., uncollected taxes and earned but unused vacation leave.) Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities).The governmental activities of the City include: general government, public safety, public works, health and welfare, parks and recreation, transportation, community development, and TIF districts. The business-type activities of the City include mass transit services, water utility, sewer utility, parking utility, Oshkosh redevelopment project, industrial park, stormwater utility and inspection services. The government-wide financial statements include not only the City itself (known as the primary government), but also a legally separate Redevelopment Authority (component unit) for which the City is MDA 1 CITY OF OSHKOSH, WISCONSIN Management’s Discussion and Analysis financially accountable. Financial information for the component unit is reported separately from the financial information presented for the primary government itself. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government- wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the City’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. This comparison may help readers better understand the long-term impact of the City’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains 73 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balances for the general fund, debt service fund, equipment fund, and special assessment improvement funds which are considered to be major funds. Data from the other 69 governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for the general fund, certain special revenue funds, and the debt service fund. As part of the required supplementary information, budgetary comparison statements have been provided for the general fund to demonstrate compliance with the budget. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City maintains 8 individual enterprise funds. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City maintains 5 individual internal service funds. Because these services predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the transit utility, water utility, sewer utility, and stormwater utility, all of which are considered to be major funds of the City. Data from the other 4 enterprise funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor enterprise funds is provided in the form of combining statements elsewhere in this report. The 5 internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. MDA 2 CITY OF OSHKOSH, WISCONSIN Management’s Discussion and Analysis Notes to the basic financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Required Supplementary Information. The required supplementary information provides information and disclosures related to the City’s other post-employment benefits and pension plan, as well as budgetary information for the general fund. The required supplementary information can be found immediately following the footnotes. Other information. The combining statements referred to earlier in connection with nonmajor governmental funds, nonmajor enterprise funds and internal service funds are presented as supplementary information immediately following the required supplementary information. Government-wide Financial Analysis Net position. As noted earlier, net position may serve over time as a useful indicator of a government’s financial position. In the case of the City, assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $501,489,960 and $454,058,918 at the close of 2024 and 2023, respectively. By far the largest portion of the City’s net position (67.06%) and (65.92%) for 2024 and 2023, respectively, reflects its investment in capital assets (e.g. land, buildings, machinery and equipment, infrastructure, etc.), less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although, the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City’s net position (12.31%) and (12.50%) for 2024 and 2023, respectively, represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position ($103,444,680) and ($96,734,083) for 2024 and 2023, respectively, may be used to meet the City’s ongoing obligations to citizens and creditors. 2024 2023 2024 2023 2024 2023 Current and other assets 198,318,662$ 188,591,972$ 108,046,548$ 121,197,395$ 306,365,210$ 309,789,367$ Capital assets 213,868,437 199,940,196 437,254,091 411,597,207 651,122,528$ 611,537,403$ Total assets 412,187,099 388,532,168 545,300,639 532,794,602 957,487,738 921,326,770 Deferred outflows of resources 46,611,217 66,625,168 6,901,103 9,880,771 53,512,320 76,505,939 Long-term liabilities outstanding 146,569,659 153,595,016 243,174,893 252,584,478 389,744,552 406,179,494 Other liabilities 26,168,015 31,347,393 4,341,406 4,835,597 30,509,421 36,182,990 Total liabilities 172,737,674 184,942,409 247,516,299 257,420,075 420,253,973 442,362,484 Deferred inflows of resources 81,805,579 94,145,304 7,450,546 7,624,526 89,256,125 101,769,830 Net position: Net investment in capital assets 113,700,586 100,609,781 222,608,218 199,594,366 336,308,804 300,204,147 Restricted 36,821,326 33,040,924 24,915,150 23,721,241 61,736,476 56,762,165 Unrestricted 53,733,151 42,418,918 49,711,529 54,315,165 103,444,680 96,734,083 Total net position 204,255,063$ 176,069,623$ 297,234,897$ 277,630,772$ 501,489,960$ 453,700,395$ City of Oshkosh's Net Position December 31, 2024 and 2023 Governmental Activities Business-type Activities Total Primary Government MDA 3 CITY OF OSHKOSH, WISCONSIN Management’s Discussion and Analysis Change in net position. Governmental activities increased the City’s net position by $28,032,668 in 2024 and increased by $3,812,067 in 2023. Business-type activities increased the City’s net position by $19,756,897 in 2024 and by $18,335,256 in 2023. Total net position of the City increased in 2024 by $47,789,565 and in 2023 by $22,280,007. Key elements of this change are as follows: Revenues are categorized into program revenues and general revenues. In 2024, primary government program revenues experienced a significant increase of 25.3% compared to 2023. When consolidating operating and capital grants along with contributions pertaining to governmental activities, these elements account for 55.5% of the governmental activities program revenues in 2024, thereby forming the bulk of the revenue structure. This marks a notable rise from 2023, where these combined grants and contributions comprised 27.8% of governmental activities program revenues. General revenues remained stable from 2023 to 2024, exhibiting a marginal rise in tax collections and other revenue streams. Expenditure analysis reveals a categorical allocation by City function. Public safety constitutes the predominant expenditure category for governmental activities, representing 37.1% of total outlays. However, this category witnessed a reduction of $2,936,298, or roughly 8%, from the year 2023. Also on the governmental activities side, Public works ranks as the second-largest expenditure function, accounting for 18.9% of total expenditures, while general government functions comprise 13.4% of the expenditure framework. Business-type activities experienced a modest rise in expenses, amounting to just 4.9%. 2024 2023 2024 2023 2024 2023 Revenues: Program Revenues Charges for Services 15,771,269$ 13,738,358$ 60,373,468$ 55,057,405$ 76,144,737$ 68,795,763$ Operating Grants and Contributions 5,191,913 3,716,565 4,497,871 6,067,361 9,689,784 9,783,926 Capital Grants and Contributions 14,488,597 1,576,661 139,206 9,485 14,627,803 1,586,146 General Revenues Property and Other Taxes 52,708,284 49,671,659 856,600 809,500 53,564,884 50,481,159 Grants and Contributions Not - Restricted to Specific Programs 18,206,706 18,368,054 - - 18,206,706 18,368,054 Other 9,529,221 6,578,696 4,335,529 4,547,105 13,864,750 11,125,801 Total Revenues 115,895,990 93,649,993 70,202,674 66,490,856 186,098,664 160,140,849 Expenses: General Government 11,989,110 10,163,970 - - 11,989,110 10,163,970 Public Safety 33,178,831 36,115,129 - - 33,178,831 36,115,129 Public Works 16,898,339 14,935,074 - - 16,898,339 14,935,074 Transportation 928,144 940,189 - - 928,144 940,189 Health and Human Services 1,141,474 1,204,953 - - 1,141,474 1,204,953 Culture and Recreation 9,263,720 14,464,154 - - 9,263,720 14,464,154 Conservation and Development 10,669,512 9,021,225 - - 10,669,512 9,021,225 Unclassified 569,562 571,916 - - 569,562 571,916 Interest and Fiscal Charges 4,767,230 3,963,916 - - 4,767,230 3,963,916 Transit Utility - - 6,178,331 6,458,182 6,178,331 6,458,182 Water Utility - - 14,523,030 13,482,273 14,523,030 13,482,273 Sewer Utility - - 15,274,244 14,408,847 15,274,244 14,408,847 Stormwater Utility - - 9,402,907 8,633,769 9,402,907 8,633,769 Non Major Funds - - 3,524,665 3,497,245 3,524,665 3,497,245 Total Expenses 89,405,922 91,380,526 48,903,177 46,480,316 138,309,099 137,860,842 Transfers 1,542,600 1,542,600 (1,542,600) (1,542,600) - - Total Expenses and Transfers 87,863,322 89,837,926 50,445,777 48,022,916 138,309,099 137,860,842 Change in Net Position 28,032,668 3,812,067 19,756,897 18,467,940 47,789,565 22,280,007 Net Position - January 1 176,222,395 172,101,980 277,478,000 259,295,516 453,700,395 431,397,496 Prior Period Adjustments - 22,892 - - - 22,892 Net Position - January 1, Restated 176,222,395 172,124,872 277,478,000 259,295,516 453,700,395 431,420,388 Net Position - December 31 204,255,063$ 175,936,939$ 297,234,897$ 277,763,456$ 501,489,960$ 453,700,395$ Governmental Activities Business-type Activities Total Primary Government City of Oshkosh's Change in Net Position For Years Ended December 31, 2024 and 2023 MDA 4 CITY OF OSHKOSH, WISCONSIN Management’s Discussion and Analysis Financial Analysis of the City’s Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental funds. The focus of the City’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unassigned fund balance may serve as a useful measure of the City’s net resources available for spending at the end of the fiscal year. As of December 31, 2024 and 2023, the City’s governmental funds reported combined ending fund balances of $112,718,955 and $94,760,705, an increase of $17,958,250 and a decrease of $-13,400,087 in 2023. Of the total fund balance, $8,867,500 constitutes unassigned fund balance, which is available for spending at the City’s discretion. The remainder of fund balance is nonspendable, restricted, committed or assigned to indicate that it is not available for new spending because it has already been committed as follows: Details of these fund balance categories can be found in Note 8 – Fund Equity. The general fund is the chief operating fund of the City. At the end of 2024 and 2023, unassigned fund balance of the general fund was $22,535,640 and $17,822,646, respectively, while total fund balance reached $22,961,968 and $18,132,693 respectively. As a measure of the general fund’s liquidity, it is useful to compare unassigned fund balance to total fund expenditures. Unassigned fund balance represents 41.49% and 34.68% of total general fund expenditures. In 2024, the City's general fund balance rose by $4,829,275, attributed to higher-than-anticipated revenues coupled with prudent spending efforts aimed at reducing expenditures. The debt service fund has a total fund balance of $2,361,305 as of December 31, 2024, an increase of $809,346 from December 31, 2023. Proprietary funds. The City’s proprietary funds provide the same type of information found in the City’s government-wide financial statements, but in more detail. 2024 2023 Nonspendable Inventories and prepaid items 6,665,114$ 3,965,909$ Restricted for Tax incremental district development 15,560,382$ 12,464,418$ Debt service 2,361,305 1,551,959 Special purposes 7,889,783 7,662,340 Trust agreements 9,699,044 10,497,200 Total restricted 35,510,514$ 32,175,917$ Committed to Special purposes 9,251,416$ 9,024,540$ Assigned to Subsequent year's budget Special purposes 12,300,852$ -$ Construction of assets 40,123,559 45,035,992 Total assigned 52,424,411$ 45,035,992$ City of Oshkosh's Governmental Fund Balances MDA 5 CITY OF OSHKOSH, WISCONSIN Management’s Discussion and Analysis Unrestricted net position of the enterprise funds at the end of 2024 and 2023 amounted to $49,183,226 and $53,695,749, respectively. Net position increased $19,582,554 in 2024 and increased $18,183,226 in 2023. Other factors concerning the finances of these funds have already been addressed in the discussion of the City’s business-type activities. General Fund Budgetary Highlights Generally, the original budget is rarely modified. During 2024 actual revenues were greater than budgeted revenues by $2,400,256. Actual expenditures were less than budgeted by $2,571,143 which left a total budget surplus of $4,971,399. The largest contributor to the excess revenues was investment earnings while the largest savings in expenditures came from personnel expenses. During 2023 actual revenues were greater than budgeted revenues by $2,359,396, primarily in investment earnings. Actual expenditures were less than budgeted by $1,340,902, which left a total budget unspent of $3,700,298. Capital Asset and Debt Administration Capital assets. The City’s investment in capital assets for its governmental and business-type activities as of December 31, 2024 and 2023, amounted to $651,122,528 and $610,644,080 (net of accumulated depreciation), respectively. This investment in capital assets includes land, land improvements, buildings, machinery and equipment, vehicles, public domain infrastructure, and construction in progress. The City’s capital assets increased by $40,478,448 or 6.63% for 2024 and increased by $35,756,755 or 6.22% for 2023. The governmental activities encompassed street construction totaling $7,527,755 and $10,950,763, as well as land purchases of $2,496,958 and $801,751. Vehicle acquisitions amounted to $4,710,393 and $1,781,229, with approximately 70% of these funds allocated to purchasing emergency vehicles. Additionally, there were building improvements and contents valued at $5,270,212 and $13,562,884, respectively. In 2024, business-type activities did not involve any land purchases or improvements, compared to $990,365 spent in 2023. Enhancements to water, sewer, and stormwater utilities amounted to $27,623,597 and $17,387,752, respectively. 2024 2023 2024 2023 2024 2023 Land 26,737,371$ 24,240,413$ 15,226,133$ 15,226,133$ 41,963,504$ 39,466,546$ Construction in progress 787,140 1,058,587 29,184,387 19,118,483 29,971,527 20,177,070 Buildings & systems 62,096,213 58,717,885 327,369,643 313,632,723 389,465,856 372,350,608 Infrastructure 86,707,971 83,780,600 - - 86,707,971 83,780,600 Machinery and equipment 37,539,742 32,142,711 65,473,928 62,726,545 103,013,670 94,869,256 Total 213,868,437$ 199,940,196$ 437,254,091$ 410,703,884$ 651,122,528$ 610,644,080$ City of Oshkosh's Capital Assets Governmental Activities Business-type Activities Total Primary Government MDA 6 CITY OF OSHKOSH, WISCONSIN Management’s Discussion and Analysis Long-term Debt At the end of 2024 and 2023, the City had total bonded debt outstanding of $352,477,580 and $356,546,278, respectively. Of this amount, $128,697,152 and $126,533,242, respectively, comprises debt backed by the full faith and credit of the government. The remainder of the City’s debt represents bonds secured solely by specified revenue sources (i.e., revenue bonds). The City’s total debt decreased by $-4,068,698 (-1.14%) in 2024 and decreased by $-11,974,375 (-3.25%) in 2023. The City maintains an Aa3 rating from Moody’s Investors Service for its general obligation debt as of December 31, 2024. The water utility and sewer utility both maintain an Aa3 rating, while the stormwater utility maintains an A1 rating from Moody’s Investors Service for their respective revenue bonds as of December 31, 2024. The City issued $17,200,000 in general obligation notes in 2024 for the purchase of capital assets. The City also issued $5,290,000 in water utility revenue bonds and $3,975,000 in sewer utility revenue bonds for the repair and construction of the City’s utility systems. In 2024, the City repaid $15,036,090 in principal on general obligation debt and $15,497,608 in principal on revenue bonds. State statutes limit the amount of general obligation debt the City may issue to 5% of its total equalized valuation. The debt limitation for 2024 and 2023 for the City was $316,319,835 and $290,607,900, respectively, which is significantly in excess of the City’s $128,697,152 and $126,533,242 outstanding general obligation debt. Economic Factors and Next Year’s Budgets and Rates The City of Oshkosh is located in northeastern Wisconsin along the western shores of Lake Winnebago. Oshkosh has the resources that business and entrepreneurs need to reach their goals and find success. Oshkosh is home to many successful businesses that are powered by the area’s exceptional workforce. The City plays host to hundreds of local, regional, national and international events each year. The economic condition and outlook of the City has remained fairly stable based on a relatively healthy mix of manufacturing, tourism, service industry and retail activities which support our tax base. Inflationary trends in our region compare favorably to national indices. The City adopts operating budgets for its governmental funds (General, Special Revenue, Debt Service, and Capital Projects) and enterprise funds (Water, Sewer, and Stormwater Utilities). The 2025 fiscal year combined operating budget includes $160 million in projected revenues and $164 million in projected expenditures and transfers. Funding for the operating budget of the City is provided from many sources, including property taxes, room taxes, grants and aids from the State and County, user fees, permits and licenses, fines, and other miscellaneous revenues. Several revenue sources are more sensitive to economic factors, in particular building permits, room taxes and investment earnings. The 2025 budget was developed to consider then current expectations for such revenue sources compared to 2024 actual results, reflecting the economic outlook at that time coupled with known development projects. Comparatively strong new construction values provided property tax levy flexibility, which is expected to continue for the 2026 budget. Expenditures for salaries, which represent the single largest operating cost, continue to be moderate given the inflationary economy and active labor relations efforts. An additional factor limiting such costs was the passage of Wisconsin Act 10 in 2011 which mandated employee payment of pension contributions for most employee groups. All eligible city employees contributed towards the pension program. The City’s ongoing 2024 2023 2024 2023 2024 2023 General obligation debt: Bonds & notes 123,207,343$ 119,340,738$ 5,489,809$ 7,192,504$ 128,697,152$ 126,533,242$ Total general obligation debt 123,207,343 119,340,738 5,489,809 7,192,504 128,697,152 126,533,242 Revenue bonds - - 223,780,428 230,013,036 223,780,428 230,013,036 Total 123,207,343$ 119,340,738$ 229,270,237$ 237,205,540$ 352,477,580$ 356,546,278$ City of Oshkosh's Outstanding Debt Governmental Activities Business-type Activities Total Primary Government MDA 7 CITY OF OSHKOSH, WISCONSIN Management’s Discussion and Analysis cost control efforts towards management of health care costs resulted in no increase in budgeted health care premium contributions charged to department budgets. The 2025 operating budget does not contain significant major initiatives. Capital budgets maintained an emphasis on enhancing maintenance of City facilities and infrastructure. Contacting the City’s Financial Management This financial report is designed to provide a general overview of the City’s finances for all those with an interest in the City’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to City of Oshkosh Finance Office, P. O. Box 1130, Oshkosh, Wisconsin 54903-1130. MDA 8 BASIC FINANCIAL STATEMENTS ASSETS Current Assets Cash and Investments $ 106,696,749 $ 38,448,755 $ 145,145,504 $ 145,451,935 $347,157 Taxes Receivable 33,142,766 1,343,218 34,485,984 37,413,559 - Due from Other Governments - 2,463,408 2,463,408 2,172,631 - Accounts Receivable 6,690,700 10,219,060 16,909,760 14,235,585 600 Interest Receivable 387,907 - 387,907 11,392 - Special Assessments 6,039,579 33,404 6,072,983 5,281,113 - Other Receivables - - - 30,738 - Loans Receivable 5,631,784 - 5,631,784 5,969,699 - Lease Receivable - 93,917 93,917 91,711 - Deposits with GO HNI 21,857 - 21,857 - - Internal Balances (528,303) 528,303 - - - Inventory and Prepaid Items 1,067,317 2,271,367 3,338,684 3,154,920 - Total Current Assets 159,150,356 55,401,432 214,551,788 213,813,283 347,757 Noncurrent Assets Restricted Cash and Investments 39,168,306 47,872,456 87,040,762 91,109,507 - Asset Held for Resale - 4,447,936 4,447,936 4,447,936 8,018,709 Lease Receivable - 324,724 324,724 418,641 - Capital Assets - Nondepreciable 27,524,511 44,410,520 71,935,031 59,643,616 - Capital Assets - Depreciable, Net 186,343,926 392,843,571 579,187,497 551,893,787 - Total Noncurrent Assets 253,036,743 489,899,207 742,935,950 707,513,487 8,018,709 TOTAL ASSETS 412,187,099 545,300,639 957,487,738 921,326,770 8,366,466 DEFERRED OUTFLOWS OF RESOURCES Deferred Outflows of Resources Related to Pension 42,098,379 5,528,583 47,626,962 70,305,671 - Deferred Outflows of Resources Related to Other Post-Employment Benefits 4,512,838 1,333,761 5,846,599 6,126,088 - Deferred Charge on Refunding - 38,759 38,759 74,180 - Total Deferred Outflows of Resources 46,611,217 6,901,103 53,512,320 76,505,939 - LIABILITIES Current Liabilities Accounts Payable 13,933,773 1,069,861 15,003,634 13,133,824 16,092 Accrued Liabilities 3,865,473 1,004,988 4,870,461 2,271,845 - Accrued Interest Payable 1,332,946 1,868,898 3,201,844 2,761,670 - Deposits from Others 1,899,161 20,894 1,920,055 1,941,066 25,000 Current Portion of Compensated Absences 548,253 229,130 777,383 691,079 - Current Portion of Long-Term Obligations 13,507,644 17,255,636 30,763,280 30,533,698 - Current Portion of Other Post-Employment Benefits Liability 195,594 59,223 254,817 227,980 - Unearned Revenues: Grants 18,786 88,412 107,198 90,589 - American Rescue Plan Act Funds 4,374,029 - 4,374,029 15,064,937 - Total Current Liabilities 39,675,659 21,597,042 61,272,701 66,716,688 41,092 Noncurrent Liabilities Net Pension Liability 4,720,471 619,917 5,340,388 18,773,078 - Other Post-Employment Benefits Liability 7,635,704 2,299,881 9,935,585 10,108,970 - Compensated Absences 4,435,866 916,519 5,352,385 4,805,725 - Noncurrent Portion of Long-Term Obligations 116,269,974 222,082,940 338,352,914 341,958,023 - Total NonCurrent Liabilities 133,062,015 225,919,257 358,981,272 375,645,796 - TOTAL LIABILITIES 172,737,674 247,516,299 420,253,973 442,362,484 41,092 DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period 50,915,721 2,063,400 52,979,121 55,285,527 - Lease Receivable - 418,641 418,641 510,352 - Deferred Inflows of Resources Related to Pension 25,334,242 3,327,028 28,661,270 39,415,474 - Deferred Inflows of Resources Related to Other Post-Employment Benefits 5,555,616 1,641,477 7,197,093 6,558,477 - Total Deferred Inflows of Resources 81,805,579 7,450,546 89,256,125 101,769,830 - NET POSITION Net Investment in Capital Assets 113,700,586 222,608,218 336,308,804 300,204,147 - Restricted 36,821,326 24,915,150 61,736,476 56,762,165 - Unrestricted 53,733,151 49,711,529 103,444,680 96,734,083 8,325,374 TOTAL NET POSITION $ 204,255,063 $ 297,234,897 $ 501,489,960 $ 453,700,395 $ 8,325,374 Redevelopment Authority CITY OF OSHKOSH, WISCONSIN Statement of Net Position As of December 31, 2024 With Summarized Information from December 31, 2023 Component Unit 2023 Type Business - Activities Governmental Activities Totals 2024 See Accompanying Notes 4 GOVERNMENTAL ACTIVITIES General Government $ 11,989,110 $ 991,983 $ 146,630 $ 2,619,053 Public Safety 33,178,831 5,370,872 1,873,705 3,053,393 Public Works 16,898,339 7,520,217 1,324,518 5,472,585 Transportation 928,144 - - - Health and Human Services 1,141,474 62,976 93,746 - Culture and Recreation 9,263,720 850,269 1,020,829 2,034,345 Conservation and Development 10,669,512 974,952 732,485 1,309,221 Unclassified 569,562 - - - Interest and Fiscal Charges 4,767,230 - - - Total Governmental Activities 89,405,922 15,771,269 5,191,913 14,488,597 BUSINESS-TYPE ACTIVITIES Transit Utility 6,178,331 960,493 4,497,871 - Water Utility 14,523,030 19,423,019 - 64,691 Sewer Utility 15,274,244 20,435,635 - 34,969 Stormwater Utility 9,402,907 15,300,907 - 39,546 Parking Utility 212,252 138,807 - - Oshkosh Redevelopment Project 2,235,226 2,663,928 - - Industrial Park 31,673 11,083 - - Inspection Services 1,045,514 1,439,596 - - Total Business-Type Activities 48,903,177 60,373,468 4,497,871 139,206 TOTAL CITY OF OSHKOSH $ 138,309,099 $ 76,144,737 $ 9,689,784 $ 14,627,803 COMPONENT UNIT GENERAL REVENUES: Taxes: General Property Taxes Tax Increments Other Taxes State and Federal Aids not Restricted to Specific Functions Interest and Investment Returns Miscellaneous Total General Revenues TRANSFERS CHANGE IN NET POSITION NET POSITION - BEGINNING OF YEAR, AS PREVIOUSLY PRESENTED Error Correction Change in Accounting Principle NET POSITION - BEGINNING OF YEAR, AS ADJUSTED NET POSITION - END OF YEAR CITY OF OSHKOSH, WISCONSIN Statement of Activities For the Year Ended December 31, 2024 Expenses Services Contributions Grants and Charges for Contributions Grants and With Summarized Information from December 31, 2023 Program Revenues Operating Capital See Accompanying Notes 5 $ (8,231,444) $- (8,231,444) (9,111,539) - (22,880,861) - (22,880,861) (30,209,749) - (2,581,019) - (2,581,019) (7,498,632) - (928,144) - (928,144) (940,189) - (984,752) - (984,752) (1,041,141) - (5,358,277) - (5,358,277) (12,391,244) - (7,652,854) - (7,652,854) (6,620,616) - (569,562) - (569,562) (571,916) - (4,767,230) - (4,767,230) (3,963,916) - (53,954,143) - (53,954,143) (72,348,942) - - (719,967) (719,967) 692,847 - - 4,964,680 4,964,680 4,037,190 - - 5,196,360 5,196,360 3,728,692 - - 5,937,546 5,937,546 5,661,106 - - (73,445) (73,445) (155,713) - - 428,702 428,702 422,884 - - (20,590) (20,590) (2,648) - - 394,082 394,082 269,577 - - 16,107,368 16,107,368 14,653,935 - (53,954,143) 16,107,368 (37,846,775) (57,695,007) - 46,702,973 856,600 47,559,573 45,730,200 - 4,717,352 - 4,717,352 4,103,892 - 1,287,959 - 1,287,959 647,067 - 18,206,706 - 18,206,706 18,368,054 - 7,324,533 4,266,762 11,591,295 9,909,133 - 2,204,688 68,767 2,273,455 1,216,668 20,967 80,444,211 5,192,129 85,636,340 79,975,014 20,967 1,542,600 (1,542,600) - - - 28,032,668 19,756,897 47,789,565 22,280,007 78,669 176,222,395 277,345,316 453,567,711 431,911,595 8,246,705 - 132,684 132,684 760,639 - - - - (1,251,846) - 176,222,395 277,478,000 453,700,395 431,420,388 8,246,705 $ 204,255,063 $ 297,234,897 $ 501,489,960 $ 453,700,395 8,325,374 Component Unit Redevelopment Authority 2024ActivitiesActivities Governmental Business-Type Net (Expense) Revenue 2023 and Changes in Net Position See Accompanying Notes 6 ASSETS Cash and Investments $ 25,996,369 $ 7,039,265 $ 8,235,311 Receivables: Accounts Receivable 5,487,524 - - Property Taxes 13,267,762 8,723,040 498,320 Special Assessments - - - Interest Receivable 357,930 - - Loans Receivable - - - Due from Other Governments - - - Due from Other Funds 2,195,403 - 5,086,408 Inventory and Prepaid Items 426,328 - - TOTAL ASSETS $ 47,731,316 $ 15,762,305 $ 13,820,039 LIABILITIES Accounts Payable $ 479,520 $ 1,000 $ 753,687 Accrued Liabilities 3,865,473 - - Due to Other Funds - - - Deposits from Others 36,907 - - Unearned Revenues: Grant 2,948 - - American Rescue Plan Act Funds - - - Total Liabilities 4,384,848 1,000 753,687 DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period 20,384,500 13,400,000 765,500 Special Assessments - - - Total Deferred Inflows of Resources 20,384,500 13,400,000 765,500 FUND BALANCES Nonspendable 426,328 - - Restricted - 2,361,305 - Committed --- Assigned - - 12,300,852 Unassigned (Deficit)22,535,640 - - Total Fund Balances 22,961,968 2,361,305 12,300,852 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES $ 47,731,316 $ 15,762,305 $ 13,820,039 CITY OF OSHKOSH, WISCONSIN Balance Sheet Governmental Funds As of December 31, 2024 With Summarized Information from December 31, 2023 General Debt Service Equipment See Accompanying Notes 7 $ 20,316,149 $ 77,535,610 $ 139,122,704 $ 128,915,211 - 1,033,397 6,520,921 5,141,672 - 10,653,644 33,142,766 36,833,920 6,024,405 15,174 6,039,579 5,281,113 29,092 885 387,907 11,392 - 5,631,784 5,631,784 5,969,699 - 21,857 21,857 - - 8,167,691 15,449,502 14,727,770 310 78,002 504,640 319,608 $ 26,369,956 $ 103,138,044 $ 206,821,660 $ 197,200,385 $ 140 $ 10,261,350 $ 11,495,697 $ 9,629,066 - - 3,865,473 1,266,857 - 15,449,502 15,449,502 14,727,770 1,498,983 363,271 1,899,161 1,920,063 - 15,838 18,786 62,626 - 4,374,029 4,374,029 15,064,937 1,499,123 30,463,990 37,102,648 42,671,319 - 16,365,721 50,915,721 54,428,927 6,084,336 - 6,084,336 5,339,434 6,084,336 16,365,721 57,000,057 59,768,361 310 6,238,476 6,665,114 3,965,909 - 33,149,209 35,510,514 32,175,917 - 9,251,416 9,251,416 9,024,540 18,786,187 21,337,372 52,424,411 45,035,992 - (13,668,140) 8,867,500 4,558,347 18,786,497 56,308,333 112,718,955 94,760,705 $ 26,369,956 $ 103,138,044 $ 206,821,660 $ 197,200,385 Totals 2024 2023Funds Special Assessment Improvement Governmental Nonmajor See Accompanying Notes 8 2024 2023 Total Fund Balances - Governmental Funds 112,718,955$ 94,760,705$ Total net position reported for governmental activities in the statement of net position is different from the amount reported above as total governmental funds fund balance because: Capital assets used in government activities are not financial resources and therefore are not reported in the fund statements. Amounts reported for governmental activities in the statement of net position: Some receivables that are not currently available are reported as deferred inflows of resources in the fund financial statements but are recognized as revenue when earned in the government-wide statements. position as governmental activities 4,508,428 3,665,042 Some deferred outflows and inflows of resources reflect changes in long-term liabilities and are not reported in the funds. the fund financial statements (4,720,471) (16,543,381) not reported in the fund financial statements (7,831,298) (7,859,812) current period and therefore not reported in the fund statements. Noncurrent liabilities reported in the statement of net position that are not reported in the funds balance sheet: Total Net Position - Governmental Activities CITY OF OSHKOSH, WISCONSIN With Summarized Information from December 31, 2023 As of December 31, 2024 Governmental Funds to the Statement of Net Position Reconciliation of the Balance Sheet See Accompanying Notes 9 THIS PAGE LEFT BLANK INTENTIONALLY REVENUES Taxes $ 24,529,310 $ 13,897,400 $ 1,205,500 Special Assessments - - - Intergovernmental 19,322,893 - - Licenses and Permits 880,023 - - Fines, Forfeitures and Penalties 695,492 - - Charges for Services 5,088,863 - - Intergovernmental Charges for Services 2,837,707 - - Investment Earnings - 449,397 - Donations - - - Miscellaneous 4,108,725 - - Total Revenues 57,463,013 14,346,797 1,205,500 EXPENDITURES Current: General Government 8,109,351 - 50,111 Public Safety 35,074,812 - 2,557 Public Works 4,523,027 - 813,846 Transportation 928,144 - - Health and Human Services - - - Culture and Recreation 3,099,578 - - Conservation and Development 2,010,998 - 449,789 Unclassified 569,562 - - Debt Service: Principal - 11,008,527 - Interest and Fiscal Charges - 3,954,061 - Capital Outlay - - 8,218,270 Total Expenditures 54,315,472 14,962,588 9,534,573 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 3,147,541 (615,791) (8,329,073) OTHER FINANCING SOURCES (USE) Proceeds of Long-Term Debt - - 4,884,400 Debt Premium - 1,425,137 - Sale of Capital Assets 160,909 - 54,000 Transfers In 1,542,600 - - Transfers Out (21,775) - - Total Other Financing Sources (Use)1,681,734 1,425,137 4,938,400 NET CHANGE IN FUND BALANCES 4,829,275 809,346 (3,390,673) FUND BALANCES - BEGINNING, AS PREVIOUSLY PRESENTED 18,132,693 1,551,959 15,691,525 Error Correction - - - FUND BALANCES - BEGINNING, AS ADJUSTED 18,132,693 1,551,959 15,691,525 FUND BALANCES - ENDING $ 22,961,968 $ 2,361,305 $ 12,300,852 CITY OF OSHKOSH, WISCONSIN Statement of Revenues, Expenditures and Changes in Fund Balances (Deficit) Governmental Funds For the Year Ended December 31, 2024 With Summarized Information from December 31, 2023 General Debt Service Fund Equipment See Accompanying Notes 10 $- $ 13,076,074 $ 52,708,284 $ 49,671,659 4,209,262 194,508 4,403,770 4,353,907 - 13,750,480 33,073,373 22,930,193 - 76,235 956,258 869,481 - - 695,492 580,432 - 1,791,594 6,880,457 6,137,584 - - 2,837,707 3,377,008 - 2,972,950 3,422,347 5,062,288 - 1,697,759 1,697,759 763,009 - 4,152,007 8,260,732 1,343,949 4,209,262 37,711,607 114,936,179 95,089,510 - 1,522,598 9,682,060 7,521,449 - 3,472,905 38,550,274 33,503,060 214,696 5,208,954 10,760,523 10,506,334 - - 928,144 940,189 - 1,164,388 1,164,388 1,107,916 - 8,534,884 11,634,462 11,437,326 - 6,078,555 8,539,342 6,607,741 - - 569,562 571,916 1,050,000 1,274,868 13,333,395 14,294,902 214,275 298,931 4,467,267 4,758,064 - 9,512,888 17,731,158 25,689,308 1,478,971 37,068,971 117,360,575 116,938,205 2,730,291 642,636 (2,424,396) (21,848,695) - 12,315,600 17,200,000 6,325,000 - - 1,425,137 453,969 - - 214,909 127,039 - 486,213 2,028,813 22,790,059 - (464,438) (486,213) (21,247,459) - 12,337,375 20,382,646 8,448,608 2,730,291 12,980,011 17,958,250 (13,400,087) 16,056,206 43,328,322 94,760,705 107,400,153 - - - 760,639 16,056,206 43,328,322 94,760,705 108,160,792 $ 18,786,497 $ 56,308,333 $ 112,718,955 $ 94,760,705 Nonmajor Governmental Funds 2023 Totals 2024 Special Assessment Improvement See Accompanying Notes 11 2024 2023 Net Changes in Fund Balances - Total Governmental Funds 17,958,250$ (13,400,087)$ activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. The City disposed of assets resulting in a reduction of capital assets and recapture of prior year depreciation expense reported on the statement of activities as a net loss and has no affect on the governmental funds balance sheet. current period (25,183) - affect the fund financial statements.1,365,708 (3,880,420) Amounts related to the other post-employment benefit that affect the statement of (701,716) (1,019,101) are not reported as revenue in the funds. Vested employee benefits are reported in the government funds when amounts are paid. The statement of activities reports the value of benefits earned during the year. This year the accrual of these benefits was (more) less than the amount paid.(514,398) 634,092 Repayment of principal on long-term debt is reported in the governmental funds as an expenditure, but is reported as a reduction in long-term debt in the statement of net position and does not affect the statement of activities. The amount of long-term debt principal payments in the current year is:13,333,395 14,294,902 Debt incurred in governmental funds is reported as an other financing source, but is reported as an increase in outstanding long-term debt in the statement of net position, and does not affect the statement of activities. Long-term Debt Issued (17,200,000) (6,325,000) Premium on Debt Issued (1,425,137) (453,969) Interest payments on outstanding debt are reported in the governmental funds as an expenditure when paid, in the statement of activities interest is reported as it accrues.(968,482) 222,385 Discounts, loss on advance refundings and premiums on debt issued are recorded and are amortized over the life of the related debt issue in the governmental activties financial statements.668,519 571,763 Internal service funds are used by management to charge the costs of certain activities to individual funds. The net revenue (expense) of the internal service funds is reported with governmental activities.843,386 1,231,047 Change in Net Position - Governmental Activities CITY OF OSHKOSH, WISCONSIN Amounts reported for governmental activities in the statement of With Summarized Information from December 31, 2023 For the Year Ended December 31, 2024 Governmental Funds to the Statement of Activities Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances (Deficit) - See Accompanying Notes 12 THIS PAGE LEFT BLANK INTENTIONALLY ASSETS Current Assets: Cash and Investments 3,384,513 11,901,578 10,986,523 8,878,510 Accounts Receivable 176,168 3,116,971 4,266,417 2,418,424 Property Taxes Levied for Subsequent Year 1,343,218 - - - Other Receivables - - - - Lease Receivable - 93,917 - - Due from Other Funds - - - - Due from Other Governments 2,463,408 - - - Prepaid Items 250,736 316,310 336,891 101,589 Inventory 146,016 1,003,430 95,398 - Total Current Assets 7,764,059 16,432,206 15,685,229 11,398,523 Noncurrent Assets: Restricted Cash - 14,703,826 18,594,674 14,573,956 Asset Held for Resale - -- - Lease Receivable - 324,724 - - Land 367,811 141,277 301,288 9,381,340 Construction Work in Progress - 7,959,465 8,908,597 12,316,325 Buildings and Improvements 5,769,840 - - 13,163,381 Infrastructure 517,778 131,359,465 172,139,618 139,578,381 Machinery and Equipment 13,664,686 56,344,189 41,465,806 2,625,126 Accumulated Depreciation (12,762,858) (70,629,186) (77,133,609) (30,838,072) Total Noncurrent Assets 7,557,257 140,203,760 164,276,374 160,800,437 TOTAL ASSETS 15,321,316 156,635,966 179,961,603 172,198,960 DEFERRED OUTFLOWS OF RESOURCES Deferred Charge on Advance Refunding - 10,549 28,210 - Deferred Outflows of Resources Related to Pension 1,353,039 1,718,473 1,531,564 456,645 Deferred Outflows of Resources Related to Other Post-Employment Benefits 423,171 387,094 338,653 77,406 Total Deferred Outflows of Resources 1,776,210 2,116,116 1,898,427 534,051 CURRENT LIABILITIES Accounts and Claims Payable 145,437 319,583 265,584 110,842 Accrued Liabilities - 1,004,988 - - Accrued Interest 4,770 770,950 549,038 517,572 Due to Other Funds - - - - Deposits from Others - 2,493 13,401 - Unearned Revenue 87,572 - - - Current Portion of Other Post-Employment Benefits Liability 19,055 16,544 14,199 4,067 Current Portion Compensated Absences 53,471 85,157 57,377 15,368 Current Portion of Long-Term Obligations 115,000 4,738,950 5,879,763 6,275,000 Total Current Liabilities 425,305 6,938,665 6,779,362 6,922,849 NONCURRENT LIABILITIES Net Pension Liability 151,716 192,692 171,733 51,203 Noncurrent Portion of Other Post-Employment Benefits Liability 736,586 669,014 586,654 127,593 Noncurrent Compensated Absences 213,885 340,630 229,508 61,474 Noncurrent Portion of Long-Term Obligations 450,000 59,668,761 82,176,750 79,229,543 Total Noncurrent Liabilities 1,552,187 60,871,097 83,164,645 79,469,813 TOTAL LIABILITIES 1,977,492 67,809,762 89,944,007 86,392,662 DEFERRED INFLOWS OF RESOURCES Total Deferred Inflows of Resources 3,398,366 1,929,188 1,338,439 370,123 NET POSITION Net Investment in Capital Assets 6,992,257 68,738,979 67,998,513 66,954,835 Restricted 387,082 7,234,522 8,687,714 8,471,698 Unrestricted 4,342,329 13,039,631 13,891,357 10,543,693 TOTAL NET POSITION Some amounts reported for business-type activities in the statement of net position are different because certain internal service assets and liabilities are included with business-type activities. Total Net Position of business-type activities as reported of the statement of net position (see page 4) Transit Utility Water Utility Sewer Utility Stormwater Utility CITY OF OSHKOSH, WISCONSIN With Summarized Information from December 31, 2023 As of December 31, 2024 Proprietary Funds Statement of Net Position See Accompanying Notes 13 $3,297,631 38,448,755 44,384,906 6,742,351 5,736,256 241,080 10,219,060 9,081,867 169,779 12,046 - 1,343,218 579,639 - - - - 30,738 - - - 93,917 91,711 - - 1,430,771 1,430,771 1,341,845 1,735,830 1,668,399 - 2,463,408 2,172,631 - - 20,997 1,026,523 1,096,813 75,000 75,000 - 1,244,844 1,166,168 487,677 497,331 5,023,883 56,303,900 59,946,318 9,210,637 7,989,032 - 47,872,456 58,285,708 - - 4,447,936 4,447,936 4,447,936 - - - 324,724 418,641 - - 5,034,417 15,226,133 15,226,133 - - - 29,184,387 19,118,483 - - 8,914,150 27,847,371 27,250,927 - - 3,447,323 447,042,565 422,950,547 - - 1,725,057 115,824,864 112,889,729 - - (6,507,504) (197,871,229) (186,599,251) - - 17,061,379 489,899,207 473,988,853 - - 22,085,262 546,203,107 533,935,171 9,210,637 7,989,032 - 38,759 74,180 - - 468,862 5,528,583 8,350,272 1,678,535 2,456,392 107,437 1,333,761 1,456,319 402,557 407,630 576,299 6,901,103 9,880,771 2,081,092 2,864,022 - 1,004,988 1,004,988 - - 26,568 1,868,898 2,397,206 - - 1,430,771 1,430,771 1,341,845 1,735,830 1,668,399 5,000 20,894 21,003 - - 840 88,412 27,963 - - 5,358 59,223 52,985 17,800 15,926 17,756 229,130 256,771 - - 246,923 17,255,636 17,200,303 - - 1,961,631 23,027,813 23,486,191 4,191,706 4,005,956 52,573 619,917 2,229,697 188,213 655,907 180,034 2,299,881 2,424,153 681,504 659,550 71,023 916,519 770,312 - - 557,886 222,082,940 230,137,023 - - 861,516 225,919,257 235,561,185 869,717 1,315,457 2,823,147 248,947,070 259,047,376 5,061,423 5,321,413 414,430 7,450,546 7,624,526 1,505,687 1,802,894 11,923,634 222,608,218 199,727,050 - - 134,134 24,915,150 23,721,241 - - 7,366,216 49,183,226 53,695,749 4,724,619 3,728,747 Totals Governmental Activities - Internal Service Funds 2024 202320242023Nonmajor Funds See Accompanying Notes 14 OPERATING REVENUES Charges for Services $ 918,564 $ 19,212,346 $ 20,431,633 Taxes - - - Fines, Forfeitures and Penalties - - - Other Operating Revenues 41,929 210,673 4,002 Total Operating Revenues 960,493 19,423,019 20,435,635 OPERATING EXPENSES Operation and Maintenance 5,364,896 8,647,047 8,479,652 Depreciation 859,028 4,071,255 4,225,355 Taxes - 195,757 181,144 Claims and Administration - - - Total Operating Expenses 6,223,924 12,914,059 12,886,151 OPERATING INCOME (LOSS)(5,263,431) 6,508,960 7,549,484 NONOPERATING REVENUES (EXPENSES) General Property Taxes 856,600 - - Sale of Capital Assets 526 15,474 22,074 Nonoperating Grants 4,497,871 - - Investment Earnings (Loss)173,885 1,066,818 1,440,417 Interest Expense (42,882) (1,687,063) (2,401,818) Miscellaneous Expense - - (28,923) Miscellaneous Revenue - - - Total Nonoperating Revenues (Expenses)5,486,000 (604,771) (968,250) INCOME (LOSS) BEFORE CONTRIBUTIONS AND TRANSFERS 222,569 5,904,189 6,581,234 TRANSFERS OUT - (1,502,835) (39,765) CAPITAL CONTRIBUTIONS - 64,691 34,969 CHANGE IN NET POSITION 222,569 4,466,045 6,576,438 NET POSITION - BEGINNING, AS PREVIOUSLY PRESENTED 11,499,099 84,547,087 84,001,146 Error Correction - - - Change in Accounting Principle - - - NET POSITION - BEGINNING, AS ADJUSTED 11,499,099 84,547,087 84,001,146 NET POSITION - ENDING Change in net position as shown above Some amounts reported for business-type activities in the statement of activities are different because the net revenue (expense) of certain internal service funds are reported with business-type activities. CITY OF OSHKOSH, WISCONSIN Water Utility With Summarized Information from December 31, 2023 For the Year Ended December 31, 2024 Proprietary Funds Statement of Revenues, Expenses and Changes in Net Position Sewer UtilityTransit Utility See Accompanying Notes 15 $ 15,300,557 $ 1,536,767 $ 57,399,867 $ 52,098,050 $ 18,251,472 $ 18,045,223 - 2,555,474 2,555,474 2,530,104 - - - 41,636 41,636 7,355 - - 350 119,537 376,491 421,896 1,636,874 1,502,352 15,300,907 4,253,414 60,373,468 55,057,405 19,888,346 19,547,575 3,888,021 3,190,864 29,570,480 26,471,374 5,983,239 6,196,164 2,733,860 321,253 12,210,751 11,790,303 - - 54,909 - 431,810 383,200 - - - - - - 12,909,235 12,056,659 6,676,790 3,512,117 42,213,041 38,644,877 18,892,474 18,252,823 8,624,117 741,297 18,160,427 16,412,528 995,872 1,294,752 - - 856,600 809,500 - - 693 25,000 63,767 55,801 - - - - 4,497,871 6,067,361 - - 1,454,954 130,688 4,266,762 4,491,304 - - (2,685,458) (38,335) (6,855,556) (8,166,184) - - - - (28,923) (3,215) - - - 5,000 5,000 - - - (1,229,811) 122,353 2,805,521 3,254,567 - - 7,394,306 863,650 20,965,948 19,667,095 995,872 1,294,752 - - (1,542,600) (1,542,600) - - 39,546 - 139,206 9,485 - - 7,433,852 863,650 19,562,554 18,133,980 995,872 1,294,752 78,536,374 18,427,650 277,011,356 259,295,516 3,728,747 2,433,995 - 132,684 132,684 - - - - - - (285,456) - - 78,536,374 18,560,334 277,144,040 259,010,060 3,728,747 2,433,995 $ 19,562,554 194,343 2024 2023 2024 2023 Service FundsStormwater Utility Nonmajor Funds Totals See Accompanying Notes 16 CASH FLOWS FROM OPERATING ACTIVITIES Cash Received from Customers $ 970,908 19,095,878 19,709,808 15,150,925 Cash Paid To Suppliers (2,067,380) (4,983,405) (5,330,952) (3,355,994) Cash Paid to Employees For Wages and Benefits (3,188,210) (3,666,029) (3,408,694) (590,524) Net Cash Flows From Operating Activities (4,284,682) 10,446,444 10,970,162 11,204,407 CASH FLOWS FROM NON-CAPITAL FINANCING ACTIVITIES General Property Taxes 93,021 - - - Intergovernmental Revenues 4,207,094 - - - Miscellaneous Expenses - - (28,923) - Due To/Due From Other Funds - - - - Net Cash Flows From Noncapital Financing Activities 4,300,115 (1,502,835) (68,688) - CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition of Capital Assets (654,977) (10,061,073) (13,904,957) (13,919,203) Capital Assets Salvaged - 45,064 - - Sale of Capital Assets 526 15,474 22,074 693 Capital Contributions - 64,691 34,969 Principal Payments on Long-Term Debt (115,000) (4,888,809) (5,988,799) (5,970,000) Proceeds from Long-Term Debt - 5,290,000 3,975,000 - Premiums Received on Long-Term Debt - 407,214 302,445 - Interest and Fiscal Charges 1,165,739 (2,123,499) (2,821,025) (3,092,555) Net Cash Flows From Capital and Related Financing Activities 396,288 (11,250,938) (18,380,293) (22,941,519) CASH FLOWS FROM INVESTING ACTIVITIES Investment Return 173,885 1,066,818 1,440,417 1,454,954 3,384,513 26,605,404 29,581,197 23,452,466 RECONCILIATION OF CASH ACCOUNTS Cash and Investments $ 3,384,513 11,901,578 10,986,523 8,878,510 Restricted Cash and Investments - 14,703,826 18,594,674 14,573,956 Total Reconciliation of Cash Accounts 3,384,513 26,605,404 29,581,197 23,452,466 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating Income (Loss)$ (5,263,431) $ 6,508,960 $ 7,549,484 $ 8,624,117 Adjustments to Reconcile Operating Income (Loss) to Net Cash Flows from Operating Activities: Depreciation 859,028 4,071,255 4,225,355 2,733,860 Meter Depreciation Charged to Sewer - 161,755 (161,755) - Changes in Assets and Liabilities: Accounts Receivable 10,415 (327,141) (725,827) (149,982) Other Receivables - - - - Prepaid Items 19,982 23,760 26,328 5,934 Inventories (4,712) (58,898) (15,066) - Accounts and Claims Payable 12,784 (19,576) 94,676 21,161 Unearned Revenue 60,137 - - - Deposits from Others - (60) (49) - Compensated Absences 47,392 77,208 (15,904) 2,253 Net Pension Asset - - - - Deferred Outflows Related to Pension 652,744 896,102 823,387 293,331 Deferred Inflows Related to Pension (310,261) (431,656) (398,581) (145,656) Net Pension Liability (383,870) (505,454) (457,088) (149,056) OPEB Liability (43,372) (5,801) (17,776) (40,663) Deferred Outflows Related to OPEB 46,270 19,459 21,278 23,564 Deferred Inflows Related to OPEB 12,212 36,531 21,700 (14,456) Net Cash Flows From $(4,284,682) $10,446,444 $10,970,162 $11,204,407 Sewer UtilityWater UtilityTransit Utility CASH AND INVESTMENTS - ENDING CHANGE IN CASH AND INVESTMENTS Stormwater Utility CASH AND INVESTMENTS - BEGINNING CITY OF OSHKOSH, WISCONSIN Statement of Cash Flows Proprietary Funds For the Year Ended December 31, 2024 With Summarized Information from December 31, 2023 See Accompanying Notes 17 $ 4,306,090 59,233,609 53,225,435 19,730,613 19,560,290 (2,300,223) (18,037,954) (14,679,314) (15,051,528) (14,627,409) (1,126,261) (11,979,718) (11,711,083) (3,672,990) (3,507,248) 879,606 29,215,937 26,835,038 1,006,095 1,425,633 - 93,021 750,274 - - 4,207,094 6,025,477 - - (28,923) (3,215) - 5,000 5,000 - - 5,000 2,733,592 5,229,936 - (133,128) (38,673,338) (34,176,731) - - 45,064 - - 25,000 63,767 55,801 - - 139,206 9,485 - (237,695) (17,200,303) (16,589,473) - - 9,265,000 12,585,000 - - 709,659 924,049 - (43,409) (6,914,749) (8,419,941) - (389,232) (52,565,694) (45,611,810) - 130,688 4,266,762 4,491,304 - 3,297,631 86,321,211 102,670,614 6,742,351 5,736,256 $ 3,297,631 38,448,755 44,384,906 6,742,351 5,736,256 - 47,872,456 58,285,708 - 3,297,631 86,321,211 102,670,614 6,742,351 5,736,256 $ 741,297 321,253 - 55,342 (2,666) (5,714) - (222,311) 312 - 7,617 - 156,125 (68,232) (114,312) (10,422) 11,987 9,330 Totals Funds 2024 2023 Nonmajor Governmental Activities - Internal Service Funds 2024 2023 See Accompanying Notes 18 ASSETS Cash and Investments $ 29,989,395 $ 23,868,022 Taxes Receivable 42,536,130 65,238,108 Total Assets 72,525,525 89,106,130 LIABILITIES Due to Other Taxing Entities 72,414,539 89,075,446 Accounts Payable 110,986 30,684 Total Liabilities 72,525,525 89,106,130 NET POSITION $- $- CITY OF OSHKOSH, WISCONSIN 2024 2023 As of December 31, 2024 Fiduciary Fund Statement of Fiduciary Net Position With Summarized Information from December 31, 2023 Custodial Funds See Accompanying Notes 19 ADDITIONS Taxes Collected on Behalf of Other Taxing Entities $ 50,489,282 $ 49,909,205 DEDUCTIONS Taxes Remitted to Other Taxing Entities 50,489,282 49,909,205 CHANGE IN NET POSITION - - NET POSITION - BEGINNING - - NET POSITION - ENDING Statement of Changes in Fiduciary Net Position CITY OF OSHKOSH, WISCONSIN 2024 2023 With Summarized Information from December 31, 2023 For the Year Ended December 31, 2024 Fiduciary Fund Custodial Funds See Accompanying Notes 20 CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 21 Note 1 - Summary of Significant Accounting Policies This summary of significant accounting policies of the City of Oshkosh, Wisconsin (City) is presented to assist in understanding the City’s financial statements. The financial statements and notes are representations of the City’s management who is responsible for the integrity and objectivity of the financial statements. These accounting policies conform to generally accepted accounting principles (GAAP) and have been consistently applied in the preparation of the financial statements. The Governmental Accounting Standards Board (GASB) is the accepted standards setting body for establishing governmental accounting and financial reporting principles. Reporting Entity The City is a municipal corporation governed by an elected seven-member council. In accordance with generally accepted accounting principles (GAAP), the financial statements are required to include the City (the primary government) and any separate component units that have a significant operational or financial relationship with the City. The City has identified the following component unit that is required to be included in the basic financial statements in accordance with the standards. Redevelopment Authority The component unit column in the basic financial statements include the financial data of the City’s component unit, the Redevelopment Authority of the City of Oshkosh. It is reported in a separate column to emphasize that it is legally separate from the City. The Redevelopment Authority’s fiscal year end is December 31. Separate financial statements are not issued for the Redevelopment Authority. City officials are responsible for appointing the board members of an other organization of the City of Oshkosh, but the City’s accountability of this organization does not extend beyond making the appointments. The City is not financially accountable for this organizations as defined by standards in GASB Statement No. 61. Therefore, this organization is not included in the City’s reporting entity. The City appoints some or all of the members of the following organization:  Oshkosh Housing Authority Government-Wide and Fund Financial Statements Government-Wide Financial Statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the activities of the City except those that are fiduciary. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for services. The statement of activities demonstrates the degree to which the direct expenses of a given function are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, 2) grants and contributions that are restricted to meeting the operational requirements of a particular function, and 3) capital grants and contributions. Taxes and other items not properly included among program revenues are reported instead as general revenues. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are other charges between the City’s enterprise funds and various other functions of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 22 Note 1 - Summary of Significant Accounting Policies (Continued) Government-Wide and Fund Financial Statements (Continued) Fund Financial Statements Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds. Governmental funds include general, special revenue, capital projects and debt service funds. Proprietary funds include enterprise funds and internal service funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Fund financial statements of the reporting entity are organized into individual funds each of which are considered to be separate accounting entities. Each fund is accounted for by providing a separate set of self-balancing accounts which constitute its assets, deferred outflows of resources, liabilities, deferred inflows of resources, fund equity, revenues, and expenditures/expenses. Funds are organized as major funds or non-major funds within the governmental and proprietary statements. An emphasis is placed on major funds within the governmental and proprietary categories. A fund is considered major if it is the primary operating fund of the City or meets the following criteria: a. Total assets plus deferred outflows of resources, liabilities plus deferred inflows of resources, revenues, or expenditures/expenses of that individual governmental or proprietary fund are at least 10 percent of the corresponding total for all funds of that category or type and b. The same element that met the 10 percent criterion in (a) is at least 5 percent of the corresponding element total for all governmental and proprietary funds combined. c. In addition, any other governmental fund that the City believes is particularly important to financial statement users may be reported as a major fund. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City’s enterprise funds are charges to customers for services. Operating expenses for enterprise funds include the cost of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. Governmental Funds Governmental funds are identified as either general, debt service, special revenue, capital projects or trust funds based upon the following guidelines: General Fund The general fund is the primary operating fund of the City and is always classified as a major fund. It is used to account for all financial resources except those required to be accounted for in another fund. Special Revenue Funds Special revenue funds are used to account for the specific revenue sources (other than major capital projects) that are legally restricted to expenditures for specific purposes. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 23 Note 1 - Summary of Significant Accounting Policies (Continued) Government-Wide and Fund Financial Statements (Continued) Governmental Funds (Continued) Permanent Funds Permanent funds are used to account for the specific revenue sources (other than major capital projects) that are legally restricted to expenditures for specific donor purposes. Debt Service Funds Debt service funds are used to account for the accumulation of resources for, and the payment of, general long-term principal, interest, and related costs. Capital Projects Funds Capital projects funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by proprietary funds). The City reports the following major governmental funds: General Fund This is the City’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Debt Service Fund This fund accounts for the resources accumulated and payments made for principal and interest on long-term general obligation debt of governmental funds, except debt issued to finance project plan expenditures of the City’s tax incremental financing districts. Equipment Fund This fund accounts for equipment purchases of the City by improving and maintaining infrastructure. Special Assessment Improvement Capital Projects Fund This fund accounts for the cost of capital projects and the special assessments and subsequent assessment collections related to those projects. Enterprise Funds The City reports the following major enterprise funds: Transit Utility This is the City’s fund to account for operations of the City bus transit system. Financing is provided through user fees, federal and state grants and general property taxes. Water Utility This is the City’s fund to account for the operations of the City-owned water facilities. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 24 Note 1 - Summary of Significant Accounting Policies (Continued) Government-Wide and Fund Financial Statements (Continued) Sewer Utility This is the City’s fund to account for the operations of the City-owned sewage facilities. Storm Water Utility This is the City’s fund to account for the operations of the City-owned storm water services to City residents, business entities and public authorities. Additionally, the City reports the following fund type:  Internal service funds account for the financing of goods and services provided by one department to other city departments or to other governments on a cost reimbursement basis. The City has created internal service funds for health insurance, worker’s compensation and field operations. Fiduciary Funds The City follows the presentation requirements of accounting principles generally accepted in the United States of America as prescribed by the Government Accounting Standards Board and GASB Statement No. 84, Fiduciary Activities. This statement revised the criteria on whether the government is controlling the assets of the fiduciary activity and the beneficiaries with whom a fiduciary relationship exists. An activity meeting the criteria should present a statement of fiduciary net position and a statement of changes in fiduciary net position. Four types of fiduciary funds that should be reported, if applicable, include pension (and other employee benefit) trust funds, investment trust funds, private-purpose trust funds, and custodial funds. The City reports the following custodial fund: Tax Collection Fund This fund accounts for taxes and deposits collected by the City, acting in the capacity of a custodian, for distribution to other governmental units or designated beneficiaries. Measurement Focus And Basis Accounting The government-wide financial statements, proprietary fund statements and fiduciary fund statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenues as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 25 Note 1 - Summary of Significant Accounting Policies (Continued) Assets, Liabilities and Net Position or Equity Cash and Investments Cash and investments are combined. Cash deposits consist of demand and time deposits with financial institutions and are carried at cost. For purpose of the statement of cash flows, all cash deposits and highly liquid investments (including restricted assets) with a maturity of three months or less from date of acquisition are considered to be cash. The City categories the fair value measurement of its investments based on the hierarchy established by generally accepted accounting principles. The fair value hierarchy, which has three levels, is based on the valuation inputs used to measure an asset’s fair value: Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; Level 3 inputs are significant unobservable inputs. Restricted Cash Enterprise Funds - Cash has been set aside to provide for debt service of the water, sewer and stormwater utilities and replacement of certain water and sewer utilities plant equipment. Accounts Receivable Accounts receivables are recorded at their gross amount with uncollectible amounts being recognized under the direct write-off method. The receivable associated with ambulance billings has been shown net of an allowance of $901,806. Delinquent personal property taxes remain the collection responsibility of the City. The City is able to recover a portion of these delinquent personal property taxes from other taxing jurisdictions. The City has received federal and state grants for rehabilitation and business development loan programs provided to area businesses and homeowners. A loan receivable is recorded when loan funds are disbursed to area businesses or homeowners. No allowance for uncollectible accounts has been provided since it is believed that the amount of such allowance would not be material to the basic financial statements. Inventories Inventories of governmental fund types are offset by a nonspendable fund balance to indicate they do not represent spendable available financial resources. Inventories of governmental and proprietary fund types are recorded at cost, which approximates market, using the first-in, first-out method of valuation. The cost is recorded as an expenditure/expense at the time individual inventory items are consumed rather than when purchased. Prepaid Items Payments made to vendors that will benefit periods beyond the end of the current fiscal year are recorded as prepaid items. Prepaid items of governmental fund types in the fund financial statements are offset by a nonspendable fund balance to indicate that they do not represent spendable available financial resources. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 26 Note 1 - Summary of Significant Accounting Policies (Continued) Assets, Liabilities and Net Position or Equity (Continued) Capital Assets Capital assets, which include property, plant, equipment, and infrastructure assets, are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of $5,000 or more and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated acquisition cost at the date of donation. In the fund financial statements, capital assets used in governmental fund operations are accounted for as capital outlay expenditures of the governmental fund upon acquisition. Capital assets used in proprietary fund operations are accounted for the same as in the government-wide statements. The costs of normal maintenance and repairs that do not add to the value of the assets or materially extend asset lives are not capitalized. Property, plant and equipment of the City is depreciated using the straight-line method over the following estimated useful lives: Years Governmental Business-Type Assets Activities Activities Buildings and Improvements 30 – 80 25 – 88 Machinery and Equipment 5 – 16 5 – 25 Infrastructure 15 – 20 40 – 75 Compensated Absences The City adopted GASB Statement No. 101 for the year ended December 31, 2024, which requires that liabilities for compensated absences be recognized for (1) leave that has not been used and (2) leave that has been used but not yet paid in cash or settled through noncash means. A liability should be recognized for leave that has not been used if (a) the leave is attributable to services already rendered, (b) the leave accumulates, and (c) the leave is more likely than not to be used for time off or otherwise paid in cash or settled through noncash means. It is the City’s policy to permit employees to accumulate earned but unused vacation, sick leave, and other benefits at various rates depending on classification and length of service. Terminated employees are paid their unused balances based on their current salary rates. All vacation and sick leave is accrued when incurred in the government-wide and proprietary fund financial statements. In the governmental funds, accrued vacation and sick pay are recognized as expenditures when liquidated with expendable available financial resources. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 27 Note 1 - Summary of Significant Accounting Policies (Continued) Assets, Liabilities and Net Position or Equity (Continued) Deferred Outflows of Resources and Deferred Inflows of Resources In addition to assets, the balance sheet and/or statement of net position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City has three items that qualify for reporting in this category. Accordingly, deferred outflows of resources related to pension, deferred outflows are resources related to other post-employment benefits and deferred charge on refunding are reported in the statement of net position. In addition to liabilities, the balance sheet and/or statement of net position will sometimes report a separate section for deferred inflows of resources. The separate financial statement element, deferred inflows of resources, represents an acquisition of net position or fund balance that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The City has five types of deferred inflows of resources, one which arises under both modified accrual and the full accrual basis of accounting, one that only arises under the modified accrual basis of accounting on the governmental funds balance sheet and two that arise under the full accrual basis of accounting. Taxes levied for the subsequent period have not met the time requirement to be recognized as an acquisition of resources and is therefore reported as deferred inflows of resources on both the governmental funds balance sheet and the governmental activities statement of net position. The governmental funds report unavailable revenues from special assessments. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. Deferred inflows of resources related to pension, OPEB and leases are reported in the statement of net position. Pensions The fiduciary net position of the Wisconsin Retirement System (WRS) has been determined using the flow of economic resources measurement focus and accrual basis of accounting. This includes for purposes of measuring the following:  Net Pension Liability (Asset)  Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions  Pension Expense Information about the fiduciary net position of the WRS and additions to/deductions from WRS’ fiduciary net position have been determined on the same basis as they are reported by the WRS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Other Post-Employment Benefits – Local Retiree Life Insurance Plan (OPEB) The fiduciary net position of the Local Retiree Life Insurance Fund (LRLIF) has been determined using the flow of economic resources measurement focus and the accrual basis of accounting. This includes for purposes of measuring following:  Net OPEB Liability  Deferred Outflows of Resources and Deferred Inflows of Resources Related to Other Post-Employment Benefits  OPEB Expense (Revenue) CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 28 Note 1 - Summary of Significant Accounting Policies (Continued) Assets, Liabilities and Net Position or Equity (Continued) Information about the fiduciary net position of the LRLIF and additions to/deductions from LRLIF's fiduciary net position have been determined on the same basis as they are reported by LRLIF. For this purpose, benefit payments (including refunds of member contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Other Post-Employment Benefits – Single-Employer Plan (OPEB) For purposes of measuring the total OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the City’s Other Post-Employment Benefit Plan have been determined on the same basis as they are reported by the Plan. For this purpose, the Plan recognizes benefit payments when due and payable in accordance with benefit terms. The Plan has no assets accumulated to pay this liability. Long-Term Obligations In the government-wide financial statements and proprietary fund types fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. Bond premiums and discounts, are deferred and amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Lease Receivables The government as a lessor recognizes lease receivables and deferred inflows of resources at the commencement of the lease term, with certain exceptions for leases of assets held as investments, certain regulated leases; unless the lease is short term, or ownership is transferred of the underlying asset. As the lessor, the government continues to recognize assets underlying leases to others. The lease receivables are measured at the present value of lease payments expected to be received during the lease term. The deferred inflow of resources should be measured at the value of the lease receivable plus any payments received at or before the commencement of the lease term that relate to future periods. Interfund Receivables and Payables During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables and payables are classified as “due from other funds” and “due to other funds” on the balance sheet. Interfund Transactions During the course of normal operations, the City has various transactions between funds, including expenditures and transfers of resources to provide services, construct assets and service debt. The governmental funds generally record such transactions as operating transfers if within governmental funds. Transactions between governmental and proprietary funds are usually recorded as revenues and either expenditures or expenses of the respective funds. Unearned Revenue Revenue received that has not been earned, is recorded as a liability until a period of time or expenditures occur. Once the funds are considered earned, at that point they are recognized as revenue. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 29 Note 1 - Summary of Significant Accounting Policies (Continued) Assets, Liabilities and Net Position or Equity (Continued) Equity Classifications Government-Wide Statements Equity is classified as net position and displayed in three components:  Net investment in capital assets – Amount of capital assets, net of accumulated depreciation, less outstanding balances of any bonds, mortgages, notes or other borrowings that are attributable to the acquisition, construction, or improvements of those assets.  Restricted net position – Amount of net position that is subject to restrictions that are imposed by 1) external groups, such as creditors, contributors or laws or regulations of other governments or 2) law through constitutional provisions or enabling legislation.  Unrestricted net position – Net position that is neither classified as restricted nor as net investment in capital assets. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources, as they are needed. Fund Financial Statements Fund balance is classified as either 1) nonspendable, 2) restricted, 3) committed, 4) assigned, or 5) unassigned. Nonspendable fund balance represents amounts that cannot be spent due to form (such as inventories and prepaid amounts), or amounts that must be maintained intact legally or contractually (such as the principal of a permanent fund). Restricted fund balance represents amounts constrained for a specific purpose by external parties, constitutional provision or enabling legislation. Committed fund balance represents amounts constrained for a specific purpose by a government using its highest level of decision-making authority. It would require action by the same group to remove or change the constraints placed on the resources. The action to constrain resources must occur prior to year-end; however, the amount can be determined in the subsequent period. The Common Council is the decision-making authority that can, by adoption of a resolution prior to the end of the fiscal year, commit fund balance. Assigned fund balance, in the general fund, represents amounts constrained by the Common Council for a specific intended purpose. The City has not delegated that authority to others. Assigned fund balance in all other governmental funds represents any positive remaining amount after classifying nonspendable, restricted or committed fund balance. Unassigned fund balance, represents amounts not classified as nonspendable, restricted, committed or assigned. The general fund is the only fund that would report a positive amount in the unassigned fund balance. The City, unless otherwise required by law or agreements, spends funds in the following order: restricted first, then committed, then assigned, and lastly unassigned. The City has also adopted a minimum fund balance policy of 16% of subsequent year budgeted expenditures for the general fund. The minimum fund balance is maintained for cash flow and working capital purposes. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 30 Note 1 - Summary of Significant Accounting Policies (Continued) The minimum fund balance amount is calculated as follows: Budgeted 2025 General Fund Expenditures 55,359,021$ Minimum Fund Balance 16% 8,857,443 Maximum Fund Balance 30% 16,607,706 Fund Balance Policy The City’s unassigned fund balance of $22,571,640 is above both the minimum and targeted maximum fund balance amount. Claims and Judgments Claims and judgments are recorded as liabilities if all the conditions of Governmental Accounting Standards Board (GASB) pronouncements are met. Claims and judgments expected to be liquidated with expendable available financial resources are recorded during the year as expenditures in the governmental funds. If they are not expected to be liquidated with expendable available financial resources, no liability is recognized in the governmental fund financial statements. Claims and judgments in the government-wide financial statements and proprietary funds are recorded as expenses when the related liabilities are incurred. There were no significant claims or judgments at the end of the year. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets, deferred outflows of resources, liabilities and deferred inflows of resources and disclosure of contingent assets, deferred outflows of resources, liabilities and deferred inflows of resources at the date of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting period. Actual results may differ from those estimates. Prior Year Information Comparative amounts for the prior year have been presented in the basic financial statements to provide an understanding of changes in the City’s financial position and operations. The comparative amounts are summarized in total and not at the level of detail required for a presentation in conformity with generally accepted accounting principles. Accordingly, such information should be read in conjunction with the government’s financial statements for the year ended December 31, 2023, from which the summarized information was derived. Reclassifications Certain amounts in the prior year financial statements have been reclassified to conform to the presentation in the current year financial statements. Leases The City follows GASB Statement No. 87 which requires recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. This statement establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. A lessee is required to recognize a lease liability and an intangible right-to-use lease asset, and a lessor is required to recognize a lease receivable and a deferred inflow of resources. The City disclosed lease receivables in note 13 of the footnotes. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 31 Note 1 - Summary of Significant Accounting Policies (Continued) Subscription-Based Information Technology Agreements The City adopted GASB Statement No. 96 for the year ended December 31, 2024, which requires recognition in the financial statements of certain subscription-based information technology agreements (SBITAs). A SBITA is any contract conveying control of the right to use another party’s information technology software. This statement requires the City to report a right-to-use subscription asset and corresponding subscription liability for any SBITAs. The City had no material SBITAs that were required to be disclosed. Note 2 - Cash and Investments The City is required to invest its funds in accordance with Wisconsin Statutes. Allowable investments are as follows:  Time deposits in any credit union, bank, savings bank or trust company maturing in three year or less.  Bonds or securities of any county, city, drainage district, technical college district, village, town, or school district of the state. Also, bonds issued by a local exposition district, local professional baseball park district, or the University of Wisconsin Hospitals and Clinics Authority.  Bonds or securities issued or guaranteed by the federal government.  The Wisconsin Local Government Investment Pool.  Any security maturing in seven year or less and having the highest or second highest rating category of a nationally recognized rating.  Securities of an open-end management investment company or investment trust subject to various conditions and investment options.  Repurchase agreements with public depositories, with certain conditions. The carrying amount of the City’s cash and investments totaled $262,522,818 on December 31, 2024 are as follows: Petty Cash and Cash on Hand $17,135 Deposits With Financial Institutions 178,868,778 Investments 83,636,905 Reconciliation to the Financial Statements Government-Wide Statement of Net Position: Cash and Investments $ 145,492,661 Restricted Cash 87,040,762 Fiduciary Funds Statement of Net Position: Custodial Funds 29,989,395 Wisconsin statutes require repurchase agreements to be fully collateralized by bonds or securities issued or guaranteed by the federal government or its instrumentalities. The City does not have an additional custodial credit policy. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of failure of the counterparty (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 32 Note 2 - Cash and Investments (Continued) At December 31, 2024, the City’s deposits had a bank balance of $179,263,320. The City maintains its cash accounts at several financial institutions. Deposits in each bank are insured by the FDIC up to $250,000 for the combined amounts of all time and savings accounts (including NOW accounts); up to $250,000 for the combined amount of all interest and noninterest bearing demand deposit accounts. Deposits in credit unions are insured by the NCUA up to $250,000 for all accounts. The following represents a summary of deposits as of December 31, 2024: Fully Insured Deposits 88,819,577$ Collateralized 74,174,657 Uninsured and Uncollateralized 16,269,086 Total 179,263,320$ The difference between the bank balance and carrying value is due to outstanding checks and/or deposits in transit at December 31, 2024. Credit Risk – State law limits investments in commercial paper, corporate bonds, and mutual bond funds to the top two ratings issued by nationally recognized statistical rating organizations. The City’s investment policy does not further limit its investment choices. As of December 31, 2024, the City’s credit quality ratings are as follows: U.S. Treasury Securities $ 25,414,085 $- $ 25,414,085 $- $- $- $- Federal Home Loan Bank 6,001,384 - 6,001,384 - - - - Federal Home Loan Mortgage 903,500 - 903,500 - - - - Federal National Mortgage 27,647 - 27,647 - - - - Money market mutual funds 1,310,667 - 1,310,667 - - - - Municipal Bonds 7,688,538 - 856,728 3,770,312 2,749,839 276,837 34,822 Mutual funds 3,453,305 - - - - - 3,453,305 Negotiable Certificate of Deposits 4,531,250 - - - - - 4,531,250 Oshkosh Community Foundation 9,781,191 - - - - - 9,781,191 Corporate stocks / bonds 726,330 - - - - - 726,330 WI Local Government Investment Pool 28,309,149 - - - - - 28,309,149 Exempt From Not Investment Type Amount Disclosure AAA Aa1 Aa3 RatedAa2 Concentration of Credit Risk The City’s investment policy states that it will diversify its investments by security type and institution. With the exception of U.S. Treasury securities and authorized pools, no more than 50% of the City’s total investment portfolio will be invested in a single type or with a single financial institution. Investments in any one issuer that represent 5% or more of City’s total investments are as follows: Issuer Investment Type Reported Amount Percent of Total Investments Federal Home Loan Bank Federal Agency Security 6,001,384$ 6.81% CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 33 Note 2 - Cash and Investments (Continued) Interest Rate Risk Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. As of December 31, 2024, the City’s investments were as follows: Investment Type U.S. Treasury Securities $ 25,414,085 $ 8,684,296 $ 4,086,414 $ 8,804,625 $ 3,838,750 Federal Home Loan Bank 6,001,384 1,502,012 4,499,372 - - Federal Home Loan Mortgage 903,500 615,435 288,065 - - Federal National Mortgage 27,647 - 27,647 - - Money market mutual funds 1,310,667 1,310,667 - - - Municipal Bonds 7,688,538 911,477 605,724 6,135,658 35,679 Mutual funds 3,453,305 3,453,305 - - - Negotiable Certificate of Deposits 4,531,250 1,834,669 904,458 1,792,123 - Oshkosh Community Foundation 9,781,191 9,781,191 - - - Corporate stocks / bonds 726,330 726,330 - - - WI Local Government Investment Pool 28,309,149 28,309,149 - - - Remaining Maturity (in Months) 12 Months 13 to 24 25 to 60 More Than Amount or Less Months Months 60 Months Investments with Fair Values Highly Sensitive to Interest Rate Fluctuations The City’s investments include the following investments that are highly sensitive to interest rate fluctuations (to a greater degree than already indicated in the information provided above): Highly Sensitive Investments Year End Federal National Mortgage 27,647$ Federal Home Loan Bank 6,001,384 Federal Home Loan Mortgage 903,500 Fair Value Investments are measured at fair value on a recurring basis. Recurring fair value measurements are those that Governmental Accounting Standards Board (GASB) Statements require in the statement of net position at the end of each reporting period. Fair value measurements are categorized based on the valuation inputs used to measure an asset’s fair value.  Level 1 – Valuation for assets are from quoted prices in active markets. These valuations are obtained from readily available pricing sources for market transactions involving identical assets.  Level 2 – Valuation for assets are from less active markets. These valuations are obtained from third party pricing services for identical or similar assets.  Level 3 – Measurements that are least observable are estimated from related market data, determined from sources with little or no market activity for comparable contracts, or are positions with longer durations. These valuations incorporate certain assumptions and projections in determining fair value assigned to such assets. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 34 Note 2 - Cash and Investments (Continued) U.S. Treasury Securities $ 25,414,085 $- $- Federal Home Loan Bank - 6,001,384 - Federal Home Loan Mortgage - 903,500 - Federal National Mortgage - 27,647 - Money market mutual funds 1,310,667 - - Municipal Bonds - 7,688,538 - Mutual funds 3,453,305 - - Negotiable Certificate of Deposits - 4,531,250 - Oshkosh Community Foundation - - 9,781,191 Corporate stocks / bonds - 726,330 - Fair Value Measurement Using Level 1 Level 2 Level 3 The Wisconsin Local Government Investment Pool (LGIP) is part of the State Investment Fund (SIF) and is managed by the State of Wisconsin Investment Board. The SIF is not registered with the Securities and Exchange Commission but operates under the statutory authority of Wisconsin Chapter 25. Participants in the LGIP have the right to withdraw their funds in total on one day’s notice. Investments in the local government investment pool are not insured. Investments in the LGIP are valued at amortized cost. The balance in the local government investment pool at December 31, 2024 was $28,309,149. Beneficial interest in assets held by Oshkosh Community Foundation represents amounts held by Oshkosh Community Foundation, Inc. (the “Foundation”). These amounts are legal assets of the Foundation with the restriction that the Foundation makes distributions to the City as needed. The agreement governing the assets includes a variance power allowing the Foundation to modify the restrictions on distributions from the funds. Note 3 - Restricted Assets Restricted assets on December 31, 2024 totaled $87,040,762 and consisted of cash and investments held for the following purposes: Governmental Activities: Unspent Bond Proceeds 39,168,306$ Enterprise Funds: Water Utility Plant Replacement 1,275,226 Bond Reserve - To make up for potential future deficiencies in net revenues 5,302,035 Depreciation Fund - To replace certain assets for water distribution 165,634 Unspent Bond Proceeds 7,960,931 Total 14,703,826 Sewer Utility Bond Reserve - To make up for potential future deficiencies in net revenues 6,879,286 DNR Infrastructure Plant Replacement 1,370,272 Unspent Bond Proceeds 10,345,116 Total 18,594,674 Stormwater Utility Bond Reserve - To make up for potential future deficiencies in net revenues 8,341,059 Unspent Bond Proceeds 6,232,897 Total 14,573,956 Total Restricted Assets 87,040,762$ CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 35 Note 4 - Property Taxes Real estate property taxes are payable in full by January 31 or in four installments on or before January 31, March 31, May 31, and July 31. Real estate taxes not paid by July 31 are submitted to Winnebago County for final collection as part of the August tax settlement. All delinquent real estate and personal property taxes are subject to interest of 1% per month (fraction of a month counts as a whole month) from February 1 until paid and may be subject to an additional penalty (sec. 74.47, Wis. Stats.). The payment must be received by the treasurer within 5 working days of the due date. Under 2011 Wisconsin Act 32, a municipality is allowed to increase its levy over the amount it levied in the prior year by the percentage increase in equalized value from net new construction or zero percent. Changes in debt service from one year to the next are generally exempt from this limit. Note 5 - Capital Assets Capital asset activity for the year ended December 31, 2024 was as follows: Governmental Activities Capital Assets not Being Depreciated Land $ 24,240,413 $ 2,496,958 $- 26,737,371 Construction in Progress 1,058,587 765,056 1,036,503 787,140 Total Capital Assets Not Being Depreciated 25,299,000 3,262,014 1,036,503 27,524,511 Capital Assets Being Depreciated Buildings and Improvements 86,729,298 5,270,212 - 91,999,510 Machinery and Equipment 76,473,806 9,297,445 2,525,958 83,245,293 Infrastructure 141,440,734 12,146,600 4,618,845 148,968,489 Total Capital Assets Being Depreciated 304,643,838 26,714,257 7,144,803 324,213,292 Accumulated Depreciation Buildings and Improvements (28,011,413) (1,891,884) - (29,903,297) Machinery and Equipment (44,331,095) (3,900,414) (2,525,958) (45,705,551) Infrastructure (57,660,134) (9,194,046) (4,593,662) (62,260,518) Total Accumulated Depreciation (130,002,642) (14,986,344) (7,119,620) (137,869,366) Total Capital Assets Being Depreciated, Net of Depreciation 174,641,196 11,727,913 25,183 186,343,926 Governmental Activities Capital Assets, Net of Accumulated Depreciation $199,940,196 14,989,927 1,061,686 213,868,437 Beginning Increases Decreases Ending CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 36 Note 5 - Capital Assets (Continued) Business-Type Activities Capital Assets not Being Depreciated Land 15,226,133 $- $- 15,226,133 Construction in Progress 19,118,483 22,099,128 12,033,224 29,184,387 Total Capital Assets Not Being 34,344,616 22,099,128 12,033,224 44,410,520 Depreciated Capital Assets Being Depreciated Buildings and Improvements 27,250,927 777,016 180,572 27,847,371 Machinery and Equipment 112,889,729 3,232,379 297,244 115,824,864 Infrastructure 422,950,547 24,598,039 506,021 447,042,565 Subtotal 563,091,203 28,607,434 983,837 590,714,800 Less Accumulated Depreciation (186,599,251) (12,210,751) (938,773) (197,871,229) Total Capital Assets Being Depreciated, Net of Depreciation 376,491,952 16,396,683 45,064 392,843,571 Business-Type Activities Capital Assets, Net of Accumulated Depreciation $410,836,568 38,495,811 12,078,288 437,254,091 Beginning Increases Decreases Ending Depreciation expense was charged to functions of the City as follows: Governmental Activities: General Government 549,925 Public Safety 1,028,481 Public Works 9,516,458 Culture and Recreation 1,959,089 Conservation and Development 1,932,391 Business-Type Activities: Transit 859,028 Storm Water Utility 2,733,860 Water Utility Depreciation Charged to Accumulated Depreciation 4,233,010 Less: Share of Meter Depreciation (161,755) Water Utility Depreciation Expense 4,071,255 Sewer Utility Depreciation Charged to Accumulated Depreciation 4,063,600 Plus: Share of Meter Depreciation 161,755 Sewer Utility Depreciation Expense 4,225,355 Parking Utility 125,793 Oshkosh Convention Center 182,192 Inspection Services 13,268 CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 37 Note 6 - Interfund Receivables, Payables and Transfers Interfund transfers for the year ended December 31, 2024 were as follows: Fund Transferred To Fund Transferred From Amount General Fund Water Utility 1,542,600$ Business Improvement District Special Events 50,000 Museum Permanent Funds 89,166 Cemetery Permanent Funds 70,020 Equipment Special Events 211,099 EMS Fire Grant General Fund 21,775 EMS Fire Grant Permanent Funds 19,153 Leach Amphitheater Permanent Funds 25,000 2,028,813$ Transfers are used to: 1) move unrestricted revenues collected in the general fund to finance various programs accounted for in other funds in accordance with budgetary authorizations; 2) move revenues from the fund that is required to collect them to the fund that is required or allowed to expend them; 3) move receipts restricted to or allowed for debt service from the funds collecting the receipts to the debt service funds as debt service payments become due; and 4) move payment in lieu of taxes from the regulated utilities to the general fund. The following is a schedule of interfund receivables and payables: Receivable Fund Payable Fund Amount Purpose Governmental Activities: TIF No. 12 TIF No. 13 224,024$ Equipment Sidewalk Construction 4,965,560 Equipment Grand Opera House 89,337 Equipment Street Tree 31,511 Cemetery Permanent Funds 70,020 Cemetery Pollock Water Park 33,942 TIF No. 25 TIF No. 23 1,372,283 TIF No. 20 TIF No. 23 2,000,000 TIF No. 20 TIF No. 26 344,913 TIF No. 20 TIF No. 44 1,000 TIF No. 35 TIF No. 27 326,865 TIF No. 35 TIF No. 40 3,048 TIF No. 35 TIF No. 41 7,573 TIF No. 35 TIF No. 42 2,691 TIF No. 35 TIF No. 43 65,374 Year End Cash Flow Timing Library Permanent Funds 7,717 Leach Amphitheater Permanent Funds 25,000 Health Insurance Central Garage 1,735,830 Museum Public Works Special 158,126 Museum Permanent Funds 90,000 Year End Cash Flow Timing Business-type Activities: CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 38 Note 7 - Long-Term Obligations The following is a summary of changes in long-term obligations of the City for the year ended December 31, 2024: Governmental Activities General Obligation Debt Bonds and Notes $ 118,918,547 $ 17,200,000 $ 13,084,313 $ 123,034,234 $ 13,414,684 Notes From Direct Borrowing 422,191 - 249,082 173,109 92,960 Total General Obligation Debt 119,340,738 17,200,000 13,333,395 123,207,343 13,507,644 Debt Premium 5,813,657 1,425,137 668,519 6,570,275 - Compensated Absences 4,469,721 514,398 - 4,984,119 548,253 Subtotal 10,283,378 1,939,535 668,519 11,554,394 548,253 Total Governmental Activity Long-Term Liabilities $ 129,624,116 $ 19,139,535 $ 14,001,914 $ 134,761,737 $ 14,055,897 Business-Type Activities General Obligation Debt Transit Utility $ 680,000 $- $ 115,000 $ 565,000 $ 115,000 Water Utility 1,360,000 - 350,000 1,010,000 220,000 Sewer Utility 2,150,000 - 620,000 1,530,000 490,000 Stormwater Utility 1,960,000 - 380,000 1,580,000 375,000 Parking Utility 25,000 - - 25,000 - Industrial Park 150,000 - 35,000 115,000 35,000 Notes From Direct Borrowing Oshkosh Redevelopment 867,504 - 202,695 664,809 211,923 Total General Obligation Debt 7,192,504 - 1,702,695 5,489,809 1,446,923 Revenue Bonds Water Utility 57,260,000 5,290,000 4,110,000 58,440,000 4,080,000 Sewer Utility 80,350,000 3,975,000 4,870,000 79,455,000 5,095,000 Stormwater Utility 86,335,000 - 5,590,000 80,745,000 5,900,000 Notes from Direct Borrowing Water Utility 2,247,883 - 428,809 1,819,074 438,950 Sewer Utility 3,820,153 - 498,799 3,321,354 294,763 Total Revenue Bonds 230,013,036 9,265,000 15,497,608 223,780,428 15,808,713 Debt Premium Water Utility 2,964,134 407,214 232,711 3,138,637 - Sewer Utility 3,704,540 302,445 256,826 3,750,159 - Stormwater Utility 3,463,112 - 283,569 3,179,543 - Total Debt Premium 10,131,786 709,659 773,106 10,068,339 - Compensated Absences 1,027,083 118,566 - 1,145,649 229,130 Total Business Activity Long-Term Liabilities $ 248,364,409 $ 10,093,225 $ 17,973,409 $ 240,484,225 $ 17,484,766 Balances Issued Retired Balances One Year CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 39 Note 7 - Long-Term Obligations (Continued) General obligation debt currently outstanding is detailed as follows: Refunding Bonds: 2012A 06/28/12 12/01/13 - 27 06/01 - 12/01 0.40 - 3.00% 5,595,000 $ 430,000 2016C 07/06/16 12/01/17 - 34 06/01 - 12/01 2.25 - 3.00% 9,850,000 6,890,000 2016H 10/06/16 12/01/17 - 30 06/01 - 12/01 3.00 - 4.00 % 6,890,000 3,385,000 2021F 11/28/21 12/01/22 - 31 06/01 - 12/01 2.00 - 5.00% 6,320,000 4,535,000 Corporate Purpose Bonds: 2013B 12/04/13 12/01/14 -33 06/01 - 12/01 2.00 - 4.00% 9,080,000 4,760,000 2014B 11/05/14 12/01/15 -33 06/01 - 12/01 2.00 - 3.00% 14,455,000 3,835,000 2015A 07/15/15 12/01/16 - 34 06/01 - 12/01 2.00 - 4.00% 18,750,000 6,165,000 2016A 06/14/16 12/01/17 - 35 06/01 - 12/01 2.00 - 4.00% 7,950,000 2,890,000 2017A 07/06/17 12/01/18 - 36 06/01 - 12/01 3.00 - 4.00% 5,440,000 3,175,000 2018A 06/28/18 12/01/18 - 37 06/01 - 12/01 3.00 - 3.50% 5,545,000 3,945,000 2019A 06/27/19 12/01/20 - 38 06/01 - 12/01 2.75 - 4.00% 5,380,000 3,660,000 2020A 07/01/20 06/01/21 - 40 06/01 - 12/01 2.00 - 3.00% 10,425,000 7,195,000 2021A 06/30/21 06/01/22 - 41 06/01 - 12/01 2.00 - 3.00% 8,660,000 7,205,000 2022A 07/07/22 06/01/23 - 42 06/01 - 12/01 4.25 - 5.00% 21,360,000 19,780,000 2023A 06/20/23 06/01/24 - 43 06/01 - 12/01 4.00 - 5.00% 6,325,000 6,245,000 Promissory Notes: STFL 05 05/31/05 03/15/07 - 25 03/15 5.00%200,000 15,145 STFL 16 07/19/16 03/15/17 - 26 03/15 3.00%711,300 157,964 2016B 09/14/16 12/01/17 - 25 06/01 - 12/01 2.00 - 4.00% 4,700,000 560,000 2017B 07/06/17 12/01/18 - 26 06/01 - 12/01 2.00 - 4.00% 5,830,000 1,390,000 STFL CONV CENTER 08/21/17 03/15/18 - 27 03/15 4.50%1,500,000 664,809 2018B 06/28/18 12/01/19 - 27 06/01 - 12/01 3.00 - 4.00% 5,895,000 2,100,000 2018SBA 11/01/18 11/01/18 - 32 11/01 4.00%140,000 89,234 2019B 06/27/19 12/01/19 - 28 06/01 - 12/01 3.00 - 4.00% 15,820,000 7,105,000 2020B 07/01/20 06/01/21 - 30 06/01 - 12/01 2.00 - 3.00% 7,290,000 4,415,000 2021B 06/30/21 06/01/22 - 31 06/01 - 12/01 2.00 - 3.00% 5,500,000 3,400,000 2022B 07/07/22 06/01/23 - 32 06/01 - 12/01 3.00 - 5.00% 9,050,000 7,505,000 2024A 12/18/24 06/01/25 - 44 06/01 - 12/01 4.00 - 5.00% 17,200,000 17,200,000 Total Outstanding General Obligation Debt $ 128,697,152 12/31/2024 Dates of Principal Interest Interest Original Balances Issuance Payable Payable Rates Indebtedness CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 40 Note 7 - Long-Term Obligations (Continued) The annual principal and interest maturities are as follows: 2025 $ 13,414,684 $ 4,225,353 $ 92,960 $ 5,496 $ 13,507,644 $ 4,230,849 2026 12,195,072 3,855,832 80,149 2,404 12,275,221 3,858,236 2027 11,510,475 3,458,007 - - 11,510,475 3,458,007 2028 10,585,894 3,071,476 - - 10,585,894 3,071,476 2029 9,201,329 2,701,806 - - 9,201,329 2,701,806 2030 - 2034 36,286,780 9,008,300 - - 36,286,780 9,008,300 2035 - 2039 17,700,000 4,053,509 - - 17,700,000 4,053,509 2040 - 2044 12,140,000 959,494 - - 12,140,000 959,494 Governmental Activities General Obligation Debt Notes From Direct Borrowings Totals Principal Interest Principal Interest Principal Interest 2025 $ 1,235,000 $ 139,307 $ 211,923 $ 29,916 $ 1,446,923 $ 169,223 2026 1,125,004 104,552 221,456 20,384 1,346,460 124,936 2027 759,996 68,504 231,430 10,410 991,426 78,914 2028 720,000 46,541 - - 720,000 46,541 2029 150,000 25,669 - - 150,000 25,669 2030 - 2034 835,000 63,140 - - 835,000 63,140 Business Type Activities General Obligation Debt Notes From Direct Borrowings Totals Principal Interest Principal Interest Principal Interest 2025 $ 15,075,000 $ 7,462,534 $ 733,713 $ 121,147 $ 15,808,713 $ 7,583,681 2026 15,440,000 6,714,637 751,832 102,804 16,191,832 6,817,441 2027 15,200,000 6,302,245 770,399 84,007 15,970,399 6,386,252 2028 15,510,000 5,766,936 789,427 59,177 16,299,427 5,826,113 2029 14,764,076 5,089,732 1,722,878 164,256 16,486,954 5,253,988 2030 - 2034 74,945,924 17,952,619 372,179 4,885 75,318,103 17,957,504 2035 - 2039 49,580,000 7,303,329 - - 49,580,000 7,303,329 2040 - 2044 18,125,000 1,399,119 - - 18,125,000 1,399,119 $ 218,640,000 $ 57,991,151 $ 5,140,428 $ 536,276 $ 223,780,428 $ 58,527,427 Business Type Activities Revenue Bonded Debt Notes From Direct Borrowing Totals Principal Interest Principal Interest Principal Interest CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 41 Note 7 - Long-Term Obligations (Continued) Revenue bond debt currently outstanding is detailed as follows: Water Utility Safe Drinking Revenue Bond 4874-02 2008 05/01/10 - 28 5/1/ & 11/1 2.75% $ 1,344,824 $ 1,819,074 Revenue Bond 2013E 2013 01/01/15 - 33 1/1 & 7/1 2.25 - 3.125% 3,785,000 1,435,000 Revenue Bond 2014E 2014 01/01/16 - 34 1/1 & 7/1 2.00 - 4.125% 3,795,000 1,315,000 Revenue Bond 2015E 2015 01/01/16 - 35 1/1 & 7/1 2.00 - 4.00% 6,660,000 4,235,000 Revenue Bond 2016F 2016 01/01/17 - 36 1/1 & 7/1 3.00 - 4.00% 6,835,000 4,475,000 Safe Drinking Revenue Bond 2016G 2016 01/01/17 - 37 1/1 & 7/1 2.00 - 3.00% 11,690,000 3,595,000 Revenue Bond 2017C 2017 01/01/18 - 38 1/1 & 7/1 2.00 - 4.00% 8,880,000 6,005,000 Revenue Bond 2019D 2019 01/01/20 - 39 1/1 & 7/1 3.00 - 5.00% 8,220,000 5,675,000 Revenue Bond 2020D 2020 01/01/21 - 40 1/1 & 7/1 2.00 - 4.00% 5,525,000 4,690,000 Revenue Bond 2021D 2021 01/01/22 - 41 1/1 & 7/1 2.00 - 3.00% 5,605,000 4,950,000 Refunding Revenue Bond 2021G 2021 01/01/23 - 32 1/1 & 7/1 3.00% 2,755,000 2,270,000 Revenue Bond 2022D 2022 01/01/23 - 42 1/1 & 7/1 3.25 - 5.00% 8,315,000 7,770,000 Revenue Bond 2023C 2023 01/01/24 - 43 1/1 & 7/1 4.00 - 5.00% 6,935,000 6,735,000 Revenue Bond 2024B 2024 07/01/25 - 44 7/1 & 1/1 4.00 - 5.00% 5,290,000 5,290,000 Sewer Utility Revenue Bond 2012E 2012 05/01/13 - 32 5/1 & 11/1 2.25 - 3.00% 6,270,000 2,545,000 Revenue Bond 2013D 2013 01/01/14 - 33 5/1 & 11/1 2.00 - 4.125% 4,175,000 1,960,000 Clean Water Revenue Bond 4130-14 2014 05/01/15 - 34 5/1 & 11/1 2.625% 5,706,185 3,321,354 Revenue Bond 2014D 2014 05/01/15 - 34 5/1 & 11/1 2.00 - 4.00% 5,980,000 2,960,000 Revenue Bond 2015D 2015 05/01/16 - 35 5/1 & 11/1 2.00 - 4.00% 6,695,000 3,910,000 Revenue Bond 2016D 2016 05/01/17 - 36 5/1 & 11/1 2.00 - 3.00% 10,045,000 6,050,000 Revenue Bond 2017D 2017 05/01/18 - 37 5/1 & 11/1 3.00 - 5.00% 15,075,000 10,945,000 Revenue Bond 2019E 2019 05/01/20 - 39 5/1 & 11/1 2.00 - 4.00% 13,990,000 9,235,000 Revenue Bond 2020E 2020 05/01/21 - 40 5/1 & 11/1 2.00 - 4.00% 13,930,000 11,885,000 Revenue Bond 2021E 2021 05/01/22 - 41 5/1 & 11/1 2.00 - 4.00% 13,940,000 12,480,000 Revenue Bond 2022E 2022 05/01/23 - 42 5/1 & 11/1 3.25 - 5.00% 14,270,000 13,510,000 Revenue Bond 2024C 2024 05/01/25 - 44 5/1 & 11/1 4.00 - 5.00% 3,975,000 3,975,000 Stormwater Utility Revenue Bond 2012D 2012 05/01/13 - 32 5/1 & 11/1 3.00 - 3.12% 6,810,000 3,190,000 Revenue Bond 2013A 2013 01/01/14 - 33 5/1 & 11/1 3.00 - 4.125% 15,220,000 8,225,000 Revenue Bond 2014A 2014 05/01/15 - 34 5/1 & 11/1 2.00 - 4.00% 8,300,000 4,880,000 Revenue Bond 2015C 2015 05/01/16 - 35 5/1 & 11/1 3.00 - 4.00% 13,115,000 7,125,000 Revenue Bond 2016E 2016 05/01/17 - 36 5/1 & 11/1 3.00 - 4.00% 5,175,000 3,420,000 Refunding Revenue Bond 2016I 2016 05/01/17 - 30 5/1 & 11/1 2.00 - 4.00% 15,295,000 7,790,000 Revenue Bond 2017E 2017 05/01/18 - 37 5/1 & 11/1 3.00 - 5.00% 9,720,000 7,275,000 Revenue Bond 2018C 2018 05/01/19 - 38 5/1 & 11/1 4.00 - 5.00% 10,060,000 8,010,000 Revenue Bond 2019C 2019 05/01/20 - 39 5/1 & 11/1 3.00 - 5.00% 8,060,000 6,760,000 Revenue Bond 2020C 2020 05/01/21 - 40 5/1 & 11/1 2.00 - 4.00% 4,770,000 4,095,000 Revenue Bond 2021C 2021 05/01/22 - 41 5/1 & 11/1 2.00 - 4.00% 7,160,000 6,415,000 Revenue Bond 2022C 2022 05/01/23 - 42 5/1 & 11/1 4.00 - 5.00% 8,405,000 7,990,000 Revenue Bond 2023B 2023 05/01/24 - 43 5/1 & 11/1 4.00 - 5.00% 5,650,000 5,570,000 Total Outstanding Revenue Bonds $ 223,780,428 12/31/2024Numbers Issue Payable Payables Rates Indebtedness Issue Years of Principal Interest Interest Original Balances CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 42 Note 7 - Long-Term Obligations (Continued) Interest paid on long-term debt during 2024 was $11,382,016. The City’s outstanding notes from direct borrowings and direct placements of $5,978,346 contain a provision that in an event of default, outstanding amounts become immediately due if the City is unable to make a payment. Legal Margin For Debt The 2024 equalized valuation of the City as certified by the Wisconsin Department of Revenue is $6,326,396,700. The legal debt limit and margin of indebtedness as of December 31, 2024, in accordance with Section 67.03 of the Wisconsin Statutes follows: Legal Margin For Debt Equalized Valuation of the City $ 6,326,396,700 Statutory Limitation Percentage 5% General Obligation Debt Limitation, per Section 67.03 of the Wisconsin Statutes 316,319,835 Total Outstanding General Obligation Debt Applicable to Debt Limitation $ 128,697,152 Less: Amounts Available for Repayment of General Obligation Debt - Debt Service Fund 1,028,359 Net Outstanding General Obligation Debt Applicable to Debt Service Fund 127,668,793 Legal Margin for New Debt $ 188,651,042 Utility Revenues Pledged The Utility has pledged future revenue derived from the Water, Sewer and Stormwater Utilities, net of specified operating expenses, to repay the Clean Water Fund Loans, Safe Drinking Water Loans, and Revenue Bonds. Proceeds from the debt provided financing for the construction or acquisition of capital assets used within the utilities. The Safe Drinking Water Loans and Revenues Bonds are payable from Water System net revenues and are payable through 2044. The total principal remaining to be paid on the loans is $60,259,074. Principal and interest paid for the current year and total water system net revenues were $6,001,599 and $11,647,033, respectively. The Water System did meet the Safe Drinking Water Loans and Revenue Bonds revenue requirements in 2024. The Clean Water Fund Loans and Revenue Bonds are payable from Sewer System net revenues and payable through 2044. The total principal remaining to be paid on the loans is $82,776,354. Principal and interest paid for the current year and total Sewerage System net revenues were $7,401,220 and $13,215,256, respectively. The Sewer System did meet the Clean Water Fund Loans and Revenue Bonds revenue requirements in 2024. The Revenue Bonds are payable from Stormwater System net revenues and payable through 2043. The total principal remaining to be paid on the loans is $80,745,000. Principal and interest paid for the current year and total Stormwater System net revenues were $8,609,281 and $12,812,931, respectively. The Stormwater System did meet the Revenue Bonds revenue requirements in 2024. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 43 Note 8 - Fund Equity Fund Financial Statements At December 31, 2024 the assigned and restricted fund balances are as follows: Nonspendable Inventory and Prepaid Items General Fund 426,328$ Special Assessment Improvement 310 Special Revenues Senior Services 5,582 Business Improvement District 6,066 Recycling 10,861 Museum 4,961 Cemetery 857 Police Special 5,713 Fire Special 1,736 Park Revenue Facilities 2,847 Public Works Special 310 Garbage Collection and Disposal 9,973 Pollock Water Park 1,662 Special Events 27,434 Total Inventory and Prepaid Items 504,640 Permanent Funds 6,160,474 Restricted Special Revenues Senior Services 20,283$ Business Improvement District 166,113 Community Development 4,532,260 Community Development Loans 2,363,773 Police Special 479,719 Fire Special 327,635 Capital Projects Tax Incremental District Development 15,560,382 Debt Service 2,361,305 25,811,470 Permanent Funds 9,699,044 CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 44 Note 8 - Fund Equity (Continued) Committed Special Revenue and Capital Projects Funds: Recycling Program 3,204,040$ Street Lighting 296,859 Library 51,403 Museum 1,718,867 Cemetery 395,147 Senior Services Revolving Loans 204,582 Park Revenue Facilities 750,144 Leach Amphitheater 114,335 Healthy Neighborhoods 2,470,269 Rental Inspections 45,770 Assigned Equipment 12,300,852$ Special Assessment Improvement 18,786,187 Special Revenue and Capital Projects Funds: Special Events 1,027,595 Street Improvement 11,341,010 Contract Control 3,783,269 Park Improvement and Acquisition 1,121,353 Park Subdivision Improvement 434,209 Mct Rochlin Park Smokestack 2,000 Senior Center 129,408 Special Assessments Replacement 3,028,649 Parking Ramp Improvements 469,879 CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 45 Note 8 - Fund Equity (Continued) Government-Wide Financial Statements At December 31, 2024 net position was as follows: Net Investment in Capital Assets Net Capital Assets $ 213,868,437 $ 437,254,091 $ 651,122,528 Less: Related Long-Term Debt (123,207,343) (229,155,237) (352,362,580) Less: Premium on Capital Debt (6,570,275) (10,068,339) (16,638,614) Less: Capital Accounts Payable (9,558,539) - (9,558,539) Add: Deferred Charge on Refunding - 38,759 38,759 Add: Unspent Bond Proceeds 39,168,306 24,538,944 63,707,250 Total Net Investment in Capital Assets 113,700,586 222,608,218 336,308,804 Restricted Community Development Loans 2,363,773 - 2,363,773 Community Development 4,532,260 - 4,532,260 Business Improvement District 166,113 - 166,113 Permanent Funds 15,859,518 - 15,859,518 Police Special 479,719 - 479,719 Fire Special 327,635 - 327,635 Senior Services 20,283 - 20,283 Debt Service 1,028,359 20,522,380 21,550,739 Plant Replacement - 2,811,132 2,811,132 Pension Benefits 12,043,666 1,581,638 13,625,304 Total Restricted 36,821,326 24,915,150 61,736,476 Unrestricted 53,733,151 49,711,529 103,444,680 Total Government-Wide Activities Net Position $ 204,255,063 $ 297,234,897 $ 501,489,960 Governmental Business-Type Activities Activities Total CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 46 Note 9 - Individual Fund Balance Disclosures The following governmental funds have a deficit fund balance as of December 31, 2024: Governmental Funds: TIF No. 27 North Main Street Industrial Park 494,679$ Internal Service Fund: These deficit fund balances will be corrected with subsequent years’ revenues. Note 10 - Defined Benefit Pension Plan General Information About the Pension Plan Plan Description. The WRS is a cost-sharing multiple-employer defined benefit pension plan. WRS benefits and other plan provisions are established by Chapter 40 of the Wisconsin Statutes. Benefit terms may only be modified by the legislature. The retirement system is administered by the Wisconsin Department of Employee Trust Funds (ETF). The system provides coverage to all eligible State of Wisconsin, local government, and other public employees. All employees, initially employed by a participating WRS employer on or after July 1, 2011, expected to work at least 1,200 hours a year (880 hours for teachers and school district educational support employees) and expected to be employed for at least one year from employee’s date of hire are eligible to participate in the WRS. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 47 Note 10 - Defined Benefit Pension Plan (Continued) ETF issues a standalone Annual Comprehensive Financial Report (ACFR), which can be found at https:// etf.wi.gov/about-etf/reports-and-studies/financial-reports-and-statements. Additionally, ETF issued a standalone Wisconsin Retirement System Financial Report, which can also be found using the link above. Vesting. For employees beginning participation on or after January 1, 1990, and no longer actively employed on or after April 24, 1998, creditable service in each of five years is required for eligibility for a retirement annuity. Participants employed prior to 1990 and on or after April 24, 1998, and prior to July 1, 2011, are immediately vested. Participants who initially became WRS eligible on or after July 1, 2011, must have five years of creditable service to be vested. Benefits Provided. Employees who retire at or after age 65 (54 for protective occupations and 62 for elected officials and executive service retirement plan participants, if hired on or before December 31, 2016) are entitled to a retirement benefit based on a formula factor, their final average earnings, and creditable service. Final average earnings is the average of the participant's three highest annual earnings periods. Creditable service includes current service and prior service for which a participant received earnings and made contributions as required. Creditable service also includes creditable military service. The retirement benefit will be calculated as a money purchase benefit based on the employee’s contributions plus matching employer's contributions, with interest, if that benefit is higher than the formula benefit. Vested participants may retire at or after age 55 (50 for protective occupations) and receive an actuarially reduced benefit. Participants terminating covered employment prior to eligibility for an annuity may either receive employee- required contributions plus interest as a separation benefit or leave contributions on deposit and defer application until eligible to receive a retirement benefit. The WRS also provides death and disability benefits for employees. Post-Retirement Adjustments. The Employee Trust Funds Board may periodically adjust annuity payments from the retirement system based on annual investment performance in accordance with s. 40.27, Wis. Stat. An increase (or decrease) in annuity payments may result when investment gains (losses), together with other actuarial experience factors, create a surplus (shortfall) in the reserves, as determined by the system’s consulting actuary. Annuity increases are not based on cost of living or other similar factors. For Core annuities, decreases may be applied only to previously granted increases. By law, Core annuities cannot be reduced to an amount below the original, guaranteed amount (the “floor”) set at retirement. The Core and Variable annuity adjustments granted during recent years are as follows: Year Core Fund Adjustment Variable Fund Adjustment 2014 4.7% 25.0% 2015 2.9 2.0 2016 0.5 (5.0) 2017 2.0 4.0 2018 2.4 17.0 2019 0.0 (10.0) 2020 1.7 21.0 2021 5.1 13.0 2022 7.4 15.0 2023 1.6 (21.0) CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 48 Note 10 - Defined Benefit Pension Plan (Continued) Contributions. Required contributions are determined by an annual actuarial valuation in accordance with Chapter 40 of the Wisconsin Statutes. The employee required contribution is one-half of the actuarially determined contribution rate for General category employees, including Teachers, Executives and Elected Officials. Starting on January 1, 2016, the Executives and Elected Officials category was merged into the General Employee Category. Required contributions for protective employees are the same rate as general employees. Employers are required to contribute the remainder of the actuarially determined contribution rate. The employer may not pay the employee required contribution unless provided for by an existing collective bargaining agreement. During the reporting period, the WRS recognized $5,148,872 in contributions from the City. Contribution rates as of December 31, 2024 are: Employee Category Employee Employer General (including teachers, executives, and elected officials) 6.90% 6.90% Protective with Social Security 6.90% 14.30% Protective without Social Security 6.90% 19.10% Pension Liabilities (Assets), Pension Expense (Revenue), and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions At December 31, 2024, the City reported a liability of $5,340,388 for its proportionate share of the net pension liability. The net pension liability was measured as of December 31, 2023 and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of December 31, 2022, rolled forward to December 31, 2023. No material changes in assumptions or benefit terms occurred between the actuarial valuation date and the measurement date. The City’s proportion of the net pension liability was based on the City’s share of contributions to the pension plan relative to the contributions of all participating employers. At December 31, 2023, the City’s proportion was 0.35918530%, which was an increase of 0.00482275% from its proportion measured as of December 31, 2022. For the year ended December 31, 2024, the City recognized pension expense of $3,646,190. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 49 Note 10 - Defined Benefit Pension Plan (Continued) At December 31, 2024, the City reported deferred outflows of resources and deferred inflows of resources related to pension from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Differences between projected and actual experiences 21,532,393$ 28,519,787$ Changes in assumptions 2,327,722 - Net differences between projected and actual earnings on pension plan investments 18,610,387 - Changes in proportion and differences between employer of contributions 7,588 141,483 Employer contributions subsequent to the measurement date 5,148,872 - Total 47,626,962$ 28,661,270$ The $5,148,872 reported as deferred outflows related to pension resulting from the WRS Employer’s contributions subsequent to the measurement date will be recognized as an adjustment of the net pension liability (asset) in the year ending December 31, 2025. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pension will be recognized in pension expense as follows: Year Ending December 31, Net Deferred Outflows (Inflows) of Resources 2025 2,813,282$ 2026 2,947,565 2027 11,646,575 2028 (3,590,602) 13,816,820$ CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 50 Note 10 - Defined Benefit Pension Plan (Continued) Actuarial Assumptions. The total pension liability in the December 31, 2022 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Actuarial Valuation Date: December 31, 2022 Measurement Date of Net Pension Liability (Asset): December 31, 2023 Experience Study: January 1, 2018 – December 31, 2020 Published November 19, 2021 Actuarial Cost Method: Entry Age Normal Asset Valuation Method: Fair Value Long-Term Expected Rate of Return: 6.8% Discount Rate: 6.8% Salary Increases: Inflation Seniority/Merit 3.0% 0.1% - 5.6% Mortality: 2020 WRS Experience Mortality Table Post-retirement Adjustments* 1.7% *No post-retirement adjustment is guaranteed. Actual adjustments are based on recognized investment return, actuarial experience, and other factors. 1.7% is the assumed annual adjustment based on the investment return assumption and the postretirement discount rate. Actuarial assumptions are based upon an experience study conducted in 2021 that covered a three-year period from January 1, 2018 to December 31, 2020. The total pension liability for December 31, 2023 is based upon a roll-forward of the liability calculated from the December 31, 2022 actuarial valuation. Long-term Expected Return on Plan Assets. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Allocation Targets and Expected Returns1 Core Fund Asset Class Asset Allocation % Long-Term Expected Nominal Rate of Return % Long-Term Expected Real Rate of Return %2 Public Equity 40% 7.3% 4.5% Public Fixed Income 27 5.8 3.0 Inflation Sensitive 19 4.4 1.7 Real Estate 8 5.8 3.0 Private Equity/Debt 18 9.6 6.7 Leverage3 (12) 3.7 1.0 Total Core Fund 100% * 7.4% 4.6% Variable Fund Asset Class U.S. Equities 70% 6.8% 4.0% International Equities 30 7.6 4.8 Total Variable Fund 100% 7.3% 4.5% 1Asset Allocations are managed within established ranges; target percentages may differ from actual monthly allocations 2New England Pension Consultants Long Term US CPI (Inflation) Forecast: 2.5%. 3The investment policy used for the Core Fund involves reducing equity exposure by leveraging lower-volatility assets, such as fixed income securities. This results in an asset allocation beyond 100%. Currently, an asset allocation target of 12% policy leverage is used, subject to an allowable range of up to 20%. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 51 Note 10 - Defined Benefit Pension Plan (Continued) Single Discount Rate. A single discount rate of 6.8% was used to measure the total pension liability for the current and prior year. The discount rate is based on the expected rate of return on pension plan investments of 6.8% and a municipal bond rate of 3.77% (Source: Fixed-income municipal bonds with 20 years to maturity that include only federally tax-exempt municipal bonds as reported in Fidelity Index’s “20-year Municipal GO AA Index” as of December 31, 2023. In describing this index, Fidelity notes that the municipal curves are constructed using option- adjusted analytics of a diverse population of over 10,000 tax-exempt securities.). Because of the unique structure of WRS, the 6.8% expected rate of return implies that a dividend of approximately 1.7% will always be paid. For purposes of the single discount rate, it was assumed that the dividend would always be paid. The projection of cash flows used to determine this single discount rate assumed that plan member contributions will be made at the current contribution rate and that employer contributions will be made at rates equal to the difference between actuarially determined contribution rates and the member rate. Based on these assumptions, the pension plan’s fiduciary net position was projected to be available to make all projected future benefit payments (including expected dividends) of current plan members. Therefore, the municipal bond rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Sensitivity of the City’s Proportionate Share of the Net Pension Liability (Asset) to Changes in the Discount Rate. The following presents the City’s proportionate share of the net pension liability (asset) calculated using the discount rate of 6.80 percent, as well as what the City’s proportionate share of the net pension liability (asset) would be if it were calculated using a discount rate that is 1-percentage-point lower (5.80 percent) or 1-percentage-point higher (7.80 percent) than the current rate: 1% Decrease to Discount Rate (5.80%) Current Discount Rate (6.80%) Discount Rate (7.80%) City's proportionate share of the net pension liability (asset)51,617,435$ 5,340,388$ (27,041,618)$ Pension Plan Fiduciary Net Position. Detailed information about the pension plan’s fiduciary net position is available in separately issued financial statements available at https://etf.wi.gov/about-etf/reports-and-studies/financial-reports- and-statements. Payables to the Pension Plan. The City is required to remit the monthly required contribution for both the employee and City portions by the last day of the following month. The amount due to WRS as of December 31, 2024, is $693,634 for December payroll. Note 11 - Post-Employment Benefits Other Than Pension Benefits The City reports OPEB related balances at December 31, 2024 as summarized below: Local Retiree Life Insurance Fund (LRIF) $ 3,621,248 $ 1,438,684 $ 1,759,017 Single-Employer Defined OPEB Plan 6,569,154 4,407,915 5,438,076 $ 10,190,402 $ 5,846,599 $ 7,197,093 OPEB Deferred Outflows Deferred Inflows Liability of Resources of Resources CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 52 Note 11 - Post-Employment Benefits Other Than Pension Benefits (Continued) 1. Local Retiree Life Insurance Fund Defined Postemployment Benefit Plan General Information About the Other Post-Employment Benefits Plan Plan Description. The LRLIF is a multiple-employer, defined-benefit OPEB plan. LRLIF benefits and other plan provisions are established by Chapter 40 of the Wisconsin Statutes. The Wisconsin Department of Employee Trust Funds (ETF) and the Group Insurance Board have statutory authority for program administration and oversight. The plan provides post-employment life insurance benefits for all eligible members. OPEB Plan Fiduciary Net Position. ETF issues a standalone Annual Comprehensive Financial Report (ACFR), which can be found at https://etf.wi.gov/about-etf/reports-and-studies/financial-reports-and-statements. Additionally, ETF issued a standalone Retiree Life Insurance Financial Report, which can also be found using the link above. Benefits Provided. The LRLIF plan provides fully paid up life insurance benefits for post-age 64 retired members and pre-65 retirees who pay for their coverage. Contributions. The Group Insurance Board approves contribution rates annually, based on recommendations from the insurance carrier. Recommended rates are based on an annual valuation, taking into consideration an estimate of the present value of future benefits and the present value of future contributions. A portion of employer contributions made during a member’s working lifetime funds a post-retirement benefit. Employers are required to pay the following contributions based on member contributions for active members to provide them with Basic Coverage after age 65. There are no employer contributions required for pre-age 65 annuitant coverage. If a member retires prior to age 65, they must continue paying the member premiums until age 65 in order to be eligible for the benefit after age 65. Contribution rates as of December 31, 2024 are: Coverage Type Employee 50% Post Retirement Coverage 40% of Member Contribution 25% Post Retirement Coverage 20% of Member Contribution Member contributions are based upon nine age bands through age 69 and an additional eight age bands for those age 70 and over. Participating members must pay monthly contribution rates per $1,000 of coverage until the age of 65 (age 70 if active). The member contribution rates in effect for the year ended December 31, 2023 are as listed below: Life Insurance Member Contribution Rates * Under 30 $ 0.05 30-34 0.06 35-39 0.07 40-44 0.08 45-49 0.12 50-54 0.22 55-59 0.39 60-64 0.49 65-69 0.57 * Disabled members under age 70 receive a waiver-of-premium CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 53 Note 11 - Post-Employment Benefits Other Than Pension Benefits (Continued) During the reporting period, the Plan recognized $16,432 in contributions from the employer. OPEB Liabilities, OPEB Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEBs At December 31, 2024, the City reported a liability of $3,621,248 for its proportionate share of the net OPEB liability. The net OPEB liability was measured as of December 31, 2023, and the total OPEB liability used to calculate the net OPEB liability was determined by an actuarial valuation as of December 31, 2022 rolled forward to December 31, 2023. No material changes in assumptions or benefit terms occurred between the actuarial valuation date and the measurement date. The City’s proportion of the net OPEB liability was based on the City’s share of contributions to the OPEB plan relative to the contributions of all participating employers. At December 31, 2023, the City’s proportion was 0.78711600%, which was an increase of 0.029581000% from its proportion measured as of December 31, 2022. For the year ended December 31, 2024, the City recognized OPEB expense of $324,516. At December 31, 2024, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Differences between projected and actual experiences -$ 320,489$ Changes in assumptions 1,132,757 1,425,970 and actual earnings on plan investments 48,922 - Changes in proportion and differences between employer contributions and proportionate share of contributions 240,573 12,558 Employer contributions subsequent to the measurement date 16,432 - Total 1,438,684$ 1,759,017$ The $16,432 reported as deferred outflows related to OPEB resulting from the WRS Employer’s contributions subsequent to the measurement date will be recognized as an adjustment of the net OPEB liability in the year ending December 31, 2025. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 54 Note 11 - Post-Employment Benefits Other Than Pension Benefits (Continued) Other amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized in OPEB expense as follows: Year Ending December 31, Net Deferred Outflows (Inflows) of Resources 2025 15,302$ 2026 62,653 2027 (76,700) 2028 (204,352) 2029 (193,865) Thereafter 60,197 (336,765)$ Actuarial Assumptions. The total OPEB liability in the January 1, 2023, actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Actuarial Valuation Date: January 1, 2023 Measurement Date of Net OPEB Liability: December 31, 2023 Experience Study: January 1, 2018 - December 31, 2020, Published November 19, 2021 Actuarial Cost Method: Entry Age Normal 20 Year Tax-Exempt Municipal Bond Yield*: 3.26% Long-Term Expected Rate of Return: 4.25% Discount Rate: 3.32% Salary Increases: Wage Inflation Seniority/Merit 3.00% 0.1% - 5.6% Mortality: 2020 WRS Experience Mortality Table *Based on the Bond Buyers GO index. Actuarial assumptions are based upon an experience study conducted in 2021 that covered a three-year period from January 1, 2018 to December 31, 2020. The total OPEB liability for December 31, 2023 is based upon a roll-forward of the liability calculated from the January 1, 2023 actuarial valuation. Long-term Expected Return on Plan Assets. The long-term expected rate of return is determined by adding expected inflation to expected long-term real returns and reflecting expected volatility and correlation. Investments for the LRLIF are held with Securian, the insurance carrier. Interest is calculated and credited to the LRLIF based on the rate of return for a segment of the insurance carriers’ general fund, specifically 10-year A-Bonds (as a proxy, and not tied to any specific investments). The overall aggregate interest rate is calculated using a tiered approach based on the year the funds were originally invested and the rate of return for that year. Investment interest is credited based on the aggregate rate of return and assets are not adjusted to fair market value. Furthermore, the insurance carrier guarantees the principal amounts of the reserves, including all interest previously credited thereto. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 55 Note 11 - Post-Employment Benefits Other Than Pension Benefits (Continued) Local OPEB Life Insurance Asset Allocation Targets and Expected Returns Asset Class Index Target Allocation Long-Term Expected Geometric Real Rate of Return % U.S. Intermediate Credit Bonds Bloomberg U.S. Interm Credit 40% 2.32% U.S. Mortgages Bloomberg U.S. MBS 60 2.52 Inflation 2.30 Long-Term Expected Rate of Return 4.25 Single Discount Rate. A single discount rate of 3.32% was used to measure the total OPEB liability for the current year, as opposed to a discount rate of 3.76% for the prior year. The change in the discount rate was primarily caused by the decrease in the municipal bond rate from 3.72% as of December 31, 2022 to 3.26% as of December 31, 2023. The Plan’s fiduciary net position was projected to be insufficient to make all projected future benefit payments of current active and inactive members. Therefore, the discount rate for calculating the Total OPEB Liability is equal to the single equivalent rate that results in the same actuarial present value as the long-term expected rate of return applied to benefit payments, to the extent that the plan’s fiduciary net position is projected to be sufficient to make projected benefit payments, and the municipal bond rate applied to benefit payment to the extent that the plan’s fiduciary net position is projected to be insufficient. The plan’s fiduciary net position was projected to be available to make projected future benefit payments of current plan members through December 31, 2036. The projection of cash flows used to determine the single discount rate assumed that employer contributions will be made according to the current employer contribution schedule and that contributions are made by plan members retiring prior to age 65. Sensitivity of the City’s Proportionate Share of the Net OPEB Liability to Changes in the Discount Rate. The following presents the City’s proportionate share of the net OPEB liability calculated using the discount rate of 3.32 percent, as well as what the City’s proportionate share of the net OPEB liability would be if it were calculated using a discount rate that is 1-percentage-point lower (2.32 percent) or 1-percentage-point higher (4.32 percent) than the current rate: 1% Decrease to Discount Rate (2.32%) Current Discount Rate (3.32%) 1% Increase to Discount Rate (4.32%) City's proportionate share of the net OPEB liability 4,865,652$ 3,621,248$ 2,671,366$ Payables to the OPEB Plan. The City is required to remit the monthly required contribution for both the employee and City portions by the last day of the following month. There was no amount due for the life insurance plan at December 31, 2024. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 56 Note 11 - Post-Employment Benefits Other Than Pension Benefits (Continued) 2. Single-Employer Defined Postemployment Benefit Plan Plan Description. The Plan is a single employer defined benefit postemployment health plan. City provides medical coverage (including prescription drugs) and dental coverage for retired employees through the City’s self-insure plans. Retirees may continue in the plan by paying 100% of the premium until the retiree is eligible for Medicare. Employees Covered by Benefit Terms. As of the December 31, 2024 actuarial valuation, the following employees were covered by the benefit terms: Inactive employees or beneficiaries currently receiving benefit payments 27 Active employees 592 Total Participants 619 Contributions. Retired plan members and beneficiaries currently receiving benefits are required to contribute towards the cost of insurance premiums based on the employee group and their retirement date. Total OPEB Liability. City’s total OPEB liability was measured as of December 31, 2024 and was determined by an actuarial valuation as of December 31, 2024. Actuarial Assumptions. The total OPEB liability in the December 31, 2024, actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Inflation 3.00% Salary Increases: Inflation 3.00% Seniority/Merit .4 to 4.8% Discount Rate:3.26% Healthcare Trend Rates: 6.0% for 2021 Decreasing to an Ultimate Rate of 3.70% After 53 Years Mortality rates are based on the Wisconsin 2018 Mortality table. The actuarial assumptions that determined the total OPEB liability as of December 31, 2024 were based on the results of an actuarial experience study for the period 2021-2023 for the Wisconsin Retirement System (WRS). Discount Rate. The discount rate used to measure the total OPEB liability was 3.26%, which is based on the Bond Buyer GO 20-year Municipal Bond Index as of the week of the measurement date. The discount rate used in the January 1, 2018 actuarial valuation was 4.10%. No assets have been accumulated in an irrevocable trust, so the Bond Buyer GO 20-year Municipal Bond Index has been applied to all periods. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 57 Note 11 - Post-Employment Benefits Other Than Pension Benefits (Continued) Changes in the Total OPEB Liability: Total OPEB Liability $ 7,450,873 Changes for the Year: Service Cost 523,479 Interest 291,949 Experiences (1,711,909) Changes of Assumptions or Other Input 269,578 Benefit Payments (254,816) Net Changes (881,719) Balance at 12/31/2024 Sensitivity of the Total OPEB Liability to Changes in the Discount Rate. The following presents the total OPEB liability of City, as well as what City’s total OPEB liability would be if it were calculated using a discount rate that is 1- percentage-point lower (2.26%) or 1-percentage-point higher (4.26%) than the current rate: 1% Decrease (2.26%) Current Discount Rate (3.26%) 1% Increase (4.26%) $$$Total OPEB Liability 7,131,234 6,569,154 6,047,009 Sensitivity of the Total OPEB Liability to Changes in the Healthcare Cost Trend Rates. The following presents the total OPEB liability of City, as well as what City’s total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1-percentage-point lower or 1-percentage-point higher than the current healthcare cost trend rates: 1% Decrease to to 2.7%) Healthcare Cost Trend Rates to 3.7%) 1% Increase to 4.7%) $$$Total OPEB Liability 5,859,936 6,569,154 7,401,942 CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 58 Note 11 - Post-Employment Benefits Other Than Pension Benefits (Continued) OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB For the year ended December 31, 2024, City recognized OPEB expense of $718,035. At December 31, 2024, City reported deferred outflows and inflows of resources related to OPEB from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Differences between projected and actual experiences 629,982$ 3,786,514$ Changes in assumptions 3,777,933 1,651,562 Total 4,407,915$ 5,438,076$ Amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized in OPEB expense as follows: Year Ending December 31, Net Deferred Outflows (Inflows) of Resources 2025 (97,393)$ 2026 (97,393) 2027 (107,484) 2028 (91,764) 2029 (72,550) Thereafter (563,577) (1,030,161)$ Payable to the OPEB Plan. At December 31, 2024, City did not report a payable for the outstanding amount of contribution to the OPEB Plan required. Note 12 - Tax Incremental Financing Districts The City has established separate capital projects funds for the Tax Incremental Financing Districts (TID) created by the City in accordance with Section 66.1105 of the Wisconsin Statutes. At the time the TID’s were created, the property tax base within each TID was “frozen” and increment taxes resulting from increases to the property tax base are used to finance TID improvements, including principal and interest on long-term debt issued by the City to finance such improvements. State Statutes allow a tax incremental district to incur eligible project costs up to five years from the maximum termination date. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 59 Note 12 - Tax Incremental Financing Districts (Continued) The intent of the City is to recover the above amounts from future TID surplus funds, if any, prior to termination of the respective TID’s. Unless terminated by the City prior thereto, each TID has a statutory termination year as follows: Termination Date TID No.12 03/12/25 TID No.13 09/22/25 TID No.14 06/13/27 TID No.16 05/22/28 TID No.17 09/25/28 TID No.18 07/09/29 TID No.19 05/13/26 TID No.20 07/12/32 TID No.21 02/14/33 TID No.23 06/09/29 TID No.24 02/23/37 TID No.25 05/22/39 TID No.26 02/26/33 TID No.27 07/08/34 TID No.28 06/14/43 TID No.29 07/12/43 TID No.30 08/23/43 TID No.31 02/28/45 TID No.32 05/23/44 TID No.33 07/11/44 TID No.34 01/23/39 TID No.35 01/23/46 TID No.36 06/11/46 TID No.37 07/23/46 TID No.38 09/24/46 TID No.39 01/14/48 TID No.40 02/09/49 TID No.41 10/12/50 TID No.42 04/26/44 TID No.43 06/28/44 TID No.44 09/01/39 Tax Abatements The City has entered into agreements within some of the Districts that require the City to make annual repayments of property taxes collected within the Districts to the developers, based upon the terms of the agreements. As tax abatements, those developer payments and the related property tax revenues are not reported as revenues or expenditures in the financial statements. For the year ended December 31, 2024, the City abated property taxes of $3,008,601 under this program which include the following tax abatement agreements:  A property tax abatement of $333,111 to a developer within Tax Incremental District No. 14. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 60 Note 12 - Tax Incremental Financing Districts (Continued)  A property tax abatement of $69,695 to a developer within Tax Incremental District No. 21.  A property tax abatement of $650 to a developer within Tax Incremental District No. 25.  A property tax abatement of $41,358 to a developer within Tax Incremental District No. 30.  A property tax abatement of $553,229 to a developer within Tax Incremental District No. 31.  A property tax abatement of $13,864 to a developer within Tax Incremental District No. 32.  A property tax abatement of $241,940 to a developer within Tax Incremental District No. 33.  A property tax abatement of $1,150,851 to two developers within Tax Incremental District No. 34.  A property tax abatement of $310,783 to a developer within Tax Incremental District No. 36.  A property tax abatement of $225,828 to three developers within Tax Incremental District No. 37.  A property tax abatement of $35,944 to three developers within Tax Incremental District No. 39.  A property tax abatement of $21,276 to a developer within Tax Incremental District No. 40.  A property tax abatement of $10,072 to a developer within Tax Incremental District No. 41. Note 13 - Leases Lessor The City has three leases recorded in the water utility on the statement of net position proprietary funds and statement of net position. The water utility leases tower space on Marion Road for the purpose of transmission and reception of communication signals. This lease has an initial lease term of five years with two additional five-year terms. The initial annual payment was $27,600 and increases $4,800 each term. Additionally, for each of the first nine years of the lease there is a additional $6,000 required payment. The water utility leases tower space Washburn Street for the purpose of transmission and reception of communication signals. This lease has an initial lease term of five years with two additional five-year terms. The initial monthly payment was $1,900 and increases by $400 per month at the beginning of the following term. Lastly, the water utility leases tower space on County Road N for the purpose of transmission and reception of communication signals. This lease has an initial lease term of five years with two additional five-year terms. The monthly payments were $1,900 and increases by $400 per month at the beginning of the following term. For the year end December 31, 2024, the water utility recognized $91,711 in lease revenue and $11,489 in interest revenue related to these agreements. At December 31, 2024, the utility recorded $418,641 in lease receivables at net present value and deferred inflows of resources for these arrangements. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 61 Note 13 - Leases (Continued) Beginning Ending Water Utility Balance Additions Reductions Balance Water Tower - Marion Road 292,564$ -$ 31,247$ 261,317$ Water Tower - Washburn Street 108,894 - 30,232 78,662 Water Tower - County Road N 108,894 - 30,232 78,662 510,352$ -$ 91,711$ 418,641$ Remaining amounts to be received associated with these leases at December 31, 2024 are as follows: December 31, 2025 93,917$ 2026 95,175 2027 60,638 2028 33,249 2029 34,113 2030 - 2032 101,549 Total 418,641$ Note 14 - Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to, or destruction of assets; errors and omissions; injuries to employees; employee health claims; unemployment compensation claims; and environmental damage for which the City purchases commercial insurance. There has been no reduction in insurance coverage from the prior year. Insurance settlements for claims resulting from the risks covered by commercial insurance have not exceeded the insurance coverage in the past year. Note 15 - Health and Dental Self-Insurance Fund The City maintains a self-insured medical care coverage plan and maintains a self-insured dental plan for its employees since 2022. The City has established the Health Insurance Fund (an internal service fund) to account for the financing of its uninsured risk of loss. The Employee Benefits Fund has an established reserve of $5,866,270 at December 31, 2024 and is reported as the net position of the Internal Service Fund. This reserve will be used to finance claims in 2025 and the future self-insurance claims. City employees, retirees and employee dependents are eligible for medical and dental benefits from the health insurance fund. Funding is provided by charges to City departments and employees. Fund expenses consist of payments to a third-party administrator for medical and dental claims, stop loss insurance premiums and admin fees. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 62 Note 15 - Health and Dental Self-Insurance Fund (Continued) The claims liability of $1,971,409, reported in the fund at December 31, 2024, is based on the requirements of the Governmental Accounting Standards Board Statement (GASB) No. 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Changes in the fund’s health claims liability amount are as follows: 2022 $- $ 8,188,694 $ 5,690,069 $ 2,498,625 2023 2,498,625 7,550,360 8,307,716 1,741,269 2024 1,741,269 7,790,420 7,599,441 1,932,248 Beginning-of- Fiscal Year Liability Claims and Changes in Estimates Claim Payments Balance at Fiscal Year- End Changes in the fund’s Dental claims liability amount are as follows: 2022 $- $ 472,053 $ 436,379 $ 35,674 2023 35,674 433,212 423,998 44,888 2024 44,888 439,875 445,602 39,161 Beginning-of- Fiscal Year Liability Claims and Changes in Estimates Claim Payments Balance at Fiscal Year- End Note 16 - Commitments and Contingencies The City received federal and state grants for specific purposes that are subject to review and audit by the grantor agencies. Such audits could lead to requests for reimbursements to the grantor for expenditures disallowed under terms of the grants. The City believes such disallowances, if any, would be immaterial. From time to time the City is involved in legal actions and claims, most of which normally occur in governmental operations. In the opinion of City management, these issues, and any other proceedings known to exist at December 31, 2024, are not likely to have a material adverse impact on the City’s financial position. Note 17 - Basis For Utility Existing Rates Water Current water rates were approved by the Utility commission with an effective date of January 19, 2024. Sewer Current sewer rates were approved by the Utility commission with an effective date of January 1, 2024. CITY OF OSHKOSH, WISCONSIN Notes to Financial Statements December 31, 2024 63 Note 18 - Adjustments of Beginning Fund Balance and Net Position During the 2024 audit, it was noted that there were correction of errors and a change in accounting principle. It was determined that certain amounts should have been recorded as additional investment accounts that the City maintains custody of. The change in accounting principle is related to the implementation of GASB 101. The following presents the impact of these adjustments of beginning fund balance and net position: Beginning Fund Balance/ Net Position - January 1, 2023 $ 172,616,079 $ 12,496,806 $ 1,332,675 Correction of Error 760,639 630,370 130,269 Change in Accounting Principle (966,390) - - Governmental Activities Permanent Fund Museum Fund During the 2024 audit, it was noted that there was a correction of error and a change in accounting principle. It was determined that there were expenditures that should have been recorded as capital assets. The change in accounting principle is related to the implementation of GASB 101. The following presents the impact of these adjustments of beginning fund balance and net position: Beginning Net Position - January 1, 2024 $ 277,011,356 $ 2,380,573 Correction of Error 132,684 132,684 Business-Type Activities Inspection Services Fund Beginning Net Position - January 1, 2023 $ 259,295,516 $ 2,227,522 $ 81,006,814 $ 79,029,523 Change in Accounting Principle (285,456) (25,203) (86,170) (78,833) Beginning Net Position - January 1, 2023 $ 71,090,989 $ 10,152,690 $ 3,214,812 Change in Accounting Principle (23,385) (70,688) (1,177) Sewer Utility Fund Parking Utility Fund Business-Type Activities Inspection Services Fund Water Utility Fund Stormwater Utility Fund Transit Fund REQUIRED SUPPLEMENTARY INFORMATION City's Proportionate City's City's Share of the Plan Fiduciary WRS Fiscal Proportion Proportionate Net Pension Net Position Year End Date of the Net Share of the City's Asset/Liability as a Percentage (Measurement Pension Net Pension Covered as a Percentage of of the Total Pension Date) Asset/Liability (Asset)/Liability Payroll Covered Payroll Liability 12/31/2023 0.35918530% 5,340,388$ 44,366,218$ 12.04%98.85% 12/31/2022 0.35436255% 18,773,078 42,455,750 44.22%95.72% 12/31/2021 0.34680947% (27,953,481) 40,712,360 68.66%106.02% 12/31/2020 0.34325180% (21,429,686) 39,367,936 54.43%105.26% 12/31/2019 0.34044120% (10,977,387) 37,849,360 29.00%102.96% 0.33514980% 11,923,578 37,018,001 32.21%96.45% 0.32543566% (9,662,570) 36,243,909 26.66%102.93% 12/31/2016 0.31987366% 2,636,523 35,129,816 7.51%99.12% 12/31/2015 0.31657015% 5,144,203 34,050,370 15.11%98.20% 12/31/2014 0.31842486% (7,821,386) 34,551,515 22.64%102.74% Contributions in Relation to the Contributions Contractually Contractually Contribution as a Percentage Required Required Deficiency Covered of Covered Year End Date Contributions Contributions (Excess)Payroll Payroll 12/31/2024 4,804,461$ 4,804,461$ -$ 45,530,648$ 10.55% 12/31/2023 4,804,128 4,804,128 - 44,366,218 10.83% 12/31/2022 4,265,639 4,265,639 - 42,455,750 10.05% 12/31/2021 4,083,340 4,083,340 - 40,712,361 10.03% 12/31/2020 3,794,808 3,794,808 - 39,367,936 9.64% 12/31/2019 3,553,329 3,553,329 - 37,849,360 9.39% 12/31/2018 3,515,255 3,515,255 - 37,018,001 9.50% 12/31/2017 3,446,908 3,446,908 - 36,243,909 9.51% 12/31/2016 3,073,752 3,073,752 - 35,129,816 8.75% 12/31/2015 3,014,493 3,014,493 - 34,050,370 8.85% CITY OF OSHKOSH, WISCONSIN Schedule of Employer's Proportionate Share of the Net Pension Liability (Asset) Wisconsin Retirement System (WRS) Schedule of Employer Contributions Wisconsin Retirement System (WRS) See Accompanying Notes to Required Supplementary Information 64 City's Proportionate City's City's Share of the Plan Fiduciary WRS Fiscal Proportion Proportionate Net OPEB Net Position Year End Date of the Net Share of the City's Liability as a Percentage (Measurement OPEB Net OPEB Covered as a Percentage of of the Total Date)Liability Liability Payroll Covered Payroll OPEB Liability 12/31/2023 0.78711600% $ 3,621,248 41,287,000$ 8.77%33.90% 12/31/2022 0.75753500% 2,886,077 40,035,000 7.21%38.81% 12/31/2021 0.74634600% 4,411,181 38,095,000 11.58%29.57% 12/31/2020 0.73820000% 4,060,633 38,252,000 10.62%31.36% 12/31/2019 0.69821100% 2,973,118 36,228,000 8.21%37.58% 12/31/2018 0.71259100% 1,838,727 37,018,001 4.97%48.69% 12/31/2017 0.71166700% 2,141,107 36,243,909 5.91%44.81% Contributions in Relation to the Contributions Contractually Contractually Contribution as a Percentage City Required Required Deficiency Covered of Covered Year End Date Contributions Contributions (Excess)Payroll Payroll 12/31/2024 16,432$ 16,432$ -$ 42,150,000$ 0.04% 12/31/2023 16,295 16,295 - 41,287,000 0.04% 12/31/2022 14,116 14,116 - 40,035,000 0.04% 12/31/2021 13,746 13,746 - 38,095,000 0.04% 12/31/2020 14,841 14,841 - 38,252,000 0.04% 12/31/2019 13,774 13,774 - 36,228,000 0.04% 12/31/2018 13,693 13,693 - 37,018,001 0.04% CITY OF OSHKOSH, WISCONSIN Schedule of Employer's Proportionate Share of the Net OPEB Liability Other Post-Employment Benefits Other Than Pensions - Local Retiree Life Insurance Fund Schedule of Employer Contributions Other Post-Employment Benefits Other Than Pensions - Local Retiree Life Insurance Fund See Accompanying Notes to Required Supplementary Information 65 Total OPEB Liability Service Cost $ 523,479 $ 690,186 $ 417,357 $ 363,894 $ 306,053 $ 334,296 $ 301,541 Interest 291,949 174,365 132,679 153,353 217,806 180,345 179,462 Effect of economic/demographic gains or losses (1,711,909) - (3,293,801) - 1,344,242 - - Changes of Assumptions or Other Input 269,578 (1,078,683) 4,887,014 276,841 (1,487,994) (288,188) 140,539 Benefit Payments (254,816) (217,124) (203,346) (168,477) (138,207) (119,000) (199,000) Net Change in Total OPEB Liability Total OPEB Liability - Beginning Total OPEB Liability - Ending Covered-Employee Payroll $ 43,713,436 $ 39,150,924 $ 39,150,924 $ 39,150,924 $ 39,150,924 $ 38,695,522 $ 37,913,920 City's Total OPEB Liability as a Percentage of Covered-Employee Payroll 15.03%19.03%20.13%15.18%13.58%13.11%13.10% *Ten years of data will be accumulated beginning with 2018. CITY OF OSHKOSH, WISCONSIN Schedule of Change in Total OPEB Liability and Related Ratios Last 10 Measurement Years* 2021 2020 2019 2018202220232024 See Accompanying Notes to Required Supplementary Information 66 REVENUES Taxes $ 24,460,000 $ 24,460,000 $ 24,529,310 $ 69,310 Intergovernmental 19,200,900 19,200,900 19,322,893 121,993 Licenses and Permits 817,000 817,000 880,023 63,023 Fines, Forfeitures and Penalties 703,600 703,600 695,492 (8,108) Public Charges for Services 4,541,800 4,541,800 5,088,863 547,063 Intergovernmental Charges for Services 2,829,257 2,829,257 2,837,707 8,450 Miscellaneous 2,510,200 2,510,200 4,108,725 1,598,525 Total Revenues 55,062,757 55,062,757 57,463,013 2,400,256 EXPENDITURES Current: General Government 8,298,236 8,562,272 8,109,351 452,921 Public Safety 34,119,128 35,620,775 35,074,812 545,963 Public Works 5,394,723 5,502,212 4,523,027 979,185 Transportation 1,012,056 1,047,306 928,144 119,162 Culture and Recreation 3,329,075 3,460,151 3,099,578 360,573 Conservation and Development 2,109,918 2,271,545 2,010,998 260,547 Unclassified 2,361,183 422,355 569,562 (147,207) Total Expenditures 56,624,319 56,886,615 54,315,472 2,571,143 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (1,561,562) (1,823,858) 3,147,541 4,971,399 OTHER FINANCING SOURCES (USE) Sale of Capital Assets 25,000 25,000 160,909 135,909 Transfers In 1,542,600 1,542,600 1,542,600 - Transfers Out - - (21,775) (21,775) Total Other Financing Sources (Use)1,567,600 1,567,600 1,681,734 114,134 NET CHANGE IN FUND BALANCE 6,038 (256,258) 4,829,275 5,085,533 FUND BALANCE - BEGINNING 18,132,693 18,132,693 18,132,693 - FUND BALANCE - ENDING $ 18,138,731 $ 17,876,435 $ 22,961,968 $ 5,085,533 Budget to Actual Schedule of Budgetary Comparison CITY OF OSHKOSH, WISCONSIN (Negative) Variance with Positive Final Budget For the Year Ended December 31, 2024 General Fund Amounts Actual Original Final Budgeted Amounts See Accompanying Notes to Required Supplementary Information 67 68 CITY OF OSHKOSH, WISCONSIN Notes to Required Supplementary Information For the Year Ended December 31, 2024 Defined Benefit Pension Plan Changes of benefit terms. There were no changes of benefit terms for any participating employer in WRS. Changes of assumptions. Based on a three-year experience study conducted in 2021 covering January 1, 2018 through December 31, 2020, the ETF Board adopted assumption changes that were used to measure the total pension liability beginning with the year- end December 31, 2021, including the following: • Lowering the long-term expected rate of return from 7.0% to 6.8% • Lowering the discount rate from 7.0% to 6.8% • Lowering the price inflation rate from 2.5% to 2.4% • Lowering the post-retirement adjustments from 1.9% to 1.7% • Mortality assumptions were changed to reflect updated trends by transitioning from the Wisconsin 2018 Mortality Table to the 2020 WRS Experience Mortality Table. Post-Employment Benefits Other Than Pension Benefits – Local Retiree Life Insurance Plan Changes of benefit terms. There were no recent changes in benefit terms. Changes of assumptions. In addition to the rate changes detailed in the tables above, the State of Wisconsin Employee Trust Fund Board adopted economic and demographic assumption changes based on a three year experience study performed for the Wisconsin Retirement System. These assumptions are used in the actuarial valuations of OPEB liabilities (assets) for the retiree life insurance programs and are summarized below. The assumption changes that were used to measure the December 31, 2021 total OPEB liabilities, including the following: • Lowering the price inflation rate from 2.5% to 2.4% • Mortality assumptions were changed to reflect updated trends by transitioning from the Wisconsin 2018 Mortality Table to the 2020 WRS Experience Mortality Table. Post-Employment Benefits Other Than Pension Benefits – Single-Employer Plan Changes of benefit terms. There were no recent changes in benefit terms. Changes of assumptions. The Discount rate changed from 3.72% to 3.26%. 69 CITY OF OSHKOSH, WISCONSIN Notes to Required Supplementary Information For the Year Ended December 31, 2024 Budgetary Process The City follows these procedures in establishing the budgetary data reflected in the budgetary comparison schedule:  During November, City management submits to the Common Council a proposed operating budget for the calendar year commencing the following January 1. The operating budget includes proposed expenditures and the means of financing them. After submission to the governing body, public hearings are held to obtain taxpayer comments. Following the public hearings, the proposed budget, including authorized additions and deletions, is legally enacted by Common Council action.  Budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for the general fund, certain special revenue funds, debt service funds, and certain capital projects funds. Budget is defined as the originally approved budget plus or minus approved amendments. Budget appropriations not expended during the year are closed to fund balance unless authorized by the governing body to be forwarded into the succeeding year’s budget.  During the year, formal budgetary integration is employed as a management control device for the general fund, certain special revenue funds, debt service funds, and certain capital projects funds.  Expenditures may not exceed appropriations provided in detailed budget accounts maintained for each department of the City. Amendments to the budget during the year require initial approval by management and are subsequently authorized by the Common Council. Excess of Actual Expenditures Over Budget The following fund had an excess of actual expenditures over budget for the year ended December 31, 2024: Excess General Fund Expenditures Unclassified $ 147,207 SUPPLEMENTARY INFORMATION 2024 ASSETS Cash and Investments $ 20,955,250 $ 40,528,105 $ 16,052,255 $ 77,535,610 $ 67,191,581 Receivables: Accounts Receivable 597,598 435,799 - 1,033,397 764,556 Taxes 6,650,732 4,002,912 - 10,653,644 10,365,539 Interest 276 609 - 885 1,035 Special Assessments 7,574 7,600 - 15,174 - Loans 5,026,784 605,000 - 5,631,784 5,969,699 Due from Other Governments 21,857 - - 21,857 - Inventory and Prepaid Items 78,002 - - 78,002 9,561 Due from Other Funds 384,805 7,782,886 - 8,167,691 12,427,770 Total Assets $ 33,722,878 $ 53,362,911 $ 16,052,255 $ 103,138,044 $ 96,729,741 LIABILITIES Accounts Payable $ 1,132,705 $ 9,128,645 $ - $ 10,261,350 $ 7,943,511 Due to Other Funds 192,068 15,064,697 192,737 15,449,502 14,727,770 Deposits from Others - 363,271 - 363,271 351,174 Unearned Revenue: Grant 15,838 - - 15,838 8,000 American Rescue Plan Act Funds 4,374,029 - - 4,374,029 15,064,937 Total Liabilities 5,714,640 24,556,613 192,737 30,463,990 38,095,392 DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period 10,216,600 6,149,121 - 16,365,721 15,306,027 FUND BALANCES Nonspendable 78,002 - 6,160,474 6,238,476 3,655,862 Restricted 7,889,783 15,560,382 9,699,044 33,149,209 30,623,958 Committed 9,251,416 - - 9,251,416 9,024,540 Assigned 1,027,595 20,309,777 - 21,337,372 13,288,261 Unassigned (Deficits)(455,158) (13,212,982) - (13,668,140) (13,264,299) Total Fund Balances 17,791,638 22,657,177 15,859,518 56,308,333 43,328,322 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES $ 33,722,878 $ 53,362,911 $ 16,052,255 $ 103,138,044 $ 96,729,741 Special Revenue Capital Projects Totals Permanent 2023 CITY OF OSHKOSH, WISCONSIN Combining Balance Sheet Nonmajor Governmental Funds As of December 31, 2024 With Summarized Information from December 31, 2023 70 CITY OF OSHKOSH, WISCONSIN Combining Balance Sheet Nonmajor Governmental Funds As of December 31, 2024 With Summarized Information from December 31, 2023 ASSETS Cash and Investments $ 154,530 200,154 3,215,762 756,821 1,273,147 1,846,546 415,142 579,385 89,581 240,189 1,019,162 205,424 Receivables: Accounts Receivable 10,030 3,109 854 2,380 514 743 1,291 - 555,180 - - 1,692 Taxes 255,832 - - 709,951 2,213,309 683,522 227,841 1,080,615 - - - - Interest Receivable - - - - - - - - - - 276 - Special Assessments - - 800 - - - - - - - - - Loans - - - - - - - - 3,922,638 50,000 1,054,146 - Due from Other Governments - - - - - - - - - - - - Inventory and Prepaid Items 5,582 6,066 10,861 - - 4,961 857 - - - - - Due from Other Funds - - - - 7,717 248,126 103,962 - - - - - Total Assets $ 425,974 $ 209,329 $ 3,228,277 $ 1,469,152 $ 3,494,687 $ 2,783,898 749,093 1,660,000 $ 4,567,399 290,189 2,073,584 207,116 LIABILITIES Accounts Payable 7,109 37,150 13,376 81,693 43,284 10,070 3,089 - 213,250 - - 2,534 Due to Other Funds - - - - - - - - - - - - Deposits from Others - - - - - - - - - - - - Unearned Revenues Grant - - - - - - - - - - - - American Rescue Plan Act Funds - - - - - - - - - - - - Total Liabilities 7,109 37,150 13,376 81,693 43,284 10,070 3,089 - 213,250 - - 2,534 DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period 393,000 - - 1,090,600 3,400,000 1,050,000 350,000 1,660,000 - - - - FUND BALANCES (DEFICITS) Nonspendable 5,582 6,066 10,861 - - 4,961 857 - - - - - Restricted 20,283 166,113 - - - - - - 4,354,149 290,189 2,073,584 - Committed - - 3,204,040 296,859 51,403 1,718,867 395,147 - - - - 204,582 Assigned - - - - - - - - - - - - Unassigned (Deficits)- - - - - - - - - - - - Total Fund Balances (Deficits)25,865 172,179 3,214,901 296,859 51,403 1,723,828 396,004 - 4,354,149 290,189 2,073,584 204,582 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES (DEFICITS)$ 425,974 $ 209,329 $ 3,228,277 $ 1,469,152 $ 3,494,687 $ 2,783,898 749,093 1,660,000 $ 4,567,399 290,189 2,073,584 207,116 Special Revenue Funds Senior Services Business Improvement District Recycling Street Lighting Library Museum Cemetery Community Development Block Grant Neighborhood Improvement Loan Program Senior Services Revolving Loans Local Revolving Loan Program Ambulance Services 71 CITY OF OSHKOSH, WISCONSIN Combining Balance Sheet Nonmajor Governmental Funds As of December 31, 2024 With Summarized Information from December 31, 2023 ASSETS Cash and Investments Receivables: Accounts Receivable Taxes Interest Receivable Special Assessments Loans Due from Other Governments Inventory and Prepaid Items Due from Other Funds Total Assets LIABILITIES Accounts Payable Due to Other Funds Deposits from Others Unearned Revenues Grant American Rescue Plan Act Funds Total Liabilities DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period FUND BALANCES (DEFICITS) Nonspendable Restricted Committed Assigned Unassigned (Deficits) Total Fund Balances (Deficits) TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES (DEFICITS) Leach $485,432 369,632 178,111 752,746 101,394 - 647,327 - 2,462,601 45,770 5,916,394 20,955,250 - 1,077 - 1,531 250 605 5,698 - 12,644 - - 597,598 - - - - 14,972 - 1,295,437 169,253 - - - 6,650,732 - - - - - - - - - - - 276 - - - - - - 6,774 - - - - 7,574 - - - - - - - - - - - 5,026,784 - 21,857 - - - - - - - - - 21,857 5,713 1,736 - 2,847 - 310 9,973 1,662 - - 27,434 78,002 - - - - 25,000 - - - - - - 384,805 $ 491,145 $ 394,302 $ 178,111 $ 757,124 $ 141,616 $ 915 $ 1,965,209 $ 170,915 $ 2,475,245 $ 45,770 $ 5,943,828 $ 33,722,878 5,713 49,093 - 4,133 4,281 48,283 87,168 2,733 4,976 - 514,770 1,132,705 - - - - - 158,126 - 33,942 - - - 192,068 - - - - - - - - - - - - - 15,838 - - - - - - - - - 15,838 - - - - - - - - - - 4,374,029 4,374,029 5,713 64,931 - 4,133 4,281 206,409 87,168 36,675 4,976 - 4,888,799 5,714,640 - - - - 23,000 - 1,990,000 260,000 - - - 10,216,600 5,713 1,736 - 2,847 - 310 9,973 1,662 - - 27,434 78,002 479,719 327,635 178,111 - - - - - - - - 7,889,783 - - - 750,144 114,335 - - - 2,470,269 45,770 - 9,251,416 - - - - - - - - - - 1,027,595 1,027,595 - - - - - (205,804) (121,932) (127,422) - - - (455,158) 485,432 329,371 178,111 752,991 114,335 (205,494) (111,959) (125,760) 2,470,269 45,770 1,055,029 17,791,638 $ 491,145 $ 394,302 $ 178,111 $ 757,124 $ 141,616 $ 915 $ 1,965,209 $ 170,915 $ 2,475,245 $ 45,770 $ 5,943,828 $ 33,722,878 Special Revenue Funds Special Pollock Water Park Park Revenue Facilities Garbage Collection and Disposal Special Events Healthy Neighborhood Initiatives Total Nonmajor Special Revenue FundsFire Special Community Development Special Rental InspectionsPolice Special 72 CITY OF OSHKOSH, WISCONSIN Combining Balance Sheet Nonmajor Governmental Funds As of December 31, 2024 With Summarized Information from December 31, 2023 ASSETS Cash and Investments Receivables: Accounts Receivable Taxes Interest Receivable Special Assessments Loans Due from Other Governments Inventory and Prepaid Items Due from Other Funds Total Assets LIABILITIES Accounts Payable Due to Other Funds Deposits from Others Unearned Revenues Grant American Rescue Plan Act Funds Total Liabilities DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period FUND BALANCES (DEFICITS) Nonspendable Restricted Committed Assigned Unassigned (Deficits) Total Fund Balances (Deficits) TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES (DEFICITS) $- 11,341,010 - 137,144 12,462,880 1,216,975 434,209 2,000 129,408 2,913,388 - - 400 - 310,525 100 - - - 115,261 - - - - - - - - - - - - - - - - - - - - - - 7,600 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - $- 11,341,010 8,000 $ 137,144 $ 12,773,405 1,217,075 $ 434,209 $ 2,000 $ 129,408 $ 3,028,649 - - - - 8,765,009 95,722 - - - - 4,965,560 - 31,511 - - - - - - - - - - 137,144 225,127 - - - - - - - - - - - - - - - - - - - - - - - - - 4,965,560 - 31,511 137,144 8,990,136 95,722 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 11,341,010 - - 3,783,269 1,121,353 434,209 2,000 129,408 3,028,649 (4,965,560) - (23,511) - - - - - - - (4,965,560) 11,341,010 (23,511) - 3,783,269 1,121,353 434,209 2,000 129,408 3,028,649 $- 11,341,010 8,000 $ 137,144 $ 12,773,405 1,217,075 $ 434,209 $ 2,000 $ 129,408 $ 3,028,649 Capital Projects Funds Park Subdivision Improvement Mct Rochlin Park Smokestack Street Tree Memorial Street Improvement Sidewalk Construction Advance Payments Special Assessment Special Assessments Replacement Park Improvement and Acquisition Contract Control Senior Center 73 CITY OF OSHKOSH, WISCONSIN Combining Balance Sheet Nonmajor Governmental Funds As of December 31, 2024 With Summarized Information from December 31, 2023 ASSETS Cash and Investments Receivables: Accounts Receivable Taxes Interest Receivable Special Assessments Loans Due from Other Governments Inventory and Prepaid Items Due from Other Funds Total Assets LIABILITIES Accounts Payable Due to Other Funds Deposits from Others Unearned Revenues Grant American Rescue Plan Act Funds Total Liabilities DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period FUND BALANCES (DEFICITS) Nonspendable Restricted Committed Assigned Unassigned (Deficits) Total Fund Balances (Deficits) TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES (DEFICITS) $- 469,271 24,873 681,315 - 887,832 - 822,400 712,349 581,340 - 1,095 - - - - - - - - 110,665 - - 84,283 178,116 292,825 93,532 83,295 130,861 276,391 - - - - - - - 609 - - - - - - - - - - - - - - - - - 555,000 - 50,000 - - - - - - - - - - - - - - - - - - - - - - - - - 224,024 - - 3,435,115 - - - $ 110,665 $ 470,366 $ 24,873 989,622 $ 178,116 $ 1,735,657 $ 3,528,647 $ 956,304 $ 843,210 $ 857,731 1,312 487 - - - - - - - - 89,337 - - - 224,024 - - - - - - - - - 1,000 - - - - - - - - - - - - - - - - - - - - - - - - - 90,649 487 - - 225,024 - - - - - 170,000 - - 129,473 273,615 449,826 143,680 127,955 201,023 424,581 - - - - - - - - - - - - 24,873 860,149 - 1,285,831 3,384,967 828,349 642,187 433,150 - - - - - - - - - - - 469,879 - - - - - - - - (149,984) - - - (320,523) - - - - - (149,984) 469,879 24,873 860,149 (320,523) 1,285,831 3,384,967 828,349 642,187 433,150 $ 110,665 $ 470,366 $ 24,873 989,622 $ 178,116 $ 1,735,657 $ 3,528,647 $ 956,304 $ 843,210 $ 857,731 Capital Projects Funds TIF No. 14 Mercy Medical Center TIF No. 8 S Aviation Industrial TIF No. 17 City Centre Redevelopment TIF No. 13 Marion Road/Pearl Avenue Grand Opera House Parking Ramp Improvements TIF No. 12 Division Street TIF No. 15 Park Plaza/ Commerce Street TIF No. 16 100 Block Redevelopment TIF No. 18 SW Industrial Park Expansion 74 CITY OF OSHKOSH, WISCONSIN Combining Balance Sheet Nonmajor Governmental Funds As of December 31, 2024 With Summarized Information from December 31, 2023 ASSETS Cash and Investments Receivables: Accounts Receivable Taxes Interest Receivable Special Assessments Loans Due from Other Governments Inventory and Prepaid Items Due from Other Funds Total Assets LIABILITIES Accounts Payable Due to Other Funds Deposits from Others Unearned Revenues Grant American Rescue Plan Act Funds Total Liabilities DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period FUND BALANCES (DEFICITS) Nonspendable Restricted Committed Assigned Unassigned (Deficits) Total Fund Balances (Deficits) TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES (DEFICITS) $1,322,601 137,665 1,079,692 - 311,596 1,017,845 - - 113,865 47,767 - - - - - - - - - 8,418 148,121 - 304,607 8,574 100,613 90,678 - 312,992 30,408 10,646 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 2,345,913 - - - 1,372,283 - - - - $ 1,470,722 $ 2,483,578 $ 1,384,299 $ 8,574 $ 412,209 $ 2,480,806 $- $ 312,992 $ 144,273 $ 66,831 - 215,139 - - - - - - 37,722 - - - - 3,372,283 - 2,195,403 3,780,028 326,865 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 215,139 - 3,372,283 - 2,195,403 3,780,028 326,865 37,722 - 227,538 - 467,926 13,171 154,558 139,296 - 480,806 46,711 16,354 - - - - - - - - - - 1,243,184 2,268,439 916,373 - 257,651 146,107 - - 59,840 50,477 - - - - - - - - - - - - - - - - - - - - - - - (3,376,880) - - (3,780,028) (494,679) - - 1,243,184 2,268,439 916,373 (3,376,880) 257,651 146,107 (3,780,028) (494,679) 59,840 50,477 $ 1,470,722 $ 2,483,578 $ 1,384,299 $ 8,574 $ 412,209 $ 2,480,806 $- $ 312,992 $ 144,273 $ 66,831 Capital Projects Funds TIF No. 24 Oshkosh Corp E-Coat Center Hotel TIF No. 26 Aviation Business Park Main Street Industrial Park TIF No. 28 Beach Building Redevelopment TIF No. 29 Morgan District TIF No. 23 SW Expansion TIF No. 19 Expansion TIF No. 21 Fox River Corridor TIF No. 20 South Shore Redevelopment 75 CITY OF OSHKOSH, WISCONSIN Combining Balance Sheet Nonmajor Governmental Funds As of December 31, 2024 With Summarized Information from December 31, 2023 ASSETS Cash and Investments Receivables: Accounts Receivable Taxes Interest Receivable Special Assessments Loans Due from Other Governments Inventory and Prepaid Items Due from Other Funds Total Assets LIABILITIES Accounts Payable Due to Other Funds Deposits from Others Unearned Revenues Grant American Rescue Plan Act Funds Total Liabilities DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period FUND BALANCES (DEFICITS) Nonspendable Restricted Committed Assigned Unassigned (Deficits) Total Fund Balances (Deficits) TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES (DEFICITS) $90,434 185,617 10,905 461,102 307,833 2,193,940 195,683 117,107 16,216 60,088 - - - - - - - - - - 31,276 252,449 6,503 133,548 594,290 340,521 244,527 96,837 206 25,022 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 405,551 - - - - $ 121,710 $ 438,066 $ 17,408 $ 594,650 $ 902,123 $ 2,940,012 $ 440,210 $ 213,944 16,422 $ 85,110 - 13,254 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 13,254 - - - - - - - - 48,045 387,802 9,989 205,151 912,926 523,095 375,633 148,758 317 38,438 - - - - - - - - - - 73,665 37,010 7,419 389,499 - 2,416,917 64,577 65,186 16,105 46,672 - - - - - - - - - - - - - - - - - - - - - - - - (10,803) - - - - - 73,665 37,010 7,419 389,499 (10,803) 2,416,917 64,577 65,186 16,105 46,672 $ 121,710 $ 438,066 $ 17,408 $ 594,650 $ 902,123 $ 2,940,012 $ 440,210 $ 213,944 16,422 $ 85,110 TIF No. 30 Washington Building TIF No. 32 Granary Redevelopment TIF No. 33 Lamico Redevelopment TIF No. 34 Oshkosh Corp Headquarters TIF No. 35 Oshkosh Ave Corridor Redevelopment TIF No. 38 Pioneer Redevelopment School Redevelopment TIF No. 37 Aviation Plaza Capital Projects Funds TIF No. 31 Buckstaff Redevelopment 76 CITY OF OSHKOSH, WISCONSIN Combining Balance Sheet Nonmajor Governmental Funds As of December 31, 2024 With Summarized Information from December 31, 2023 ASSETS Cash and Investments Receivables: Accounts Receivable Taxes Interest Receivable Special Assessments Loans Due from Other Governments Inventory and Prepaid Items Due from Other Funds Total Assets LIABILITIES Accounts Payable Due to Other Funds Deposits from Others Unearned Revenues Grant American Rescue Plan Act Funds Total Liabilities DEFERRED INFLOWS OF RESOURCES Taxes Levied for Subsequent Period FUND BALANCES (DEFICITS) Nonspendable Restricted Committed Assigned Unassigned (Deficits) Total Fund Balances (Deficits) TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES (DEFICITS) $- - - - - 41,755 40,528,105 61,483,355 52,840,279 - - - - - - 435,799 1,033,397 764,556 14,351 6,754 20 1 - - 4,002,912 10,653,644 10,365,539 - - - - - - 609 885 1,035 - - - - - - 7,600 15,174 - - - - - - - 605,000 5,631,784 5,969,699 - - - - - - - 21,857 - - - - - - - - 78,002 9,561 - - - - - - 7,782,886 8,167,691 12,427,770 $ 14,351 $ 6,754 $20 $1 $- $ 41,755 $ 53,362,911 $ 87,085,789 $ 82,378,439 - - - - - - 9,128,645 10,261,350 7,941,441 3,048 7,573 2,691 65,374 1,000 - 15,064,697 15,256,765 14,522,039 - - - - - - 363,271 363,271 351,174 - - - - - - - 15,838 8,000 - - - - - - - 4,374,029 15,064,937 3,048 7,573 2,691 65,374 1,000 - 24,556,613 30,271,253 37,887,591 22,046 10,376 30 2 - - 6,149,121 16,365,721 15,306,027 - - - - - - - 78,002 9,561 - - - - - 41,755 15,560,382 23,450,165 20,126,758 - - - - - - - 9,251,416 9,024,540 - - - - - - 20,309,777 21,337,372 13,288,261 (10,743) (11,195) (2,701) (65,375) (1,000) - (13,212,982) (13,668,140) (13,264,299) (10,743) (11,195) (2,701) (65,375) (1,000) 41,755 22,657,177 40,448,815 29,184,821 $ 14,351 $ 6,754 $20 $1 $- $ 41,755 $ 53,362,911 $ 87,085,789 $ 82,378,439 2024 TIF No. 40 Miles Kimball Redevelopment TIF No. 41 Smith School Redevelopment Total Nonmajor Capital Projects Funds TIF Reserve Fund TIF No. 44 NW Oshkosh Expansion TIF No. 43 Mill on Main TIF No. 42 Morgan Crossing Total Nonmajor FundsCapital Projects Funds 77 REVENUES Taxes $ 7,540,400 $ 5,535,674 $- 13,076,074 $ 11,223,792 Special Assessments 194,508 - - 194,508 140,610 Intergovernmental 13,484,500 265,980 - 13,750,480 5,949,181 Licenses and Permits 76,235 - - 76,235 60,291 Public Charges for Services 1,784,914 6,680 - 1,791,594 1,859,203 Investment Earnings 1,248,027 635,694 1,089,229 2,972,950 2,344,589 Donations 748,434 18,460 930,865 1,697,759 763,009 Miscellaneous 709,823 3,371,438 70,746 4,152,007 834,020 Total Revenues 25,786,841 9,833,926 2,090,840 37,711,607 23,174,695 EXPENDITURES Current: Public Safety 3,472,905 - - 3,472,905 219,401 Public Works 5,196,282 12,672 - 5,208,954 5,066,147 Health and Human Services 1,162,427 1,961 - 1,164,388 1,107,916 Culture and Recreation 8,318,584 44,816 171,484 8,534,884 8,761,607 Conservation and Development 5,342,324 736,231 - 6,078,555 4,366,508 Debt Service Principal - 1,274,868 - 1,274,868 1,912,610 Interest - 298,931 - 298,931 245,363 Capital Outlay 477,245 9,035,643 - 9,512,888 13,944,727 Total Expenditures 25,492,365 11,405,122 171,484 37,068,971 35,624,279 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 294,476 (1,571,196) 1,919,356 642,636 (12,449,584) OTHER FINANCING SOURCES (USE) Proceeds of Long-Term Debt - 12,315,600 - 12,315,600 1,339,287 Transfers In 486,213 - - 486,213 7,730,959 Transfers Out (261,099) - (203,339) (464,438) (226,959) Total Other Financing Sources (Use)225,114 12,315,600 (203,339) 12,337,375 8,843,287 NET CHANGE IN FUND BALANCES 519,590 10,744,404 1,716,017 12,980,011 (3,606,297) FUND BALANCES - BEGINNING, AS PREVIOUSLY PRESENTED FUND BALANCES - BEGINNING, AS ADJUSTED 17,272,048 11,912,773 14,143,501 43,328,322 46,934,619 FUND BALANCES - ENDING $ 17,791,638 $ 22,657,177 $ 15,859,518 $ 56,308,333 $ 43,328,322 Special Revenue Capital Projects Totals Permanent 20232024 CITY OF OSHKOSH, WISCONSIN Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2024 With Summarized Information From December 31, 2023 78 REVENUES Taxes $ 393,000 $- - $ 1,060,300 $ 2,876,500 $ 1,029,100 $ 328,500 - - $- $- $- Special Assessments - 140,610 - - - - - - - - - - Intergovernmental 93,746 - 237,193 - 797,246 5,000 - - 1,309,221 - - - Licenses and Permits - - - - - - - - - - - - Charges for Services 28 - 897,683 - 209,268 30,038 62,946 - - - - - Investment Earnings (Loss)10,692 10,021 169,773 39,558 82,668 145,656 22,512 - 6,395 11,291 44,529 9,271 Donations 89,122 - - - - 120,599 32,928 - - - - 9,167 Miscellaneous 85,669 83,695 1,070 2,380 - 30,938 1,270 - 160,029 - 10,551 54,613 Total Revenues 672,257 234,326 1,305,719 1,102,238 3,965,682 1,361,331 448,156 - 1,475,645 11,291 55,080 73,051 EXPENDITURES Current: General Government - - - - - - - - - - - - Public Safety - - - - - - - - - - - - Public Works - - 1,020,118 1,028,599 - - - - - - - - Health and Human Services 681,073 - - - - - 446,392 - - - - 34,962 Culture and Recreation - - - - 4,142,934 1,271,701 - - - - - - Conservation and Development - 227,471 - - - - - - 1,465,158 - 213,142 - Debt Service Principal - - - - - - - - - - - - Interest - - - - - - - - - - - - Capital Outlay - - - - - 1,527 - - - - - 6,730 Total Expenditures 681,073 227,471 1,020,118 1,028,599 4,142,934 1,273,228 446,392 - 1,465,158 - 213,142 41,692 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (8,816) 6,855 285,601 73,639 (177,252) 88,103 1,764 - 10,487 11,291 (158,062) 31,359 OTHER FINANCING SOURCES (USE) Proceeds of Long-Term Debt - - - - - - - - - - - - Transfers In - 50,000 - - - 89,166 70,020 - - - 211,099 - Transfers Out - - - - - - - - - - - - Total Other Financing Sources (Use)- 50,000 - - - 89,166 70,020 - - - 211,099 - NET CHANGE IN FUND BALANCES (8,816) 56,855 285,601 73,639 (177,252) 177,269 71,784 - 10,487 11,291 53,037 31,359 FUND BALANCES (DEFICITS) - BEGINNING, AS PREVIOUSLY REPORTED FUND BALANCES (DEFICITS) - BEGINNING, AS ADJUSTED FUND BALANCES (DEFICITS) - ENDING $ 25,865 $ 172,179 3,214,901 $ 296,859 $ 51,403 $ 1,723,828 $ 396,004 - 4,354,149 $ 290,189 $ 2,073,584 $ 204,582 Special Revenue Funds Senior Services Revolving Loans Senior Services Recycling Business Improvement District CITY OF OSHKOSH, WISCONSIN Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) Nonmajor Governmental Funds For the Year Ended December 31, 2024 With Summarized Information From December 31, 2023 LibraryStreet Lighting Museum Cemetery Community Development Block Grant Neighborhood Improvement Loan Program Loan Program Ambulance Services 79 REVENUES Taxes Special Assessments Intergovernmental Licenses and Permits Charges for Services Investment Earnings (Loss) Donations Miscellaneous Total Revenues EXPENDITURES Current: General Government Public Safety Public Works Health and Human Services Culture and Recreation Conservation and Development Debt Service Principal Interest Capital Outlay Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USE) Proceeds of Long-Term Debt Transfers In Transfers Out Total Other Financing Sources (Use) NET CHANGE IN FUND BALANCES Error Correction FUND BALANCES (DEFICITS) - ENDING $- - $- $- $ 23,000 $- $ 1,730,000 $ 100,000 $- $- $- $ 7,540,400 - - - - - 53,898 - - - - - 194,508 179,705 164,155 7,327 - - - - - - - 10,690,907 13,484,500 - - - - - 76,235 - - - - - 76,235 - 5,035 - 234,630 39,120 - 64,752 241,414 - - - 1,784,914 23,050 22,401 8,213 32,912 5,303 (3,402) 40,671 - 125,908 3,453 437,152 1,248,027 80,241 - - 74,527 11,737 - - 330,113 - - - 748,434 43,548 2,500 - 15,291 4,492 - - 46,449 167,328 - - 709,823 326,544 194,091 15,540 357,360 83,652 126,731 1,835,423 717,976 293,236 3,453 11,128,059 25,786,841 - - - - - - - - - - 1,522,598 1,522,598 114,161 305,351 - - - - - - - - 3,053,393 3,472,905 - - - - - 290,893 1,901,587 - - - 955,085 5,196,282 - - - - - - - - - - - 1,162,427 - - - 291,232 91,119 - - 487,253 - - 2,034,345 8,318,584 - - - - - - - - 522,065 - 2,914,488 5,342,324 - - - - - - - - - - - - - - - - - - - - - - - - 25,000 8,905 - - - - - 435,083 - - - 477,245 139,161 314,256 - 291,232 91,119 290,893 1,901,587 922,336 522,065 - 10,479,909 25,492,365 187,383 (120,165) 15,540 66,128 (7,467) (164,162) (66,164) (204,360) (228,829) 3,453 648,150 294,476 - - - - - - - - - - - - - 40,928 - - 25,000 - - - - - - 486,213 - - - - - - - - - - (261,099) (261,099) - 40,928 - - 25,000 - - - - - (261,099) 225,114 187,383 (79,237) 15,540 66,128 17,533 (164,162) (66,164) (204,360) (228,829) 3,453 387,051 519,590 $ 485,432 329,371 $ 178,111 $ 752,991 $ 114,335 $ (205,494) $ (111,959) $ (125,760) $ 2,470,269 $ 45,770 $ 1,055,029 $ 17,791,638 Special Revenue Funds Police Special Healthy Neighborhood Initiatives Rental Inspections Special Events Park Revenue Facilities Leach Amphitheater CITY OF OSHKOSH, WISCONSIN Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) Nonmajor Governmental Funds For the Year Ended December 31, 2024 With Summarized Information From December 31, 2023 Community Development Special Special Revenue Funds Fire Special Public Works Special Garbage Collection and Disposal Pollock Water Park 80 REVENUES Taxes Special Assessments Intergovernmental Licenses and Permits Charges for Services Investment Earnings (Loss) Donations Miscellaneous Total Revenues EXPENDITURES Current: General Government Public Safety Public Works Health and Human Services Culture and Recreation Conservation and Development Debt Service Principal Interest Capital Outlay Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USE) Proceeds of Long-Term Debt Transfers In Transfers Out Total Other Financing Sources (Use) NET CHANGE IN FUND BALANCES Error Correction FUND BALANCES (DEFICITS) - ENDING $- $- $- $- $- $- $- $- $- $ 778,649 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 6,680 - - - - - - - - - - - - 6,130 - - - 18,457 - - - - - 2 - - - - - 789,822 216,638 23,170 - - 2,250,000 - - 18,457 - 789,822 223,318 23,170 - 6,132 3,028,649 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1,961 - - - - - - 2,718 - - - - - - 231,111 - - - - - - - - - - - - - - - - - - - - - - - - - - - 1,917,433 5,577,699 - - - 1,055,981 - - - - 1,917,433 5,577,699 231,111 - - 1,058,699 - - 1,961 - (1,917,433) (5,577,699) (212,654) - 789,822 (835,381) 23,170 - 4,171 3,028,649 300,000 8,565,600 - - - 3,450,000 - - - - - - - - - - - - - - - - - - - - - - - - 300,000 8,565,600 - - - 3,450,000 - - - - (1,617,433) 2,987,901 (212,654) - 789,822 2,614,619 23,170 - 4,171 3,028,649 $ (4,965,560) $ 11,341,010 $ (23,511) $- $ 3,783,269 $ 1,121,353 $ 434,209 $ 2,000 $ 129,408 $ 3,028,649 CITY OF OSHKOSH, WISCONSIN Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) Nonmajor Governmental Funds For the Year Ended December 31, 2024 With Summarized Information From December 31, 2023 Capital Project Funds Senior Center Mct Rochlin Park Smokestack Park Subdivision Improvement Park Improvement and Acquisition Special Assessments Replacement Advance Payments Special Assessment Contract Control Sidewalk Construction Street Improvement Street Tree Memorial 81 REVENUES Taxes Special Assessments Intergovernmental Licenses and Permits Charges for Services Investment Earnings (Loss) Donations Miscellaneous Total Revenues EXPENDITURES Current: General Government Public Safety Public Works Health and Human Services Culture and Recreation Conservation and Development Debt Service Principal Interest Capital Outlay Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USE) Proceeds of Long-Term Debt Transfers In Transfers Out Total Other Financing Sources (Use) NET CHANGE IN FUND BALANCES Error Correction FUND BALANCES (DEFICITS) - ENDING $ 36,900 $- $- $ 153,637 $ 348,390 $ 269,971 $ 218,768 $ 152,264 $ 322,441 $ 526,143 - - - - - - - - - - - - - 1,953 10,112 112 47,573 564 52,522 54,240 - - - - - - - - - - - - - - - - - - - - (7,437) 25,646 1,344 46,638 (12,300) 50,221 162,850 36,241 40,584 20,255 1 - - - - - - - - - - 50,119 - - - - - - - - 29,464 75,765 1,344 202,228 346,202 320,304 429,191 189,069 415,547 600,638 - - - - - - - - - - - - - - - - - - - - - 12,672 - - - - - - - - - - - - - - - - - - 42,098 - - - - - - - - - - - - 149,827 260 73,734 129,870 150 150 150 - - 5,000 - 75,000 - - - 300,000 40,000 - - 435 - 4,275 - - - 46,950 1,200 6,500 139,522 - - - - - - - - 48,598 152,194 5,435 149,827 79,535 73,734 129,870 150 347,100 41,350 (19,134) (76,429) (4,091) 52,401 266,667 246,570 299,321 188,919 68,447 559,288 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (19,134) (76,429) (4,091) 52,401 266,667 246,570 299,321 188,919 68,447 559,288 $ (149,984) $ 469,879 $ 24,873 $ 860,149 $ (320,523) $ 1,285,831 $ 3,384,967 $ 828,349 $ 642,187 $ 433,150 CITY OF OSHKOSH, WISCONSIN Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) Nonmajor Governmental Funds For the Year Ended December 31, 2024 With Summarized Information From December 31, 2023 Capital Project Funds TIF No. 15 Park Plaza/ Commerce Street TIF No. 16 100 Block Redevelopment TIF No. 12 Division Street TIF No. 13 Marion Road/Pearl Avenue Grand Opera House Parking Ramp Improvements TIF No. 8 S Aviation Industrial TIF No. 14 Mercy Medical Center TIF No. 17 City Centre Redevelopment TIF No. 18 SW Industrial Park Expansion 82 REVENUES Taxes Special Assessments Intergovernmental Licenses and Permits Charges for Services Investment Earnings (Loss) Donations Miscellaneous Total Revenues EXPENDITURES Current: General Government Public Safety Public Works Health and Human Services Culture and Recreation Conservation and Development Debt Service Principal Interest Capital Outlay Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USE) Proceeds of Long-Term Debt Transfers In Transfers Out Total Other Financing Sources (Use) NET CHANGE IN FUND BALANCES Error Correction FUND BALANCES (DEFICITS) - ENDING $ 266,483 $- $ 454,200 $ 23,401 $ 231,473 $ 282,525 $- $ 381,910 $58,358 $ 17,867 - - - - - - - - - - 25,259 1,049 485 - 8,693 7,674 - 55,744 - - - - - - - - - - - - - - - - - - - - - - 57,737 132,601 47,436 (145,701) 11,427 114,745 (176,954) (24,890) 4,412 2,315 - - - - - - - - - - - - - - - - - - - - 349,479 133,650 502,121 (122,300) 251,593 404,944 (176,954) 412,764 62,770 20,182 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 9,724 205 5,299 150 150 150 150 150 37,872 180 - 240,000 100,000 505,556 - - - - - - - 47,597 20,950 52,832 - 120,750 - - - - - 338,508 - - - - - - - - 9,724 626,310 126,249 558,538 150 120,900 150 150 37,872 180 339,755 (492,660) 375,872 (680,838) 251,443 284,044 (177,104) 412,614 24,898 20,002 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 339,755 (492,660) 375,872 (680,838) 251,443 284,044 (177,104) 412,614 24,898 20,002 $ 1,243,184 $ 2,268,439 $ 916,373 $ (3,376,880) $ 257,651 $ 146,107 $ (3,780,028) $ (494,679) $59,840 $ 50,477 CITY OF OSHKOSH, WISCONSIN Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) Nonmajor Governmental Funds For the Year Ended December 31, 2024 With Summarized Information From December 31, 2023 Capital Projects Funds TIF No. 20 South Shore Redevelopment TIF No. 24 Coat TIF No. 25 City Center Hotel TIF No. 26 Aviation Business Park TIF No. 27 North Main Street Industrial Park TIF No. 28 Beach Building Redevelopment TIF No. 29 Morgan District TIF No. 21 Fox River Corridor TIF No. 23 SW Industrial Park Expansion TIF No. 19 NW Industrial Expansion 83 REVENUES Taxes Special Assessments Intergovernmental Licenses and Permits Charges for Services Investment Earnings (Loss) Donations Miscellaneous Total Revenues EXPENDITURES Current: General Government Public Safety Public Works Health and Human Services Culture and Recreation Conservation and Development Debt Service Principal Interest Capital Outlay Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USE) Proceeds of Long-Term Debt Transfers In Transfers Out Total Other Financing Sources (Use) NET CHANGE IN FUND BALANCES Error Correction FUND BALANCES (DEFICITS) - ENDING $ 16,356 $ 67,271 $1,544 $80,715 $242 $ 764,865 $ 34,604 $ 25,145 $ 14,777 $4,002 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 4,943 28,738 788 26,913 41,926 111,893 14,393 11,258 840 3,453 - - - - - - - - - - - - - - - - - - - - 21,299 96,009 2,332 107,628 42,168 876,758 48,997 36,403 15,617 7,455 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 150 93,969 150 150 150 150 150 150 150 150 - 9,312 - - - - - - - - - 3,942 - - - - - - - - - - - - - - - - - - 150 107,223 150 150 150 150 150 150 150 150 21,149 (11,214) 2,182 107,478 42,018 876,608 48,847 36,253 15,467 7,305 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 21,149 (11,214) 2,182 107,478 42,018 876,608 48,847 36,253 15,467 7,305 $ 73,665 $ 37,010 $7,419 $389,499 $ (10,803) $ 2,416,917 $ 64,577 $ 65,186 $ 16,105 $ 46,672 Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) Nonmajor Governmental Funds For the Year Ended December 31, 2024 With Summarized Information From December 31, 2023 CITY OF OSHKOSH, WISCONSIN Capital Projects Funds TIF No. 31 Buckstaff Redevelopment School Redevelopment TIF No. 33 Lamico Redevelopment TIF No. 34 Oshkosh Corp Headquarters TIF No. 35 Oshkosh Ave Corridor TIF No. 37 Aviation Plaza Redevelopment TIF No. 32 Granary Redevelopment TIF No. 30 Washington Building TIF No. 36 Merge Redevelopment 84 REVENUES Taxes Special Assessments Intergovernmental Licenses and Permits Charges for Services Investment Earnings (Loss) Donations Miscellaneous Total Revenues EXPENDITURES Current: General Government Public Safety Public Works Health and Human Services Culture and Recreation Conservation and Development Debt Service Principal Interest Capital Outlay Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USE) Proceeds of Long-Term Debt Transfers In Transfers Out Total Other Financing Sources (Use) NET CHANGE IN FUND BALANCES Error Correction FUND BALANCES (DEFICITS) - ENDING $2,336 $2 $424 $11 $- $- $ 5,535,674 $ 13,076,074 $ 11,223,792 - - - - - - - 194,508 140,610 - - - - - - 265,980 13,750,480 5,949,181 - - - - - - - 76,235 60,291 - - - - - - 6,680 1,791,594 1,859,203 288 (118) - (2,987) - 66 635,694 1,883,721 1,064,846 - - - - - - 18,460 766,894 665,475 - - - - - 41,689 3,371,438 4,081,261 812,279 2,624 (116) 424 (2,976) - 41,755 9,833,926 35,620,767 21,775,677 - - - - - - - 1,522,598 - - - - - - - - 3,472,905 219,401 - - - - - - 12,672 5,208,954 5,066,147 - - - - - - 1,961 1,164,388 1,107,916 - - - - - - 44,816 8,363,400 8,601,014 150 150 150 180 1,000 - 736,231 6,078,555 4,366,508 - - - - - - 1,274,868 1,274,868 1,912,610 - - - - - - 298,931 298,931 245,363 - - - - - - 9,035,643 9,512,888 13,944,727 150 150 150 180 1,000 - 11,405,122 36,897,487 35,463,686 2,474 (266) 274 (3,156) (1,000) 41,755 (1,571,196) (1,276,720) (13,688,009) - - - - - - 12,315,600 12,315,600 1,339,287 - - - - - - - 486,213 7,730,959 - - - - - - - (261,099) (4,859) - - - - - - 12,315,600 12,540,714 9,065,387 2,474 (266) 274 (3,156) (1,000) 41,755 10,744,404 11,263,994 (4,622,622) $(10,743) $ (11,195) $ (2,701) $ (65,375) $ (1,000) $ 41,755 $ 22,657,177 $ 40,448,815 $ 29,184,821 CITY OF OSHKOSH, WISCONSIN Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) Nonmajor Governmental Funds For the Year Ended December 31, 2024 With Summarized Information From December 31, 2023 Total Nonmajor Funds 2024 Total Nonmajor Capital Projects Funds Capital Projects Funds TIF Reserve Fund TIF No. 44 NW Oshkosh Expansion TIF No. 43 Mill on Main TIF No. 42 Morgan Crossing TIF No. 40 Miles Kimball Redevelopment TIF No. 41 Smith School Redevelopment 85 THIS PAGE LEFT BLANK INTENTIONALLY ASSETS Current Assets: Cash and Investments $ 140,467 $ 1,594,863 $- Accounts Receivable - 230,904 - Special Assessments - - - Other Receivables - - - Due from Other Funds - - - Prepaid Items 13,850 310 - Total Current Assets 154,317 1,826,077 - Noncurrent Assets: Assets Held for Resale - - 4,447,936 Land 1,817,234 3,217,183 - Buildings and Improvements - 8,914,150 - Infrastructure 3,447,323 - - Machinery and Equipment 10,291 1,582,082 - Accumulated Depreciation (2,411,005) (4,083,231) - Total Noncurrent Assets 2,863,843 9,630,184 4,447,936 TOTAL ASSETS 3,018,160 11,456,261 4,447,936 DEFERRED OUTFLOWS OF RESOURCES Deferred Outflows of Resources Related to Pension 16,332 - - Deferred Outflows of Resources Related to Other Post-Employment Benefits 3,465 11,651 - Total Deferred Outflows of Resources 19,797 11,651 - CURRENT LIABILITIES Accounts Payable 615 224,381 2,000 Accrued Interest 158 23,852 2,558 Due to Other Funds - - 1,430,771 Deposits from Others - 5,000 - Unearned Revenue - - - Current Portion of Other Post-Employment Benefits Liability 244 676 - Current Portion of Compensated Absences 306 - - Current Portion of Long-Term Obligations - 211,923 35,000 Total Current Liabilities 1,323 465,832 1,470,329 NONCURRENT LIABILITIES Net Pension Liability 1,831 - - Noncurrent Portion of Other Post-Employment Benefits Liability 4,921 16,687 - Noncurrent Portion of Compensated Absences 1,223 - - Noncurrent Portion of Long-Term Obligations 25,000 452,886 80,000 Total Noncurrent Liabilities 32,975 469,573 80,000 TOTAL LIABILITIES 34,298 935,405 1,550,329 DEFERRED INFLOWS OF RESOURCES Deferred Inflows of Resources Related to Pension 9,828 - - Deferred Inflows of Resources Related to Other Post-Employment Benefits 4,275 14,374 - Total Deferred Inflows of Resources 14,103 14,374 - NET POSITION Net Investment in Capital Assets 2,838,843 8,965,375 - Restricted 4,673 - - Unrestricted 146,040 1,552,758 2,897,607 TOTAL NET POSITION Parking Utility Oshkosh Convention Center CITY OF OSHKOSH, WISCONSIN Combining Statement of Net Position Nonmajor Enterprise Funds As of December 31, 2024 With Summarized Information from December 31, 2023 Industrial Park Land 86 $ 1,562,301 $ 3,297,631 $ 2,671,569 10,176 241,080 296,422 33,404 33,404 - - - 30,738 1,430,771 1,430,771 1,341,845 6,837 20,997 15,283 3,043,489 5,023,883 4,355,857 - 4,447,936 4,447,936 - 5,034,417 5,034,417 - 8,914,150 8,784,902 - 3,447,323 3,447,323 132,684 1,725,057 1,721,177 (13,268) (6,507,504) (6,186,251) 119,416 17,061,379 17,249,504 3,162,905 22,085,262 21,605,361 452,530 468,862 624,987 92,321 107,437 119,424 544,851 576,299 744,411 1,419 228,415 450,726 - 26,568 31,642 - 1,430,771 1,341,845 - 5,000 5,000 840 840 528 4,438 5,358 4,794 17,450 17,756 16,232 - 246,923 237,695 24,147 1,961,631 2,088,462 50,742 52,573 166,885 158,426 180,034 191,020 69,800 71,023 64,930 - 557,886 804,809 278,968 861,516 1,227,644 303,115 2,823,147 3,316,106 272,327 282,155 350,387 113,626 132,275 122,945 385,953 414,430 473,332 119,416 11,923,634 11,909,064 129,461 134,134 107,715 2,769,811 7,366,216 6,543,555 Inspection Services 2024 2023 Totals 87 OPERATING REVENUES Charges for Services $ 97,171 $- $- Room Tax - 2,555,474 - Fines, Forfeitures and Penalties 41,636 - - Other Operating Revenues - 108,454 11,083 Total Operating Revenues 138,807 2,663,928 11,083 OPERATING EXPENSES Operation and Maintenance 85,511 2,024,877 27,276 Depreciation 125,793 182,192 - Total Operating Expenses 211,304 2,207,069 27,276 OPERATING INCOME (LOSS)(72,497) 456,859 (16,193) NONOPERATING REVENUES (EXPENSES) Gain on Disposal of Capital Assets - - 25,000 Investment Earnings (Loss)5,057 58,862 (65,534) Interest Expense (2,065) (31,873) (4,397) Miscellaneous - - 5,000 Total Nonoperating Revenues (Expenses)2,992 26,989 (39,931) CHANGE IN NET POSITION (69,505) 483,848 (56,124) NET POSITION - BEGINNING, AS PREVIOUSLY REPORTED 3,059,061 10,034,285 2,953,731 Error Correction - - - Change in Accounting Principle - - - NET POSITION - BEGINNING, AS ADJUSTED 3,059,061 10,034,285 2,953,731 NET POSITION - ENDING CITY OF OSHKOSH, WISCONSIN Combining Statement of Revenues, Expenses and Changes in Net Position Nonmajor Enterprise Funds For the Year Ended December 31, 2024 With Summarized Information from December 31, 2023 Parking Utility Oshkosh Convention Center Industrial Park Land 88 $ 1,439,596 $ 1,536,767 $ 1,365,093 - 2,555,474 2,530,104 - 41,636 7,355 - 119,537 128,793 1,439,596 4,253,414 4,031,345 1,053,200 3,190,864 3,167,594 13,268 321,253 320,462 1,066,468 3,512,117 3,488,056 373,128 741,297 543,289 - 25,000 500 132,303 130,688 85,354 - (38,335) (57,929) - 5,000 - 132,303 122,353 27,925 505,431 863,650 571,214 2,380,573 18,427,650 18,015,500 132,684 132,684 - - - (26,380) 2,513,257 18,560,334 17,989,120 2024 2023 Totals Inspection Services 89 CASH FLOWS FROM OPERATING ACTIVITIES Cash Received from Customers $ 138,807 $ 2,716,617 $ 11,083 Cash Paid To Suppliers (32,022) (2,149,517) (27,276) Cash Paid to Employees For Wages and Benefits (53,289) (97,499) - Net Cash Flows From Operating Activities CASH FLOWS FROM NON-CAPITAL FINANCING ACTIVITIES Due to/from Other Funds - - 93,926 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition of Capital Assets - (133,128) - Sale of Capital Assets - - 25,000 Principal Payments on Long-Term Debt - (202,695) (35,000) Interest and Fiscal Charges (2,065) (39,145) (2,199) Net Cash Flows From Capital and Related Financing Activities (2,065) (374,968) (12,199) CASH FLOWS FROM INVESTING ACTIVITIES Investment Earnings (Loss) 5,057 58,862 (65,534) 140,467 1,594,863 - RECONCILIATION OF CASH ACCOUNTS Cash and Investments $ 140,467 1,594,863 - RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating Income (Loss)$ (72,497) $ 456,859 $ (16,193) Adjustments to Reconcile Operating Income (Loss) to Net Cash Flows from Operating Activities: Depreciation 125,793 182,192 - Changes in Assets and Liabilities: Accounts Receivable - 52,689 - Other Receivables - - - Prepaid Items 1,433 (310) - Accounts Payable 134 (222,991) - Unearned Revenue - - - Compensated Absences (1,039) - - Net Pension Asset - - - Net Pension Liability (6,213) - - Deferred Outflows Related to Pension 13,793 - - Deferred Inflows Related to Pension (7,061) - - OPEB Liability (1,957) (2,395) - Deferred Outflows Related to OPEB 1,188 1,259 - Deferred Inflows Related to OPEB (78) 2,298 - Net Cash Flows From $53,496 $469,601 $(16,193) CITY OF OSHKOSH, WISCONSIN Combining Statement of Cash Flows Nonmajor Enterprise Funds For the Year Ended December 31, 2024 With Summarized Information from December 31, 2023 CHANGE IN CASH AND INVESTMENTS CASH AND INVESTMENTS - BEGINNING Industrial Park LandParking Utility Oshkosh Convention Center CASH AND INVESTMENTS - ENDING 90 $ 1,439,583 $ 4,306,090 $ (91,408) (2,300,223) (2,204,889) (975,473) (1,126,261) (984,958) (88,926) 5,000 - (133,128) (520,790) - 25,000 - (237,695) (229,069) - (43,409) (55,123) - (389,232) (804,482) 132,303 130,688 1,562,301 3,297,631 1,562,301 3,297,631 $ 373,128 $ 741,297 $ 543,289 13,268 321,253 320,462 2,653 55,342 (36,859) (2,666) (2,666) (30,738) (6,837) (5,714) 1,433 546 (222,311) (111,452) 312 312 210 8,656 7,617 6,950 - - 311,507 (108,099) (114,312) 166,885 142,332 156,125 (15,768) (61,171) (68,232) (382,972) (6,070) (10,422) (52,462) 9,540 11,987 30,246 7,110 9,330 23,170 2023 Totals Inspection Services 2024 91 ASSETS Current Assets: Cash and Investments 6,068,161 674,190 - 6,742,351 5,736,256 Accounts Receivable 159,651 - 10,128 169,779 12,046 Due from Other Funds 1,735,830 - - 1,735,830 1,668,399 Prepaid Items - 75,000 - 75,000 75,000 Inventories - - 487,677 487,677 497,331 Total Current Assets 7,963,642 749,190 497,805 9,210,637 7,989,032 DEFERRED OUTFLOWS OF RESOURCES Deferred Outflows of Resources Related to Pension - 108,508 1,570,027 1,678,535 2,456,392 Deferred Outflows of Resources Related to Other Post-Employment Benefits - 17,408 385,149 402,557 407,630 Total Deferred Outflows of Resources - 125,916 1,955,176 2,081,092 2,864,022 CURRENT LIABILITIES Accounts and Claims Payable 2,097,372 107,642 233,062 2,438,076 2,321,631 Due to Other Funds - - 1,735,830 1,735,830 1,668,399 Current Other Post-Employment Benefits Liability - 212 17,588 17,800 15,926 Total Current Liabilities 2,097,372 107,854 1,986,480 4,191,706 4,005,956 NONCURRENT LIABILITIES Net Pension Liability - 12,167 176,046 188,213 655,907 Other Post-Employment Benefits Liability - 40,947 640,557 681,504 659,550 Total Noncurrent Liabilities - 53,114 816,603 869,717 1,315,457 TOTAL LIABILITIES 2,097,372 160,968 2,803,083 5,061,423 5,321,413 DEFERRED INFLOWS OF RESOURCES Deferred Inflows of Resources Related to Pension - 65,299 944,821 1,010,120 1,377,127 Deferred Inflows of Resources Related to Other Post-Employment Benefits - 21,313 474,254 495,567 425,767 Total Deferred Inflows of Resources - 86,612 1,419,075 1,505,687 1,802,894 NET POSITION Unrestricted (Deficit)$5,866,270 $627,526 $(1,769,177) $4,724,619 $3,728,747 2023 TotalsHealth Insurance Worker's Compensation 2024 Field Operations CITY OF OSHKOSH, WISCONSIN With Summarized Information from December 31, 2023 As of December 31, 2024 Internal Service Funds Combining Statement of Net Position (Deficit) 92 OPERATING REVENUES Charges for Services $ 11,571,485 $ 985,200 $ 5,694,787 $ 18,251,472 $ 18,045,223 Other Operating Revenues 1,636,874 - - 1,636,874 1,502,352 Total Operating Revenues 13,208,359 985,200 5,694,787 19,888,346 19,547,575 OPERATING EXPENSES Operation and Maintenance - - 5,983,239 5,983,239 6,196,164 Claims and Administration 11,909,048 1,000,187 - 12,909,235 12,056,659 Total Operating Expenses 11,909,048 1,000,187 5,983,239 18,892,474 18,252,823 CHANGE IN NET POSITION 1,299,311 (14,987) (288,452) 995,872 1,294,752 NET POSITION (DEFICIT) - BEGINNING 4,566,959 642,513 (1,480,725) 3,728,747 2,433,995 NET POSITION (DEFICIT) - ENDING 2023 Worker's Compensation Health Insurance Total 2024 Field Operations With Summarized Information from December 31, 2023 For the Year Ended December 31, 2024 Internal Service Funds Combining Statement of Revenues, Expenses and Changes in Net Position (Deficit) CITY OF OSHKOSH, WISCONSIN 93 CASH FLOWS FROM OPERATING ACTIVITIES Cash Received from City $ 13,048,708 $ 985,200 $ 5,696,705 $ 19,730,613 $ Paid to Suppliers for Goods and Services (12,057,268) (799,070) (2,195,190) (15,051,528) (14,627,409) Cash Paid to Employees For Wages and Benefits - (104,044) (3,568,946) (3,672,990) (3,507,248) Net Cash Flows From Operating Activities 991,440 82,086 (67,431) 1,006,095 1,425,633 CASH FLOWS FROM NON-CAPITAL FINANCING ACTIVITIES Due to/from Other Fund (67,431) - 67,431 - - 6,068,161 674,190 - 6,742,351 5,736,256 RECONCILIATION OF CASH ACCOUNTS Cash and Investments $ 6,068,161 674,190 - 6,742,351 5,736,256 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH FLOWS FROM OPERATING ACTIVITIES Operating Income (Loss)$ 1,299,311 $ (14,987) $ (288,452) $ 995,872 $ 1,294,752 Adjustments to Reconcile Operating Income (Loss) to Net Cash Flows from Operating Activities: Changes in Assets and Liabilities: Accounts Receivable (159,651) - 1,918 (157,733) 12,715 Inventories - - 9,654 9,654 127,964 Deferred Outflows Related to Pension - (61,091) 838,948 777,857 (2,456,392) Deferred Outflows Related to OPEB - (10,369) 15,442 5,073 (402,588) Accounts and Claims Payable (148,220) 89,449 175,216 116,445 (274,228) Net Pension Liability - (494) (467,200) (467,694) 655,907 OPEB Liability - 28,101 (4,273) 23,828 668,342 Deferred Inflows Related to Pension - 38,716 (405,723) (367,007) 1,377,127 Deferred Inflows Related to OPEB - 12,761 57,039 69,800 422,034 Net Cash Flows From $991,440 $82,086 $(67,431) $1,006,095 $1,425,633 2023 CHANGE IN CASH AND INVESTMENTS CASH AND INVESTMENTS - BEGINNING CASH AND INVESTMENTS - ENDING Health Insurance Worker's Compensation Totals 2024Field Operations With Summarized Information from December 31, 2023 For the Year Ended December 31, 2024 Internal Service Funds Combining Statement of Cash Flows CITY OF OSHKOSH, WISCONSIN 94 REVENUES Taxes 13,897,400 13,897,400 13,897,400 - Total Revenues EXPENDITURES Principal 11,008,600 11,008,600 11,008,527 73 Interest and Fiscal Charges 3,638,800 3,638,800 3,954,061 (315,261) Total Expenditures DEFICIENCY OF REVENUES UNDER EXPENDITURES OTHER FINANCING SOURCES (USE) Debt Premium - - 1,425,137 1,425,137 NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING FUND BALANCE - ENDING Favorable Budget Amounts (Unfavorable) Original Actual Final Budget CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Debt Service For the Year Ended December 31, 2024 Variance 95 REVENUES Taxes 1,205,500 1,205,500 1,205,500 - Total Revenues EXPENDITURES Capital Outlay 1,205,500 1,707,186 8,218,270 (6,511,084) Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES Proceeds from Long-term Debt - - 4,884,400 4,884,400 NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING FUND BALANCE - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Equipment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 96 REVENUES Special Assessments 3,630,300 3,630,300 4,209,262 578,962 EXPENDITURES Principal 1,050,000 1,050,000 1,050,000 - Interest and Fiscal Charges 215,000 215,000 214,275 725 Total Expenditures NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING FUND BALANCE - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Special Assessment Improvement For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 97 REVENUES Taxes 393,500 393,500 393,000 (500) Intergovernmental 106,600 106,600 93,746 (12,854) Total Revenues EXPENDITURES NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING FUND BALANCE - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Senior Services For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 98 REVENUES Special Assessments 140,610 140,610 140,610 - Total Revenues EXPENDITURES DEFICIENCY OF REVENUES UNDER EXPENDITURES OTHER FINANCING SOURCE Transfers In - - 50,000 50,000 NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING FUND BALANCE - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Business Improvement District For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 99 REVENUES Intergovernmental $237,000 $237,000 $237,193 $193 Charges for Services 16,683 Investment Earnings 169,773 Miscellaneous (18,930) Total Revenues 1,138,000 1,138,000 1,305,719 167,719 EXPENDITURES (161,395) Capital Outlay 255,000 255,000 - 255,000 Total Expenditures 1,113,723 1,113,723 1,020,118 93,605 NET CHANGE IN FUND BALANCE 24,277 24,277 285,601 261,324 FUND BALANCE - BEGINNING 2,929,300 2,929,300 2,929,300 - FUND BALANCE - ENDING $ 2,953,577 $ 2,953,577 $ 3,214,901 $ 261,324 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Recycling For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 100 REVENUES Taxes $1,060,300 $1,060,300 $1,060,300 $- Investment Earnings 39,558 Miscellaneous 2,380 Total Revenues 1,060,300 1,060,300 1,102,238 41,938 EXPENDITURES 62,277 NET CHANGE IN FUND BALANCE - (30,576) 73,639 104,215 FUND BALANCE - BEGINNING 223,220 223,220 223,220 - FUND BALANCE - ENDING $ 223,220 $ 192,644 $ 296,859 $ 104,215 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Street Lighting For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 101 REVENUES Taxes $2,876,500 $2,876,500 $2,876,500 $- Intergovernmental 959,036 959,036 797,246 (161,790) Charges for Services (35,232) Investment Earnings 82,668 Total Revenues 4,080,036 4,080,036 3,965,682 (114,354) EXPENDITURES Culture and Recreation (62,961) NET CHANGE IN FUND BALANCE 63 63 (177,252) (177,315) FUND BALANCE - BEGINNING 228,655 228,655 228,655 - FUND BALANCE - ENDING $ 228,718 $ 228,718 $ 51,403 $ (177,315) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Library For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 102 REVENUES Taxes $1,029,100 $1,029,100 $1,029,100 $- Intergovernmental - - 5,000 5,000 Charges for Services 30,000 30,000 30,038 38 Investment Earnings 12,000 12,000 145,656 133,656 Miscellaneous 81,500 81,500 151,537 70,037 Total Revenues 1,152,600 1,152,600 1,361,331 208,731 EXPENDITURES Culture and Recreation 1,399,943 1,423,350 1,271,701 151,649 Capital Outlay 4,000 4,000 1,527 2,473 Total Expenditures 1,403,943 1,427,350 1,273,228 154,122 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (251,343) (274,750) 88,103 362,853 OTHER FINANCING SOURCE Transfers In 85,400 172,289 89,166 (83,123) NET CHANGE IN FUND BALANCE (165,943) (102,461) 177,269 279,730 FUND BALANCE - BEGINNING 1,546,559 1,546,559 1,546,559 - FUND BALANCE - ENDING $1,380,616 $1,444,098 $1,723,828 $279,730 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Museum For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 103 REVENUES Taxes $328,500 $328,500 $328,500 $- Charges for Services (27,054) Investment Earnings 22,512 Miscellaneous (702) Total Revenues 453,400 453,400 448,156 (5,244) EXPENDITURES 76,284 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (69,276) (69,276) 1,764 71,040 OTHER FINANCING SOURCE Transfers In 70,020 70,020 70,020 - NET CHANGE IN FUND BALANCE 744 744 71,784 71,040 FUND BALANCE - BEGINNING 324,220 324,220 324,220 - FUND BALANCE - ENDING $ 324,964 $ 324,964 $ 396,004 $ 71,040 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Cemetery For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 104 REVENUES Intergovernmental $807,095 $807,095 $1,309,221 $ 502,126 Investment Earnings (Loss)6,395 Miscellaneous (89,971) Total Revenues 1,057,095 1,057,095 1,475,645 418,550 EXPENDITURES (817,100) NET CHANGE IN FUND BALANCE 403,345 409,037 10,487 (398,550) FUND BALANCE - BEGINNING 4,343,662 4,343,662 4,343,662 - FUND BALANCE - ENDING $ 4,747,007 $ 4,752,699 $ 4,354,149 $ (398,550) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Community Development Block Grant For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 105 REVENUES Investment Earnings $$$$ 11,291 EXPENDITURES 218,100 NET CHANGE IN FUND BALANCE (218,100) (218,100) 11,291 229,391 FUND BALANCE - BEGINNING 278,898 278,898 278,898 - FUND BALANCE - ENDING $ 60,798 $ 60,798 $ 290,189 $ 229,391 Budget Final Budget Amounts (Unfavorable) Original Actual Favorable CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Neighborhood Improvement Loan Program For the Year Ended December 31, 2024 Variance 106 REVENUES Investment Earnings $$$$ 44,529 Miscellaneous 10,551 Total Revenues - - 55,080 55,080 EXPENDITURES 236,858 NET CHANGE IN FUND BALANCE (450,000) (450,000) 53,037 503,037 FUND BALANCE - BEGINNING 2,020,547 2,020,547 2,020,547 - FUND BALANCE - ENDING $ 1,570,547 $ 1,570,547 $ 2,073,584 $ 503,037 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Local Revolving Loan Program For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 107 REVENUES Intergovernmental $3,000 $3,000 $- $ (3,000) Investment Earnings 9,271 Miscellaneous 2,780 Total Revenues 64,000 64,000 73,051 9,051 EXPENDITURES 21,056 Capital Outlay 7,000 7,000 6,730 270 Total Expenditures 63,900 63,018 41,692 21,326 NET CHANGE IN FUND BALANCE 100 982 31,359 30,377 FUND BALANCE - BEGINNING 173,223 173,223 173,223 - FUND BALANCE - ENDING $ 173,323 $ 174,205 $ 204,582 $ 30,377 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Senior Services Revolving Loans For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 108 REVENUES Intergovernmental $18,100 $18,100 $179,705 $ 161,605 Investment Earnings 23,050 Miscellaneous 50,389 Total Revenues 91,500 91,500 326,544 235,044 EXPENDITURES 93,776 Capital Outlay - - 25,000 (25,000) Total Expenditures 99,000 207,937 139,161 68,776 NET CHANGE IN FUND BALANCE (7,500) (116,437) 187,383 303,820 FUND BALANCE - BEGINNING 298,049 298,049 298,049 - FUND BALANCE - ENDING $ 290,549 $ 181,612 $ 485,432 $ 303,820 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Police Special For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 109 REVENUES Intergovernmental $74,500 $74,500 $164,155 $ 89,655 Charges for Services 5,035 Investment Earnings 22,401 Miscellaneous 2,500 Total Revenues 74,500 74,500 194,091 119,591 EXPENDITURES (152,022) Capital Outlay 36,200 36,200 8,905 27,295 Total Expenditures 170,309 189,529 314,256 (124,727) NET CHANGE IN FUND BALANCE (95,809) (115,029) (79,237) 35,792 FUND BALANCE - BEGINNING 408,608 408,608 408,608 - FUND BALANCE - ENDING $ 312,799 $ 293,579 $ 329,371 $ 35,792 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Fire Special For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 110 REVENUES Charges for Services $$$$ (44,770) Investment Earnings 32,912 Miscellaneous (12,282) Total Revenues 381,500 381,500 357,360 (24,140) EXPENDITURES Culture and Recreation 82,193 Capital Outlay 6,800 6,800 - 6,800 Total Expenditures 381,456 380,225 291,232 88,993 NET CHANGE IN FUND BALANCE 44 1,275 66,128 64,853 FUND BALANCE - BEGINNING 686,863 686,863 686,863 - FUND BALANCE - ENDING $ 686,907 $ 688,138 $ 752,991 $ 64,853 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Park Revenue Facilities For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 111 REVENUES Taxes $23,000 $23,000 $23,000 $- Charges for Services 4,120 Investment Earnings 5,303 Miscellaneous (4,271) Total Revenues 78,500 78,500 83,652 5,152 EXPENDITURES Culture and Recreation 10,353 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (22,972) (22,972) (7,467) 15,505 OTHER FINANCING SOURCE Transfers In 25,000 25,000 25,000 - NET CHANGE IN FUND BALANCE 2,028 2,028 17,533 15,505 FUND BALANCE - BEGINNING 96,802 96,802 96,802 - FUND BALANCE - ENDING $ 98,830 $ 98,830 $ 114,335 $ 15,505 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Leach Amphitheater For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 112 REVENUES Special Assessments $- $- $53,898 $ 53,898 Intergovernmental 500,000 500,000 - (500,000) Licenses and Permits 130,000 130,000 76,235 (53,765) Investment Earnings (Loss)(3,402) Total Revenues 630,000 630,000 126,731 (503,269) EXPENDITURES 335,758 NET CHANGE IN FUND BALANCE 2,249 3,349 (164,162) (167,511) FUND BALANCE (DEFICIT) - BEGINNING (41,332) (41,332) (41,332) - FUND BALANCE (DEFICIT) - ENDING $ (39,083) $ (37,983) $ (205,494) $ (167,511) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - Public Works Special For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 113 REVENUES Taxes $1,730,000 $1,730,000 $1,730,000 $- Charges for Services (248) Investment Earnings 40,671 Total Revenues 1,805,000 1,805,000 1,835,423 30,423 EXPENDITURES (98,996) NET CHANGE IN FUND BALANCE 4,726 2,409 (66,164) (68,573) FUND BALANCE (DEFICIT) - BEGINNING (45,795) (45,795) (45,795) - FUND BALANCE (DEFICIT) - ENDING $ (41,069) $ (43,386) $ (111,959) $ (68,573) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - Garbage Collection and Disposal For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 114 REVENUES Taxes $100,000 $100,000 $100,000 $- Charges for Services (1,986) Miscellaneous (172,438) Total Revenues 892,400 892,400 717,976 (174,424) EXPENDITURES Culture and Recreation 21,187 Capital Outlay 370,000 370,000 435,083 (65,083) Total Expenditures 881,395 878,440 922,336 (43,896) NET CHANGE IN FUND BALANCE (DEFICIT)11,005 13,960 (204,360) (218,320) FUND BALANCE - BEGINNING 78,600 78,600 78,600 - FUND BALANCE (DEFICIT) - ENDING $ 89,605 $ 92,560 $ (125,760) $ (218,320) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - Pollock Water Park For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 115 REVENUES Interest Earnings $$$$ 125,908 Miscellaneous 107,328 Total Revenues 60,000 60,000 293,236 233,236 EXPENDITURES 176,394 NET CHANGE IN FUND BALANCE (638,689) (638,459) (228,829) 409,630 FUND BALANCE - BEGINNING 2,699,098 2,699,098 2,699,098 - FUND BALANCE - ENDING $ 2,060,409 $ 2,060,639 $ 2,470,269 $ 409,630 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Healthy Neighborhood Initiative For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 116 REVENUES Intergovernmental 25,000 25,000 - (25,000) Total Revenues EXPENDITURES NET CHANGE IN FUND BALANCE (DEFICIT) FUND BALANCE - BEGINNING FUND BALANCE (DEFICIT) - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - Street Tree Memorial For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 117 REVENUES Investment Income $- $- $6,130 $6,130 Miscellaneous - - 2 2 Total Revenues - - 6,132 6,132 EXPENDITURES Health and Human Services 3,000 3,000 1,961 NET CHANGE IN FUND BALANCE (3,000) (3,000) 4,171 7,171 FUND BALANCE - BEGINNING 125,237 125,237 125,237 - FUND BALANCE - ENDING $122,237 $122,237 $129,408 $7,171 Budget Final Budget Amounts (Unfavorable) Original Actual Favorable CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Senior Center For the Year Ended December 31, 2024 Variance 118 REVENUES Taxes $36,900 $36,900 $36,900 $- Investment Earnings (Loss)(7,437) Miscellaneous 1 Total Revenues 36,900 36,900 29,464 (7,436) EXPENDITURES Culture and Recreation 4,118 Capital Outlay - - 6,500 (6,500) Total Expenditures 36,900 46,216 48,598 (2,382) NET CHANGE IN FUND BALANCE - (9,316) (19,134) (9,818) FUND BALANCE (DEFICIT) - BEGINNING (130,850) (130,850) (130,850) - FUND BALANCE (DEFICIT) - ENDING $ (130,850) $ (140,166) $ (149,984) $ (9,818) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - Grand Opera House For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 119 REVENUES Investment Income $$$$ 25,646 Miscellaneous (59,881) Total Revenues 110,000 110,000 75,765 (34,235) EXPENDITURES 9,328 Capital Outlay 300,000 346,762 139,522 207,240 Total Expenditures 322,000 368,762 152,194 216,568 NET CHANGE IN FUND BALANCE (212,000) (258,762) (76,429) 182,333 FUND BALANCE - BEGINNING 546,308 546,308 546,308 - FUND BALANCE - ENDING $ 334,308 $ 287,546 $ 469,879 $ 182,333 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - Parking Ramp Improvements For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 120 REVENUES Investment Income $$$$ 1,344 EXPENDITURES Debt Service: Principal 5,000 5,000 5,000 - Interest and Fiscal Charges 435 435 435 - Total Expenditures 5,435 5,435 5,435 - NET CHANGE IN FUND BALANCE (5,435) (5,435) (4,091) 1,344 FUND BALANCE - BEGINNING 28,964 28,964 28,964 - FUND BALANCE - ENDING $ 23,529 $ 23,529 $ 24,873 $ 1,344 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 8 S Aviation Industrial For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 121 REVENUES Taxes $150,000 $150,000 $153,637 $ 3,637 Intergovernmental 1,600 1,600 1,953 353 Investment Income 46,638 Total Revenues 151,600 151,600 202,228 50,628 EXPENDITURES 433 NET CHANGE IN FUND BALANCE 1,340 1,340 52,401 51,061 FUND BALANCE - BEGINNING 807,748 807,748 807,748 - FUND BALANCE - ENDING $ 809,088 $ 809,088 $ 860,149 $ 51,061 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 12 Division Street For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 122 REVENUES Taxes $350,000 $350,000 $348,390 $ (1,610) Intergovernmental 9,100 9,100 10,112 1,012 Investment Income (12,300) Total Revenues 359,100 359,100 346,202 (12,898) EXPENDITURES 1,940 Debt Service: Principal 75,000 75,000 75,000 - Interest and Fiscal Charges 4,300 4,300 4,275 25 Total Expenditures 81,500 81,500 79,535 1,965 NET CHANGE IN FUND BALANCE 277,600 277,600 266,667 (10,933) FUND BALANCE (DEFICIT) - BEGINNING (587,190) (587,190) (587,190) - FUND BALANCE (DEFICIT) - ENDING $ (309,590) $ (309,590) $ (320,523) $ (10,933) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 13 Marion Road/ Pearl Avenue For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 123 REVENUES Taxes $585,000 $585,000 $269,971 $ (315,029) Intergovernmental 115 115 112 (3) Investment Income 50,221 Total Revenues 585,115 585,115 320,304 (264,811) EXPENDITURES 46,466 NET CHANGE IN FUND BALANCE 464,915 464,915 246,570 (218,345) FUND BALANCE - BEGINNING 1,039,261 1,039,261 1,039,261 - FUND BALANCE - ENDING $ 1,504,176 $ 1,504,176 $ 1,285,831 $ (218,345) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 14 Mercy Medical Center For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 124 REVENUES Taxes $220,000 $220,000 $218,768 $ (1,232) Intergovernmental 40,000 40,000 47,573 7,573 Investment Income 162,850 Total Revenues 260,000 260,000 429,191 169,191 EXPENDITURES 330 NET CHANGE IN FUND BALANCE 129,800 129,800 299,321 169,521 FUND BALANCE - BEGINNING 3,085,646 3,085,646 3,085,646 - FUND BALANCE - ENDING $ 3,215,446 $ 3,215,446 $ 3,384,967 $ 169,521 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 15 Park Plaza/Commerce Street For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 125 REVENUES Taxes $150,000 $150,000 $152,264 $ 2,264 Intergovernmental 600 600 564 (36) Investment Income 36,241 Total Revenues 150,600 150,600 189,069 38,469 EXPENDITURES 85,050 NET CHANGE IN FUND BALANCE 65,400 65,400 188,919 123,519 FUND BALANCE - BEGINNING 639,430 639,430 639,430 - FUND BALANCE - ENDING $ 704,830 $ 704,830 $ 828,349 $ 123,519 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 16 100 Block Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 126 REVENUES Taxes $315,000 $315,000 $322,441 $ 7,441 Intergovernmental 53,000 53,000 52,522 (478) Investment Income 40,584 Total Revenues 368,000 368,000 415,547 47,547 EXPENDITURES 50 Debt Service: Principal 300,000 300,000 300,000 - Interest and Fiscal Charges 47,000 47,000 46,950 50 Total Expenditures 347,200 347,200 347,100 100 NET CHANGE IN FUND BALANCE 20,800 20,800 68,447 47,647 FUND BALANCE - BEGINNING 573,740 573,740 573,740 - FUND BALANCE - ENDING $ 594,540 $ 594,540 $ 642,187 $ 47,647 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 17 City Center Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 127 REVENUES Taxes $523,600 $523,600 $526,143 $ 2,543 Intergovernmental 55,700 55,700 54,240 (1,460) Investment Income 20,255 Total Revenues 579,300 579,300 600,638 21,338 EXPENDITURES 50 Debt Service: Principal 40,000 40,000 40,000 - Interest and Fiscal Charges 1,200 1,200 1,200 - Total Expenditures 41,400 41,400 41,350 50 NET CHANGE IN FUND BALANCE 537,900 537,900 559,288 21,388 FUND BALANCE (DEFICIT) - BEGINNING (126,138) (126,138) (126,138) - FUND BALANCE (DEFICIT) - ENDING $ 411,762 $ 411,762 $ 433,150 $ 21,388 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 18 SW Industrial Park Expansion For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 128 REVENUES Taxes $275,000 $275,000 $266,483 $ (8,517) Intergovernmental 26,000 26,000 25,259 (741) Investment Income 57,737 Total Revenues 301,000 301,000 349,479 48,479 EXPENDITURES (9,574) NET CHANGE IN FUND BALANCE 300,850 300,850 339,755 38,905 FUND BALANCE - BEGINNING 903,429 903,429 903,429 - FUND BALANCE - ENDING $ 1,204,279 $ 1,204,279 $ 1,243,184 $ 38,905 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 19 NW Industrial Expansion For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 129 REVENUES Intergovernmental $- $- $1,049 $ 1,049 Investment Income 132,601 Total Revenues - - 133,650 133,650 EXPENDITURES Current: (5) Debt Service: Principal 240,000 240,000 240,000 - Interest and Fiscal Charges 45,500 45,500 47,597 (2,097) Capital Outlay 1,484,294 2,938,409 338,508 2,599,901 Total Expenditures 1,769,994 3,224,109 626,310 2,597,799 NET CHANGE IN FUND BALANCE (1,769,994) (3,224,109) (492,660) 2,731,449 FUND BALANCE - BEGINNING 2,761,099 2,761,099 2,761,099 - FUND BALANCE - ENDING $ 991,105 $ (463,010) $ 2,268,439 $ 2,731,449 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 20 South Shore Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 130 REVENUES Taxes $505,000 $505,000 $454,200 $ (50,800) Intergovernmental - - 485 485 Investment Income 47,436 Total Revenues 505,000 505,000 502,121 (2,879) EXPENDITURES Current: 69,901 Debt Service: Principal 100,000 100,000 100,000 - Interest and Fiscal Charges 21,000 21,000 20,950 50 Total Expenditures 196,200 196,200 126,249 69,951 NET CHANGE IN FUND BALANCE 308,800 308,800 375,872 67,072 FUND BALANCE - BEGINNING 540,501 540,501 540,501 - FUND BALANCE - ENDING $ 849,301 $ 849,301 $ 916,373 $ 67,072 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 21 Fox River Corridor For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 131 REVENUES Taxes $23,500 $23,500 $23,401 $(99) Investment Income (145,701) Total Revenues 23,500 23,500 (122,300) (145,800) EXPENDITURES Current: 50 Debt Service: Principal 505,555 505,555 505,556 (1) Interest and Fiscal Charges 52,831 52,831 52,832 (1) Total Expenditures 558,586 558,586 558,538 48 NET CHANGE IN FUND BALANCE (535,086) (535,086) (680,838) (145,752) FUND BALANCE (DEFICIT) - BEGINNING (2,696,042) (2,696,042) (2,696,042) - FUND BALANCE (DEFICIT) - ENDING $ (3,231,128) $ (3,231,128) $ (3,376,880) $ (145,752) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 23 SW Industrial Park Expansion For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 132 REVENUES Taxes $250,000 $250,000 $231,473 $(18,527) Intergovernmental 10,000 10,000 8,693 (1,307) Investment Income - - 11,427 11,427 Total Revenues 260,000 260,000 251,593 (8,407) EXPENDITURES Conservation and Development 80,200 80,200 150 80,050 NET CHANGE IN FUND BALANCE 179,800 179,800 251,443 71,643 FUND BALANCE - BEGINNING 6,208 6,208 6,208 - FUND BALANCE - ENDING $186,008 $186,008 $257,651 $71,643 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 24 Oshkosh Corp E-COAT For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 133 REVENUES Taxes $280,000 $280,000 $282,525 $ 2,525 Intergovernmental 7,000 7,000 7,674 674 Investment Income 114,745 Total Revenues 287,000 287,000 404,944 117,944 EXPENDITURES - Debt Service: Interest and Fiscal Charges - - 120,750 (120,750) Total Expenditures 150 150 120,900 (120,750) NET CHANGE IN FUND BALANCE 286,850 286,850 284,044 (2,806) FUND BALANCE (DEFICIT) - BEGINNING (137,937) (137,937) (137,937) - FUND BALANCE - ENDING $ 148,913 $ 148,913 $ 146,107 $ (2,806) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 25 City Center Hotel For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 134 REVENUES Investment Income $$$$ (176,954) EXPENDITURES 50 NET CHANGE IN FUND BALANCE (200) (200) (177,104) (176,904) FUND BALANCE (DEFICIT) - BEGINNING (3,602,924) (3,602,924) (3,602,924) - FUND BALANCE (DEFICIT) - ENDING $ (3,603,124) $ (3,603,124) $ (3,780,028) $ (176,904) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 26 Aviation Business Park For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 135 REVENUES Taxes 220,300 220,300 381,910 161,610 Intergovernmental 26,700 26,700 55,744 29,044 Total Revenues EXPENDITURES NET CHANGE IN FUND BALANCE FUND BALANCE (DEFICIT) - BEGINNING FUND BALANCE (DEFICIT) - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 27 North Main Street Industrial Park For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 136 REVENUES Taxes $57,000 $57,000 $58,358 $1,358 Investment Income - - 4,412 4,412 Total Revenues 57,000 57,000 62,770 5,770 EXPENDITURES Conservation and Development 50,200 50,200 37,872 12,328 NET CHANGE IN FUND BALANCE 6,800 6,800 24,898 18,098 FUND BALANCE - BEGINNING 34,942 34,942 34,942 - FUND BALANCE - ENDING $41,742 $41,742 $59,840 $18,098 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 28 Beach Building Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 137 REVENUES Taxes $15,000 $15,000 $17,867 $ 2,867 Investment Income 2,315 Total Revenues 15,000 15,000 20,182 5,182 EXPENDITURES (30) NET CHANGE IN FUND BALANCE 14,850 14,850 20,002 5,152 FUND BALANCE - BEGINNING 30,475 30,475 30,475 - FUND BALANCE - ENDING $ 45,325 $ 45,325 $ 50,477 $ 5,152 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 29 Morgan District For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 138 REVENUES Taxes $55,000 $55,000 $16,356 $(38,644) Investment Income - - 4,943 4,943 Total Revenues 55,000 55,000 21,299 (33,701) EXPENDITURES Conservation and Development 45,200 45,200 150 45,050 NET CHANGE IN FUND BALANCE 9,800 9,800 21,149 11,349 FUND BALANCE - BEGINNING 52,516 52,516 52,516 - FUND BALANCE - ENDING $62,316 $62,316 $73,665 $11,349 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 30 Washington Building For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 139 REVENUES Taxes 555,200 555,200 67,271 (487,929) Total Revenues EXPENDITURES Principal 9,400 9,400 9,312 88 Interest and Fiscal Charges 4,000 4,000 3,942 58 Total Expenditures NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING FUND BALANCE - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 31 Buckstaff Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 140 REVENUES Taxes $15,200 $15,200 $1,544 $ (13,656) Investment Income 788 Total Revenues 15,200 15,200 2,332 (12,868) EXPENDITURES 15,050 NET CHANGE IN FUND BALANCE - - 2,182 2,182 FUND BALANCE - BEGINNING 5,237 5,237 5,237 - FUND BALANCE - ENDING $ 5,237 $ 5,237 $ 7,419 $ 2,182 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 32 Granary Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 141 REVENUES Taxes $292,400 $292,400 $80,715 $ (211,685) Investment Income 26,913 Total Revenues 292,400 292,400 107,628 (184,772) EXPENDITURES 230,050 NET CHANGE IN FUND BALANCE 62,200 62,200 107,478 45,278 FUND BALANCE - BEGINNING 282,021 282,021 282,021 - FUND BALANCE - ENDING $ 344,221 $ 344,221 $ 389,499 $ 45,278 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 33 Lamico Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 142 REVENUES Taxes $1,200,000 $1,200,000 $242 $ (1,199,758) Investment Income 41,926 Total Revenues 1,200,000 1,200,000 42,168 (1,157,832) EXPENDITURES 1,200,050 NET CHANGE IN FUND BALANCE (200) (200) 42,018 42,218 FUND BALANCE (DEFICIT) - BEGINNING (52,821) (52,821) (52,821) - FUND BALANCE (DEFICIT) - ENDING $ (53,021) $ (53,021) $ (10,803) $ 42,218 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 34 Oshkosh Corp Headquarters For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 143 REVENUES Taxes $650,000 650,000 764,865 114,865 Total Revenues EXPENDITURES NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING FUND BALANCE - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 35 Oshkosh Avenue Corridor For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 144 REVENUES Taxes $322,200 $322,200 $34,604 $ (287,596) Investment Income 14,393 Total Revenues 322,200 322,200 48,997 (273,203) EXPENDITURES 300,050 NET CHANGE IN FUND BALANCE 22,000 22,000 48,847 26,847 FUND BALANCE - BEGINNING 15,730 15,730 15,730 - FUND BALANCE - ENDING $ 37,730 $ 37,730 $ 64,577 $ 26,847 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 36 Merge Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 145 REVENUES Taxes $235,000 $235,000 $25,145 $(209,855) Investment Income - - 11,258 11,258 Total Revenues 235,000 235,000 36,403 (198,597) EXPENDITURES Conservation and Development 215,200 215,200 150 215,050 NET CHANGE IN FUND BALANCE 19,800 19,800 36,253 16,453 FUND BALANCE - BEGINNING 28,933 28,933 28,933 - FUND BALANCE - ENDING $48,733 $48,733 $65,186 $16,453 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 37 Aviation Plaza For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 146 REVENUES Taxes $11,000 $11,000 $14,777 $ 3,777 Investment Income 840 Total Revenues 11,000 11,000 15,617 4,617 EXPENDITURES 50 NET CHANGE IN FUND BALANCE 10,800 10,800 15,467 4,667 FUND BALANCE - BEGINNING 638 638 638 - FUND BALANCE - ENDING $ 11,438 $ 11,438 $ 16,105 $ 4,667 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 38 Pioneer Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 147 REVENUES Taxes $25,000 $25,000 $4,002 $ (20,998) Investment Income 3,453 Total Revenues 25,000 25,000 7,455 (17,545) EXPENDITURES NET CHANGE IN FUND BALANCE 800 800 7,305 6,505 FUND BALANCE - BEGINNING 39,367 39,367 39,367 - FUND BALANCE - ENDING $ 40,167 $ 40,167 $ 46,672 $ 6,505 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance Budget to Actual - TIF No. 39 Cabrini School Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 148 REVENUES Taxes $6,000 $6,000 $2,336 $ (3,664) Investment Income 288 Total Revenues 6,000 6,000 2,624 (3,376) EXPENDITURES 4,700 4,550 NET CHANGE IN FUND BALANCE 1,300 1,300 2,474 1,174 FUND BALANCE (DEFICIT) - BEGINNING (13,217) (13,217) (13,217) - FUND BALANCE (DEFICIT) - ENDING $ (11,917) $ (11,917) $ (10,743) $ 1,174 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 40 Miles Kimball Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 149 REVENUES Taxes $- $- $2 $2 Investment Income (118) Total Revenues - - (116) (116) EXPENDITURES 11,050 NET CHANGE IN FUND BALANCE (11,200) (11,200) (266) 10,934 FUND BALANCE (DEFICIT) - BEGINNING (10,929) (10,929) (10,929) - FUND BALANCE (DEFICIT) - ENDING $ (22,129) $ (22,129) $ (11,195) $ 10,934 Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 41 Smith School Redevelopment For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 150 REVENUES Taxes $- $- $424 $424 EXPENDITURES 50 NET CHANGE IN FUND BALANCE (200) (200) 274 474 FUND BALANCE (DEFICIT) - BEGINNING (2,975) (2,975) (2,975) - FUND BALANCE (DEFICIT) - ENDING $ (3,175) $ (3,175) $ (2,701) $474 Budget Final Budget Amounts (Unfavorable) Original Actual Favorable CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 42 Morgan Crossing For the Year Ended December 31, 2024 Variance 151 REVENUES Taxes $- $- $11 $11 Investment Income (2,987) Total Revenues - - (2,976) (2,976) EXPENDITURES (30) NET CHANGE IN FUND BALANCE (150) (150) (3,156) (3,006) FUND BALANCE (DEFICIT) - BEGINNING (62,219) (62,219) (62,219) - FUND BALANCE (DEFICIT) - ENDING $ (62,369) $ (62,369) $ (65,375) $ (3,006) Budget Final Budget Amounts (Unfavorable) Original Actual Favorable CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenditures and Changes in Fund Balance (Deficit) Budget to Actual - TIF No. 43 Mill on Main For the Year Ended December 31, 2024 Variance 152 OPERATING REVENUES Charges for Services 994,800 994,800 918,564 (76,236) Other Operating Revenues 43,700 43,700 41,929 (1,771) Total Operating Revenues OPERATING EXPENSES Total Operating Expenses OPERATING LOSS NONOPERATING REVENUES (EXPENSE) General Property Taxes 856,600 856,600 856,600 - Gain on Disposal of Capital Assets - - 526 526 Nonoperating grants 4,109,300 4,109,300 4,497,871 388,571 Investment Earnings - - 173,885 173,885 Interest Expense (41,400) (41,400) (42,882) (1,482) Total Nonoperating Revenues (Expense) NET CHANGE IN NET POSITION NET POSITION - BEGINNING NET POSITION - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Transit Utility For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 153 OPERATING REVENUES Charges for Services $18,228,000 18,228,000 19,212,346 984,346 Other Operating Revenues 220,000 220,000 210,673 (9,327) Total Operating Revenues OPERATING EXPENSES Total Operating Expenses OPERATING INCOME NONOPERATING REVENUES (EXPENSE) Gain on Disposal of Capital Assets - - 15,474 15,474 Investment Earnings 203,500 203,500 1,066,818 863,318 Interest Expense (2,155,500) (2,155,500) (1,687,063) 468,437 Total Nonoperating Revenues (Expense) INCOME BEFORE CONTRIBUTIONS AND TRANSFERS 631,329 (1,134,442) 5,904,189 7,038,631 TRANSFERS OUT (1,542,600) (1,542,600) (1,502,835) CAPITAL CONTRIBUTIONS 57,900 57,900 64,691 NET CHANGE IN NET POSITION NET POSITION - BEGINNING NET POSITION - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Water Utility For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 154 OPERATING REVENUES Charges for Services 18,149,800 18,149,800 20,431,633 2,281,833 Other Operating Revenues 10,000 10,000 4,002 (5,998) Total Operating Revenues OPERATING EXPENSES Total Operating Expenses OPERATING INCOME NONOPERATING REVENUES (EXPENSES) Nonoperating Expenses (20,900) (20,900) (28,923) (8,023) Gain on Disposal of Capital Assets - - 22,074 22,074 Investment Earnings 315,300 315,300 1,440,417 1,125,117 Interest Expense (2,970,600) (2,970,600) (2,401,818) 568,782 Total Nonoperating Revenues (Expenses) INCOME BEFORE CONTRIBUTIONS AND TRANSFERS 1,982,415 1,839,973 6,581,234 4,741,261 TRANSFERS OUT - - (39,765) CAPITAL CONTRIBUTIONS 378,500 378,500 34,969 NET CHANGE IN NET POSITION NET POSITION - BEGINNING NET POSITION - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Sewer Utility For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 155 OPERATING REVENUES Charges for Services $14,971,400 14,971,400 15,300,557 329,157 Other Operating Revenues 10,000 10,000 350 (9,650) Total Operating Revenues OPERATING EXPENSES Total Operating Expenses OPERATING INCOME NONOPERATING REVENUES (EXPENSES) Gain on Disposal of Capital Assets - - 693 693 Investment Earnings (Loss)300,000 300,000 1,454,954 1,154,954 Interest Expense (3,286,100) (3,286,100) (2,685,458) 600,642 Total Nonoperating Revenues (Expenses) INCOME BEFORE CONTRIBUTIONS 5,793,431 5,611,396 7,394,306 1,782,910 CAPITAL CONTRIBUTIONS 75,000 75,000 39,546 NET CHANGE IN NET POSITION NET POSITION - BEGINNING NET POSITION - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Stormwater Utility For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 156 OPERATING REVENUES Charges for Services 94,600 94,600 97,171 2,571 Fines, Forfeitures and Penalties 15,000 15,000 41,636 26,636 Total Operating Revenues OPERATING EXPENSES Total Operating Expenses OPERATING LOSS NONOPERATING REVENUE (EXPENSE) Investment Earnings - - 5,057 5,057 Interest Expense (2,030) (2,030) (2,065) (35) Total Nonoperating Revenue (Expense) NET CHANGE IN NET POSITION NET POSITION - BEGINNING NET POSITION - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Parking Utility For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 157 OPERATING REVENUES Taxes 2,425,000 2,425,000 2,555,474 130,474 Other Operating Revenues 90,900 90,900 108,454 17,554 Total Operating Revenues OPERATING EXPENSES Total Operating Expenses OPERATING INCOME (LOSS) NONOPERATING REVENUE (EXPENSE) Investment Earnings - - 58,862 58,862 Interest Expense (40,000) (40,000) (31,873) 8,127 Total Nonoperating Revenue (Expense) NET CHANGE IN NET POSITION NET POSITION - BEGINNING NET POSITION - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Oshkosh Convention Center For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 158 OPERATING REVENUES Other Operating Revenues $- - 11,083 11,083 OPERATING EXPENSES OPERATING INCOME (LOSS) NONOPERATING REVENUE (EXPENSES) Gain on Disposal of Capital Assets 500,000 500,000 25,000 (475,000) Investment Earnings (Loss)- - (65,534) (65,534) Interest Expense (4,400) (4,400) (4,397) 3 Miscellaneous - - 5,000 5,000 Total Nonoperating Revenue (Expenses) NET CHANGE IN NET POSITION NET POSITION - BEGINNING NET POSITION - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Industrial Park Land For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 159 OPERATING REVENUES Charges for Services $1,219,200 1,219,200 1,439,596 220,396 OPERATING EXPENSES Total Operating Expenses OPERATING INCOME (LOSS) NONOPERATING REVENUE Investment Earnings - - 132,303 132,303 NET CHANGE IN NET POSITION NET POSITION - BEGINNING AS PREVIOUSLY REPORTED Error Correction 132,684 132,684 132,684 - NET POSITION - BEGINNING, AS ADJUSTED NET POSITION - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Inspection Services For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 160 OPERATING REVENUES Charges for Services $11,718,600 11,718,600 11,571,485 (147,115) Other Operating Revenues 600,000 600,000 1,636,874 1,036,874 Total Operating Revenues OPERATING EXPENSES NET CHANGE IN NET POSITION NET POSITION - BEGINNING NET POSITION - ENDING Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Health Insurance For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 161 OPERATING REVENUES Charges for Services $985,100 $985,100 $985,200 $100 OPERATING EXPENSES Claims and Administration (14,703) NET CHANGE IN NET POSITION 6 (384) (14,987) (14,603) NET POSITION - BEGINNING 642,513 642,513 642,513 - NET POSITION - ENDING $ 642,519 $ 642,129 $ 627,526 $ (14,603) Budget Amounts (Unfavorable) CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position Budget to Actual - Worker's Compensation For the Year Ended December 31, 2024 Variance Original Actual Favorable Final Budget 162 OPERATING REVENUES Taxes $6,507,300 $6,507,300 $5,694,787 $ (812,513) OPERATING EXPENSES Operations and Maintenance 566,968 NET CHANGE IN NET POSITION 270 (42,907) (288,452) (245,545) NET POSITION (DEFICIT) - BEGINNING (1,480,725) (1,480,725) (1,480,725) - NET POSITION (DEFICIT) - ENDING $ (1,480,455) $ (1,523,632) $ (1,769,177) $ (245,545) Original Actual Favorable CITY OF OSHKOSH, WISCONSIN Schedule of Revenues, Expenses and Changes in Net Position (Deficit) Budget to Actual - Field Operations For the Year Ended December 31, 2024 Variance Budget Final Budget Amounts (Unfavorable) 163 STATISTICAL SECTION 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Governmental Activities Net Investment in Capital Assets 113,700,586$ 100,609,781$ 53,195,094$ 57,867,428$ 53,733,398$ 47,319,281$ 43,812,963$ 37,227,904$ 39,752,753$ 36,184,133$ Restricted 36,821,326 33,040,924 51,320,016 39,045,714 38,831,796 28,695,910 27,951,509 28,379,167 22,305,281 38,369,139 Unrestricted 53,733,151 42,418,918 67,586,870 52,633,003 37,888,515 48,436,055 47,114,137 33,786,672 26,329,710 18,792,902 Total Governmental Activities Net Position 204,255,063$ 176,069,623$ 172,101,980$ 149,546,145$ 130,453,709$ 124,451,246$ 118,878,609$ 99,393,743$ 88,387,744$ 93,346,174$ Business-Type Activities Net Investment in Capital Assets 222,608,218$ 199,594,366$ 137,581,623$ 141,692,794$ 162,667,610$ 145,221,685$ 140,276,752$ 113,691,844$ 120,012,568$ 123,851,149$ Restricted 24,915,150 23,721,241 23,162,743 23,124,605 1,555,705 16,792,800 16,279,781 12,250,194 31,949,679 14,773,848 Unrestricted 49,711,529 54,315,165 98,551,150 81,677,837 71,541,182 65,833,816 58,666,104 73,264,160 33,991,810 35,395,885 Total Business-Type Activities Net Position 297,234,897$ 277,630,772$ 259,295,516$ 246,495,236$ 235,764,497$ 227,848,301$ 215,222,637$ 199,206,198$ 185,954,057$ 174,020,882$ Primary government Net Investment in Capital Assets 336,308,804$ 300,204,147$ 190,776,717$ 199,560,222$ 216,401,008$ 192,540,966$ 184,089,715$ 150,919,748$ 159,765,321$ 160,035,282$ Restricted 61,736,476 56,762,165 74,482,759 62,170,319 40,387,501 45,488,710 44,231,290 40,629,361 54,254,960 53,142,987 Unrestricted 103,444,680 96,734,083 166,138,020 134,310,840 109,429,697 114,269,871 105,780,241 107,050,832 60,321,520 54,188,787 Total Primary Government Net Position 501,489,960$ 453,700,395$ 431,397,496$ 396,041,381$ 366,218,206$ 352,299,547$ 334,101,246$ 298,599,941$ 274,341,801$ 267,367,056$ CITY OF OSHKOSH, WISCONSIN Net Position (accrual basis of accounting) Last Ten Years 164 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Program Revenues Governmental Activities: Charges for Services: Expenses (accrual basis of accounting) Last Ten Years Changes in Net Position CITY OF OSHKOSH, WISCONSIN 165 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Net (Expense)/Revenue Governmental Activities (53,954,143)$ (72,348,942)$ (69,584,375)$ (50,407,001)$ (58,437,438)$ (56,833,280)$ (41,714,526)$ (49,556,732)$ (60,908,473)$ (52,702,207)$ Business-Type Activities 16,107,368 14,521,251 13,894,980 10,864,726 10,949,893 13,363,249 14,496,531 12,835,531 11,753,347 8,131,222 Total Primary Government Net Expense (37,846,775) (57,827,691) (55,689,395) (39,542,275) (47,487,545) (43,470,031) (27,217,995) (36,721,201) (49,155,126) (44,570,985) General Revenues and Other Changes in Net Position Governmental Activities: Taxes: Property and Other Local Taxes Levied For: General Purposes 32,805,573 31,643,600 30,349,500 29,982,343 28,259,622 27,149,155 26,088,061 25,568,490 16,540,825 7,674,823 Other Purposes 6,005,311 4,750,959 6,654,317 5,839,480 3,048,593 4,111,868 7,053,820 6,652,124 13,439,350 14,856,920 Debt Service 13,897,400 13,277,100 12,733,500 11,160,200 12,070,600 11,451,100 10,985,500 10,323,676 9,851,809 18,037,275 18,206,706 18,368,054 18,667,511 18,015,015 13,718,267 13,092,274 14,004,464 13,868,473 13,286,136 12,165,208 Investment Return 7,324,533 5,417,829 1,352,673 1,768,125 1,311,446 2,171,166 966,466 1,898,404 1,351,658 185,641 Gain (Loss) on Sale of Capital Assets - 127,039 139,782 118,356 62,184 42,630 16,841 150,275 18,075 25,683 Miscellaneous 2,204,688 1,033,828 1,733,237 1,557,918 4,589,381 1,385,542 355,433 1,136,780 476,935 317,288 Transfers 1,542,600 1,542,600 1,542,600 1,058,000 1,832,618 3,002,182 1,371,400 964,509 985,255 988,173 Total Governmental Activities 81,986,811 76,161,009 73,173,120 69,499,437 64,892,711 62,405,917 60,841,985 60,562,731 55,950,043 54,251,011 Business-Type Activities: General Purposes property taxes levied for 856,600 809,500 809,500 809,500 809,500 947,700 920,600 887,524 843,391 748,125 Investment Return 4,266,762 4,491,304 (380,123) 70,255 583,594 1,307,437 788,592 493,595 288,022 (13,041) Gain (Loss) on Sale of Capital Assets - 55,801 18,523 44,258 825,490 1,650 7,311 - 33,670 - Miscellaneous 68,767 - - - 17,130 7,810 2,163,840 - -- Transfers (1,542,600) (1,542,600) (1,542,600) (1,058,000) (1,832,618) (3,002,182) (1,371,400) (964,509) (985,255) (988,173) Total Business-Type Activities 3,649,529 3,814,005 (1,094,700) (133,987) 403,096 (737,585) 2,508,943 416,610 179,828 (253,089) Total Primary Government 85,636,340 79,975,014 72,078,420 69,365,450 65,295,807 61,668,332 63,350,928 60,979,341 56,129,871 53,997,922 Change in Net Position Governmental Activities 28,032,668 3,812,067 3,588,745 19,092,436 5,572,637 19,127,459 19,127,459 11,005,999 (4,958,430) 1,548,804 Business-Type Activities 19,756,897 18,335,256 12,800,280 10,730,739 12,625,664 17,005,474 17,005,474 13,252,141 11,933,175 7,878,133 Total Primary Government Change in Net Position 47,789,565$ 22,147,323$ 16,389,025$ 29,823,175$ 18,198,301$ 36,132,933$ 36,132,933$ 24,258,140$ 6,974,745$ 9,426,937$ State and Federal Aids Not Restricted to Specific Functions (accrual basis of accounting) Last Ten Years Changes in Net Position (continued) CITY OF OSHKOSH, WISCONSIN 166 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 FUND BALANCES NONSPENDABLE Inventories and prepaid items 504,640$ 319,608$ 322,998$ 235,147$ 220,529$ 150,934$ 83,851$ 59,300$ 46,778$ 17,259$ Receivables from other funds - - - - 113,993 703,921 - 1,704,665 8,022,157 13,302,738 Permanent Gifts 6,160,474 3,646,301 3,646,301 RESTRICTED Construction of assets 15,560,382 12,464,418 11,546,889 10,363,853 10,222,843 12,774,151 14,305,655 15,448,351 4,891,747 7,255,154 Debt service 2,361,305 1,551,959 16,995,944 - 124,348 2,189,515 1,092,465 923,371 2,251,808 2,361,472 Special purposes 7,889,783 7,662,340 7,782,987 7,742,864 7,550,920 2,982,819 5,915,198 4,873,307 6,169,377 5,676,076 Trust agreements 9,699,044 9,866,830 8,850,505 12,200,095 11,636,360 11,272,813 10,355,777 10,622,852 9,717,845 9,437,194 COMMITTED Special purposes 9,251,416 8,894,271 8,651,100 8,317,413 8,068,583 4,541,964 5,000,463 1,171,091 1,786,878 1,948,928 ASSIGNED Subsequent years - 339,607 80,018 712,583 9,035,291 49,180 161,205 - 1,835 - Special purposes 37,300,132 17,293,623 13,864,016 8,951,201 - 5,508,363 - - - - Construction of assets 15,124,279 27,402,762 27,989,015 29,584,724 21,941,110 24,477,440 22,279,952 20,927,327 15,083,683 13,759,242 UNASSIGNED General fund 22,535,640 17,822,646 19,684,630 18,281,841 16,478,392 14,256,427 11,817,119 10,230,445 8,427,707 8,540,127 Debt Service - - - (877,277) - - - - - - Special revenue funds (455,158) (92,371) (76,417) (142,242) (84,713) (294,067) 1,181,668 (3,636,920)(74,716) (4,637,412) Capital project funds (13,212,982) (13,171,928) (11,937,833) (10,336,942) (10,140,129) (9,812,845) (10,224,467) (10,060,081)(12,319,773) (4,706,405) Total Fund Balances 112,718,955$ 94,000,066$ 107,400,153$ 85,033,260$ 75,167,527$ 68,800,615$ 61,968,886$ 52,263,708$ 44,005,326$ 52,954,373$ CITY OF OSHKOSH, WISCONSIN Fund Balances, Governmental Funds Last Ten Years 12/31/2023 167 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Revenues Taxes 52,708,284$ 49,671,659$ 49,737,317$ 47,092,045$ 43,238,205$ 42,525,650$ 43,928,857$ 42,339,970$ 39,678,624$ 40,394,058$ Special assessments 4,403,770 4,353,907 6,059,489 5,146,172 2,397,687 3,790,351 3,408,853 2,819,275 1,745,129 4,090,632 Last Ten Fiscal Years Changes in Fund Balances, Governmental Funds CITY OF OSHKOSH, WISCONSIN 168 Fiscal Assessed Estimated Actual Assessed Estimated Actual Total Assessed Total Direct Estimated Actual Ratio of Total Assessed to 2024 6,063,397,300$ 6,315,463,943$ -$ -$ 6,063,397,300$ 8.1396 6,315,463,943$ 95.84 2023 3,948,025,600$ 5,163,896,557$ 74,165,900$ 97,006,725$ 4,022,191,500$ 12.5764 5,260,903,282$ 69.20 2022 3,917,468,500 4,897,318,492 84,066,600 105,093,612 4,001,535,100 12.1180 5,002,412,104 74.99 2021 3,903,326,700 4,571,938,460 91,964,200 107,717,005 3,995,290,900 11.6083 4,679,655,465 82.87 2020 3,867,063,100 4,294,808,493 99,822,900 110,864,557 3,966,886,000 11.1413 4,405,673,051 88.94 2019 3,806,380,700 4,087,892,193 93,736,900 100,669,474 3,900,117,600 10.9027 4,188,561,667 92.60 2018 3,758,059,400 3,949,636,890 105,526,300 110,905,796 3,863,585,700 10.5820 4,060,542,686 94.90 2017 3,723,271,100 3,793,325,937 134,564,600 137,079,919 3,858,285,700 10.5580 3,930,405,857 98.13 2016 3,641,697,700 3,650,387,038 130,942,200 131,254,637 3,772,639,900 10.3440 3,781,641,675 99.76 2015 3,606,419,800 3,606,061,488 142,327,700 142,313,559 3,748,747,500 9.7870 3,748,375,047 100.00 CITY OF OSHKOSH, WISCONSIN Assessed and Estimated Actual Value of Taxable Property Last Ten Fiscal Years December 31, 2024 Real Property Personal Property 169 Fiscal Year Operations Debt Total Total Operations Debt Total Total City of Oshkosh CITY OF OSHKOSH, WISCONSIN Property Tax Rates - Direct and Overlapping Governments Last Ten Fiscal Years December 31, 2024 City of Oshkosh Schools College County of Winnebago State of Wisconsin Tax Levies 47,298,940 4,046,395 20,501,010 - Schools College County of Winnebago State of Wisconsin 47,612,917$ 4,308,866$ 20,490,882$ -$ 49,582,957 4,033,674 20,213,044 - 37,213,146 4,128,654 19,744,572 - 35,089,846 4,146,909 19,925,941 - 42,916,637 4,119,695 20,443,171 - 37,784,007 4,207,547 20,192,201 - 35,051,183 3,962,683 19,253,275 - 35,551,348 3,915,834 19,002,146 640,848 33,555,438 3,910,234 19,019,113 635,319 170 Real Property Percentage of Total Taxpayer Assessed Valuation (1)Assessed Valuation Taxpayer Assessed Valuation (1)Assessed Valuation City of Oshkosh, Wisconsin Principal Taxpayers 12/31/2024 and 12/31/2014 December 31, 2024 December 31, 2014 171 County Percent of Total Year Year (1) City of Oshkosh, Wisconsin Property Tax Levies And Collections Last Ten Fiscal Years Note: Real estate taxes may be paid in a single payment due January 31, or in four installments, January 31, March 31, May 31, and July 31. The City collects taxes on behalf of the overlapping governments. The City remits taxes to the other governments on five settlement dates - January 15, February 15, April 15, June 15, and August 15. The City then transfers the delinquent taxes to the County by August 15 and the County in turn makes the City whole with a settlement on August 20. The City retains the responsibility of collecting delinquent personal property taxes. 172 Fiscal Year General Obligation debt Compensated absences Pension Liability (WRS) General Obligation debt Revenue bonds absences Total Primary Government Percentage of Personal Income Capita Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. CITY OF OSHKOSH, WISCONSIN Outstanding Debt by Type Last Ten Fiscal Years December 31, 2024 Governmental Activities Business-Type Activities 173 Fiscal Year Population Equalized Value Debt Total Value Per Capita Long-Term Debt CITY OF OSHKOSH, WISCONSIN Ratios of Net General Bonded Debt Outstanding Last Ten Fiscal Years December 31, 2024 Net General 174 Percent Amount Direct Debt: City purpose 128,697,152$ Less Sanitary Sewer purpose (1,530,000) Less Storm Water purpose (1,580,000) Less Water Utility purpose (1,010,000) Less TIF purpose (4,417,217) Net City Purpose 120,159,935$ 100.0000%120,159,935$ Total Net Direct Debt 120,159,935 Overlapping Debt Oshkosh Area Public School District 103,445,000 72.2000%74,687,290 Fox Valley Technical College 80,110,000 9.7370%7,800,311 Winnebago County 5,464,247,100 28.9100%1,579,713,837 Total Overlapping Debt 1,662,201,438 1,782,361,373$ CITY OF OSHKOSH, WISCONSIN Direct and Overlapping Governmental Activities Debt December 31, 2024 TOTAL DEBT Applicable to City 175 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Equalized Value 6,326,396,700$ 5,812,158,000$ 5,336,259,600$ 4,821,112,500$ 4,460,244,100$ 4,211,595,500$ 4,073,682,600$ 3,931,778,200$ 3,776,225,300$ 3,743,645,000$ Debt limitation - 5% of equalized value 316,319,835 290,607,900 266,812,980 241,055,625 223,012,205 210,579,775 203,684,130 196,588,910 188,811,265 187,182,250 Debt applicable to limitation Total outstanding general obligation debt 128,697,152 126,533,242 136,467,213 121,979,315 125,376,821 130,216,915 132,788,606 136,799,914 138,876,319 145,410,531 Less: Debt service fund (1,028,359) (1,187,495) (16,409,095) - (124,348) (2,189,515) (1,092,465) (923,371) (760,004) (976,051) Less: Other funds available for debt retirement - - - - - - - - - - % Of Change CITY OF OSHKOSH, WISCONSIN Legal Debt Margin Information Last Ten Fiscal Years December 31, 2024 176 Fiscal Utility Service (1) Less: Operating (2) Net Revenue Available for Debt Principal Interest Revenue Fiscal Utility Service (1) Less: Operating (2) Net Revenue Available for Debt Principal Interest Revenue Fiscal Utility Service (1) Less: Operating (2) Net Revenue Available for Debt Principal Interest Revenue Includes total operating expenses less: depreciation, bond issue expense and interest expense. CITY OF OSHKOSH, WISCONSIN Pledged-Revenue Coverage Last Ten Fiscal Years December 31, 2024 Water Revenue Bonds Debt Service Sewer Revenue Bonds Debt Service Storm Water Revenue Bonds Debt Service Includes total operating revenues and investment income. 177 Total Personal Per Capita Median School Unemployment Year (1)Income (2)Income (3)Age (3)Enrollment (4)Rate (5) 2024 65,763 2,422,248,579 $36,833 34.2 9,927 2.7% 2023 65,216 2,199,735,680 $33,730 34.2 10,689 2.8% 2022 66,816 2,253,703,680 $33,730 34.3 10,623 2.5% 2021 67,610 2,329,164,500 $34,450 34.3 9,191 2.9% 2020 67,408 2,204,376,416 32,702 34 10,494 4.6% 2019 67,201 2,076,309,297 30,897 34 11,050 3.2% 2018 66,945 2,068,399,665 30,897 33.6 11,158 2.7% 2017 66,636 2,073,912,228 31,123 33.6 11,131 3.1% 2016 66,717 2,076,433,191 31,123 N/A 11,128 3.2% 2015 66,327 1,917,115,608 28,904 32.8 11,141 3.8% Source: (1) U.S. Census Bureau - WI Dept of Administration (2) Computation of per capita personal income multiplied by population (3) U.S. Census Bureau, http://www.census.gov/ (4) WI Department of Public Instruction, https://dpi.wi.gov/wisedash (5) Wisconsin Department of Workforce Development Website: worknet.wisconsin.gov N/A = Not Available at time of publication City of Oshkosh, Wisconsin Demographic and Economic Statistics Last Ten Years December 31, 2024 178 2014 Percentage of Oshkosh Total City Financial Employees Employment Report Manufacturing Oshkosh Corporation 7,510 21.63%2,800 Amcor (all Oshkosh locations)3,500 10.08%2,460 Silver Star Brands Inc. / Miles Kimball Co.300 0.86%650 Hoffmaster, A Solo Cup Company,500 1.44%454 (Scott Worldwide Food Service) Muza Metal Products 160 0.46%265 Lapham-Hickey Steel 313 0.90%256 Non-Manufacturing Aurora Medical Center & Aurora Group 1,200 3.46%870 U S Bank (Firstar)1,150 3.31%1,118 4imprint (Nelson Marketing)1,600 4.61%584 Ascension Health 688 1.98%678 Oshkosh Community YMCA 128 0.37%200 Miravida Living 275 0.79%279 Wal-Mart 318 0.92%318 Clarity Care (Residential Care RCDD)650 1.87%569 United Parcel Service 200 0.58%200 Government University of WI - Oshkosh 1,200 3.46%1,425 Oshkosh Area School District 1,300 3.74%1,388 Winnebago County 1,018 2.93%1,018 Winnebago Mental Health Institute 625 1.80%702 City of Oshkosh Full-Time 650 1.87%564 Oshkosh Correctional Institution 502 1.45%502 CESA6 200 0.58%200 Oshkosh's Labor Force Estimates **34,715 **Source: WI DWD - Data Search - Labor Force - Oshkosh - Annual Source: Oshkosh Chamber of Commerce and/or employers* *Employee counts listed are the number of full-time equivalent employees reported by each organization for the Oshkosh area. Principal Employers* CITY OF OSHKOSH, WISCONSIN Current Year and Ten Years Ago 2024 December 31, 2024 179 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 General Fund General Government Manager 3.00 2.00 2.00 2.00 2.00 2.00 2.00 2.00 2.00 2.00 Attorney 3.65 3.65 3.65 4.00 3.65 4.00 4.00 3.00 3.00 3.00 Human Resources 6.00 6.00 6.00 6.00 6.00 6.00 6.00 5.00 5.00 6.00 Clerk 3.00 3.00 3.00 4.00 3.00 3.00 3.00 3.00 3.00 3.00 Finance 14.00 14.00 14.00 14.00 16.00 15.28 15.28 14.80 14.80 12.80 Purchasing 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 I T / Central Services 9.40 9.40 8.40 10.00 7.40 7.40 7.40 7.40 7.40 7.40 Facilities Maint.9.64 8.00 6.00 6.00 5.80 5.80 5.80 5.80 5.80 5.80 Media Services 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 Public Safety Safety - - - - - - - - - 1.00 Police 135.00 132.00 131.36 127.00 131.36 129.00 128.49 127.49 127.49 115.00 Fire 115.00 115.00 114.00 117.00 109.00 108.00 108.00 108.00 108.00 108.00 Public Works Public Works Admin.1.85 1.85 1.85 3.00 3.00 3.00 3.00 3.00 3.00 3.00 Engineers 12.14 12.13 12.13 13.00 12.80 11.70 11.70 11.70 11.70 11.70 Streets 33.00 33.00 27.00 25.00 29.00 29.00 29.00 29.00 29.00 29.00 Central Garage 10.00 9.00 10.00 11.00 10.00 8.00 8.00 8.00 8.00 8.00 Garbage - - - - - - - - - - Parks Parks 18.91 15.91 18.80 16.00 15.87 16.00 15.91 14.89 14.89 14.89 Forestry 6.00 5.00 4.28 4.00 4.00 4.00 4.00 4.00 4.00 4.00 Community Development Assessor 6.00 5.80 5.80 5.00 5.80 5.80 5.80 5.80 5.80 5.80 Economic Development 5.00 5.00 5.00 6.00 5.00 5.00 5.00 5.00 5.00 4.80 Planning 8.00 8.00 9.00 9.00 9.00 9.00 9.00 9.00 9.00 8.50 Inspection Services 9.05 8.25 8.25 8.25 7.74 7.62 7.62 7.50 7.50 7.50 Weights and Measures 1.00 1.00 1.00 1.00 1.30 1.50 1.50 1.50 1.50 - Healthy Neighborhood Initiative 0.75 0.75 0.75 0.75 0.88 0.88 0.88 0.88 0.88 - Transportation Electric 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 Sign 2.00 2.00 2.54 2.00 2.00 2.00 2.00 2.00 2.00 2.00 Administrative Services Safety & Worker Compensation 10.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 Special Revenue Funds Parks Cemetery 3.64 3.64 3.75 3.75 3.64 3.64 3.64 3.64 3.64 3.00 Senior Services 6.25 6.25 7.26 6.25 7.07 7.18 7.18 7.18 7.18 5.00 Parks Revenue Facilities 0.50 0.50 0.50 0.50 0.36 0.49 0.49 0.36 0.36 0.36 Public Works Garbage 7.50 7.50 9.00 9.00 7.50 7.50 7.50 7.50 7.50 8.00 Recycling 4.50 4.50 5.00 5.00 4.50 4.50 4.50 4.50 4.50 5.00 Other Library 39.80 38.80 38.80 38.50 39.30 38.65 38.65 37.68 37.68 38.58 Museum 10.91 11.55 12.55 12.00 12.55 11.00 11.00 11.43 11.43 10.00 Enterprise Funds Convention Center 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 - Golf Course - - - - - - - 2.00 2.00 2.00 Transit Utility 33.00 33.00 31.85 35.00 31.85 32.00 32.00 32.00 32.00 29.00 Parking Utility 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 Water Utility 41.91 41.96 40.68 44.00 38.02 38.02 35.02 35.02 35.02 34.93 Sewer Utility 34.61 26.00 26.00 26.00 36.92 33.02 33.02 33.02 - 32.68 Storm Utility 10.50 11.46 14.00 14.00 14.17 14.17 10.86 10.85 10.85 10.50 Total Full-time Equivalent 628.51 599.90 598.20 602.00 600.48 588.15 581.24 577.94 544.92 555.24 Source: City of Oshkosh Finance Department - Annual Budget CITY OF OSHKOSH, WISCONSIN Full-time Equivalent City Government Employees by Function/Program Last Ten Fiscal Years December 31, 2024 180 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Police left 2023 totals in - please update Stations 1 1 1 1 1 1 1 1 1 1 Community Policing Offices 1 1 1 1 1 1 mobile 1 mobile 1 mobile 1 mobile I mobile Patrol Units 36 31 30 30 30 30 30 29 29 28 Fire Stations 6 6 6 6 6 6 6 6 6 6 Refuse Collection Collection trucks 14 12 13 13 13 13 13 13 13 13 Other Public Works Streets (miles)261.66 261.66 266.14 266.14 266.14 266.14 265.33 260.87 260.05 259.35 Street Lights 1,760 1,710 1,660 1,610 1,540 1,496 1,425 1,405 1,390 1,350 City traffic signals (intersections)66 66 66 68 68 68 68 68 68 67 Parks and Recreation Acreage 417 417 417 417 417 416 415 448 445 440 Playgrounds 19 19 19 19 19 19 19 19 19 19 Baseball/softball diamonds 18 18 18 18 18 19 19 19 19 19 Water Watermains (miles)299.14 299.16 298.32 298.37 300.00 300.00 299.04 297.41 313.00 296.09 Average Daily Pumpage (Million Gallons per day)5.917 5.871 5.890 6.211 5.810 5.960 5.980 5.95 5.790 6.170 Wastewater Sanitary sewers (miles)266.9 265.9 267.7 267.4 267.3 266.51 266.03 266.08 266.50 266.21 Storm sewers (miles)277.3 276.5 275.8 274.4 272.7 270.97 260.35 255.02 256.70 251.97 Transit Buses 16 16 16 16 16 16 16 16 16 16 Sources: various city departments * Data Not Available CITY OF OSHKOSH, WISCONSIN Capital Asset Statistics by Function/Program Last Ten Fiscal Years December 31, 2024 181 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Police Physical arrests 3,530 4,130 3,769 3,514 2,874 3,518 3,675 1,652 2,646 3,854 Traffic Enforcement Citations 3,959 4,858 5,104 4,501 3,539 6,564 7,077 8,207 7,175 4,720 Reportable Accidents 1,352 1,433 1,257 1,229 962 1,316 1,370 1,453 1,464 1,434 Fire Emergency responses 10,667 9,106 8,840 8,121 8,872 7,480 8,678 7,283 8,591 8,018 Fire responses 98 147 119 125 1,180 104 124 132 113 130 Other 1,562 1,084 1,439 1,305 1,287 1,167 1,475 1,117 844 Refuse Collection Refuse collected (average tons per day)56 56 56 57.82 57.02 53.74 52.83 52.94 51.85 50.42 Refuse collected total tons per year 14,893 14,528 14,563 15,034.32 14,825.04 13,971.79 13,735.54 13,765.69 13,481.38 13,158.55 Comingled recyclable containers (tons)0 0 - 4,421 4,353 Mixed paper and comingled recyclables (tons)3,763 3,851 3,977 4,193.96 4,293.35 4,177.21 4,257.00 4,327.65 Other Public Works New street pavement (miles)0 .09 1 0.25 0.00 0.21 0.33 - 1.01 0.00 Street resurfacing (miles)8.2 4.47 2 2.15 2.19 2.27 2.73 3.50 2.89 2.25 Inspection Commercial construction - units 225 100 80 485 120 9 8 325 71 248 Commercial construction (thousands of dollars)31,286,588 11,349,548 8,063,529 41,674,417 9,563,646 15,898,993 350,000 23,293,785 14,655,000 15,897,849 Residential construction - units 45 24 74 96 63 35 30 39 25 27 Residential construction (thousands of dollars)12,651,603 5,525,778 12,263,835 17,540,614 14,624,217 8,136,285 7,634,719 7,845,550 4,060,521 4,498,868 Water New construction (miles)0.09 .84 0 0 0 2.41 4.02 4.91 3.43 2.62 Water main leaks 57 35 56 75 68 78 110 87 68 77 Average number of residential customers 21,212 21,472 20,902 21,090 20,809 20,948 20,823 20,585 20,569 21,441 Average annual usage per residential customer, (gallons) 33,489 33,938 32,989 33,412 34,694 35,000 34,810 35,047 35,774 34,982 Transit Total route miles 479,796 491,359 541,129 541,003 539,128 546,190 544,929 538,967 483,085 483,492 Passengers (includes paratransit)718,073 685,231 619,330 607,527 464,957 818,919 943,195 980,057 995,697 990,431 Sources: various city departments Notes: Police Statistics Reportable - Anything that gets reported to the State 1) Damage to property is over $1,000 2) Report of an injury or a complaint about an injury 3) Gov't property damage over $250.00 (ex - a light pole) *Data Not Available CITY OF OSHKOSH, WISCONSIN Operating Indicators by Function/Program Last Ten Fiscal Years December 31, 2024 182 2015 Estimate 2016 Estimate 2017 Estimate 66,636 2018 Estimate 66,945 2019 Estimate 67,201 2020 Estimate 67,408 2021 Estimate 67,610 2022 Estimate 66,816 2023 Estimate 65,126 2024 Estimate 65,763 Year No. Value No. Value (3) (4) (4) CITY OF OSHKOSH, WISCONSIN December 31, 2024 POPULATION - CITY OF OSHKOSH (1) ECONOMICS UTILITY CUSTOMERS AT YEAR END - CITY OF OSHKOSH 66,327 66,717 BUILDING PERMITS (2) 183 YEAR TOTAL UNITS SINGLE FAMILY TWO FAMILY FAMILY 2016 128 15 10 103 2017 364 31 8 325 2018 38 30 0 8 2019 35 32 0 3 2020 183 49 14 120 2021 581 72 24 485 2022 154 64 10 80 2023 124 22 2 100 2024 270 43 2 225 Source: City of Oshkosh Inspection Services Division CITY OF OSHKOSH, WISCONSIN NEW DWELLING UNITS CONSTRUCTED 2005-2024 184 First $6.10 per 100 CU. FT. Next 5.80 per 100 CU. FT. Next 5.60 per 100 CU. FT. Over 1,000 CU FT 2,300 CU FT 63,300 CU FT 66,600 CU FT 5.05 per 100 CU. FT. Meter Size Service Protection Meter Size Service Protection Billings Usage (00's) Charge per 100 CU FT $6.62 $1.67 Unmetered Customers: $0.00 Minimum Monthly Charge CITY OF OSHKOSH, WISCONSIN UTILITY RATE INFORMATION December 31, 2024 WATER UTILITY RATES Monthly Volume Charge 100 Cubic Feet (CU FT) = 748 Gallons Top Ten Users / Customers SEWER UTILITY RATES Monthly Volume Charge 100 Cubic Feet (CU FT) = 748 Gallons Special Charges: Meter Reading & Billing Charge for non-sewer deduct meters, per billing period. Fixed Monthly Charge (based on 5 CCF/month) 185 Meter Size Charge Meter Size Charge 5/8" & 3/4"$12.15 4"$131.08 1"19.59 6"254.97 1-1/4"25.78 8"403.63 1-1/2"31.97 10"626.63 2"46.84 12"874.40 3"81.53 Billings Usage (00's) Billings ERU'S Fixed Monthly Charge Top Ten Users / Customers STORM WATER UTILITY RATES Top Ten Users / Customers 186 2021 Actuals 2022 Actuals 2023 Original 2023 Projected 2024 Adopted Change from 2023 to 2024 % of Change Revenue 41 - PROPERTY TAX REVENUE (22,332,993)$ (24,181,007)$ (23,817,500)$ (25,360,100)$ (26,002,600)$ (2,185,100)$ 9.17% 42 - INTERGOV REVENUE (16,822,255) (16,688,703) (16,842,500) (16,626,720) (19,200,900) (2,358,400) 14.00% 43 - LICENSES AND PERMITS (867,695) (825,081) (822,000) (805,500) (817,000) 5,000 -0.61% 44 - FINES & FORFEITURES (604,003) (573,152) (864,300) (673,800) (703,600) 160,700 -18.59% 45 - CHARGES FOR SERVICES (3,903,125) (6,328,007) (4,310,900) (6,637,800) (6,651,800) (2,340,900) 54.30% 48 - INTERNAL SERV CHRG (3,535,484) (1,147,769) (2,814,900) (764,900) (729,257) 2,085,643 -74.09% 49 - MISC REVENUES (878,832) (1,146,729) (963,000) (2,275,500) (2,500,200) (1,537,200) 159.63% 52 - OTHER FINANCING (1,000,000) -(1,822,600) (280,000) -1,822,600 -100.00% 53 - SALE-CAPITAL ASSETS (118,356) (95,377) (25,000) (25,000) (25,000) -0.00% (50,062,742) (50,985,826) (52,282,700) (53,449,320) (56,630,357) (4,347,657) 8.32% 61 - DIRECT LABOR 29,424,054 30,416,031 30,215,700 30,000,000 30,356,378 140,678 0.47% 62 - INDIRECT LABOR - - 668,800 -2,220,083 1,551,283 100.00% 63 - PAYROLL BENEFITS 10,025,198 10,977,251 10,645,500 10,645,000 11,944,028 1,298,528 12.20% 64 - CONTRACTUAL SERVICES 5,802,795 6,119,728 8,715,300 8,880,000 10,195,130 1,479,830 16.98% 65 - MATERIAL & SUPPLIES 1,876,309 1,380,145 1,496,900 1,275,000 1,460,100 (36,800) -2.46% 72 - CAPITAL OUTLAY 288,735 492,137 285,200 275,000 448,600 163,400 57.29% 74 - OTHER FINANCING USES 535,400 742,500 2,780,000 3,100,000 -(2,780,000) -100.00% 47,952,491 50,127,792 54,807,400 54,175,000 56,624,319 1,816,919 3.32% (2,110,251)$ (858,034)$ 2,524,700$ 725,680$ (6,038)$ (2,530,738)$ -100.24% 2024 General Fund Revenue Budget by Function CITY OF OSHKOSH, WISCONSIN 187 Function 2024 Adopted 2024 Revised 2024 Actuals 01 - GENERAL GOVERNMENT 8,298,236 8,568,730 8,109,397 61 - DIRECT LABOR 3,707,776 3,910,266 3,757,643 63 - PAYROLL BENEFITS 1,390,660 1,448,277 1,263,146 64 - CONTRACTUAL SERVICES 2,944,600 2,954,987 2,839,055 65 - MATERIAL & SUPPLIES 212,000 212,000 204,353 72 - CAPITAL OUTLAY 43,200 43,200 45,200 74 - OTHER FINANCING USES - - - 02 - PUBLIC SAFETY 34,119,128 35,635,761 35,026,547 61 - DIRECT LABOR 21,761,997 22,832,931 22,290,635 63 - PAYROLL BENEFITS 8,786,431 9,054,653 8,778,037 64 - CONTRACTUAL SERVICES 2,834,200 2,861,769 3,084,000 65 - MATERIAL & SUPPLIES 383,100 483,352 486,010 72 - CAPITAL OUTLAY 353,400 403,056 387,865 03 - PUBLIC WORKS 5,394,723 5,502,212 4,523,029 61 - DIRECT LABOR 1,318,076 1,324,576 1,318,383 63 - PAYROLL BENEFITS 481,847 502,024 492,342 64 - CONTRACTUAL SERVICES 3,165,600 3,222,280 2,342,007 65 - MATERIAL & SUPPLIES 394,200 418,332 337,261 72 - CAPITAL OUTLAY 35,000 35,000 33,035 04 - TRANSPORTATION 1,012,056 1,047,306 928,142 61 - DIRECT LABOR 506,043 532,806 530,518 63 - PAYROLL BENEFITS 207,713 216,200 208,880 64 - CONTRACTUAL SERVICES 142,400 142,400 97,221 65 - MATERIAL & SUPPLIES 146,900 146,900 83,958 72 - CAPITAL OUTLAY 9,000 9,000 7,565 06 - CULTURE & RECREATION 3,329,075 3,460,151 3,099,576 61 - DIRECT LABOR 1,710,660 1,799,824 1,723,674 63 - PAYROLL BENEFITS 612,915 638,808 589,891 64 - CONTRACTUAL SERVICES 697,200 713,219 543,448 65 - MATERIAL & SUPPLIES 300,300 300,300 242,563 72 - CAPITAL OUTLAY 8,000 8,000 - 07 - CONSERVATION & DEVELOPMENT 2,109,918 2,356,382 2,010,994 61 - DIRECT LABOR 1,351,826 1,418,743 1,255,429 63 - PAYROLL BENEFITS 429,462 447,626 397,006 64 - CONTRACTUAL SERVICES 313,330 474,713 347,666 65 - MATERIAL & SUPPLIES 15,300 15,300 10,893 08 - UNCLASSIFIED 2,361,183 422,355 569,562 61 - DIRECT LABOR - - 415,386 62 - INDIRECT LABOR 2,220,083 289,255 - 63 - PAYROLL BENEFITS 35,000 35,000 22,649 64 - CONTRACTUAL SERVICES 97,800 89,800 127,642 65 - MATERIAL & SUPPLIES 8,300 8,300 3,884 72 - CAPITAL OUTLAY - - - 74 - OTHER FINANCING USES - - - 40 - DEBT SERVICE 14,647,400 14,647,400 14,962,587 64 - CONTRACTUAL SERVICES - - - 67 - DEBT SERVICE 14,647,400 14,647,400 14,962,587 74 - OTHER FINANCING USES - - - Grand Total 71,271,719 71,640,296 69,229,835 CITY OF OSHKOSH, WISCONSIN 2024 Operating Expenditure Budget by Function 188 PER $1,000 2024 2023 INCREASE OF TAXES TAX RATE TAX RATE (DECREASE) State 0.000%-$ -$ -$ County 17.160%3.549 5.345 (1.796) City Tax 39.360%8.140 12.576 (4.436) Area Schools 39.870%8.246 13.112 (4.866) Area Vocational 3.610%0.746 1.067 (0.321) 100.000% 20.680 32.100 (11.420) State Credit 1.765 2.335 (0.570) 18.915$ 29.765$ (10.850)$ CITY OF OSHKOSH 2025 LEVY - 2024 TAX RATE State 0.000% County 17.160% City Tax 39.360% Area Schools 39.870% Area Vocational 3.610% 189 2025 2025 2024 INCREASE SOURCE OF FUNDS AMOUNT PERCENT PERCENT (DECREASE) GENERAL REVENUES 59,718,010$ 49.30%52.94%-3.64% INTERGOV REVENUES 34,232,334 28.26%22.92%5.34% LICENSES AND PERMITS 1,891,920 1.56%1.89%-0.33% FINES & FORFEITURES 828,100 0.68%0.62%0.06% CHARGES FOR SERVICES 9,336,200 7.71%8.03%-0.32% PUBLIC LIBRARY - 0.00%0.21%-0.21% INTERNAL SERVICE CHARGES 6,901,100 5.70%6.21%-0.51% MISC REVENUES 7,642,100 6.31%6.67%-0.36% OTHER FINANCING SOURCES 508,720 0.42%0.44%-0.02% SALE OF CAPITAL ASSETS 75,800 0.06%0.07%-0.01% 121,134,284$ 100.00%100.00% CITY OF OSHKOSH, WISCONSIN 2025 BUDGET SOURCE OF FUNDS - REVEUNES GENERAL REVENUES 49% INTERGOV REVENUES 28% LICENSES AND PERMITS 2% FINES & FORFEITURES 1% CHARGES FOR SERVICES 8%PUBLIC LIBRARY <1% INTERNAL SERVICE CHARGES 6% MISC REVENUES 6% OTHER FINANCING SOURCES 0% SALE OF CAPITAL ASSETS <1% 190 2025 2025 2024 INCREASE USE OF FUNDS AMOUNT PERCENT PERCENT (DECREASE) 01 - GENERAL GOVERNMENT 8,581,669$ 11.15%11.65%-0.50% 02 - PUBLIC SAFETY 38,238,528 49.69%47.89%1.80% 03 - PUBLIC WORKS 5,645,774 7.34%7.57%-0.23% 04 - TRANSPORTATION 1,073,101 1.39%1.42%-0.03% 06 - CULTURE & RECREATION 3,649,795 4.74%4.67%0.07% 07 - CONSERVATION & DEVELOPMENT 2,578,374 3.35%2.93%0.42% 08 - UNCLASSIFIED 1,991,965 2.59%3.31%-0.72% 40 - DEBT SERVICE 15,200,000 19.75%20.56%-0.81% 76,959,206$ 100.00%100.00% CITY OF OSHKOSH, WISCONSIN 2025 BUDGET USE OF FUNDS - EXPENDITURES 01 - GENERAL GOVERNMENT 11.15% 02 - PUBLIC SAFETY 49.69% 03 - PUBLIC WORKS 7.34% 04 - TRANSPORTATION 1.39% 06 - CULTURE & RECREATION 4.74% 07 - CONSERVATION & DEVELOPMENT 3.35% 08 - UNCLASSIFIED 2.59% 40 - DEBT SERVICE 19.75% 191 AMOUNT PERCENT 61 - DIRECT LABOR 29,628,667$ 43.3039% 62 - INDIRECT LABOR 126,005 0.1842% 63 - PAYROLL BENEFITS 11,782,859 17.2213% 64 - CONTRACTUAL SERVICES 9,846,595 14.3913% 65 - MATERIAL & SUPPLIES 1,398,390 2.0438% 67 - DEBT SERVICE 15,200,000 22.2156% 72 - CAPITAL OUTLAY 437,800 0.6399% 74 - OTHER FINANCING USES -0.0000% 68,420,316$ 100.0000% CITY OF OSHKOSH, WISCONSIN 2025 BUDGET - USE OF FUNDS BY FUNCTION 61 - DIRECT LABOR 43.30% 62 - INDIRECT LABOR 0.18% 63 - PAYROLL BENEFITS 17.22% 64 - CONTRACTUAL SERVICES 14.39% 65 - MATERIAL & SUPPLIES 2.04% 67 - DEBT SERVICE 22.22% 72 - CAPITAL OUTLAY 0.64% 74 - OTHER FINANCING USES 0.00% 192 ADDITIONAL REPORT 193 INDEPENDENT AUDITORS’ REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the City Council City of Oshkosh Oshkosh, Wisconsin We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, the aggregate discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Oshkosh, Wisconsin (City), as of and for the year ended December 31, 2024, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated July 28, 2025. Report on Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the City’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements, on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses or significant deficiencies may exist that were not identified. Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the City’s financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grants agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. 194 To the City Council City of Oshkosh, Wisconsin Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the result of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. KerberRose SC KerberRose SC Certified Public Accountants Oshkosh, Wisconsin July 28, 2025