HomeMy WebLinkAbout1960477 - Mortgage (Parcel 915-0627-0000)MORTGAGE DOC# 1960477
Document Number Document Title SUSAN SNYDER .
REGISTER OF DEEDS
CITY OF OSHKOSH WINNEBAGO COUNTY, WI
RESIDENTIAL REHABILITATION PROGRAM RECORDED ON:
INSTALLMENT LOAN 01/26/2026 11:49 AM
RECORDING FEE: 30.00
PAGES: 2
I hereby mortgage, convey and warrant to the CITY OF OSHKOSH, a
Municipal Corporation located in Winnebago County, Wisconsin
(mortgage lender), in consideration of my receiving an installment loan
in the amount of TWENTY SIX THOUSAND FOUR HUNDRED
DOLLARS and NO/100 ($26,400.00) for the rehabilitation, preservation an
enhancement of owner occupied residential real property which is Recording Area
commonly known as 1324 Eastman Street, Oshkosh, and legally described Name and Return Address
as being in Winnebago County, State of Wisconsin:
City Attorney's Office
Lot 5, Block 6, in PLEASANT HOME LAND COMPANY'S FIRST ADDITION, 15th Ward, Oshkosh, WI 54903-113
City of Oshkosh, Winnebago County, Wisconsin 11
_915-0627-0000
Parcel Identification No.
This is homestead property. This is not a purchase money mortgage.
I certify that I have title to this property and that the title is free and clear of all encumbrances, excepting only restrictions
and easements of record, municipal and the zoning ordinances, current taxes and assessments not yet due and any
encumbrance noted below:
First mortgage to Farmers & Merchants Bank in the amount of $55,000 and recorded in Register of Deeds office on 11/15/04 as Doc. No. 1335044.
I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage, except for
those noted above.
I agree to this mortgage on a condition that, if I pay to mortgage lender the full amount of the installment loan secured
by this mortgage and conform with the terms of the Borrower's Certification and this mortgage, then this mortgage will
cease and the note (see Borrower's Certification) will be void.
I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this
mortgage, the:note secured by this mortgage and the property described above. I will deliver to mortgage lender, upon
demand, a receipt showing due payment of any tax or assessment.
I will keep the mortgaged property insured for fire and extended coverage perils for at least the full and fair market
value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a
mortgage holder on the insurance policy.
I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the
value of the mortgaged property.
Under any foreclosure proceeding, all foreclosure expenses, including reasonable attorney's fees, will also be added to
the amount of the installment loan and become due as incurred, and in case of judgement, will be included therein.
If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more
than fifteen (15) days, then the whole amount of the installment loan will, at the option of the mortgage lender, become
due and payable without notice. Under this circumstance, I hereby waive my right to notice.
I understand that the mortgage lender is not responsible for the work performed by any contractor on my property,
whether paid for out of installment loan funds or otherwise.
Unless otherwise required by law, the invalidity or unenforceability of any provision of this mortgage will not affect the
validity or enforceability of any other provision.
All the terms, conditions and covenants of this mortgage will be binding on my heirs, legal representatives, successors
or any other individual to whom an interest in the mortgaged property or this mortgage is assigned.
I shall not transfer, sell or convey any legal or equitable interest in the property (by deed, land contract, option, long-
term lease or in any other way) without the prior written consent of the mortgage lender, unless either the indebtedness
secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the
property, subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall
become due and payable in full, at the option of the mortgage lender without notice, upon any transfer, sale or conveyance
made in violation of this paragraph.
(PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE
THAN ONE SIGNATURE APPEARING BELOW)
Dated this LS— day of , 2025
&� -k 4g,.� (SEAL)
DEBRA K. JANSEN
ACKNOWLEDGEMENT
STATE OF WISCONSIN )
WINNEBAGO COUNTY )
Personally came before me this /$ day of 20 :25
the above named
to me known to be the person(s) who executed the foregoing
instrument and acknowledge the same.
NotaryPublic, County
My Commission Eis gemeaeet) (ex ires)
Fe 6 ZS 20_21_
Document drafted by:
Kenneth Gresser, City of Oshkosh
N�
Dated this /day of S , 2025
A
A (SEAL)
SHIRLEY APKAU
ACKNOWLEDGEMENT
S ATE OF WISCONSIN )
N(y COUNTY )
Personally came before me this 3' 4day of -5 hviO z
the above named 5111O6FY A. G101 - AICAMAIV
to me known to be the person(s) who executed the foregoing
instrument o ed e th
Notary Pub ic, 10/b County
M Co�mission (is perman t) (expires)
20
�°
a
N/s'• •
•
•
:LL:
w