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HomeMy WebLinkAboutMortgage- 423 Knapp StreetIt DOC# 1801224 MORTGAGE NATALIE STROHMEYER I REGISTER OF DEEDS meaeanT[m WINNEBAGO COUNTY, WI nonrwtN*d°* RECORDED ON: CITY OF OSHKOSH 10/16/2019 03:19 PM ONE OSHKOSH PROGRAM RECORDING FEE: 30.00 INS7•ALI.MENT LOAN PAGES: 2 the ClTYOdin ,a **The above recording Infe"'at on that this document has felectronieally recorded and l hereby mortgage, convey and wamntto Corooratimlocmad nt Wimebago County, in th been returned to the submitter Mimi -:—I (mortgage lander),mrensideretim ofmy receivingan inslallmemloan NOI ( )forth THOUSAND DOLLARS and I00 is.00i remmanl s which shown of FIVE which purchase. of owner owed reactant al real Prot% described M being in and legally aver*,diva Arc. known as 423 Knapp Street, Oshkosh, Naae.nd Renin Addre.. Wimrbago County, Stare of Wisconsin: COMPANIY'S 2nd ADDITION ba W®4 CRY ° City AnomeYs OSee Osbi.°sfi. W15i9fsi•ILiO LOT1n VPS mElIT OosWumebZ Colds wisWmio. 4 I 90101140000__ parcel Idmtnnealm No. This is homestead property. This is a purchase money mortgage. and that the title is free and clear of all encumbmnecs, excepting onlyuestdd MY I certify that I have title to this property current taxes and assessmnts not yet due end any and easements of record, municipal and the zoning ordinances, encumbrance noted below: on or shout"150.o19. Fan mo14W to First Conennlal Mortgage CoWn"'On in dun woum ofE101,600 dated I will keep the mortgaged pmP-M free from any hen or encumbrance supvim to the lien of this mortgage. except for those noted above• e m a eaditim that, if I e m mortgage lender the full amount of the , then his loan secured I agree mthis mortgag pay + r•erificmim arxdthis mortgage. then this mortgage will by this mortgage And allfom with the terms ofthetB void- and the note (sea Bmrowdes Certiftcatim) essed ins[ this I Will pay before they become�linqunna an and dtthe property dees and scribed above. Iswill deliveerrto mor ortgage leader, upon marlgego, the once secured by demand, A receipt showing due payment of any tax or assessment. 1 will keep the mortgaged Property insured for fire and extended coerege Perils for ffi least the hkfuland fair market value keep of the properly and pay the premiums thereon when due. 1 will make scone the City of Oshkosh is listed az e mortgage holder m the mum" policy. to diminish or impair the I agree no keep the mortgaged property in good condition and repair. I will not do anything value of the mortgaged Property. s fees, will also be added to Under any foreclosure Proceeding; all foreclosure expenses, inclana g �' of judgemele rnnttywill be included therein. the amount of the installment tom and become due as incurred, f rti6 'm for apmiod of more then the whole a anot of the installment loan will, at the option afthe mortgage lender. become If, fail m actacmrdingm the terms end conditions of this mortgage or the than fifteen (15) days, to notice. due and Payable without notica' Under this cimumstmce, l hereby waive my right whether I understand that the mortgage Imdtx is not responsible for work performed by any contractor on my property, paid for out of installment loan funds or otherwise. provision ofthis mortgage will not affect the Unless otherwise required by law, the invalidity orwmformbility of my validity or enforceability of my other Provision. resematives, stucessors All the terms, conditions and revenants of this mortgage will be binding on my heirs, legal rep in the mortgaged Property or this mortgage is assign or any other individual to whom an interested. 2019 -FE CITY _..,. �_.-- GFPZCE n„enment Number MORTGAGE Document Title CITY OF OSHKOSH ONE OSHKOSH PROGRAM INSTALLMENT LOAN I hereby mortgage, convey and warrant to the CITY OF HKOSH, a nsin Municipal Corporation located in Winnebago County, (mortgage lender), in consideration of my receiving an installment loan in tl amount of FIVE THOUSAND DOLLARS and NO/100real property which (n ch00.00is o)fnr nl purchase, of owner occupied residential and legally described as being known as 423 Knape Winnebago County, State of Wisconsin: LOT 11, BLOCK 2, INVESTMENT COMPANY"$ 2nd ADDITION 6'h Ward, City Oshkosh, Winnebago County, Wisconsin. Recording Area Name and Return Address City Attorney's Office Oshkosh, WI 54903-1130 90606740000_ parcel Identification No. This is homestead property. This is a purchase money mortgage- I certify d clear of and easemons eI have title to nts of record, munic pal andthethat zoningtitle ord ordinances, , current taxesencumbrances, and assessments nogyet ldue sand lany encumbrance noted below: First mortgage to First Centennial Mortgage Corporation in the amount of $101,600 dated on or about 10/15R019. I will keep the mortgaged property free from any lien or encumbrance superior to the lien of this mortgage, except for those noted above. that, if I pay to mortg ge lender unt of the installment loan secured I agre to this mortgage on a conditionby this mortgage and conform with the terms of the Borrowees Certificate n alnd this mortgage, th n this mortgage wil cease and the note (see Borrower's Certification) will be void. or assessed this I will pay before they become delinquent all taxes and assessmentsdescribed above.may be levied o mortgage lenders upon mortgage, the note secured by this mortgage and the property demand, a receipt showing due payment of any tax or assessment. rage perils for at least the full and d extended cove I will keep the property and property the premiums thereoinsured for fire nnwh n due. I will make sure the City o Oshkosh isfair list d as market value of the property pay P mortgage holder on the insurance policy. I agree to keep the mortgaged property in good condition and repair. I will not do anything to diminish or impair the value of the mortgaged property. re expenses, including reasonable attorneys fees, will also be added to Under any foreclosure proceeding, all foreclosu the amount of the installment loan and become due as incurred, and in case of judgement, will be included therein. If I fail to act according to the terms and conditions of this mortgage or the Borrower's Certification for a period of more than fifteen (15) days, then the whole amount of the installment loan will, at the option of the mortgage lender, become due and payable without notice. Under this circumstance, I hereby waive my right to notice. I understand that the mortgage lender is not responsible for work performed by any contractor on my property, whether paid for out of installment loan funds or otherwise. Unless otherwise required by law, the invalidity or unenforceability of any provision of this mortgage will not affect the validity or enforceability of any other provision. All the terms, conditions and covenants of this mortgage will be binding on my heirs, legal representatives, successors or any other individual to whom an interest in the mortgaged property or this mortgage is assigned. I shall not transfer, sell or convey any legal or equitable interest in the property (by deed, land contract, option, long- term lease or in any other way) without the prior written consent of the mortgage lender, unless either the indebtedness secured by this mortgage is first paid in full or the interest conveyed is a mortgage or other security interest in the property, subordinate to the lien of this mortgage. The entire indebtedness under the note secured by this mortgage shall become due and payable in full, at the option of the mortgage lender without notice, upon any transfer, sale or conveyance made in violation of this paragraph. (PLEASE NOTE THE SINGULAR "P' ALSO INCLUDES THE PLURAL "WE" IF THERE IS MORE THAN ONE SIGNATURE APPEARING BELOW) Dated this /5- day of dcl4eo� 2019 TORI D. SCHNEIDER AUTHENTICATION Signatures) Authenticated this _day of 20_ --PRINTED NAME: TITLE: MEMBER STATE BAR OF WISCONSIN (If not authorized by Sec 706.06, Wis Stats) (Signatures may be authenticated or acknowledged. Both are not necessary.) Document drafted by: Lynn Lorenson, City Attorney, Oshkosh, WI ACKNOWLEDGEMENT STATE OF WISCONSIN ) WINNEBAGO COUNTY ) Personally came befo a me i s—N115 the above named- (\Y i V L �. I /11e4 to G 9— to me known to be the person(s) who iruo15ument and acka8wladee4ae-smm My EVEPHANIY� SCHULTZ Public Wisconsin