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Home My WebLink About67 Frankfort Street RECEIVED 14074 • NOV 2 9 2021 CITY CLERK'S O1=Fi Cr- Document Number MORTGAGE Document Title DOC# 1868640 NATALIE STROHMEYER REGISTER OF DEEDS CITY OF OSHKOSH WINNEBAGO COUNTY,WI ONE OSHKOSH PROGRAM RECORDED ON: FORGIVABLE LOAN 11/12/2021 03:11 PM RECORDING FEE: 30.00 PAGES: 3 I hereby mortgage,convey and warrant to the CITY OF OSHKOSH,a **The above recording information Municipal Corporation located in Winnebago County,Wisconsin verifies that this document has in consideration ofreceivingan installment loan in the been electronicallyrnedte recorded and (mortgage lender), my returned to the submitter** amount of FIVE THOUSAND DOLLARS and NO/100($5,000.00)for the. purchase, of owner occupied residential real property which is commonly known as 67 FRANKFORT STREET, Oshkosh, and legally described as Recording Area being in Winnebago County,State of Wisconsin: Name and Return Address See Exhibit"A"for Legal Description. City Attorney's Office Oshkosh,WI 54903-1130 This is homestead property. This is a purchase money mortgage. _908-0558-0000 Parcel Identification No. I certify that I have title to this property and that the title is free and clear of all encumbrances,excepting only restrictions and easements of record,municipal and the zoning ordinances,current taxes and assessments not yet due and any encumbrance noted below: tS ,('tot) First mortgage to Finance of America Mortgage,LLC in the amount of 32'dated on or about 1 29/N21. I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage,except for those noted above. I agree to this mortgage on a condition that,if I pay to mortgage lender the full amount of the installment loan secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage,then this mortgage will cease and the note(see Borrower's Certification)will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage,the note secured by this mortgage and the property described above. I will deliver to mortgage lender,upon demand,a receipt showing due payment of any tax or assessment. I will keep the mortgaged property insured for fire and extended coverage perils for at least the full and fair market value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a mortgage holder on the insurance policy. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. Under any foreclosure proceeding,all foreclosure expenses,including reasonable attorney's fees,will also be added to the amount of the installment loan and become due as incurred,and in case of judgement,will be included therein. If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen(15)days,then the whole amount of the installment loan will,at the option of the mortgage lender,become due and payable without notice. Under this circumstance,I hereby waive my right to notice. I understand that the mortgage lender is not responsible for work performed by any contractor on my property,whether paid for out of installment loan funds or otherwise. Unless otherwise required by law,the invalidity or unenforceability of any provision of this mortgage will not affect the validity or enforceability of any other provision. All the terms,conditions and covenants of this mortgage will be binding on my heirs,legal representatives,successors or any other individual to whom an interest in the mortgaged property or this mortgage is assigned. Document Number MORTGAGE a Recorded Electronically Document Title my pate Time G CITY OF OSHKOSH moot..tywr A 48().-A57 ONE OSHKOSH PROGRAM FORGIVABLE LOAN I hereby mortgage,convey and warrant to the CITY OF OSHKOSH, a Municipal Corporation located in Winnebago County,Wisconsin (mortgage lender),in consideration of my receiving an installment loan in the amount of FIVE THOUSAND DOLLARS and NO/100 ($5,000.00) for the purchase, of owner occupied residential real property which is commonly known as 67 FRANKFORT STREET, Oshkosh, and legally described as Recording Area being in Winnebago County, State of Wisconsin: Name and Return Address See Exhibit"A"for Legal Description. City Attorney's Office Oshkosh,WI 54903-1130 This is homestead property. This is a purchase money mortgage. _908-0558-0000 Parcel Identification No. I certify that I have title to this property and that the title is free and clear of all encumbrances,excepting only restrictions and easements of record, municipal and the zoning ordinances, current taxes and assessments not yet due and any encumbrance noted below: I fit,bl4o ! jc)/J?tt, First mortgage to Finance of America Mortgage,LLC in the amount of21Ja37?-aTdated on or about 19/27/2021. I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage, except for those noted above. I agree to this mortgage on a condition that, if I pay to mortgage lender the full amount of the installment loan secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage,then this mortgage will cease and the note (see Borrower's Certification)will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage,the note secured by this mortgage and the property described above. I will deliver to mortgage lender, upon demand, a receipt showing due payment of any tax or assessment. I will keep the mortgaged property insured for fire and extended coverage perils for at least the full and fair market value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a mortgage holder on the insurance policy. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. Under any foreclosure proceeding, all foreclosure expenses, including reasonable attorney's fees, will also be added to the amount of the installment loan and become due as incurred, and in case of judgement,will be included therein. If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen(15)days,then the whole amount of the installment loan will,at the option of the mortgage lender,become due and payable without notice. Under this circumstance, I hereby waive my right to notice. I understand that the mortgage lender is not responsible for work performed by any contractor on my property,whether paid for out of installment loan funds or otherwise. Unless otherwise required by law,the invalidity or unenforceability of any provision of this mortgage will not affect the validity or enforceability of any other provision. I shall not transfer, sell or convey any legal or equitable interest in the property (by deed, land contract, option, long- term lease or in any other way)without the prior written consent of the mortgage lender, unless either the indebtedness secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property,subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall become due and payable in full,at the option of the mortgage lender without notice,upon any transfer,sale or conveyance made in violation of this paragraph. (PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPEARING BELOW) Dated thispM' day of C C , 2021 a4e 44CeiA1 ANT 0* J. MACALUSO M LOD CA. USO AUTHENTICATION ACKNOWLEDGEMENT Signature(s) STATE OF WISCONSIN ) WINNEBAGO COUNTY ) Authenticated this day of 20 Personally came before me this -4,dday of J9 Ci 20 j> PRINTED NAME: the above named TITLE:MEMBER STATE BAR OF WISCONSIN y J. 09C+9 Lu 'a 115:Cc7A'/ I"Jr9C69ccaN (If not, to me known to be the person(s)who executed the foregoing authorized by Sec 706.06,Wis Stats) instrument and acknowledge the same. £ lic, C u cite- County My Complission(is permanen9,(expires) /d' 20 55 (Signatures may be authenticated or acknowledged.Both r,Akun A w 6 j f- are not necessary.) `lllllllilll hh P, ,`,`, .......... fl Co -Cr 0--A -n co ` `r • EXHIBIT"A" The Southerly Sixty(60)feet of the Northerly One Hundred Thirty-five(135)feet of the Easterly One Hundred Twenty(120)feet of Lot Two(2)of Block Thirty-five(35)in the Eighth Ward,City of Oshkosh,Winnebago County,Wisconsin,per LEACH'S MAP of 1894. AND That part of Lot Two(2)of Block Thirty-five(35) in the Eighth Ward,City of Oshkosh,Winnebago County, Wisconsin,per LEACH'S MAP OF 1894,described as follows: Commencing at the Northeasterly corner of said Lot;thence southerly,along the Easterly line of said Lot, 75 feet,the place of beginning;thence Westerly,parallel with the Northerly line of said Lot,64.5 feet; thence North,2.6 feet to a point that is 64.05 feet Westerly of the place of beginning;thence Easterly 64.05 feet to the place of beginning__