HomeMy WebLinkAboutDahiya, Ritu House & Home Policy Declarations
C� Allstate
Your policy effective date is August 28,2017 You're in good hands.
Page 1 of 4
Total Premium for the Policy Period Information as of August 15,2017
Premium for property insured $429.79 Summary
Total $429.79` Named Insured(s)
Ritu Dahiya
Mailing address
Discounts (included in your total premium) 2510 Fraser Dr
Protective Device $5.07 Multiple Policy $67.25 Oshkosh WI 54904-9632
Home Buyer $20.52 Allstate Easy Pay Plan $11.81 Policy number
Responsible Payment $74.52 Welcome $24.94 962 520 887
Total discount savings* $208.67 Your policy provided by
ti i Allstate Vehicle and Property
`Any discounts of$5 or less are not listed above but are included in the total Insurance Company
discount savings number. Policy period
Beginning August 28,2017 through
August 28,2018 at 12:01 a.m.standard
Insured property details* time
Please review and verify the information regarding your insured property.Please Your Allstate agency is
refer to the Important Notice(X73182)for additional coverage information.Contact Brett A Beaulieu
us if you have any changes. 1936A Algoma Blvd
Oshkosh WI 54901-2104
Location of property insured: 2510 Fraser Dr,Oshkosh,WI 54904-9632 (920)233-8460
Dwelling Style: BRETT.BEAULIEU@allstate.com
Built in 2017;1 family;1502 sq.ft.;ranch-1 story
Foundation: Some or all of the information on your
Policy Declarations is used in the rating
Below grade basement,100% of your policy or it could affect your
Attached structure: eligibility for certain coverages.Please
One 3.5-car attached garage notify us immediately if you believe
Interior details: that any information on your Policy
One builders grade kitchen Two builders grade full baths Declarations is incorrect.We will make
corrections once you have notified us,
Exterior wall types: and any resulting rate adjustments,will
50%vinyl siding 50%brick on frame be made only for the current policy
Interior wall partition: period or for future policy periods.
100%drywall Please also notify us immediately if you
believe any coverages are not listed or
Heating and cooling: are inaccurately listed.
Gas heating,100% Central air-same ducts,100%
Additional details:
Standard wood sash with glass,100% Interior wall height-8 ft,100%
Two exterior wood doors
Fire protection details:
Fire department subscription-no 3 miles to fire department
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Renewal House&Home Policy Declarations
Policy number: 9 5 887 Page 2 of 4 j Allstate .
Policy effective date: August
28,2018 You're in good hands.
Insured property details*(continued)
Gas heating,100% Central air-same ducts,100%
Additional details:
Standard wood sash with glass,100% Interior wall height-8 ft,100%
Two exterior wood doors
Fire protection details:
Fire department subscription-no 3 miles to fire department
Roof surface material type:
Composition
•100%asphalt/fiberglass shingle
Roof details:
Predominant roof type:Composition Age of roof-1 year
Roof geometry-Gable
Mortgagee
OLD NATIONAL BANK ISAOA/ATIMA
P 0 Box 7099,Troy,MI 48007-7099
Loan number:004000327907
Additional Interested Party-None
*This is a partial list of property details.If the interior of your property includes custom
construction,finishes,buildup,specialties or systems,please contact your Allstate
representative for a complete description of additional property details.
Coverage detail for the property insured
Coverage Limits of Liability _ _ Applicable Deductibles)
Dwelling Protection $278,713 •$1,000 Windstorm and Hail
•$500 All other perils
Other Structures Protection $41,807 • $1,000 Windstorm and Hail
• $500 All other perils
Personal Property Protection $167,228 •$1,000 Windstorm and Hail
•$500 All other perils
Additional Living Expense Up to 24 months not to exceed$111,486 _
Family Liability Protection $500,000 each occurrence
Guest Medical Protection $1,000 each person
Building Codes Not purchased*
Building Structure Reimbursement Not purchased*
Extended Limits
Roof Surfaces Extended Coverage Included
Water Back-Up $5,000 •$500 Water Back-Up
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Renewal House&Home Policy Declarations Page 3 of 4
Policy number: 962 520 887
Policy effective date: August 28,2018
I. Other Coverages Not Purchased:
•Additional Fire Department • Extended Coverage on Musical •Identity Theft Expenses'
Charges* Instruments* •Increased Coverage on Business
• Building Materials Theft' • Extended Coverage on Sports Property'
• Dwelling in the Course of Equipment* • Increased Coverage on Theft of
Construction* • Extended Premises* Silverware*
• Electronic Data Recovery* • Fair Rental Income* • Loss Assessments*
• Extended Coverage on Cameras* • Golf Cart* • Secondary Residence*
• Extended Coverage on Jewelry, • Green Improvement* • Select Value*
Watches and Furs* • Home Day Care' •Yard and Garden*
*This coverage can provide you with valuable protection.To help you stay current with
your insurance needs,contact your agent to discuss available coverage options and
other products and services that can help protect you.
Scheduled Personal Property Coverage
Your policy does not include Scheduled Personal Property Coverage. This coverage can provide you with valuable protection.To
help you stay current with your insurance needs,contact your agent to discuss available coverage options and other products and
services that can help protect you.
Your policy documents
Your House&Home policy consists of the Policy Declarations,any Policy Declarations Addendum,and the following
documents.Please keep them together.
• House&Home Policy-AVP81 • Wisconsin Amendatory Endorsement-AVP123-1
• Windstorm and Hail Deductible Endorsement-AVP82 • Roof Surfaces Extended Coverage Endorsement-AVP42
• Water Back-Up Endorsement-AVP258 • Enhanced Package Endorsement-AVP417
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Renewal House&Home Policy Declarations
Policy number: 962 520 887 Page 4 of 4 t A I I state
Policy effective date: August 28,2018 You're in good hands.
Important payment and other information
Here is some additional,helpful information related to your coverage and paying your bill:
► You purchased our Enhanced Package as part of your policy,which provides you with the following benefits:
•Claim RateGuard
This feature will help you keep your discounts and avoid a premium increase in the unfortunate event that you have a
claim. If you file a claim to which we apply the Claim RateGuare feature,you will not lose the Claim Free Discount,if
you already have that discount on your policy.
•Claim-Free Bonus
For every twelve-month period that your policy is claim-free,you will earn a Claim-Free Bonus credit of up to 5%of your
current policy's premium,which you can apply toward your next renewal premium. If your policy does not renew,we will
apply the credit amount to any outstanding premium balance and any remainder refunded to you.
•Deductible Reward
For every designated twelve-month period that your policy is claim-free,you will earn a Deductible Reduction Amount of
$100,which can be used to reduce the amount of your deductible(up to a$500 maximum).We will reduce the
Deductible Reduction Amount if it is used to reduce your deductible for one or more covered losses.If the Enhanced
Package is removed from your policy,any accumulated Deductible Reduction Amount will no longer be available for
losses occurring on or after the date the Enhanced Package was removed from your policy.
Deductible Reward-Deductible Reduction Amount available is$100.00.
► Coverage A-Dwelling Protection Limit includes an approximate increase of$8,187 due to the Property Insurance
Adjustment provision. Coverage B-Other Structures Protection and Coverage C- Personal Property Protection adjusted
accordingly.
P. Please note:This is not a request for payment. Your bill will be mailed separately.
► A$4.00 installment fee will be included in any bill or notice with a minimum amount due. If you choose to pay by electronic
funds transfer,the installment fee will be$1.50.
Allstate Vehicle and Property Insurance Company's Secretary and President have signed this policy with legal authority at
Northbrook,Illinois.
Julie Parsons Susan L. Lees
President Secretary
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House&Home Policy Declarations Page 2 of 4
Policy number: 962 520 887
Policy effective date: August 28,2017
Insured property details*(continued)
Roof surface material type:
Composition
•100%asphalt/fiberglass shingle
Roof details:
Predominant roof type:Composition Age of roof-0 year
Roof geometry-Gable
Mortgagee
OLD NATIONAL BANK ITS SUCCESSORS&/OR ASSIGNS
P 0 Box 7099,Troy, MI 48007-7099
Loan number:NONE •
Additional Interested Party-None
*This is a partial list of property details.If the interior of your property includes custom
construction,finishes,buildup,specialties or systems,please contact your Allstate
representative for a complete description of additional property details.
Coverage detail for the property insured
Coverage _ Limits of Liability_ _ Applicable Dedudible(s)
Dwelling Protection $270,526 •$1,000 Windstorm and Hail
•$500 All other perils
Other Structures Protection $40,579 •$1,000 Windstorm and Hail
•$500 All other perils
Personal Property Protection $162,316 •$1,000 Windstorm and Hail
•$500 All other perils
Additional Living Expense Up to 24 months not to exceed$108,211
Family Liability Protection $500,000 each occurrence
Guest Medical Protection $1,000 each person
Building Codes Not purchased*
Building Structure Reimbursement Not purchased*
Extended Limits _ _ o
Roof Surfaces Extended Coverage Included 3
Water Back-Up $5,000 •$500 Water Back-Up
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House&Home Policy Declarations
Policy number: 962 5 887 Page 3 of 4 A I I state
Policy effective date: Augustt 28,2017 You're in good hands.
► Other Coverages Not Purchased:
• Additional Fire Department • Extended Coverage on Musical • Identity Theft Expenses*
Charges* Instruments* • Increased Coverage on Business
• Building Materials Theft* • Extended Coverage on Sports Property*
• Dwelling in the Course of Equipment* • Increased Coverage on Theft of
Construction* • Extended Premises* Silverware*
• Electronic Data Recovery* • Fair Rental Income* • Loss Assessments*
• Extended Coverage on Cameras* •Golf Cart* •Secondary Residence*
• Extended Coverage on Jewelry, •Green Improvement* • Select Value*
Watches and Furs* • Home Day Care* •Yard and Garden*
*This coverage can provide you with valuable protection.To help you stay current with
your insurance needs,contact your agent to discuss available coverage options and
other products and services that can help protect you.
Scheduled Personal Property Coverage
Your policy does not include Scheduled Personal Property Coverage. This coverage can provide you with valuable protection.To
help you stay current with your insurance needs,contact your agent to discuss available coverage options and other products and
services that can help protect you.
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House&Home Policy Declarations Page 4 of 4
Policy number: 962 520 887
Policy effective date: August 28,2017
Your policy documents
Your House&Home policy consists of the Policy Declarations,any Policy Declarations Addendum,and the following
documents. Please keep them together.
• House&Home Policy-AVP81 • Wisconsin Amendatory Endorsement-AVP123-1
• Windstorm and Hail Deductible Endorsement-AVP82 • Roof Surfaces Extended Coverage Endorsement-AVP42
• Water Back-Up Endorsement-AVP258
Important payment and coverage information
Here is some additional,helpful information related to your coverage and paying your bill:
► You purchased our Enhanced Package as part of your policy,which provides you with the following benefits:
•Claim RateGuard'
This feature will help you keep your discounts and avoid a premium increase in the unfortunate event that you have a
claim. If you file a claim to which we apply the Claim RateGuard'feature,you will not lose the Claim Free Discount, if
you already have that discount on your policy.
•Claim-Free Bonus
For every twelve-month period that your policy is claim-free,you will earn a Claim-Free Bonus credit of up to 5%of your
current policy's premium,which you can apply toward your next renewal premium. If your policy does not renew,we will
apply the credit amount to any outstanding premium balance and any remainder refunded to you.
► The Property Insurance Adjustment condition applies.
► Please note:This is not a request for payment. Any adjustments to your premium will be reflected on your next scheduled
bill which will be mailed separately.
Allstate Vehicle and Property Insurance Company's Secretary and President have signed this policy with legal authority at
Northbrook, Illinois.
Steven P. Sorenson Susan L.Lees
President Secretary
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Renewal House & Home Policy Declarations Page 1 of 4
Your policy effective date is August 28,2018
Total Premium for the Policy Period Information as of June 15,2018
Premium for property insured $450.03 Summary
If you pay in installments* $450.03 Named Insured(s)
If you pay in full $422.78 Ritu Dahiya
t Mailing address
Your bill will be mailed separately.Before making a payment,please refer to your 2510 Fraser Dr
latest bill,which includes payment options and installment fee information.If you do Oshkosh WI 54904-9632
not pay in full,you will be charged an installment fee(s). Policy number
962 520 887
Your policy provided by
Discounts (included in your total premium)
Allstate Vehicle and Property
Protective Device $8.19 Multiple Policy $65.41 Insurance Company
Claim Free $55.19 Home Buyer $14.89 Policy period
Beginning August 28,2018 through
Allstate Easy Pay Plan $12.82 Loyalty $12.82 August 28,2019 at 12:01 a.m.standard
Responsible Payment $44.14 Welcome $12.82 time
p
Total discount savings* $228.70 Your Allstate agency is
ti Brett A Beaulieu
*Any discounts of$5 or less are not listed above but are included in the total 1936A Algoma Blvd
discount savings number. Oshkosh WI 54901-2104
(920)233-8460
BRETT.BEAULIEU@allstate.com
Insured property details*
Some or all of the information on your
Please review and verify the information regarding your insured property.Please Policy Declarations is used in the rating
refer to the Important Notice(X73182)for additional coverage information.Contact of your policy or it could affect your
us if you have any changes. eligibility for certain coverages.Please
Location of property insured: 2510 Fraser Dr,Oshkosh,WI 54904-9632 notify us immediately if you believe
that any information on your Policy
Dwelling Style: o
Declarations is incorrect.We will make
Built in 2017;1 family;1502 sq.ft.;ranch 1 story corrections once you have notified us,
Foundation: and any resulting rate adjustments,will
Below grade basement,100% be made only for the current policy
Attached structure: period or for future policy periods.
One 3.5-car attached garage Please also notify us immediately if you
believe any coverages are not listed or
Interior details: are inaccurately listed. 0
One builders grade kitchen Two builders grade full baths o
0'
Exterior wall types: o
50%vinyl siding 50%brick on frame 0
Interior wall partition:
100%drywall a
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Heating and cooling: o
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