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HomeMy WebLinkAbout16. 22-104MARCH 8, 2022 22-104 RESOLUTION (CARRIED___7-0___LOST______LAID OVER______WITHDRAWN______) PURPOSE: APPROVE AMENDMENT TO FINANCIAL ASSISTANCE FOR SMITH SCHOOL LOW INCOME HOUSING REDEVELOPMENT INITIATED BY: COMMUNITY DEVELOPMENT DEPARTMENT WHEREAS, the Department of Community Development submitted a Neighborhood Investment Fund grant application to the State of Wisconsin Department of Administration in November 2021 to provide financial assistance to developers working on low income housing projects, and the awards of said grant have not yet been announced; WHEREAS, on January 25, 2022, the Common Council approved an assurance that the City would provide a $300,000 loan with a 0% interest rate and 15 year payback period using Healthy Neighborhood Initiative funding to Smith School Lofts, LLC for the Smith School low income housing redevelopment in the event the City is not awarded a Neighborhood Investment Fund grant; and WHEREAS, Smith School Lofts, LLC has requested that the 15 year payback period of said loan be extended to a 17 year payback period so that it has a maturity date similar to the loan Smith School Lofts, LLC received from the Wisconsin Economic Development Authority (WHEDA), thereby ensuring a refinance can be completed and both loans can be paid off at the same time. NOW, THEREFORE, BE IT RESOLVED by the Common Council of the City of Oshkosh that the financial assistance for the Smith School low income housing redevelopment is hereby amended to have a 17 year payback period. City Hall, 215 Church Avenue P.O. Box 1130 Oshkosh, WI 54903-1130 920.236.5000 http://www.ci.oshkosh.wi.us TO: Honorable Mayor and Members of the Common Council FROM: Kelly Nieforth, Community Development Director DATE: March 3, 2022 RE: Approve Amendment to Financial Assistance for Smith School Low Income Housing Redevelopment BACKGROUND The Department of Community Development submitted a Neighborhood Investment Fund grant application to the State of Wisconsin Department of Administration in November 2021 for the purpose of providing financial assistance to developers working on low income housing projects. The awards have not yet been announced. On January 25, 2022, the Common Council approved an assurance that the City would provide a $300,000 loan with a 0% interest rate and 15 year payback period using Healthy Neighborhood Initiative funding to Smith School Lofts, LLC for the Smith School low income housing redevelopment project. The assurance was provided to ensure the project could move forward in the event the City was not awarded a Neighborhood Investment Fund grant to contribute to the project. ANALYSIS Smith School Lofts, LLC has requested that the 15 year payback period of the $300,000 loan be extended to 17 years to ensure that the City loan has a similar maturity date to the loan they received from the Wisconsin Economic Development Authority (WHEDA), thereby ensuring a refinance can be completed and both loans can be paid off at the same time. It will create an issue for WHEDA if the City loan matures two years before their loan. The compliance period for the WHEDA loan is 15 years, but it usually takes 18-24 months of construction and stabilization before it is converted into a permanent loan. RECOMMENDATION The Common Council approves amending the financial assistance to Smith School Lofts, LLC by extending the payback period of the $300,000 loan to 17 years. Respectfully Submitted, Approved, Kelly Nieforth John Fitzpatrick Community Development Director Assistant City Manager / Director of Administrative Services