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Home My WebLink About1822 Jefferson Street ./ " -, Document Number Document Title 13/21/21355 REGISTER'S OFFICE WINN~~¿ggD~gU~~Y. WI 03/03/2004 10:15AM SUSAN WINNINGHOFF REGISTER OF DEEDS RECORDING FEE 13.ø0 TRANSFER ÆE i OF PAGES 2 MORTGAGE CITY OF OSHKOSH RESIDENTIAL REHABILITATION PROGRAM DEFERRED PAYMENT LOAN I hereby mortgage, convey and warrant to the CITY OF OSHKOSH, a Municipal Corporation located in Winnebago County, Wisconsin (mortgage lender), in consideration of my receiving a deferred payment loan in the amount of SIX THOUSAND NINE HUNDRED SIXTEEN DOLLARS and NO/lOO ($6,916-00) for the rehabilitation, preservation and enhancement of owner occupied residential real property which is commonly known as 1822 JEFFERSON STREET and I¿gally' described as being in Winnebago County, State of Wisconsin: City Attorney's Office Oshkosb, WI 549031130 Recordin Area Name and Return Address Lot 8, Block C, Hilton and Gruenewald's Addition, 15th Ward, City of Oshkosh _915-0355-0000- Parcel Identification No, This is homestead property. This is not a purchase money mortgage. I certify that I have title to this property and that the title is free and clear of all encumbrances, excepting only restrictions and easements of record, municipal and the zoning ordinances, current taxes and assessments not yet due and any encumbrance noted below: Mortgage to Associates Financial Services Co Inc in the amount of$26,127.69 and recorded at Register of Deeds on Jan 3, 2001 as Doc No 1115358. Mortgage to CitiFinanciallnc in the amount of$17,732.05 and recorded at Register of Deeds on April 30, 2003 as Doc No 1246207. I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage, except for those noted above. I agree to this mortgage on a condition that, if! pay to mongage lender the full amount of the deferred payment loan secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage, then this mortgage will cease and the note (see Borrower's Certification) will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage, the note secured by this mortgage and the property described above. I will deliver to mortgage lender, upon demand, a receipt showing due payment of any tax or assessment. I will keep the mortgaged property insured for fire and extended coverage perils for at least the full and fair market value of the property and pay the premiums thereon when due. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. Under any foreclosure proceeding, all foreclosure expenses, including reasonable attorney's fees, will also be added to the amount of the deferred payment loan and become due as incurred, and in case of judgement, will be included therein. If! fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen (15) days, then the whole amount of the deferred payment loan will, at the option of the mortgage lender, become due and payable without n,otice. Under this circumstance, ! hereby waive my right to notice. I understand that the mortgage lender is not responsible for the work performed by any contractor on my property, whether paid for out of deferred payment loan funds or otherwise. Unless otherwise required by law, the invalidity or unenforceability of any provision of this mortgage will not affect the validity or enforceability of any other provision. All the terms, conditions and covenants of this mortgage will be binding on my heirs, legal representatives, successors or any other individual to whom an interest in the mortgaged property or this mortgage is assigned. ,'J I shall not transfer, sell or convey any legal or equitable interest in the property (by deed, land contract, option, long-term lease or in any other way) without the prior written consent of the mortgage lender, unless either the indebtedness secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property, subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall become due and payable in full, at the option of the mortgage lender without notice, upon any transfer, sale or conveyance made in violation of this paragraph. (PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPEARING BELOW) Dated this ~ day of .4~~~~'-~'J ,2004. ,;L J W j.,. ¡IV1ci.1 Ul;;Lw A> PENELO E 1. McWILLIAMS (4~~~ WA R. McWILLIAMS AUTHENTICATION ACKNOWLEDGEMENT STATE OF WISCONSIN) WINNEBAGOCOUNTY ) Signature(s) Authenticated this _day of _20- PRINTED NAME: TITLE: MEMBER STATE BAR OF WISCONSIN Personally came before me this l~ay of ~2012Í the above named _Penelope L. McWilliams & Wayne R McWilliams- (If not, authorized by Sec 706.06, Wis Stats) to me known to be the person(s) who executed the foregoing instrument and acknowledge the same. ~ C:p '\M"M/Ak Notary Public, J^)ì",,-pl""~_County My comm";~n (i, pen..""ent) xpires) I I 2°Dl.t2- (Signatures may be authenticated or acknowledged, Both are not necessary.) Document drafted by: Lynn Lorenson, Ass!. City Attorney, Oshkosh, WI