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Home My WebLink About1729 Hickory Street I38'314o DOC# 1821492 MORTGAGE NATALIE 18214EYER REGISTER OF DEEDS Document Number Document Title WINNEBAGO COUNTY,WI RECORDED ON: CITY OF OSHKOSH 07/06/2020 11:20 AM ONE OSHKOSH PROGRAM RECORDING FEE: 30.00 • • FORGIVABLE LOAN PAGES: 2 **The above recording information verifies that this document has I herebymortgage, and warrant to the CITY OF OSHKOSH,a been electronically recorded and convey returned to the submitter** Municipal Corporation located in Winnebago County,Wisconsin (mortgage lender),in consideration of my receiving an installment loan in the amount of FIVE THOUSAND DOLLARS and NO/100($5,000.00)for the purchase, of owner occupied residential real property which is commonly known as 1729 Hickory Street,Oshkosh,and legally described as being' Recording Ares Winnebago County,State of Wisconsin: Name and Return Address Lot 28, excluding the West 70 feet of Block 5, of the LAKEVIEW PARK PLAT an. City Attorney's Office COMMON INTEREST IN LAND AS DESCRIBED IN REGISTER OF DEEDS Oshkosh,WI 54903-1130 DOCUMENT 491200,in the 15TH Ward,City of Oshkosh,Winnebago County,Wisconsin. This is homesteadproperty. This is a purchase money mortgage. 915-1294-0000_ Parcel Identification No. I certify that I have title to this property and that the title is free and clear of all encumbrances,excepting only restrictions and easements of record,municipal and the zoning ordinances, current taxes and assessments not yet due and any encumbrance noted below: First mortgage to Finance of America Mortgage LLC in the amount of$100,000 dated on or about 07/02/2020. I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage,except for those noted above. I agree to this mortgage on a condition that,if I pay to mortgage lender the full amount of the installment loan secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage,then this mortgage will cease and the note(see Borrower's Certification)will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage,the note secured by this mortgage and the property described above. I will deliver to mortgage lender,upon demand,a receipt showing due payment of any tax or assessment. r ert insured for fire and extended coverage perils for at least the full and fair market I will keepthe mortgaged o g property Y value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a mortgage holder on the insurance policy. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. Under any foreclosure proceeding,all foreclosure expenses,including reasonable attorney's fees,will also be added to the amount of the installment loan and become due as incurred,and in case of judgement,will be included therein. If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen(15)days,then the whole amount of the installment loan will,at the option of the mortgage lender,become due and payable without notice. Under this circumstance,I hereby waive my right to notice. I understand that the mortgage lender is not responsible for work performed by any contractor on my property,whether paid for out of installment loan funds or otherwise. Unless otherwise required by law,the invalidity or unenforceability of any provision of this mortgage will not affect the validity or enforceability of any other provision. All the terms,conditions and covenants of this mortgage will be binding on my heirs,legal representatives,successors or any other individual to whom an interest in the mortgaged property or this mortgage is assigned. • E-RECORDED simplifile' qv1 County: � ' 1r11Qbag0 I ( �In K MORTGAGE Date: 0/ 0(01 20 Time: NM Document Number Document Title CITY OF OSHKOSH 11 i`t '•,e ONE OSHKOSH PROGRAM --- FORGIVABLE LOAN - ---.. iy -• Time: ___--- I hereby mortgage,convey and warrant to the CITY OF OSHKOSH,a Municipal Corporation located in Winnebago County,Wisconsin (mortgage lender),in consideration of my receiving an installment loan in the amount of FIVE THOUSAND DOLLARS and NO/100 ($5,000.00) for the purchase, of owner occupied residential real property which is commonly known as 1729 Hickory Street, Oshkosh, and legally described as being i Recording Area Winnebago County, State of Wisconsin: Name and Return Address Lot 28, excluding the West 70 feet of Block 5, of the LAKEVIEW PARK PLAT an' City Attorney's Office COMMON INTEREST IN LAND AS DESCRIBED IN REGISTER OF DEEDS Oshkosh,WI 54903-1130 DOCUMENT#91200,in the 15111 Ward,City of Oshkosh,Winnebago County,Wisconsin. This is homestead property. This is a purchase money mortgage. _915-1294-0000 Parcel Identification No. I certify that I have title to this property and that the title is free and clear of all encumbrances,excepting only restrictions and easements of record, municipal and the zoning ordinances, current taxes and assessments not yet due and any encumbrance noted below: First mortgage to Finance of America Mortgage LLC in the amount of$100,000 dated on or about 07/02/2020. I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage, except for those noted above. I agree to this mortgage on a condition that,if I pay to mortgage lender the full amount of the installment loan secured by this mortgage and conform with the terms of the Borrower's Certification and this mortgage,then this mortgage will cease and the note(see Borrower's Certification)will be void. I will pay before they become delinquent all taxes and assessments which may be levied or assessed against this mortgage,the note secured by this mortgage and the property described above. I will deliver to mortgage lender,upon demand,a receipt showing due payment of any tax or assessment. I will keep the mortgaged property insured for fire and extended coverage perils for at least the full and fair market value of the property and pay the premiums thereon when due. I will make sure the City of Oshkosh is listed as a mortgage holder on the insurance policy. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. Under any foreclosure proceeding,all foreclosure expenses, including reasonable attorney's fees,will also be added to the amount of the installment loan and become due as incurred,and in case of judgement,will be included therein. If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen(15)days,then the whole amount of the installment loan will,at the option of the mortgage lender,become due and payable without notice. Under this circumstance,I hereby waive my right to notice. I understand that the mortgage lender is not responsible for work performed by any contractor on my property,whether paid for out of installment 1l�oan funds or otherwise. �r,.,e�e 4,schrurler.rpn r 111Pl1 IhV law the invalidity or unenforceability of any provision of this mortgage will not affect the I shall not transfer, sell or convey any legal or equitable interest in the property (by deed, land contract, option, long- term lease or in any other way)without the prior written consent of the mortgage lender, unless either the indebtedness secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property,subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall become due and payable in full,at the option of the mortgage lender without notice,upon any transfer,sale or conveyance made in violation of this paragraph. (PLEASE NOTE THE SINGULAR "I" ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPEARING BELOW) Dated this PP day of Ll ,2020 ?Z._As_s;;;2__________ KRISTINE M. GROW AUTHENTICATION ACKNOWLEDGEMENT Signature(s) STATE OF WISCONSIN ) WINNEBAGO COUNTY ) Authenticated this day of 20_ Personally came before me thisdnn�19day of 'yt` 2043 PRINTED NAME: the above named 7 (S'1Y& / Y i• 6'- V TITLE:MEMBER STATE BAR OF WISCONSIN (If not, to me known to be the person(s ho ex cuted the foregoing authorized by Sec 706.06,Wis Stats) instru e t and,a the s e. Not Public, U./.I\VI I.) County My Commission(is permanent) xpires) 7//1 204D (Signatures may be authenticated or acknowledged.Both are not necessary.) \� ? -r/ P 0 . Nora �c B(1 C °'%�jSC0\ r°