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Home My WebLink About1114 E. Irving Avenue 8757543 MORTGAGE Tx:4566668 Document Number Document Title DOC# 1865720 NATALIE STROHMEYER CITY OF OSHKOSH REGISTER OF DEEDS RESIDENTIAL REHABILITATION PROGRAM WINNEBAGO COUNTY,WI RECORDED ON: INSTALLMENT LOAN 10/14/2021 10:23 AM RECORDING FEE: 30.00 PAGES: 2 I hereby mortgage, convey and warrant to the CITY OF OSHKOSH, a RECEIVED Municipal Corporation located in Winnebago County, Wisconsin (mortgage lender), in consideration of my receiving an installment loan NOV 2 9 2021 in the amount of FIFTEEN THOUSAND EIGHT HUNDRED NINETY DOLLARS and NO/100 ($15,890.00)for the rehabilitation preservation and CITY C L E RqDQ FF I C E enhancement of owner occupied residential real property which is Recording Area f58� commonly known as 1114 E. Irving Avenue, Oshkosh, and legally described Name and Return Address -J as being in Winnebago County, State of Wisconsin: City Attorney's Office Lot 3 and the West''/2 of Lot 4,Block C, in G.L. MADISON'S NORTH PARK ADDITION, Oshkosh,WI 54903-1130 11th Ward,City of Oshkosh,Winnebago County,Wisconsin 911-0525-0000 Parcel Identification No. This is homestead property. This is not a purchase money mortgage. I certify that I have title to this property and that the title is free and clear of all encumbrances,excepting only restrictions and easements of record, municipal and the zoning ordinances, current taxes and assessments not yet due and any encumbrance noted below: NONE I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage, except for those noted above. I agree to this mortgage on a condition that, if I pay to mortgage lender the full amount of the installment loan secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage,then this mortgage will cease and the note(see Borrower's Certification) will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage,the note secured by this mortgage and the property described above. I will deliver to mortgage lender, upon demand, a receipt showing due payment of any tax or assessment. I will keep the mortgaged property insured for fire and extended coverage perils for at least the full and fair market value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a mortgage holder on the insurance policy. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. Under any foreclosure proceeding, all foreclosure expenses, including reasonable attorney's fees, will also be added to the amount of the installment loan and become due as incurred, and in case of judgement,will be included therein. If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen(15)days,then the whole amount of the installment loan will, at the option of the mortgage lender,become due and payable without notice. Under this circumstance, I hereby waive my right to notice. I understand that the mortgage lender is not responsible for the work performed by any contractor on my property, whether paid for out of installment loan funds or otherwise. I shall not transfer, sell or convey any legal or equitable interest in the property (by deed, land contract, option, long- term lease or in any other way) without the prior written consent of the mortgage lender, unless either the indebtedness secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property, subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall become due and payable in full,at the option of the mortgage lender without notice,upon any transfer,sale or conveyance made in violation of this paragraph. (PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPEARING BELOW) Dated this < day of 0 G Jr06.4eir" , 2021 W (SEAL) CORTLANDT WINSTON CHAMB RS .L.. .41 OA A !I . .I. (SEAL) JA' ICE LYNN rei, TT AUTHENTICATION ACKNOWLEDGEMENT Signature(s) STATE OF WISCONSIN ) WINNEBAGO COUNTY ) Authenticated this day of 20 Personally came before me this 11t day of OCIV 20Z,r, PRINTED NAME: the above named Mk W\ ' �r l'�n0 (� W TITLE:MEMBER STATE BAR OF WISCONSIN JS tt '-4-k " G1� ot. ooJ (If not, to me known to be the person(s)who executed the foregoing authorized by Sec 706.06,Wis Stats) instrument and acknowledge the same. Notary Public,\PIANNUALT County My Commission(ie.pe�aue^t')(expires) 1(Y cket� `�..Tt A 2015 (Signatures may be authenticated or acknowledged.Both are not necessary.)