The URL can be used to link to this page

Home My WebLink About76 Sennholz Court Q):' -fe' 1286726 REGISTER'S OFFICE WINNEBAGQ COUNTY WI RECORDED ON ' 11/10/2003 09:36AM SUSAN WINNINGHOFF REGISTER OF DEEDS RECORDING FEE 13.00 TRANSFER FEE # OF PHGES 2 MORTGAGE Document Number Documeót Title CITY OF OSHKOSH RESIDENTIAL REHABILITATION PROGRAM DEFERRED PAYMENT LOAN I hereby mortgage, convey and warrant to the CITY OF OSHKOSH, a Municipal Corporation located in Winnebago County, Wisconsin (mortgage lender), in consideration of my receiving a deferred payment loan in the amount of ONE THOUSAND FOUR HUNDRED NINETY -SIX and NOn 00 Dollars ($1,496.00) for the rehabilitation, preservation and enhancement of owner oc,cupied residential real property which is cOImnonl)- lmown as 76 Sennholz Court and legally described as being in Winnebago County, State of Wisconsin: Recordiu2 Area Name and Return Address City Attorney's Office Oshkosh, WI 54902-II30 c.Y"'° ~'=' (see next page for legal description) _914-1320-3300- Parcel Identification No. This is homestead property- This is not a purchase money mortgage. I certify that I have title to this property and that the title is ITee and c1ear of all encumbrances, excepting only restrictions and easements of record, municipal and the zoning ordinances, current taxes and assessments not yet due and any encumbrance noted below: First mortgage to Community Savings & Loan Assoc. and assigned to Federal Home Loan Mortgage Corp in the amount of $29,600 and recorded in the Register of Deeds office on Oct 28, 985 as Doc. No. 640630. Second mortgage to Verex Assurance Inc and assigned to Dyck-O'Neal Inc. in the amount of $4,800.00 and recorded in the Register of Deeds office on August 28, 1998 as Doc. No.1 023892, I will keep the mortgaged property ITee ITom any lien or encumbrance superior to the lien of this mortgage, except for those notcd abovc. I agree to this mortgage on a condition that, if! pay to mortgage lender the full amount of the deferred payment loan secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage, then this mortgage will cease and the note (see Borrower's Certification) will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage, the note secured by this mortgage and the property described above. I will deliver to mortgage lender, upon demand, a receipt showing due payment of any tax or assessment. I will keep the mortgaged property insured for fire and extended coverage perils for at least the full and fair market value of the property and pay the premiums thereon when due. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. Under any forec1osure proceeding, all foreclosure expenses, inc1uding reasonable attorney's fees, will also be added to the amount of the deferred payment loan and become due as incurred, and in case of judgement, will be included therein. If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen (15) days, then the whole amount of the deferred payment loan will, at the option of the mortgage lender, become due and payable without notice. Under this circumstance, I hereby waive my right to notice. I understand that the mortgage lender is not responsible for the work performed by any contractor on my property, whether paid for out of deferred payment loan funds or otherwise. Unless otherwise required by law, the invalidity or unenforceability of any provision of this mortgage will not affect the validity or enforceability of any other provision. All the terms, conditions and covenants ofthis mortgage will be binding on my heirs, legal representatives, successors or any other individual to whom an interest in the mortgaged property or this mortgage is assigned. ~ 1/' I shall not transfer, sell or convey any legal or equitable interest in the property (by deed, land contract, option, long,term lease or in any other way) without the prior written consent of the mortgage lender, unless either the indebtedness secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property, subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall become due and payable in full, at the option of the mortgage lender without notice, upon any transfer, sale or conveyance made in violation of this paragraph. (PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPEARING BELOW) Dated this ~ daYOfJJ)(),¡~ be v ,2003 (SEAL) AUTHENTICATION ACKNOWLEDGEMENT Signature(s) STATE OF WISCONSIN ) WINNEBAGO COUNTY ) Authenticated this _day of ~ 20- Personally came before me this .' ~ rJ. day of §;¡ (). """'~ 20~ the above named _Robert and Debra Beregszazi .. PRINTED NAME: TITLE: MEMBER STATE BAR OF WISCONSIN (If not, authorized by Sec 706.06, VIis Slats) THIS INSTRUMENT WAS DRAFTED BY: Lynn Lorenson, Ass!. City Attorney, Oshkosh, WI (Signatures may be authenticated or acknowledged. Both are not necessary.) LEGAL DESCRIPTION - - .-- --. --- iticì.t . ~tt. <;>t the. South East 1/4 of: the solrJ:H \'iF;5r 1/4 of - SedlOn ..nllr\:y-sJ.~t36) ToWnship Eighteeri (18),,',Not!:h¡ of: Range SJ.xteeri (16) Eàst¡ Town of Algctria, nOW in the Fourteenth Wëiìd; Çity of bshkosh; i:linnebago County¡ wisconsin, described as follows: CarmencJ.~g ?h the South. hhe Or said SecHohi' at a point Three Hùndred Ninety-'rotir àhd ~nty-s:-x Hundredths (394.26) reet west of th¡" South QUartet Post or sáid SecHoh said ¡X:>J.h; beJ.ng the "",st ~stet1y cOrher of tract:: or lahd her¡"to(ore conveyed to jchii H. bâ!.là- ,,!~y ,y. Dee?re<;ord~dtn Vo~l!"E 211 oh page ,s~: thenc~ hol'thl>iestedy¡ â10i1<:1 the East¡"dy Ite 0\ s:ud, bap away s land; Fight Hundred ~ight arid Seven Huhdredths ((-08.07) ree!:, the p ace a œg~~mng; thence n<;>rthwestetlY',alor¡g the Easteriy line of said DaÍ1àway's iand, . one Huhdred NJ.ne!:y-one. and EJ.ghty-l:hree Hundredths (191,tJ3), feet; mote Or less, to thE(' Nor!:heasl:.C{)rne~ of "'a~d Dallawayìs land: thehce east. patallel with the South line of said Secl:hlOn¡ FJ.fl:y-five.i,s~) ,feeb I:h¡"nce sollt':heastetiy to àpoint sixty-five t6,s) feet e,;,st of t ,:,p1ace. of begJ.nmng (¡œasured alo'«:1 1'1 line which is patal1el with the SoUth h~e of saJ.d, Se<;=hon) I thence west; para11el,:with the Soltth line of saidSecHon; to the place of begJ.nt1J.ng. ..., .